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Councillor gets social and housing sorted. Met with protests.

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Comments

  • Registered Users, Registered Users 2 Posts: 10,824 ✭✭✭✭padd b1975


    Boggles wrote: »
    That isn't how it works.

    Anyway do you think or boom bust housing market is good practice?

    Ireland has had one boom and bust cycle in its history.

    One.


  • Posts: 0 [Deleted User]


    People who buy are living in those homes. We don't have an extra family looking for social housing because the house gets sold.
    The whole point is it's for people who can't afford the market rate, (I know you get confused at this bit).
    How can you be idle and buying a house from anyone? You need a mortgage.
    The housing crisis effects everyone, mostly, the majority, working tax payers on low incomes.

    I never thought you would be in favour of the privatisation of state assets Matt, but I learn something new every day here. :pac::D


  • Registered Users, Registered Users 2 Posts: 141 ✭✭DeconSheridan


    Prime city centre location. Right beside the Pheonix park / Luas / Heuston. Short walking distance to O'Connell street.

    Its the bargain of a lifetime.

    A bargain.. :rolleyes: I know of a guy who bought in an estate, he was first buyer! they couldn't sell the rest and gave them out for F all to everyone and anyone. I do feel for his predicament being the only one paying back a 300,000 mortgage. Dont be that guy!


  • Registered Users, Registered Users 2 Posts: 17,899 ✭✭✭✭Idbatterim


    99nsr125 wrote: »
    What about the paramedics and firefighters and doctors ?

    Or maybe public lands should be used for the public good. Providing security for the people that are not as lucky as us.

    “ lucky “ or maybe they never lifted a finger a day in their lives ...


  • Posts: 14,344 ✭✭✭✭ [Deleted User]


    This might sound a bit 'futuristic/police state' etc. but considering pretty much every legitimate service or product can be purchased without cash, would it not make more sense to swap the entire Social Welfare system over to a card-based system?

    This would knock a lot of the illegal activities on the head, as you can't buy drugs or pay someone to do dodgy stuff or nixers without some explanation as to why they'd be receiving money off you, and you could review people's spending, so when they rock up to the Community Welfare Officer looking for money for a communion dress or new Fridge, the Officer can say "but hang on, you have enough money to buy that already" or "but you've spent €x on alcohol this month, and a fridge will only cost €y, so we'll only give you €z towards it, get your act together".

    (and so forth).


    Naturally the scheme would become redundant as people would figure ways around it, or if you could simply withdraw cash from a bank it'd be spoiled, but nonetheless it'd make things more traceable and stamp out certain illegal activities.


  • Registered Users, Registered Users 2 Posts: 24,226 ✭✭✭✭Kermit.de.frog


    Time limited food stamps as the main welfare distribution in the USA seems to make people very motivated to get work for some bizarre reason.

    They don't put up with cradle to grave welfare sh!t there.

    Mrs Cash would be actually street homeless (or quite possibly dead) over there and that's no exaggeration! You are just not allowed live that lifestyle without the consequences.


  • Registered Users, Registered Users 2 Posts: 29,307 ✭✭✭✭end of the road


    This might sound a bit 'futuristic/police state' etc. but considering pretty much every legitimate service or product can be purchased without cash, would it not make more sense to swap the entire Social Welfare system over to a card-based system?

    This would knock a lot of the illegal activities on the head, as you can't buy drugs or pay someone to do dodgy stuff or nixers without some explanation as to why they'd be receiving money off you, and you could review people's spending, so when they rock up to the Community Welfare Officer looking for money for a communion dress or new Fridge, the Officer can say "but hang on, you have enough money to buy that already" or "but you've spent €x on alcohol this month, and a fridge will only cost €y, so we'll only give you €z towards it, get your act together".

    (and so forth).


    Naturally the scheme would become redundant as people would figure ways around it, or if you could simply withdraw cash from a bank it'd be spoiled, but nonetheless it'd make things more traceable and stamp out certain illegal activities.

    it probably wouldn't stamp out anything in reality. probably just cost us a fortune trying to admin it.
    Time limited food stamps as the main welfare distribution in the USA seems to make people very motivated to get work for some bizarre reason.

    apparently they actually don't in reality.
    those who do not want to work still do not work.
    for those who do there are greater opportunities, regardless of skill or lack of, and there will be employers who aren't fussy and will be willing to give people a chance as long as they can show they deserve it.
    They don't put up with cradle to grave welfare sh!t there.

