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Revolut Megathread.

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Comments

  • Registered Users, Registered Users 2 Posts: 19,815 ✭✭✭✭Muahahaha


    Just wondering how Revolut works abroad, if there is money on my card do you just need to tap it on a terminal or does it ask for the cards Pin (which Ive now forgotten so dont want to end up in a situation where I cant pay).

    Also is there any savings by using it over Ulster Bank, Im going to be in the eurozone so referring to bank charge savings rather than foreign exchange ones.



  • Registered Users, Registered Users 2 Posts: 200 ✭✭kilrush


    As long as it's under the contactless limit you can tap away. You can see the card pin in the app just go to cards then select your card then pin and security.

    I don't know if banks charge extra for using contactless in other euro zone countries but revolut don't have any charges that I am aware of.



  • Posts: 870 ✭✭✭ [Deleted User]


    You can set the PIN / get a reminder of in the app by the way.

    Revolut has no fees for card transactions, only for ATM withdrawals, so there's q distinct advantage over Ulster Bank unless you have a U First account.



  • Registered Users, Registered Users 2 Posts: 19,815 ✭✭✭✭Muahahaha


    Thanks lads, will look up the pin in the app and just use it to tap below the 30 quid limit. Im not sure what Ulster Bank charge me for tapping abroad but Ive no doubt its likely to be favouable to them



  • Posts: 870 ✭✭✭ [Deleted User]


    In a lot of Europe there's no tap limit on Revolut per say, but you'll be asked for the pin over a certain amount, i.e. it'll be the initial tap and then the machine will ask for the pin rather than be asked to insert the card and then enter the PIN. It's great, speeds up the who transaction no end.



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  • Registered Users, Registered Users 2 Posts: 9,559 ✭✭✭TheChizler


    They can't charge you any more elsewhere in the Eurozone than what they charge you at home.



  • Registered Users, Registered Users 2 Posts: 14,750 ✭✭✭✭Frank Bullitt


    Just got my old card all set up and synced to my bank.

    Currently, I live in Canada, and am trying/thinking of transferring funds from Ireland to Canada, and ultimately vice versa in the future.

    Revolut don't operate in Canada, but is there a way to do the above?



  • Registered Users, Registered Users 2 Posts: 1,336 ✭✭✭fitzparker


    Question,

    Booked flights with Ryanair using Revolut

    Ryanair for some reason popped up to pay in dollars, so I accepted as it showed € to $, which was fine

    When I checked Revolut their charge was same in Dollar but €50 more because of their currency rate

    is there anything that can be done here? is it revolut fault or a lesson learned for me?

    it didnt give me an option to pay by Euro on ryanair which was strange.



  • Registered Users, Registered Users 2 Posts: 422 ✭✭robnet77


    Hi all, I've just ordered a physical Revolut card, with the intention of using it to buy grocery (mainly from the main supermarkets). My understanding was that I needed a physical card for purchases over 50 euro (i.e. contactless limit).

    Both myself and my partner will top the card up using our debit cards, putting the same amount of money on the card every month - This way we should be able to split the grocery bill in two equal parts.

    Will this work, or there are any potential issues I haven't considered? Thanks.



  • Registered Users, Registered Users 2 Posts: 5,923 ✭✭✭The J Stands for Jay




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  • Registered Users, Registered Users 2 Posts: 7,718 ✭✭✭Jeff2


    I think you should have convert € to $ in app and then it would have come out of that account.

    It would cost way less.



  • Registered Users, Registered Users 2 Posts: 4,325 ✭✭✭-=al=-


    Strange it was in dollars unless you’re accessing the site form the US, or maybe using a VPN? I presuming you have a Euro and Dollar account on Revolut? Maybe it recognised the dollar from the card? Never heard of that before though. €50 also sounds like a crazy difference. Ryanair has never once provided a better rate than Revolut. There is an option to pay in local curencies or change at checkout, but it's a bit of a minefield and unticking box exercise

    I guess not much can be done since the transaction for the service is complete which you are going to use

    As for paying for groceries, you can top up the card/account and then tap away at the till. Pretty handy during covid. Most limits got raised for contactless convenience over the last year or so. It's pretty handy to tap everything anyway on your phone or card. Might need to use the card and pin to activate it first though.



  • Registered Users, Registered Users 2 Posts: 172 ✭✭madmax72


    Hi I was wondering does anyone know how to send money from my revolut account to my aib credit card. Apologies if this has been asked before



  • Registered Users, Registered Users 2 Posts: 324 ✭✭theglobe


    I made 4 euro deposits to AIB from Revolut business and was charged 8EUR a pop. Does anyone know why this would have happened as I've been making the same transfer for months with no charge?



