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Strokestown **Mod Note in Post #4461**

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    #272
    pablo128
    Closed Accounts Posts: 6,221 ✭✭✭pablo128


    andekwarhola wrote: »
    Can see the point of not expecting to keep a house indefinitely without paying your mortgage but this method of repossession is pretty repugnant.

    And pretty shocking to see our own Gardai standing idly by while loyalist thugs operate like that.

    And not only that but it's just going to unleash extreme reactions like last night.

    If you could provide some evidence that those lads were loyalists that would be great.


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    #273
    end of the road
    Registered Users Posts: 28,986 ✭✭✭✭end of the road


    JCJCJC wrote: »
    The cost of the security, which could include the vans, dogs, 24-hour presence etc will all come off the bottom line as collection costs, so ultimately the three former occupiers could pay for the whole lot from any money left over from a sale when the loan is taken off the sale proceeds, therefore the baseball bat artists mightn’t have done them as big a favour as they thought.

    it's probably unlikely they would ever get that money in practice surely?

    ticking a box on a form does not make you of a religion.



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    #274
    the_syco
    Registered Users Posts: 37,295 ✭✭✭✭the_syco


    eagle eye wrote: »
    Do you remember when the banks took out loans and couldn't repay them?
    If the national banks went bust, you'd need to reply on foreign banks for loans and mortgages.

    But why would a foreign bank loan you anything when the national bank went bust for doing just that?

    KBC isn't a national Irish bank, however, so your point is not relevant in this case.
    expectationlost wrote: »
    why were these people in Falsk Roscommon evicted? had they borrowed money during the boom for something and couldn't pay it back?

    they didn't pay their mortgage is too simple, there must be a story of how they go to that point...
    It seems the house & farm was put against a remortgage to expand the farm, and said farm was in the family for generations.

    It's alleged that a "2020 white paper" for farming encouraged farmers to expand, and if this is true, there'll be more farm evictions in the coming months/years. How these will be handled, after the events today, shall be interesting.
    tigerboon wrote: »
    If that's the case fair enough. The issue is hiring loyalist goons to do their dirty work. Are you ok with scum, who hate us southerners, being paid to assault our citizens? Have you no shame?
    It seems there are Facebook pages out there who will track down those who evict people, to intimidate them, their family, etc. So apart from sheriffs, there are no eviction companies in Ireland.
    So the banks have looked for security organisations from the north to evict people, as there are such eviction companies in the UK that are therefore being used.
    Malcolm Tasty Salamander wrote: »
    You evict them like human beings and if they refuse to leave then you get the IRISH police to remove them. These thugs assaulted the evictees and they were suitably taught a lesson. Whoever hired this firm of loyalist scum knew exactly of their methods and hired them on this basis. Just desserts.
    First off, they're called Garda Síochána, not Irish police. Or more commonly referred to as the Gardai.
    Secondly, the bank can wait many months to get a sheriff to evict them. The Garda do not evict people.
    Thirdly, they were evicted because they didn't leave when told to do so by the Irish court.
    end of the road wrote: »
    hired in individuals, members of a private security firm, were attacked, however, i would find it hard to believe or except that a private security firm could be considered "the state," especially officials of the state.
    Said security firm was acting on behalf of the bank who had gotten an eviction order from the Irish court.

    =-=

    This eviction, and the high profile eviction in Dublin both used a Northern Irish security firm to evict people. It'll be interesting to see how future evictions are handled, as it seems that people don't understand that if you can't pay, leave the house when you're told to do so.


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    #275
    JCJCJC
    Registered Users Posts: 1,270 ✭✭✭JCJCJC


    end of the road wrote: »
    it's probably unlikely they would ever get that money in practice surely?

    It obviously depends on the figures, outstanding loan vs sale proceeds. If the borrowers have other assets the bank can go after those too for any remaining balance. That retired Garda in his early sixties would have received a substantial retirement gratuity at retirement, think about that.