    Mrs Cash would be actually street homeless (or quite possibly dead) over there and that's no exaggeration! You are just not allowed live that lifestyle without the consequences.

    yes and they end up throwing away money that could be better spent trying to deal with the consequences of the system they have.
    i suspect that if we implemented american style systems here in ireland we would be bankrupt quite quickly.

    I'm very highly educated. I know words, i have the best words, nobody has better words then me.



  • Registered Users, Registered Users 2 Posts: 15,664 ✭✭✭✭markodaly


    Flawed baloney as per MarkO.

    People who buy are living in those homes. We don't have an extra family looking for social housing because the house gets sold.
    The whole point is it's for people who can't afford the market rate, (I know you get confused at this bit).
    How can you be idle and buying a house from anyone? You need a mortgage.
    The housing crisis effects everyone, mostly, the majority, working tax payers on low incomes.

    Bit of a ramble there Matt.

    I am sorry, but if you are advocating giving people up to a 50% discount on a house, paid for by the tax payer, then you can take a hike.

    Social housing is that, social housing, not a shortcut to own a 400,000 house for 200,000 paid over 25 years, while the guy next door has to foot the entire bill and then subsidise the family next door. In no universe is that fair.

    I understand that there may be limited cases where property can be sold, but it should be done so, where the tax payer recoups costs at a minimum and it should be sold at market rates, not a huge discount.

    Regardless, if we are to take the European model and not the UK/Irish model, the property will remain in the hands of the LA/State. We need to chill a little on property ownership in this country. Owning a property is not a 'right' and its highly amusing that some people point to Austrian provisioning of social housing as a plus, but then with a straight face advocate selling off these units for a song under a UK/Irish framework, because that is how we always did it here....

    You cant have your cake and eat it too.


  • Registered Users, Registered Users 2 Posts: 11,789 ✭✭✭✭BattleCorp


    Mrs Cash would be actually street homeless (or quite possibly dead) over there and that's no exaggeration! You are just not allowed live that lifestyle without the consequences.

    She'd be nothing of the sort. She'd have to get up off her hole and look after herself. Whether or not she would do that legally is another matter.


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  • Registered Users, Registered Users 2 Posts: 41,097 ✭✭✭✭Boggles


    Jaysus I'd swear some people are in danger of choking on their begrudgery.

    Estates which have a high uptake on tenant purchase schemes have little to no anti social behavior where the opposite is true in terms of estates that are just been rented.

    I've seen this first hand growing up in my own locality and it still rings true today.

    We also have the problem where 1000s of vacant or boarded up social houses remain unused, 2 main reasons being, no one will dare move there and they are so neglected that it is not economical to repair them.

    Councils routinely sell off stock on the private market and for good reasons.

    Mate of mine bought one a couple of years for a very good price, it was a very good price for a reason he had to put in 1 and half times the purchase price just to make the house safe and livable doing the majority of the work himself.

    Now the only reason he even thought of buying the house was because it was in an estate where the majority of people had purchased their homes, if it wasn't the only thing happening that house was steel shuttering on the doors and windows.

    Allowing tenant purchases is an inherently good thing, I know from first hand experience and I'd hazard a guess that long term for "DE TAX PAYER" (which also includes the person buying the home which seems to be forgotten) it's cheaper.

    But above all costs, it's value is immeasurable.


  • Registered Users, Registered Users 2 Posts: 23,246 ✭✭✭✭Dyr


    Worth remembering that large tracts of housing in Dublin and beyond was social housing, Marino etc. We just did it better back then

    Same with farms, most of our farmers are on "forever farms" that their forefathers bought for a pittance from the state

    I've no problem with the idea that citizens should not be indebted to a bank for the rest of our lives just to have a place to live. Big problem with the idea of people expecting everything be provided for them by the taxpayer including a house next to their Mammy.


