Car insurance - tell us your quotes/renewals

skibum · 07-01-2021 11:03PM

skibum wrote: »

Your Age: 54
Car type and engine: 2002 Opel Astra 1.4
years driving: 35
any claims: none
no penalty points
Price and provider: Allianz, It was €472 last year, €504 Renewal, fully comp with bonus protection etc Got it down to €462....

Rang around, most wouldn't quote due to age of car......

Astra's timing belt snapped at 120kmh a few weeks ago, interesting enough experience on the M7 during rushhour....

long story short, got a 2008 Mercedes C180k with 80,000Km back on the road, plus with a change of occupation to a higher risk level, i had to pay €92 extra to cover it until next september.
Between getting a far better car and now in the hospitality sector (which they dont like) it was far less than I was dreading.....

CoBo55 · 07-01-2021 11:21PM

skibum wrote: »

Astra's timing belt snapped at 120kmh a few weeks ago, interesting enough experience on the M7 during rushhour....

long story short, got a 2008 Mercedes C180k with 80,000Km back on the road, plus with a change of occupation to a higher risk level, i had to pay €92 extra to cover it until next september.
Between getting a far better car and now in the hospitality sector (which they dont like) it was far less than I was dreading.....

What are you doing? Security on a closed hotel:pac: I didn't think there was a hospitality industry left:mad:

wotzgoingon · 07-01-2021 11:28PM

skibum wrote: »

Astra's timing belt snapped at 120kmh a few weeks ago, interesting enough experience on the M7 during rushhour....

long story short, got a 2008 Mercedes C180k with 80,000Km back on the road, plus with a change of occupation to a higher risk level, i had to pay €92 extra to cover it until next september.
Between getting a far better car and now in the hospitality sector (which they dont like) it was far less than I was dreading.....

Is that a interference or non interference engine? Did you hear a banging of the valves off the pistons?

CoBo55 · 07-01-2021 11:31PM

wotzgoingon wrote: »

Is that a interference or non interference engine? Did you hear a banging of the valves off the pistons?

You never hear anything the engine just stops, very few non-interference engines around now.

skibum · 08-01-2021 01:56PM

CoBo55 wrote: »

What are you doing? Security on a closed hotel:pac: I didn't think there was a hospitality industry left:mad:

Pub trade..... I'm optomistic that we will be back open before the summer

skibum · 08-01-2021 02:01PM

wotzgoingon wrote: »

Is that a interference or non interference engine? Did you hear a banging of the valves off the pistons?

Engine just died, no funny sounds, vibrations, no warning.
foot on clutch, into neutral, no power steering or servo for brakes, all this at 120+ kmh right hand lane (was overtaking at the time)...... managed to get over to hard shoulder.

CoBo55 · 08-01-2021 03:08PM

skibum wrote: »

Pub trade..... I'm optomistic that we will be back open before the summer

Which summer?

CoBo55 · 08-01-2021 03:12PM

skibum wrote: »

Engine just died, no funny sounds, vibrations, no warning.
foot on clutch, into neutral, no power steering or servo for brakes, all this at 120+ kmh right hand lane (was overtaking at the time)...... managed to get over to hard shoulder.

Happened twice with me, Toyota Hiace and an Isuzu wfr, exactly like you described, it's as though you just switched off the engine. Luckily mine were work vehicles, I just had the hassle of trying to get home.

ofcork · 09-01-2021 07:36PM

My renewal coming up soon was 528 last year through chill got 3 points courtesy of go safe so just did an online quote with chill again cheapest 518 most expensive 3341!!!

cefh17 · 11-01-2021 12:49PM

cefh17 wrote: »

Age 28
Location Galway
Car 2011 1.6 Jetta TDI
5 years NCB (2 windscreens in 2016, 2018 and a claim off a third party's insurance in 2019)
3 points
1 additional driver
Last year Axa €770 talked down to 685
Renewal this year €732, will ring around again as per usual

Rang Axa back and got €650, that's it for another year thankfully

matt3326 · 11-01-2021 03:53PM

Age: 25
Location: Limerick
Car: 2012 Vauxhall Ampera PHEV
3 years NCB (1 third party claim in 2016 and another in 2017)
9 points courtesy of GoSafe
1 named driver (the partner)

Last year: AXA €1070 fully Comp for a DriveSave telematics policy (pre-penalty points)
Renewal this year for the same DriveSave policy was: €1274, before declaring the points.