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    #276
    the_syco
    Registered Users Posts: 37,295 ✭✭✭✭the_syco


    pablo128 wrote: »
    If you could provide some evidence that those lads were loyalists that would be great.
    It'll be interesting if they turn out to be people with republican "ties".


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    #277
    gctest50
    Registered Users Posts: 9,605 ✭✭✭gctest50


    end of the road wrote: »
    agreed, however we need to change from the use of private hire goons. if the gardai can't do it, then some sort of other state force should be set up. they can act in relation to all matters of civilian enforcement. but the reliance on hired goons needs to go.



    At the "hired goons" stage, it has already been in court, you have lost. fi fa and all that,


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    #278
    keavebm
    Registered Users Posts: 185 ✭✭keavebm


    pablo128 wrote:
    If you could provide some evidence that those lads were loyalists that would be great.


    If you read the whole thread yoy would know. Start from page one and work your way up then you will know


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    #279
    Effects
    Registered Users Posts: 9,761 ✭✭✭Effects


    end of the road wrote: »
    it's probably unlikely they would ever get that money in practice surely?

    Why would it be unlikely? It's a cost associated with repossession. The bank won't take on that expense. They'll take what's owed, plus costs of repossession out of the price of the sale, and if there's anything left, it'll go to the former owners. The bank don't care how little that is as long as they have their pound of flesh.


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    #280
    P_1
    Registered Users Posts: 14,681 ✭✭✭✭P_1


    the_syco wrote: »
    It'll be interesting if they turn out to be people with republican "ties".

    Honestly I wouldn't think they would do.

    From watching the video and seeing how the person said they were British, combined with their appearance (he was somewhat round and had the sort of moustache you'd associate with a traditional DUP voter) I doubt hed have had the intelligence to conduct such a deception


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    #281
    0cp71eyxkb94qf
    Closed Accounts Posts: 198 ✭✭0cp71eyxkb94qf


    the_syco wrote: »
    If the national banks went bust, you'd need to reply on foreign banks for loans and mortgages.

    But why would a foreign bank loan you anything when the national bank went bust for doing just that?

    KBC isn't a national Irish bank, however, so your point is not relevant in this case.


    It seems the house & farm was put against a remortgage to expand the farm, and said farm was in the family for generations.

    It's alleged that a "2020 white paper" for farming encouraged farmers to expand, and if this is true, there'll be more farm evictions in the coming months/years. How these will be handled, after the events today, shall be interesting.


    It seems there are Facebook pages out there who will track down those who evict people, to intimidate them, their family, etc. So apart from sheriffs, there are no eviction companies in Ireland.
    So the banks have looked for security organisations from the north to evict people, as there are such eviction companies in the UK that are therefore being used.


    First off, they're called Garda Síochána, not Irish police. Or more commonly referred to as the Gardai.
    Secondly, the bank can wait many months to get a sheriff to evict them. The Garda do not evict people.
    Thirdly, they were evicted because they didn't leave when told to do so by the Irish court.


    Said security firm was acting on behalf of the bank who had gotten an eviction order from the Irish court.

    =-=

    This eviction, and the high profile eviction in Dublin both used a Northern Irish security firm to evict people. It'll be interesting to see how future evictions are handled, as it seems that people don't understand that if you can't pay, leave the house when you're told to do so.

    I'm well aware theyre called Garda Síochána I just had to dumb it down for a few people. I was merely pointing out that our irish police force should have the duty as opposed to hiring scum to carry out these types of evictions.

    I appreciate that you probably have very little going on in your life and boards offers you that little opportunity to correct someone and you probably get off on seeing people get evicted like this. I pity ye.


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    #282
    andekwarhola
    Registered Users Posts: 4,638 ✭✭✭andekwarhola


    pablo128 wrote: »
    If you could provide some evidence that those lads were loyalists that would be great.

    Fair enough, I changed it to alleged as that's the rumour that's going around, including people from the area.

    I assume the reason for your objection here is purely down to a trenchant dedication to the truth of course. :)

    The paramilitary thing (even if they were either side) isn't really the main issue. It's simply not a great idea to have this kind of unregulated heavies approach to a sensitive issue like this. I agree that people need to understand that you can't refuse to pay a mortgage indefinitely but this isn't the way to handle it and things are going to get quite hot now in the current political climate.