  • Registered Users, Registered Users 2 Posts: 41,097 ✭✭✭✭Boggles


    Bambi wrote: »
    Same with farms, most of our farmers are on "forever farms" that their forefathers bought for a pittance from the state

    Well not exactly. It didn't belong to "the state" to begin with. The forefathers were paying to get back their forefathers land.


  • Registered Users, Registered Users 2 Posts: 15,664 ✭✭✭✭markodaly


    Boggles wrote: »

    Allowing tenant purchases is an inherently good thing, I know from first hand experience and I'd hazard a guess that long term for "DE TAX PAYER" (which also includes the person buying the home which seems to be forgotten) it's cheaper.

    But above all costs, it's value is immeasurable.

    It depends.

    If one wants to continue the ideology of private property ownership over social good, then maybe. But what you are doing is giving one generation a benefit and denying the other generation the same opportunity to live in social housing.

    Also, if one truly believes in social housing then you cannot believe in the ideology of selling it off i.e. privatising it.

    They do not sell off social housing units on the continent. Why is that?

    We are forever telling ourselves and comparing ourselves to the Danes, Austrians, Finns, Swedes in all kinds of social policy. The reason we cannot implement any or much of it is that we, the Irish people, want things to remain as they are, hence the over-reliance on private property. We will tweek around the edges and then wonder why it failed while it worked in Denmark... yeap you guessed it.

    If we really really really wanted to take the Austrian framework to provide social housing, then we need to ditch our obsession with selling social houses to its occupants. As I said, you cannot have your cake and eat it.


  • Registered Users, Registered Users 2 Posts: 23,246 ✭✭✭✭Dyr


    Boggles wrote: »
    Well not exactly. It didn't belong to "the state" to begin with. The forefathers were paying to get back their forefathers land.

    Let's be honest here, it belonged to the state of the time or was privately owned, we can bitch about how they acquired it but once we gained independence we accepted all that private ownership was legitimate


  • Registered Users, Registered Users 2 Posts: 41,097 ✭✭✭✭Boggles


    markodaly wrote: »
    If one wants to continue the ideology of private property ownership over social good,

    In the examples I gave clearly private property ownership is for the social good.

    I have seen it first hand.


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  • Registered Users, Registered Users 2 Posts: 15,664 ✭✭✭✭markodaly


    Boggles wrote: »
    In the examples I gave clearly private property ownership is for the social good.

    I have seen it first hand.

    So it's anecdotal, good to know.


  • Registered Users, Registered Users 2 Posts: 41,097 ✭✭✭✭Boggles


    markodaly wrote: »
    So it's anecdotal, good to know.

    It's a implemented strategy I have seen work and that does work.

    Do I remember you saying before you grew up in social housing?

    Or am I thinking of someone else?


  • Posts: 18,749 ✭✭✭✭ [Deleted User]


    Boggles wrote: »
    In the examples I gave clearly private property ownership is for the social good.

    I have seen it first hand.

    Your examples are that anti social behavior is curtailed when social houses are sold & become private. Oh and that people take more pride in their own home than a council owned one.
    So basically, you are actually against social housing for many of the same reasons as others on this site.

    A real believer in social housing would believe it should stay in state ownership for the good of those who cannot house themselves.


  • Registered Users, Registered Users 2 Posts: 41,097 ✭✭✭✭Boggles


    bubblypop wrote: »
    Your examples are that anti social behavior is curtailed when social houses are sold & become private. Oh and that people take more pride in their own home than a council owned one.
    So basically, you are actually against social housing for many of the same reasons as others on this site.

    A real believer in social housing would believe it should stay in state ownership for the good of those who cannot house themselves.

    I'm a believer in affordable housing, for everyone.


  • Posts: 18,749 ✭✭✭✭ [Deleted User]


    Boggles wrote: »
    I'm a believer in affordable housing, for everyone.

    So, the state should build & sell houses cheap to people who can afford to buy them
    They should provide social housing for those who cannot house themselves
    Two different things.

