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Cyclists, insurance and road tax

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Comments

  • Registered Users, Registered Users 2 Posts: 6,821 ✭✭✭Tombo2001


    Most club cyclists would be covered under their Cycling Ireland policy. I'm covered when I'm out training/exercising. The claim that cyclists aren't insured is one purely based on ignorance.
    It is possoible to get bikes insured against damage and theft. Not sure about Third Party cover but is really isn't a line of business many insurance companies would want (evidently) as there wouldn't be much business for them.

    Thats a good point - nonetheless, the point stands for individual cyclists.

    There are cycle insurance providers - but they are very much niche players, and its very expensive.

    For example - I've queried a few times at AXA why it is that they use cyclists in so many of their ads, and yet they dont offer insurance to cyclists.


  • Banned (with Prison Access) Posts: 158 ✭✭Joe4321


    @Set, you say most clubs are covered and you are covered when out, so you do agree with insurance,???


  • Registered Users, Registered Users 2 Posts: 5,896 ✭✭✭The J Stands for Jay


    Joe4321 wrote: »
    There is also research into cyclists that were wearing a helmet that it saved their life, Google that..

    There are also reports of soldiers being saved from bullets by bibles.


  • Registered Users, Registered Users 2 Posts: 6,507 ✭✭✭Fighting Tao


    Joe4321 wrote: »
    There is also research into cyclists that were wearing a helmet that it saved their life, Google that..

    When they tripped over walking to their bike, or when a 1 tonne plus vehicle was driven through them?


  • Registered Users, Registered Users 2 Posts: 11,612 ✭✭✭✭meeeeh


    This thread will entertain 'cyclists should pay taxes' crowd and 'cars are killing people' crowd for months.

    It's completely nonsense suggestion but the usual testosterone fuelled arguments will go on and on and on. I predict some pictures of cyclists going trough red lights and vans parked on sidewalks will be posted. Then usual suspects will start posting you tube videos and so on...

    That's all there is to it.


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  • Registered Users, Registered Users 2 Posts: 7,779 ✭✭✭Pinch Flat


    Joe4321 wrote: »
    There is also research into cyclists that were wearing a helmet that it saved their life, Google that..

    Also research indicating how helmets can save car occupants as well. why no call for helmets in cars?


  • Registered Users, Registered Users 2 Posts: 212 ✭✭TheQ_Man


    There is no such thing as ‘Road’ tax, it’s motor tax


  • Registered Users, Registered Users 2 Posts: 6,507 ✭✭✭Fighting Tao


    No I don't think so. Accidents will always happen regardless.

    Maybe a cushioning system around bicycles then? To protect the pedestrians

    It is rare that an accident happens in a car, unless it is a child wetting themselves in the back seat.


  • Registered Users, Registered Users 2 Posts: 15,527 ✭✭✭✭Thelonious Monk


    Sure even asking them to wear helmets is met with scorn, they want it every way

    Well you just want people to have to wear helmets because you want cycling to be more inconvenient for people, that's why I'd meet it with scorn coming from someone like you. As if you give a flying f*ck about the safety of cyclists.


  • Registered Users, Registered Users 2 Posts: 2,372 ✭✭✭Paddigol


    I'm still shaking my head at the login in the OP, particularly in the context of some of the replies in this one... https://www.boards.ie/vbulletin/showthread.php?t=2058178678

    But yeah, tax the cyclists and get them off our roads, those dangerous hooligans!

    Here's an idea - learn to drive before deciding that it's everyone else who makes the roads a dangerous place.


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  • Registered Users, Registered Users 2 Posts: 15,527 ✭✭✭✭Thelonious Monk


    meeeeh wrote: »
    This thread will entertain 'cyclists should pay taxes' crowd and 'cars are killing people' crowd for months.

    It's completely nonsense suggestion but the usual testosterone fuelled arguments will go on and on and on. I predict some pictures of cyclists going trough red lights and vans parked on sidewalks will be posted. Then usual suspects will start posting you tube videos and so on...

