Car insurance - tell us your quotes/renewals

CoBo55 · 22-04-2021 01:15PM

corsav6 wrote: »

It's not fully protected so it'll go up slightly if I add that.
Just got a quote from FBD for €424 which is excellent considering they were always above €1000. I'll try liberty next since they were always miles above the rest previous years too.

Why bother? At 345 it's a bargain I'd be very surprised if you got a lower price.

chancer12 · 22-04-2021 04:43PM

dinneenp wrote: »

wife, 44, no points, Nissan X Trail 161, looking for fully comp
Currently with Marsh.

Renewal €408, on phone without me prompting they reduced to €368
Liberty- €391
An Post- €427
123.ie- €422

So sticking with Marsh.

Had never heard of Marsh before so rang them 360.14 versus
Allianz 567.00 (current)
Aig, 503
its4women 540
An post 619!
AA 332. but this doesn't include breakdown assist

so, thanks for the 'heads up'

arleitiss · 22-04-2021 06:45PM

It's that time of the year again (renewal).

Age: 27
Car: BMW E90 318D - 184bhp (2009)
Years driving: 8 Years
Claims: None
Points: None
Type of Insurance: Fully Comp.
Price and provider: Was/am with AA: 890 Euro

This year AA quoted me: 863 Euro
123.ie Quoted me: 479 Euro

I will look around more insurers as I believe there is a chance it can go lower than tan 450.
(Finally I have reached that age where insurance can cost less than 800 euro)

athlone573 · 22-04-2021 06:52PM

arleitiss wrote: »

It's that time of the year again (renewal).

Age: 27
Car: BMW E90 318D - 184bhp (2009)
Years driving: 8 Years
Claims: None
Points: None
Type of Insurance: Fully Comp.
Price and provider: Was/am with AA: 890 Euro

This year AA quoted me: 863 Euro
123.ie Quoted me: 479 Euro

I will look around more insurers as I believe there is a chance it can go lower than tan 450.
(Finally I have reached that age where insurance can cost less than 800 euro)

That's a very good price

I've a less powerful car, years older, full ncb, and I'm still paying over 400 with allianz (and none of the others came close when I looked around last year). That's down about 10% on last year tho.

lcstress2012 · 22-04-2021 09:50PM

Your Age: 27
Car type and engine: Ford Fiesta ST Line 1L
years driving: 10+
any claims: no
Price and provider: 25plus at €420

My policy last year with Zurich was 540 still haven’t received renewal in post yet so should get this in a few days. Been messing round with quotes and at €420 it’s a bargain of a price for my age!

cplwhisper · 23-04-2021 06:06AM

CoBo55 wrote: »

Where did you get those figures? The pp ones I mean.

On assumption the poster has not mentioned PP I’m figuring Aviva quote of 540 includes 26% discount.
€540 = 74% of true price then €729 approx standard gross price.
Upto ‘18 the stats were 62% of drivers each had 2-3 pp with about 20% of them drivers not declaring to insurers.
The insurer asks ‘have u clean full licence? Yes/No answer...the question’have u pp is answered’within same

As in why I know the Axa stuff do well as I was staff for 15yrs & new business/renewals/comparisons of cover was my daily fun.
If you give axa you driver licence number doing quote they’ll know instantly if any pp exist within current 3yrs but won’t know the offence(s) reason so they’ll get that info before inception to see if quoter declares or not

cplwhisper · 23-04-2021 06:19AM

chancer12 wrote: »

Unfortunately AXA were off the richter - 590

Buy the main cover from AA but ‘Axa partners’ sell a stand alone breakdown cover called ‘motor rescue’ that comes to the car, irrelevant of listed driver residence. once ireland based & insured address is the main home address then AXA know occasionally the towing destination may differ. Motor Rescue is door-2-door & roadside assistance. Towing any distance with island of ireland. No excess & ranges from €35-€75(uk use was pre-brexit) so double check same.

Be sure on the AA car insurance policy that your daughter/son is named as residing at different address with his-her own car. If daughter/son does not have own car then insurer(AA) may have notions that daughter is main user with parent covering u see loophole as cheaper at times.

Axa partners have a call centre in Athlone that runs both Axa Ireland & UK breakdown service/GAP insurance & pre-covid their travel insurance.

09064-86300 is direct number for Axa partners.
I’m ex-Axa staff. The phone number above will get direct access to axa partners switchboard.
Happy motoring either way

Warbeastrior · 25-04-2021 06:48PM

ShadowHearth wrote:

Age: 35 License: 16 years NCB: 10+++ No accidents Car: 2017 Seat Ibiza Cupra 1.8

Last Year: 1k Axa ( 1k every year since I got it

Renewal came from AXA for 1k, but broker got from FBD 782eu. This is the first in 5 years I am paying less then 1k eu. Very happy.