    Which, I have no issue with, by the way


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  • Closed Accounts Posts: 16,013 ✭✭✭✭James Brown


    Bambi wrote: »
    Worth remembering that large tracts of housing in Dublin and beyond was social housing, Marino etc. We just did it better back then

    Same with farms, most of our farmers are on "forever farms" that their forefathers bought for a pittance from the state

    I've no problem with the idea that citizens should not be indebted to a bank for the rest of our lives just to have a place to live. Big problem with the idea of people expecting everything be provided for them by the taxpayer including a house next to their Mammy.

    Little problem. These people don't call the shots. They get options and are left waiting until those options come up and if they refuse for no good reason they lose their spot on the list.


  • Closed Accounts Posts: 16,013 ✭✭✭✭James Brown


    bubblypop wrote: »
    So, the state should build & sell houses cheap to people who can afford to buy them
    They should provide social housing for those who cannot house themselves
    Two different things.

    Which, I have no issue with, by the way

    Not different at all.
    People can't house themselves if their income falls below the level required.
    Purchasing requires you earn a certain wage. Getting social housing requires you earn a certain wage.
    The indo and the like throw in the chancer of the week stories to angry up the blood so we blame those less well off for our ills.


  • Closed Accounts Posts: 16,013 ✭✭✭✭James Brown


    markodaly wrote: »
    Bit of a ramble there Matt.

    I am sorry, but if you are advocating giving people up to a 50% discount on a house, paid for by the tax payer, then you can take a hike.

    Social housing is that, social housing, not a shortcut to own a 400,000 house for 200,000 paid over 25 years, while the guy next door has to foot the entire bill and then subsidise the family next door. In no universe is that fair.

    I understand that there may be limited cases where property can be sold, but it should be done so, where the tax payer recoups costs at a minimum and it should be sold at market rates, not a huge discount.

    Regardless, if we are to take the European model and not the UK/Irish model, the property will remain in the hands of the LA/State. We need to chill a little on property ownership in this country. Owning a property is not a 'right' and its highly amusing that some people point to Austrian provisioning of social housing as a plus, but then with a straight face advocate selling off these units for a song under a UK/Irish framework, because that is how we always did it here....

    You cant have your cake and eat it too.

    We've covered this before and I think, giving the benefit of the doubt, that you pretend not to understand.
    Let's knock each slice of baloney out of the park:
    if you are advocating giving people up to a 50% discount on a house, paid for by the tax payer

    If I grow an apple and it costs me 5c and I sell it to you for 7c instead of 10c like the man up the street sells them for, nobody is paying for that, it's not a discount and I'm making 2c instead of 5c. There is no loss to me. I'm ahead 2c.
    I understand that there may be limited cases where property can be sold, but it should be done so, where the tax payer recoups costs at a minimum and it should be sold at market rates, not a huge discount.

    When the tenant or person buys the house, there is no loss to the tax payer. Absolutely none. Zero. Once again you are confusing less profit, with losing money spent.
    If I sell a pie which cost me 1 euro to create, for 2 euro. I'm making a euro, even if a man up the street is selling the same kind of pie for 3 euro. I'm not left short, I'm still coming out a euro ahead in profit.

    On owning. A house was commonly the only asset working people could aspire to.
    The trouble is the people with the most money are buying up all the houses to rent them to people with less money. Therefore unless you are relatively wealthy you will always be a tenant beholden to a market where rates are driven by sales. If wealthy people are spending large sums to buy houses, the prices will not come down. With rents, if you can't afford rent, the government might sudsidise you, rents won't come down if they are being met.
    What does this mean for the working tax payer? He/She is forever beholden to the profit margins of a few. You work hard, pay tax and die having made a few rich people a little richer.


  • Registered Users, Registered Users 2 Posts: 41,097 ✭✭✭✭Boggles


    bubblypop wrote: »
    So, the state should build & sell houses cheap to people who can afford to buy them
    They should provide social housing for those who cannot house themselves
    Two different things.

    Which, I have no issue with, by the way

    Not exactly.

    But we have tried it one way for 30 odd years now, it's been a spectacular failure.

    Building more houses only leads to more expensive houses.


  • Registered Users, Registered Users 2 Posts: 1,207 ✭✭✭99nsr125


    Time limited food stamps as the main welfare distribution in the USA seems to make people very motivated to get work for some bizarre reason.

