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Investing 25k Lump Sum

  • 14-11-2018 5:33pm
    #1
    mariaconnor1
    Registered Users Posts: 1 ✭


    Looking for some food for thought as to what you'd do with €25k with minimal effort/maintenance. Only really want to tie it up for 2-3 years. A fund? Prizebonds? Davy?


Comments

  • #2
    delta_bravo
    Registered Users, Registered Users 2 Posts: 4,567 ✭✭✭delta_bravo


    mariaconnor1 wrote: »
    Looking for some food for thought as to what you'd do with €25k with minimal effort/maintenance. Only really want to tie it up for 2-3 years. A fund? Prizebonds? Davy?

    Well I suppose it depends on whether you would be prepared to lose some of that money or want it guaranteed. Hard to recommend things without knowing that


  • #3
    twiddleypop
    Registered Users Posts: 198 ✭✭twiddleypop


    Hello,

    Like OP, I have a similar amount of money to invest and didn't want to start a new thread.

    My post office account just expired, where I had it for 3 years.

    So I wanted to try apply for a mortgage in the next 12 months so I don't want to put it away long term.

    I'm willing to take a medium risk with some of the money but I at least want some of it safe for my house deposit.

    Appreciate any advice


  • #4
    caviardreams
    Registered Users, Registered Users 2 Posts: 5,615 ✭✭✭caviardreams


    If you need the money in 12 months the only option really is a deposit account - check out some of the regular savings accounts and drip feed it for the best rates, but unfortunately even the best rates are minimal at present.

    I would not look at investing unless you have a 5 year+ timeline in mind.


  • #5
    Taylor365
    Registered Users Posts: 2,994 ✭✭✭Taylor365


    Put it in prizebonds. Might get something, might not.

    Withdrawal takes about 2-3 weeks i think.


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