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    #283
    mikeym
    Registered Users Posts: 3,984 ✭✭✭mikeym


    pablo128 wrote: »
    If you could provide some evidence that those lads were loyalists that would be great.

    Im sure those lads would spit on the tricolour if they seen one.


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    #284
    NIMAN
    Registered Users Posts: 33,007 ✭✭✭✭NIMAN


    I'm sure KBC aren't employing 'heavies' themselves, its more they are employing a private security or repossession firm, and KBC have no control over who a private firm hires.

    To say "KBC are bringing in loyalist paramilitaries to evict people" is a mistruth.


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    #285
    pablo128
    Closed Accounts Posts: 6,221 ✭✭✭pablo128


    keavebm wrote: »
    If you read the whole thread yoy would know. Start from page one and work your way up then you will know

    I have read and contributed to the thread from the start. All you have done is rant and rave. You wouldn't answer the one question put to you and now your trying to give a smart arse reply to a question I asked another poster.

    Anyone else got any proof these lads were loyalists?


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    #286
    mikeym
    Registered Users Posts: 3,984 ✭✭✭mikeym


    The amount of kids in here making stupid comments about mortgage payments when they live with their mammies.

    These people had genuine money issues in relation to the non payment of the mortgage.

    No one wants to default on a mortgage payment.


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    #287
    NIMAN
    Registered Users Posts: 33,007 ✭✭✭✭NIMAN


    pablo128 wrote: »
    Anyone else got any proof these lads were loyalists?

    Apparently one had a Protestant moustache.


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    #288
    Sycamore Tree
    Closed Accounts Posts: 796 ✭✭✭Sycamore Tree


    How will Brexit impact these incursions of Loyalists from NI. Will the backstop affect future Loyalist-IRA clashes?


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    #289
    TCM
    Registered Users Posts: 736 ✭✭✭TCM


    Patww79 wrote:
    But getting the likes of that to come into our country to force people out? They should have been chopped up the minute they came near the property.

    Apparently they were fairly well chopped up last early this morning.


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    #290
    Fann Linn
    Registered Users Posts: 7,772 ✭✭✭Fann Linn


    pablo128 wrote: »
    I have read and contributed to the thread from the start. All you have done is rant and rave. You wouldn't answer the one question put to you and now your trying to give a smart arse reply to a question I asked another poster.

    Anyone else got any proof these lads were loyalists?



    Any proof they weren't?


  • Options
    #291
    blueythebear
    Registered Users Posts: 1,071 ✭✭✭blueythebear


    mikeym wrote: »
    The amount of kids in here making stupid comments about mortgage payments when they live with their mammies.

    These people had genuine money issues in relation to the non payment of the mortgage.

    No one wants to default on a mortgage payment.

    It's all well and good to say that nobody wants to default on their mortgage but what is the Bank to do when someone defaults on their mortgage repayments ?

    The bank here will have gone through the MARP process, gone through the Court process, followed by the Sheriffs Office. Do you know how long that takes ? That's years. This has been coming for a long time and the borrower has had plenty of time to come to an arrangement with the Bank but has not done so.


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    #292
    JCJCJC
    Registered Users Posts: 1,270 ✭✭✭JCJCJC


    keavebm wrote: »
    If you read the whole thread yoy would know. Start from page one and work your way up then you will know

    Their private political view is completely irrelevant. The fact that one of them identified as British as a riposte to someone attempting to insult him for being Irish is also irrelevant. Anyone living in Northern Ireland is entitled to identify as British. The fact that people from Northern Ireland were employed to to a task in the Republic is perfectly legitimate under EU freedom of movement. The role of the Gardaí at a repossession is to prevent a breach of the peace, not to carry out the actual eviction. A court messenger carries out the eviction on the direction of the County Sheriff, based on a court order. The court messenger may ask the creditor to provide security, if peaceful possession is not given. The security company is acting on the authority of the County Sheriff who in turn is acting on a Court Order. That’s how it works.