    They don't put up with cradle to grave welfare sh!t there.

    Mrs Cash would be actually street homeless (or quite possibly dead) over there and that's no exaggeration! You are just not allowed live that lifestyle without the consequences.

    That is in no way better, it is appalling.
    We are better than that.

    Don't forget about the cost of crime, prisons, lawyers . . .
    those societies are burdened with.

    Our way *is* better


  • Registered Users, Registered Users 2 Posts: 15,664 ✭✭✭✭markodaly



    If I grow an apple and it costs me 5c and I sell it to you for 7c instead of 10c like the man up the street sells them for, nobody is paying for that, it's not a discount and I'm making 2c instead of 5c. There is no loss to me. I'm ahead 2c.

    Housing is very different to the mass market goods or commodities like apples, or iPhones or shoes. Principally because one cannot export/import houses or apartments and they need to be built on land. If it were that simple, we can simple order a bunch of houses from China on the cheap.

    But to take our South Park economic logic, why would one sell an apple for 7c when the market rate is 10c. What extra value does one give that apple?

    Only an idiot would sell an apple to someone on a Monday for 7c, that cost him 5c, only for that person to sell it on a Tuesday for 10c for no value-added.
    When the tenant or person buys the house, there is no loss to the tax payer. Absolutely none. Zero. Once again you are confusing less profit, with losing money spent.

    Of course, there is. First, it depends on the price one sells at. If you sell below the market value, then its a loss. A house is an asset, if you sell it for below market it is a loss, an there needs to be a write-down.
    The LA/State/Taxpayer also has to replace the house for more social housing. This is not 'free' either and costs money. Also, land is finite.
    If I sell a pie which cost me 1 euro to create, for 2 euro. I'm making a euro, even if a man up the street is selling the same kind of pie for 3 euro. I'm not left short, I'm still coming out a euro ahead in profit.

    As I said, if you sell a pie for €2 but the guy up the road is selling the exact same pies for €3 then you are an idiot.
    On owning. A house was commonly the only asset working people could aspire to.
    [/QUOTE]

    As I said, private property ownership in of itself is fine, but we in Ireland are obsessed with it. We perhaps need to reevaluate our relationship with private property.

    The trouble is the people with the most money are buying up all the houses to rent them to people with less money.

    Landlords are leaving the market in droves. What is happening though is large companies buy up blocks to rent out. This may not be a bad thing in of itself, it is how its done in Germany and the like. It drives the professionalism of the rental sector. The issue, of course, is supply which drives prices.

    Therefore unless you are relatively wealthy you will always be a tenant beholden to a market where rates are driven by sales.

    Not sales, supply.
    If wealthy people are spending large sums to buy houses, the prices will not come down. With rents, if you can't afford rent, the government might sudsidise you, rents won't come down if they are being met.

    Did you sleep through the last crash?
    What does this mean for the working tax payer? He/She is forever beholden to the profit margins of a few. You work hard, pay tax and die having made a few rich people a little richer.


    Very very Dickenson of you. Is that how it works in Germany and Austria, where homeownership is a minority?
    This whole Bull McCabe attitude to property in Ireland is quaint and backward.


  • Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    markodaly wrote: »
    .... ...What is happening though is large companies buy up blocks to rent out. This may not be a bad thing in of itself, it is how its done in Germany and the like. It drives the professionalism of the rental sector. The issue, of course, is supply which drives prices......

    Professionalism (driving profit) also drives up prices. It's like any privatisation the top expensive end has no problems with supply. While the low end of the market gets ignored. So this also reduces supply and compounds the shortage at the low end. It's doing the same with student housing.

    But we are still championing "professionalism" while ignoring the full implications of it.


  • Registered Users, Registered Users 2 Posts: 15,664 ✭✭✭✭markodaly


    beauf wrote: »
    Professionalism (driving profit) also drives up prices. It's like any privatisation the top expensive end has no problems with supply. While the low end of the market gets ignored. So this also reduces supply and compounds the shortage at the low end. It's doing the same with student housing.

    But we are still championing "professionalism" while ignoring the full implications of it.

    Historically landlords were really a guy with one or two properties. The majority of landlords in Ireland own just one property, besides their principal residence.