Its madness that that is the lowest someone in your situation is offered.
Ya have never had an accident and have a full NCB.

Cowboys Ted!

Warbeastrior · 25-04-2021 06:48PM

ShadowHearth wrote:

Age: 35 License: 16 years NCB: 10+++ No accidents Car: 2017 Seat Ibiza Cupra 1.8

Last Year: 1k Axa ( 1k every year since I got it

Renewal came from AXA for 1k, but broker got from FBD 782eu. This is the first in 5 years I am paying less then 1k eu. Very happy.

Its madness that that is the lowest someone in your situation is offered.
Ya have never had an accident and have a full NCB.

Cowboys Ted!

phater phagan · 26-04-2021 02:18PM

I have a 08 Ford Fiesta. Liberty quoted me 615. Have been driving for more than 40 years, accident free.

lcstress2012 · 27-04-2021 05:44AM

27 yo male
Ford Fiesta ST Line 1L
6 years no claims
10 years driving experience
No points/claims
€530 renewal with Zurich
€420 with 25plus.ie (AIG)

The cheapest was 25plus with €420 so went with that in the end. Bargain of a price!

phater phagan · 27-04-2021 10:47AM

lcstress2012 wrote: »

27 yo male
Ford Fiesta ST Line 1L
6 years no claims
10 years driving experience
No points/claims
€530 renewal with Zurich
€420 with 25plus.ie (AIG)

The cheapest was 25plus with €420 so went with that in the end. Bargain of a price!

I might change to them next year. Especially since Liberty is requiring people to print their own documents. Something that is hard to do without a printer.
I called the office and after a ten minute wait I got to speak with someone who told me they would post it to me. That was last week and as of today I haven't received it and my current disc will be obsolete in May 1st.

lcstress2012 · 27-04-2021 11:10AM

phater phagan wrote: »

I might change to them next year. Especially since Liberty is requiring people to print their own documents. Something that is hard to do without a printer.
I called the office and after a ten minute wait I got to speak with someone who told me they would post it to me. That was last week and as of today I haven't received it and my current disc will be obsolete in May 1st.

With 25plus (AIG) you have to print it out yourself or you can pay €20 for documents to be sent out.

CoBo55 · 27-04-2021 11:35AM

I can't remember the last time I received a cert from an insurance company... You'd pick up a phone compatible printer for small bobs. I certainly wouldn't let print or post be the deciding factor for me.

PatM65 · 29-04-2021 10:18AM

Insurance due for renewal on May 23rd.

Age: 56
Car: Skoda Superb 2 litre diesel - 190 bhp (2016)
Years driving: 35 plus
Claims: None
Points: None
Type of Insurance: Fully Comp
Price and provider: Renewal quote from Aviva was €624 - down from €685 last year.

When pushed they dropped to €551.

However I went with Munster Insurance who got me equivalent cover with AXA for €450!

No brainer as far as I'm concerned.

jimgoose · 29-04-2021 10:27AM

Gender: Male
Age: 49
Car: 2011 Ford Focus Style 1.6 TDCi 110
NCD: Since 41AD
Licence: Dog, with "Dog" crossed out and "Driver" written in crayon.
Area: Cork City Southside
Cover: Full comp(inc. on other cars)/breakdown/glass/step-back
Renewal: €486 BoI/RSA
Last year: €439 BoI/RSA

Rang them up and got €20 off, so €466. Could be worse.

CoBo55 · 29-04-2021 02:45PM

PatM65 wrote: »

Insurance due for renewal on May 23rd.

Age: 56
Car: Skoda Superb 2 litre diesel - 190 bhp (2016)
Years driving: 35 plus
Claims: None
Points: None
Type of Insurance: Fully Comp
Price and provider: Renewal quote from Aviva was €624 - down from €685 last year.

When pushed they dropped to €551.

However I went with Munster Insurance who got me equivalent cover with AXA for €450!

No brainer as far as I'm concerned.

Your profile is exactly the same as mine except my superb is 191 I got fully comp for 378 from AIG directly, give them a try.
Sorry I was mistaken I'm being charged €22 extra for the remains of a small claim I made in 2017.

PatM65 · 29-04-2021 03:48PM

CoBo55 wrote: »

Your profile is exactly the same as mine except my superb is 191 I got fully comp for 378 from AIG directly, give them a try.
Sorry I was mistaken I'm being charged €22 extra for the remains of a small claim I made in 2017.

That's odd as AIG were nowhere near as competitive as either Aviva or AXA. When I queried the only reason they could come up with was because the car was 190bhp!