Wasn't expecting much but shopped around and just Got quoted KennCo €806 fully Comp.

Absolutely floored that it went down after adding 9 points, was fully expecting to be done over a barrel this year. Only downside seems to be the high excess (€1000) but given I'm losing the telematics I'll happily take it.

SCOOP 64 · 11-01-2021 04:19PM

^Wow,landed on your feet!^

commited · 11-01-2021 09:01PM

matt3326 wrote: »

Age: 25
Location: Limerick
Car: 2012 Vauxhall Ampera PHEV
3 years NCB (1 third party claim in 2016 and another in 2017)
9 points courtesy of GoSafe
1 named driver (the partner)

Last year: AXA €1070 fully Comp for a DriveSave telematics policy (pre-penalty points)
Renewal this year for the same DriveSave policy was: €1274, before declaring the points.

Wasn't expecting much but shopped around and just Got quoted KennCo €806 fully Comp.

Absolutely floored that it went down after adding 9 points, was fully expecting to be done over a barrel this year. Only downside seems to be the high excess (€1000) but given I'm losing the telematics I'll happily take it.

Out of interest, how do you find the Ampera?

ofcork · 17-01-2021 12:57PM

Paid 513 through chill was 518 last year had to ring as got 3 points as renewal price was 500 did a few other quotes but all up in the 7/800 zone.

johndaman66 · 17-01-2021 07:32PM

My own policy is due for renewal on the 28th of February. Got my renewal notice from Aviva in the week just gone. They are looking for €577.92, up from the €508.32 I paid last year.

Cover is comprehensive on a 2011 Avensis 2.0 D4D. 39 year old male, full Irish license held for almost 20 years, non penalty points, no claims, no convictions and full no claims discount. Living in a rural area.

Feel I can do better. Will be getting quotes over the next week or two and will keep you posted.

SCOOP 64 · 17-01-2021 07:42PM

^ would agreed think you could do better ,im with Aviva, 2008 Zafira 1.6, added drivers wife and son on N plate ,fully comp, €360, same details as you but im older.^

johndaman66 · 17-01-2021 10:05PM

SCOOP 64 wrote: »

^ would agreed think you could do better ,im with Aviva, 2008 Zafira 1.6, added drivers wife and son on N plate ,fully comp, €360, same details as you but im older.^

Eek, all the same you seem to be doing a lot better paying €360. I thought the two named drivers on N plates would load a policy considerably more. Unless I'm missing something I'm being fleeced:(

ofcork · 17-01-2021 10:32PM

johndaman66 wrote: »

My own policy is due for renewal on the 28th of February. Got my renewal notice from Aviva in the week just gone. They are looking for €577.92, up from the €508.32 I paid last year.

Cover is comprehensive on a 2011 Avensis 2.0 D4D. 39 year old male, full Irish license held for almost 20 years, non penalty points, no claims, no convictions and full no claims discount. Living in a rural area.

Feel I can do better. Will be getting quotes over the next week or two and will keep you posted.

You are similar to me I have a 2012 avensis 49 full license no claims living in city suburbs 3 points paid 518 last year with no points got it to 513 this year with the points, have you a named driver on your policy

SCOOP 64 · 18-01-2021 03:07PM

johndaman66 wrote: »

Eek, all the same you seem to be doing a lot better paying €360. I thought the two named drivers on N plates would load a policy considerably more. Unless I'm missing something I'm being fleeced:(

Just one on N plate my son ,wife full licence , i was surprised too adding my son was very little difference.

honda boi · 20-01-2021 11:12AM

Car: 2006 Volvo S40 1.6 petrol
Licence :full
Age : 28
NCB : 7 years named driver experience.
€532 with liberty

Signore Fancy Pants · 20-01-2021 05:37PM

Your Age: 39 but 40 on renewal.
Car type and engine: Audi A6 2.0 Diesel
Years driving: 19 years
Any claims: No claims ever, no points.
Price and provider: Renewal from 123.ie of €672 LOL.
Location: Dublin.
Cover: Fully Comp.