    Now we have large scale REIT's buying up entire blocks. This makes the sector more professional, legal and above board. This is how property is managed in many parts of the world, including places that we aspire to be like, Germany, Austria, Denmark and so on.

    The issue is of course is supply. There are too few properties on the market at the moment. So, the issue is not per say REIT's buying up blocks, is that there are too few blocks for them to buy.

    The alternative is of course, we engage in the historically traditional method of renting out a property, that is a renter engages with a part-time paddy landlord and all the risks associated with that.

    Again, another case of wanting to have the cake and eat it.


  • Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    It's because other countries have built in controls on profits and the provision of affordable and social housing.

    It's not as simplistic big landlords good and small landlords bad as your suggesting. It's that in sustainable regulated environment you can create sustainable business models.

    Not boom and bust like we have here. Big companies in Ireland are taking advantage of the lax rules and lack of controls to exploit market conditions.

    Which why the crisis is as bad as ever.


  • Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    The issue is not simply supply either. It's demand. The population (immigration etc) is increasing faster than we can supply services. Housing, health, schools, policing, transport.

    The demand is at the low end of the market but supply is being delivered at the high end.

    Where we have cheap solutions like cycling, the govt ignores it. We keep voting these govt in. So as a people we can't be that interested in changing anything either. We are politically inert.


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  • Registered Users, Registered Users 2 Posts: 15,664 ✭✭✭✭markodaly


    beauf wrote: »
    It's because other countries have built in controls on profits and the provision of affordable and social housing.

    It's not as simplistic big landlords good and small landlords bad as your suggesting. It's that in sustainable regulated environment you can create sustainable business models.

    Not boom and bust like we have here. Big companies in Ireland are taking advantage of the lax rules and lack of controls to exploit market conditions.

    Which why the crisis is as bad as ever.

    I never said it was simplistic, I alluded to the fact that the core issue is supply.

    Also, we have had one property crash in the state's history, so it's rare.

    To add, there are lots of rules and regulations. Property is one of the highest regulated markets we have in this country. That is why it is so expensive to build houses and units.


  • Registered Users, Registered Users 2 Posts: 15,664 ✭✭✭✭markodaly


    beauf wrote: »
    The issue is not simply supply either. It's demand. The population (immigration etc) is increasing faster than we can supply services. Housing, health, schools, policing, transport.

    The demand is at the low end of the market but supply is being delivered at the high end.

    Where we have cheap solutions like cycling, the govt ignores it. We keep voting these govt in. So as a people we can't be that interested in changing anything either. We are politically inert.

    Well, we are part of the EU, our economy is good and wages are higher than those elsewhere so unless you are advocating returning Ireland back to the 80's economically, the issue is entirely supply.

    Housing is being delivered at the higher end because it's too expensive to build at the moment. That is a regulation and tax issue.

    I do not disagree with our electoral cycles and lack of vision in Ireland to adopt a more continental based social policy around housing and transport. But as I said, WE the Irish people do not want this stuff. We may say we do, but its all bull****, as when the chips are down we revert to Paddy 'I'm alright Jack' attitudes.

    Just look at things like Metrolink or BusConnects as a prime example.


  • Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭Eric Cartman


    Little problem. These people don't call the shots. They get options and are left waiting until those options come up and if they refuse for no good reason they lose their spot on the list.

    Untrue, the majority of people in hotels/b&bs have declined a property


  • Registered Users, Registered Users 2 Posts: 4,066 ✭✭✭NewbridgeIR



    What do people think?


    Oh No! Falafel has nothing to offer only hate. Just one of many bitter malcontents on Twitter.


  • Registered Users Posts: 7 jenna_haze


    Most of those big housing developments around Dublin have one thing in common, 90%+ are not for sale, they will be for rent once completed.
    Big north American & EU pension funds are the money behind the building, paddy going to be paying top dollar to keep these retirees in a good lifestyle.


  • Registered Users, Registered Users 2 Posts: 1,435 ✭✭✭Austria!


    When the tenant or person buys the house, there is no loss to the tax payer. Absolutely none. Zero. Once again you are confusing less profit, with losing money spent.


    Sorry, where is the profit?