    That's all there is to it.

    It's hard not to engage with these threads, people hate you because you use a bike to get to work or go to the shops, I'll never understand it.


  • Banned (with Prison Access) Posts: 158 ✭✭Joe4321


    So the people that you look up to in the tour de France are been inconvenienced by weeing helmets, wowwww


  • Registered Users, Registered Users 2 Posts: 6,507 ✭✭✭Fighting Tao


    It's hard not to engage with these threads, people hate you because you use a bike to get to work or go to the shops, I'll never understand it.

    They hate me even though I drive more than I cycle. :(


  • Registered Users, Registered Users 2 Posts: 6,507 ✭✭✭Fighting Tao


    Joe4321 wrote: »
    So the people that you look up to in the tour de France are been inconvenienced by weeing helmets, wowwww

    Is your life so shallow that you think everyone looks up to 'celebrities' or 'sportspeople' like you do?


  • Moderators, Politics Moderators Posts: 43,365 Mod ✭✭✭✭Seth Brundle


    Joe4321 wrote: »
    @Set, you say most clubs are covered and you are covered when out, so you do agree with insurance,???
    Do I agree with insurance? It's not really necessary but as with all insurance, it covers a risk. What is important to define is the likleihood of that risk. In my view, it is not likely. In the several thousand kms I cover, I know that I won't cause damage that would warrant a policy.
    For what reason do you think it is necessary and have you the required statistics to back up your belief that there is a need for insurance cover?
    Would all cyclists require cover, including school children?
    If parents were forced to insure their kids who wished to cycle to school, what do you think would happen?


  • Banned (with Prison Access) Posts: 158 ✭✭Joe4321


    @fighting, you loose your argument when you get personal, don't be so childish.


  • Registered Users, Registered Users 2 Posts: 5,627 ✭✭✭Padre_Pio


    Joe4321 wrote: »
    A question for all the cyclist here, would you be in favour for a registration for your bike so you could be identified just like car owners can be from there Reg plates, if yes, why and also if no, why??

    It would be useless.
    What crime could a cyclist commit that would require all cyclists to get number plates?

    Besides, it's too easy to steal and destroy bikes.
    Even motorcyclists think it's a pain since their reg is tied to the frame, which might get swapped out when damaged.


  • Registered Users, Registered Users 2 Posts: 6,507 ✭✭✭Fighting Tao


    Joe4321 wrote: »
    @fighting, you loose your argument when you get personal, don't be so childish.

    Jaysus. Read your own post that I replied to. You used 'you' before I did. You made it personal :rolleyes:


  • Registered Users, Registered Users 2 Posts: 15,527 ✭✭✭✭Thelonious Monk


    If parents were forced to insure their kids who wished to cycle to school, what do you think would happen?

    In fairness I don't think these people think anyone should be cycling on the roads, so a reduction of kids or any people on bikes would be welcomed by the haters.


  • Registered Users, Registered Users 2 Posts: 5,896 ✭✭✭The J Stands for Jay


    Joe4321 wrote: »
    So the people that you look up to in the tour de France are been inconvenienced by weeing helmets, wowwww

    Do you look up to Lewis Hamilton, and why don't you wear a helmet driving?


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  • Registered Users, Registered Users 2 Posts: 6,507 ✭✭✭Fighting Tao


    Padre_Pio wrote: »
    It would be useless.
    What crime could a cyclist commit that would require all cyclists to get number plates?

    Bank robbery. Bikes are excellent for getaways in towns and cities chockablock with motor traffic. They can zig zag between all the stationary cars.