Renewal is €100+ from last year....no chance!

Axa €553
Aviva €503
Chill €490-€1500

Went with the AA for €380, so a saving of €292.

El Gato De Negocios · 21-01-2021 02:50PM

Oul lad got his Aviva renewal the other day.

201 Qashqui 1.5l. Himself and the mothership, fully comp with all the bells and whistles incl full NCD protection. Paid €412 last year, renewal is €334 all in. Excellent price. Tried a couple of quotes for him and couldn't get sub €400 with anyone. He is 67 and a farmer / retired, oul lady is housewife and 64. Both full licences since jesus was a boy and no a/c/c/PP.

Craig_David · 23-01-2021 10:42PM

Lost my no claims bonus whilst living abroad and so starting from scratch

Getting fully comp quotes currently for 1600-1800 EUR. Guess i'll just have to suck it up but was wondering, what sort of drop would I see in the premium in the second year assuming of course no penalty points,accidents etc..

Thanks

All that fandango · 23-01-2021 10:48PM

€366 TPFT. And a 50 euro voucher for Lifestyle Sports as part of an offer with Liberty Insurance. Excellent price, 123.ie wanted to renew mine for another year for 500. Which is the same as what they got last year off me. Cheeky enough, no such thing as loyalty, definitely pays to shop around!

wotzgoingon · 23-01-2021 10:59PM

Craig_David wrote: »

Lost my no claims bonus whilst living abroad and so starting from scratch
Getting fully comp quotes currently for 1600-1800 EUR. Guess i'll just have to suck it up but was wondering, what sort of drop would I see in the premium in the second year assuming of course no penalty points,accidents etc..

Thanks

You at least 2 or 3 years NCB to see any significant drop. I reckon next year your quotes will be 1000-1200.

markc1184 · 24-01-2021 07:53AM

Age: 36
Location: Louth
Car: 2010 Skoda Octavia vrs
7 years NCB (Windscreen claim in 2016)
Full Licence
0 points
1 named driver

Renewal from AXA for €760 which I got down to €690 after a phonecall. Last year I paid €720

All other quotes ranged from €730 to c.€2300

pudzey101 · 27-01-2021 10:47PM

Age: 31
Location: Waterford
Car: 2004 1.4 diesel corolla
14 year ncb
Full Licence
0 points
Renewal from insure my van for €419 which I got for €317 last year

How is insurance going up

cplwhisper · 27-01-2021 11:13PM

pudzey101 wrote: »

Age: 31
Location: Waterford
Car: 2004 1.4 diesel corolla
14 year ncb
Full Licence
0 points
Renewal from insure my van for €419 which I got for €317 last year

How is insurance going up

Is the Corolla a van or car ??
Based on €317 last year I’d say Axa van 1st policy so to get best rate
- check the private car reg on their system is correct as if that car is also with Axa then it’s 30% of standard rate. If your car is not with Axa then the 20% car plus discount should be active.
Check the value current on schedule. Every €1000 over €2000 value will increase your premium.
Ask them straight out is there an age-loading applied to the van and if so ask them to refer to underwriter to review based on your current business history(that loafing can be removed on appeal).

Ya can PM me if needed- I’m not staff anymore so not flogging you cover just free help ðŸ˜€

wotzgoingon · 27-01-2021 11:43PM

pudzey101 wrote: »

Age: 31
Location: Waterford
Car: 2004 1.4 diesel corolla
14 year ncb
Full Licence
0 points
Renewal from insure my van for €419 which I got for €317 last year

How is insurance going up

You were only 30 and you managed to get a policy for just over €300. I didn't even think that was possible.

Sup08 · 27-01-2021 11:48PM

Your Age: 50
Car type and engine: C4 1.6 Diesel 142
Years driving: 32
Any claims: No claims ever, 3 points (just got them, fuming)
Price and provider: €632 renewal. (quote today 27/01/2021) AA
Location: Dublin.
Cover: Fully Comp.

Have to shop around, made a mistake sticking with the AA last year and they charged me over €800.

Car insurance - tell us your quotes/renewals

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