  • Registered Users, Registered Users 2 Posts: 20,397 ✭✭✭✭FreudianSlippers


    beauf wrote: »
    The issue is not simply supply either. It's demand. The population (immigration etc) is increasing faster than we can supply services. Housing, health, schools, policing, transport.

    The demand is at the low end of the market but supply is being delivered at the high end.

    Where we have cheap solutions like cycling, the govt ignores it. We keep voting these govt in. So as a people we can't be that interested in changing anything either. We are politically inert.
    You've literally just described a supply-side problem :confused:


  • Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    markodaly wrote: »
    I never said it was simplistic, I alluded to the fact that the core issue is supply.

    Also, we have had one property crash in the state's history, so it's rare.

    To add, there are lots of rules and regulations. Property is one of the highest regulated markets we have in this country. That is why it is so expensive to build houses and units.

    I'm saying what you said was simplistic. Yes we have lots of regulation. Very little enforcement. Hence all the scandals.

    It's also expensive because it's heavily taxed. The build cost is something like 40-50%. Same with rent a lot of it tax aswell.


  • Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    You've literally just described a supply-side problem :confused:

    I didn't say it wasn't supply. I said it's not simply supply.


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  • Registered Users, Registered Users 2 Posts: 20,397 ✭✭✭✭FreudianSlippers


    beauf wrote: »
    I didn't say it wasn't supply. I said it's not simply supply.
    Ok but what I'm saying is that literally everything you outlined is a supply-side problem.


  • Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    Ok but what I'm saying is that literally everything you outlined is a supply-side problem.

    There isn't a supply problem if have a million pounds to spend or if I want to live out in the sticks somewhere. If you dropped the mortgage rules, or removed a large wedge of tax from the industry, it would move the market. Likewise if you changed the immigration rules, or work permits, or if the economy collapses.

    This is how people ended up in negative equity. Its why builders aren't building and in some are hoarding property and land. Its why LL are leaving the market. Its why people are flocking to Ireland, both for low end and high end jobs. Lots of factors in play.

    Its not simply supply. If you look at Govt policies since the last crash, a lot of it has over fueled the shortage and the demand.


  • Registered Users Posts: 1,293 ✭✭✭pinkyeye


    Untrue, the majority of people in hotels/b&bs have declined a property

    Backup for this please?


  • Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭Eric Cartman


    pinkyeye wrote: »
    Backup for this please?

    https://www.independent.ie/irish-news/homeless-campaigner-erica-refused-two-house-offers-34981951.html


    https://www.irishtimes.com/news/politics/homeless-families-refuse-tenancies-in-private-sector-report-finds-1.3536716
    “In March of this year, only 12 of the 750 families currently in hotels and B&Bs exited to HAP tenancies. This is extremely low and while it is understandable that many households’ preference is to exit into what is perceived as a ‘local authority home’ this is simply not possible given the current constraints of social housing.”

    Throughout last year the executive’s central placement team, to which families present when homeless, met 745 families in emergency accommodation. About 47 per cent had come from the private rented sector, with 48 per cent from either overcrowded or family break-down conditions.
    Of the total, less than 10 per cent (73) accepted HAP tenancies, 186 accepted local authorities of housing body homes, while 66 left homelessness for “other reasons”.

    theyre camping out for '4eva homes'


    also :
    About one fifth (21 per cent) of families are from outside the EU, many of who “may not have entitlement to housing support”.
    so we pick up their hotel bills too...


  • Closed Accounts Posts: 16,013 ✭✭✭✭James Brown



    What you're missing is the bigger picture.
    Up until Fine Gael fed and nurtured this crisis the only time people were put up in B&B's or hotels was in an emergency, hence the term 'emergency accommodation'. The FG way to maintain their crisis was to make it worse and create different forms of private accommodation at the tax payers expence. Anything but build social and affordable housing.
    So it's on Fine Gael that we have hotels, B&B's and private rentals as the go to's for people in these situations. You are complaining over which they want to deal with and not taking into account your own quote,
    About 47 per cent had come from the private rented sector, with 48 per cent from either overcrowded or family break-down conditions.