  • Moderators, Politics Moderators Posts: 43,365 Mod ✭✭✭✭Seth Brundle


    Joe4321 wrote: »
    So the people that you look up to in the tour de France are been inconvenienced by weeing helmets, wowwww
    The riders in the TdF travel up to 100km/h. They are in compact groups which increases the likleihood of a fall and for this reason, it is mandatory to wear a plastic hat.
    Does someone casually riding to the shops or school need one? Why would they? Are they likely to fall at speed?
    Why do the Dutch generally not have a need to wear them?
    Anyhow, this thread is getting even more stupid now.


  • Closed Accounts Posts: 3,748 ✭✭✭ExMachina1000


    Padre_Pio wrote: »
    It would be useless.
    What crime could a cyclist commit that would require all cyclists to get number plates?

    Besides, it's too easy to steal and destroy bikes.
    Even motorcyclists think it's a pain since their reg is tied to the frame, which might get swapped out when damaged.

    They could be dealing drugs. Nipping around cities delivering class A product.
    Theres one example


  • Registered Users, Registered Users 2 Posts: 11,612 ✭✭✭✭meeeeh


    It's hard not to engage with these threads, people hate you because you use a bike to get to work or go to the shops, I'll never understand it.

    And it will keep you busy for a few days... It's the same nonsense that will not change any opinions but a few people will be able to vent.


  • Moderators, Politics Moderators Posts: 43,365 Mod ✭✭✭✭Seth Brundle


    In fairness I don't think these people think anyone should be cycling on the roads, so a reduction of kids or any people on bikes would be welcomed by the haters.
    I've yet to cycle on a road that was dangerous!
    I tend to find it's the road users I've to be wary of.


  • Banned (with Prison Access) Posts: 158 ✭✭Joe4321


    @Seth, I do agree with having insurance, and yes if a kid is out on a public road it would be required also, the registration is also a big thing for identification, the guards could also use this for issueing fines, but I sure I will be told that cyclists don't break any traffic rules, why would you be against registering your bycicle?


  • Registered Users, Registered Users 2 Posts: 2,372 ✭✭✭Paddigol


    Joe4321 wrote: »
    @Set, you say most clubs are covered and you are covered when out, so you do agree with insurance,???

    How much damage do bikes, on average, cause as a result of RTA every year?

    How many people are killed and/ or seriously injured by cyclists every year?

    Have you looked for any research into the above? Have you any stats/ evidence?

    Do you understand the difference between third party motor insurance and the type of insurance required by cycling clubs to cover members on club spins?


  • Banned (with Prison Access) Posts: 158 ✭✭Joe4321


    Helmets save lives, fact, I can't believe cyclist on here are against the wearing of them, very interesting, you don't need to be traveling 100kpm to get a head injury,


  • Moderators, Politics Moderators Posts: 43,365 Mod ✭✭✭✭Seth Brundle


    Joe4321 wrote: »
    @Seth, I do agree with having insurance, and yes if a kid is out on a public road it would be required also, the registration is also a big thing for identification, the guards could also use this for issueing fines, but I sure I will be told that cyclists don't break any traffic rules, why would you be against registering your bycicle?
    It is a pointless argument put forwards by people who dislike being slightly inconvenienced by a person on a bike (strangely these people don't exhibit the same ill-will todards other drivers who hold them up). It is stupid and unnecessary trying to impose administrative obligations on a slow moving form of transport for next to no benefit.
    As for the rule breaking, I never suggested that people on bikes don't break the rules but bear in mind that the rates have been shown to be miniscule compared to people when their driving and in addition when those driving go wrong it tends to have a much bigger impact.
    What you are proposing will discourage bike usage, contribute to an already massive obesity problem and establish an expensive new government system which wont really be of any use bar the occasional garda looking up someone's name for a minor offence.


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  • Registered Users, Registered Users 2 Posts: 7,779 ✭✭✭Pinch Flat


    It's hard not to engage with these threads, people hate you because you use a bike to get to work or go to the shops, I'll never understand it.

    I'll never understand it. People would respect you more if they in their 20% full car are stuck behind you in your 20% full car.


This discussion has been closed.
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