CoBo55 · 29-04-2021 05:23PM

PatM65 wrote: »

That's odd as AIG were nowhere near as competitive as either Aviva or AXA. When I queried the only reason they could come up with was because the car was 190bhp!

One of those days, mine is only 150 bhp, sorry about that...
I’ll go and get de tay it might help me read better...

Hontou · 30-04-2021 01:24PM

18 yo Female (My daughter)
Skoda Octavia 2011 1.6 diesel
No years driving experience, first car on N plates
No points/claims
€2600 with Axa
No one else would quote but Axa because the car will be in Longford and more claims in Longford than elsewhere. Hence more expensive.

Was looking at Opel Corsa (2013) and Ford Fiesta (2011) too.
Quote for Corsa was €1900 but car was a lot more expensive
Quote for Ford Fiesta was higher than Skoda so she went for the (better?) car.

I assumed smaller cars were always cheaper for insurance but that clearly is not the case. My daughter (who paid for all herself and needs for work) decided to go for the combined price of car and insurance when buying a car and made her decision based on that.

rubberdungeon · 30-04-2021 01:31PM

lcstress2012 wrote: »

With 25plus (AIG) you have to print it out yourself or you can pay €20 for documents to be sent out.

I saw this mentioned on a different thread but might be useful for this thread too.

https://www.printcopyandgo.com/

Miscreant · 30-04-2021 02:53PM

Renewal time has come around again with 123.ie....

Age: 43
Car: 2019 Hyundai Ioniq PHEV
Years driving: 17
Claims: None
Points: None
Type of Insurance: Fully Comp with full no claims protection
Price: This year, the random number generator wants €629. Last year I paid €634, so my premium has dropped by a fiver.
The 123.ie online system quotes €560 with the same details as a NEW customer

Its4Women.ie wants €393!!!!!

I wonder who I will be going with if 123 can't price-match :rolleyes:

CoBo55 · 30-04-2021 05:28PM

Miscreant wrote: »

Renewal time has come around again with 123.ie....

Age: 43
Car: 2019 Hyundai Ioniq PHEV
Years driving: 17
Claims: None
Points: None
Type of Insurance: Fully Comp with full no claims protection
Price: This year, the random number generator wants €629. Last year I paid €634, so my premium has dropped by a fiver.
The 123.ie online system quotes €560 with the same details as a NEW customer

Its4Women.ie wants €393!!!!!

I wonder who I will be going with if 123 can't price-match :rolleyes:

It’s for women are a front for AIG, try their site directly you could shave a bit more off.

The Continental Op · 30-04-2021 06:08PM

CoBo55 wrote: »

It’s for women are a front for AIG, try their site directly you could shave a bit more off.

Wife used IfW a couple of years ago. NEVER again! Worst customer service ever. Failed to send out documents then when they did they messed the address up and sent out documents to the wrong address then wanted my wife to sign a document that said she had lost them before they would replace them. All done by email with a chronically slow turnaround time.

Miscreant · 30-04-2021 06:44PM

CoBo55 wrote: »

It’s for women are a front for AIG, try their site directly you could shave a bit more off.

AIG came in at €440. I'll definitely be hitting 123 with the price match game.

CoBo55 · 30-04-2021 07:40PM

Miscreant wrote: »

AIG came in at €440. I'll definitely be hitting 123 with the price match game.

I never bother contacting my outgoing insurer I just renew, it's their loss.

CoBo55 · 30-04-2021 07:41PM

The Continental Op wrote: »

Wife used IfW a couple of years ago. NEVER again! Worst customer service ever. Failed to send out documents then when they did they messed the address up and sent out documents to the wrong address then wanted my wife to sign a document that said she had lost them before they would replace them. All done by email with a chronically slow turnaround time.

I used them last year I just printed off the cert no problems at all.

Darc19 · 01-05-2021 09:55PM

Male 50+
2l, 180 bhp vehicle
Some business driving
25k value
€368 with aig

Lowest ever

Warbeastrior · 02-05-2021 11:15AM

What do people think of this for myself. I think its high enough but everywhere else seems to be even higher.

Male
27
2010 Nissan Pixo 1.0
6 Years No Claims Discount.
No Penalty Points
No Claims

Ã¢â€šÂ¬455 with Aviva for fully comprehensive.

Nowhere else is under Ã¢â€šÂ¬500

Its gone up from last year even with another year NCD.

Odyssey 2005 · 04-05-2021 05:47PM

Odyssey 2005 wrote: »

Mrs O
E300H
Last years €670
She had a claim for a headlight
€1500
Thank God for bonus protection
This years premium with an post
€575
15k business miles

That time of year again.
Renewal letter came in. No change in particulars
Quote €547.
Called them and got it reduced to €535. Won't do much better I'd say.

Car insurance - tell us your quotes/renewals

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