    So we've people who had been paying their own way until something happened. Not the for eva home sit on their arse all day chancers some make them all out to be.
    If you ended up homeless you'd be reluctant to put yourself back into the same situation I'd imagine.
    Families are “nervous” about going back into the private market and do not want to lose their place on the social housing waiting list, it says.

    “We are...seeing a reluctance and refusal of households, many of which have young children, to move from the hotels and hubs which they are being accommodated in, into HAP tenancies,” says the report.

    Seems reasonable to me, also social housing is cheaper for my pocket than HAP.

    On your little immigints jab, you don't judge who needs to be let in based on what they can offer. You'd make a great lifeboat attendant, 'Only people with money allowed on!"...


  • Closed Accounts Posts: 667 ✭✭✭lola85


    What you're missing is the bigger picture.
    Up until Fine Gael fed and nurtured this crisis the only time people were put up in B&B's or hotels was in an emergency, hence the term 'emergency accommodation'. The FG way to maintain their crisis was to make it worse and create different forms of private accommodation at the tax payers expence. Anything but build social and affordable housing.
    So it's on Fine Gael that we have hotels, B&B's and private rentals as the go to's for people in these situations. You are complaining over which they want to deal with and not taking into account your own quote,



    So we've people who had been paying their own way until something happened. Not the for eva home sit on their arse all day chancers some make them all out to be.
    If you ended up homeless you'd be reluctant to put yourself back into the same situation I'd imagine.



    Seems reasonable to me, also social housing is cheaper for my pocket than HAP.

    Sorry where does it say in any of that people were paying their own way before going into emergency accommodation?

    When you say anything but build social housing can you explain why there was 10,000 social houses built last year and another 11,000 this year?


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  • Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭Eric Cartman


    also regardless of how they arrived in 'emergency accomodation' theyre holding on to it until they get a free 4eva home. Even if they 'were' in private rentals, theyre not anymore and certainly not leaving for one.


  • Closed Accounts Posts: 16,013 ✭✭✭✭James Brown


    lola85 wrote: »
    Sorry where does it say in any of that people were paying their own way before going into emergency accommodation?
    About 47 per cent had come from the private rented sector, with 48 per cent from either overcrowded or family break-down conditions.
    lola85 wrote: »
    When you say anything but build social housing can you explain why there was 10,000 social houses built last year and another 11,000 this year?

    2,000, LA builds (nothing to do with FG) and 2,000 private not for profit builds, (hardly due credit to FG) so a little over 4,000 were built last year, (you're missing 6 thousand). You reading what they say as opposed to what they do?

    We are in the current situation because LA's, FF and FG sold off public land and put a stop on building social and affordable. Now we've people bickering over which 'emergency accommodation' is better than the other.


  • Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭Eric Cartman


    2,000, LA builds and 2,000 private not for profit builds, (hardly due credit to FG) so a little over 4,000 were built last year, (you're missing 6 thousand). You reading what they say as opposed to what they do?

    We are in the current situation because LA's, FF and FG sold off public land and put a stop on building social and affordable. Now we've people bickering over which 'emergency accommodation' is better than the other.

    The old rent allowance scheme counts as 'private rental' for those figures.


  • Closed Accounts Posts: 16,013 ✭✭✭✭James Brown


    The old rent allowance scheme counts as 'private rental' for those figures.

    Does it?
    Even if it does would you begrudge hard working tax payers who can't afford rent a dig out?
    TBF, we shouldn't be subsidising rents. It just creates business/customers for Noonan and his vulture pals and no reason to lower rents.
    You folk are looking to blame the victims for the politicians squandering all your taxes. Makes sense, vote vote vote for DeValera wha? ;)
    As you were.


  • Closed Accounts Posts: 667 ✭✭✭lola85


    2,000, LA builds (nothing to do with FG) and 2,000 private not for profit builds, (hardly due credit to FG) so a little over 4,000 were built last year, (you're missing 6 thousand). You reading what they say as opposed to what they do?

    We are in the current situation because LA's, FF and FG sold off public land and put a stop on building social and affordable. Now we've people bickering over which 'emergency accommodation' is better than the other.

    Emmm.

    Once again where does it say those people were paying their way before going into emergency accommodation?


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