  • Registered Users, Registered Users 2 Posts: 93 ✭✭cfingers


    Thats very strange.

    Who charged you €8? Is it business or personal AIB account?



  • Registered Users, Registered Users 2 Posts: 324 ✭✭theglobe



    I paid the exchange fees on revolut. But when it landed in AIB each transaction was 8e less but when I clicked into payment log the €8 was gone rather than itemized as a charge. It's like the €8 disappeared before it even arrived in my AIB account. It was four separate charges of €8 just to clarify; absolutely ridiculous.



  • Registered Users, Registered Users 2 Posts: 93 ✭✭cfingers



    Is it personal or Business aib account?

    If its Personal, aib defo should not be charging you for receiving SEPA payment. That's strange.



  • Registered Users, Registered Users 2 Posts: 324 ✭✭theglobe


    It's personal. I'll contact them again on Monday as their customer service line is useless. The weird thing is the charge not even being itemized.



  • Moderators, Business & Finance Moderators Posts: 11,189 Mod ✭✭✭✭Jim2007


    It would be hard for them to provide you with itemised details of something they did not receive. Browsing Revolt's T&C for FX transactions on the business account, they mention that in addition to the FX charges, they may make 'small fee' charges and that intermediaries may make additional charges. Probably a good idea to ask them for an explanation as well, normally the sending party will have a better chance of tracing a transaction than the sending party.



  • Registered Users, Registered Users 2 Posts: 324 ✭✭theglobe



    It wasn't FX though as the money was in euro before I sent it. I have been doing the same thing for months.



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  • Moderators, Business & Finance Moderators Posts: 7,346 Mod ✭✭✭✭Sheep Shagger


    On the back of your credit card statement it will have electronic banking details for payment. An IBAN for AIB card services and you'll probably have to put your card number in as a reference.

    Create a payee in the Revolut app with these.



  • Registered Users, Registered Users 2 Posts: 95 ✭✭Josephfromdowntheroad


    Hi is the 15% off at Tesco for any Tesco store?

    Anyone try it how you get on?

    Thanks



  • Registered Users, Registered Users 2, Paid Member Posts: 4,480 ✭✭✭TaurenDruid


    Actually speaking of the Tesco 15% off - does anyone know if that includes purchase of alcohol?

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  • Moderators, Business & Finance Moderators Posts: 7,346 Mod ✭✭✭✭Sheep Shagger


    Does your Revolut account have a LT or GB IBAN. If its GB then AIB could be charging as its coming from outside the EU. Think banks only recently started charging for inbound payments from outside the EU.



  • Registered Users, Registered Users 2 Posts: 19,168 ✭✭✭✭banie01


    I logged into my Revolut today and was presented with a survey on my "metal" experience.

    Thing is, I have a standard plan and my cards show my card as standard too.

    Yet when I check my plan details, it shows me on metal at a 0 rate.

    Anyone noticed this? Admin error? Happy accident in my favour?

    IMG_20211001_180922.jpg Screenshot_2021-10-01-18-05-48-437_com.revolut.revolut.jpg




  • Registered Users, Registered Users 2 Posts: 324 ✭✭theglobe


    It's an Irish IBAN. One thing that's totally dumbfounded me is that there is no record anywhere of these charges. 8e just vanished 4 times for no apparent reason.



  • Moderators, Business & Finance Moderators Posts: 7,346 Mod ✭✭✭✭Sheep Shagger




  • Registered Users, Registered Users 2, Paid Member Posts: 4,480 ✭✭✭TaurenDruid


    Nice! That's like the old Monopoly "Bank error in your favour, collect €200" I just downgraded from metal today - my one foreign trip of the year done, airport lounges closed, and 0.1% cashback is like... not much at all.

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  • Registered Users, Registered Users 2 Posts: 7,718 ✭✭✭Jeff2


    Curve €20 to invite friends is actually 1% pay back for 30 days up to €20 and not €20 I your account. T&C

    I'm just saying this as people have been cought out.



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  • Registered Users, Registered Users 2 Posts: 1,435 ✭✭✭TiGeR KiNgS


    For Fees and charges with Revolut - when they say 5 free ATM withdrawals a month does this include instore purchases ?

    If not, what is the fees for the brick & mortar instore purchases ?



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