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    #293
    pablo128
    Closed Accounts Posts: 6,221 ✭✭✭pablo128


    Fann Linn wrote: »
    Any proof they weren't?

    I'm not the one claiming they're loyalists.


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    #294
    onlyme!
    Registered Users Posts: 280 ✭✭onlyme!


    the_syco wrote: »
    It'll be interesting if they turn out to be people with republican "ties".

    some evidence


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    #295
    mikeym
    Registered Users Posts: 3,984 ✭✭✭mikeym


    blueythebear wrote: »
    It's all well and good to say that nobody wants to default on their mortgage but what is the Bank to do when someone defaults on their mortgage repayments ?

    The bank here will have gone through the MARP process, gone through the Court process, followed by the Sheriffs Office. Do you know how long that takes ? That's years. This has been coming for a long time and the borrower has had plenty of time to come to an arrangement with the Bank but has not done so.

    Not every bank takes a sympathetic approach to those who cant or dont want to pay.


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    #296
    chasmcb
    Registered Users Posts: 278 ✭✭chasmcb


    NIMAN wrote: »
    Apparently one had a Protestant moustache.

    The 'tache my father wore.


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    #297
    Dank Janniels
    Registered Users Posts: 641 ✭✭✭Dank Janniels


    Thats that fitzmaurice elected for eternity!


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    #298
    end of the road
    Registered Users Posts: 28,986 ✭✭✭✭end of the road


    the_syco wrote: »
    If the national banks went bust, you'd need to reply on foreign banks for loans and mortgages.

    But why would a foreign bank loan you anything when the national bank went bust for doing just that?

    KBC isn't a national Irish bank, however, so your point is not relevant in this case.


    It seems the house & farm was put against a remortgage to expand the farm, and said farm was in the family for generations.

    It's alleged that a "2020 white paper" for farming encouraged farmers to expand, and if this is true, there'll be more farm evictions in the coming months/years. How these will be handled, after the events today, shall be interesting.


    It seems there are Facebook pages out there who will track down those who evict people, to intimidate them, their family, etc. So apart from sheriffs, there are no eviction companies in Ireland.
    So the banks have looked for security organisations from the north to evict people, as there are such eviction companies in the UK that are therefore being used.


    First off, they're called Garda Síochána, not Irish police. Or more commonly referred to as the Gardai.
    Secondly, the bank can wait many months to get a sheriff to evict them. The Garda do not evict people.
    Thirdly, they were evicted because they didn't leave when told to do so by the Irish court.


    Said security firm was acting on behalf of the bank who had gotten an eviction order from the Irish court.

    =-=

    This eviction, and the high profile eviction in Dublin both used a Northern Irish security firm to evict people. It'll be interesting to see how future evictions are handled, as it seems that people don't understand that if you can't pay, leave the house when you're told to do so.

    they actually do understand it. however, when in general (forget about this particular bank) banks have not been seen to have been punished where they have been wreckless, then it's not surprising people will decide what is good for the goose is good for the gander. it's not right, but it is what it is .

    ticking a box on a form does not make you of a religion.



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    #299
    expectationlost
    Registered Users Posts: 11,754 ✭✭✭✭expectationlost


    banks can never mislend, grand Im glad we got that sorted


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    #300
    gctest50
    Registered Users Posts: 9,605 ✭✭✭gctest50


    mikeym wrote: »
    Not every bank takes a sympathetic approach to those who cant or dont want to pay.


    What do you suggest ?

    a hug because you don't want to pay ?


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    #301
    Sean.3516
    Registered Users Posts: 861 ✭✭✭Sean.3516


    New to the thread. In my opinion if you fail to pay your mortgage under the terms of whatever your arrangement was with the bank. They have the right to evict you. Banks have every right to unload unpreforming loans. As far as I can see, a serious crime took place in Roscommon and 8 people were assaulted doing their jobs. I don’t give a damn what their political background was before they worked for KBC.


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