Could you afford to move to a Minimum Wage Job in Ireland

Dravokivich · 18-07-2017 10:38AM

So we're talking single people with no dependents then?

Peregrine · 18-07-2017 10:55AM

Cina wrote: »

Minimum wage is about €350 per week(ish) after tax.

You'd have to be getting paid for over 41 hours (€380 gross) a week to get that after tax. If you're in work for 40 hours a week with four hours of unpaid breaks then it'll be closer to €330 a week gross pay.

However, that would exclude you from paying PRSI and you'd only pay a tiny amount of income tax and USC.

messy tessy · 18-07-2017 11:18AM

Isabella Ashy Sprout wrote: »

Yea, but it's a BMW. Regardless of logic or how much it's costing, the fact that you own a BMW just isn't on. You need to sell it for what it's worth and purchase a smaller car, like a ford fiesta for about 6K (5 years old), your comfort is not important. You just need to convince your neighbors that you are not very well off, and you can't do that driving a 10 year old BMW...

You forgot to include the hassle of changing his boards.ie username to fordfiestaguy.

Raging_Ninja · 18-07-2017 11:20AM

If you have kids, you're better off on social welfare than working for the minimum wage.

Dohnjoe · 18-07-2017 11:57AM

Quite a few people live on minimum wage

Without kids and room-sharing (no mortgage) it's very doable. Living outside the capital also helps.

tomwaterford · 18-07-2017 12:17PM

Cina wrote: »

Minimum wage is about €350 per week(ish) after tax.

I'd say that's more than enough to live comfortably in a smaller, more remote town in Ireland (if you're single without kids, can't really speak for families), but not really enough to live in Dublin without struggling a bit.

Like just about every other developed country, really.

Only issue is that from what I know,minimum wages in small towns are rarely (almost never) full time 40 hour weeks

draiochtanois · 18-07-2017 12:25PM

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DavyD_83 · 18-07-2017 12:28PM

No, unfortunately my lifestyle has been built around my existing salary.
I doubt I could continue to pay my mortgage, let alone bills, insurances, food, childcare and general expenses of having kids

Stonedpilot · 18-07-2017 03:39PM

Alot of people on boards are unemployed sure look at how many have like 10,000 posts or something crazy (on this all day).
(frankly surprised people take them at face value with tales of running big companies, holidaying in Nice and owning 3 cars all the whilst having time to post night noon and day on boards.ie!).

So yes they can live on mimimum wage, most people without kids can just don't want to hinder their luxury so say they can't. I can and I have lived on minimum wage. Wasn't easy but always a way.

draiochtanois · 18-07-2017 04:07PM

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Stonedpilot · 18-07-2017 04:50PM

draiochtanois wrote: »

This post has been deleted.

Even so doesn't mean they are not stuffing ya, people on this lie lie and lie. No one with a real life frankly would have tens of thousands of posts on this.

Dohnjoe · 18-07-2017 06:56PM

Stonedpilot wrote: »

Even so doesn't mean they are not stuffing ya, people on this lie lie and lie. No one with a real life frankly would have tens of thousands of posts on this.

Plenty of people send dozens of texts per day

not much difference

18-07-2017 07:06PM

Depends on how you want to live, two couple from an eastern European country come here and rent a two bed apartment and all work min wages jobs they divide the 1,800k monthly rent between them they do fine. A individual on their own it would be much harder.

Ray Palmer · 18-07-2017 08:05PM

The a friend's next door neighbour is 4 adults and 2 kids living together. They are Polish and all the adults work minimum wage. So that is their solution but surviving is one thing but I wouldn't want to be in that situation.
I earn more in a day than a weekly minimum wage so really can't fathom it at this point in my life.

irishman86 · 18-07-2017 08:07PM

imme wrote: »

Could you afford to move to Ireland for a minimum wage job?

There are frequent reports of late about rising property prices, rising rental prices.

Could you afford to move to Ireland and get by just doing a minimum wage job.

It would sure be difficult, I imagine.

Yes, maybe its more difficult in Dublin but the rest of Ireland its manageable. I find Irish people to be horrible with money. One of the lads Im friends with had a 100 euro budget per week for drinking :pac: and wondered why he was always broke

andekwarhola · 18-07-2017 08:10PM

I know a couple that did move here (Dublin) and do it. Both work minimum wage jobs. I would hazard a guess that one wage is going on rent alone. Must be tough, but they seem to be able to do it.

r93kaey5p2izun · 18-07-2017 08:11PM

I live in Dublin on a budget of €260 per week. I don't earn minimum wage but it's perfectly doable for a single person. I pay rent, bills, health insurance, pet insurance and support 3 pets on that. However, I don't think I could live with the stress of having no security and little hope of improvement in the future if I was forced to live on minimum wage long term. I don't think it is doable with kids.

irishman86 · 18-07-2017 08:16PM

tomwaterford wrote: »

Only issue is that from what I know,minimum wages in small towns are rarely (almost never) full time 40 hour weeks

x & o's is quiet a common thing in small towns though. Work three days sign on the rest ends up close to minimum wage

irishman86 · 18-07-2017 08:19PM

Stonedpilot wrote: »

Even so doesn't mean they are not stuffing ya, people on this lie lie and lie. No one with a real life frankly would have tens of thousands of posts on this.

Over ten years you will have thousands of posts. I dont like to be the guy to point this out but at the rate you post you fit the bill for someone with no real life

:D

Permabear · 18-07-2017 08:23PM

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eeguy · 18-07-2017 08:29PM

draiochtanois wrote: »

But in North Carolina sales tax tops out at 7.5% where as in Ireland VAT tops out at 23% which pretty much evens that out ...

Not really. Essentials have a much lower tax rate, like most foods.
You also have to factor in the cost of healthcare, public transport and that poor people in the US are treated like dirt.

18-07-2017 08:40PM

Ray Palmer wrote: »

The a friend's next door neighbour is 4 adults and 2 kids living together. They are Polish and all the adults work minimum wage. So that is their solution but surviving is one thing but I wouldn't want to be in that situation.
I earn more in a day than a weekly minimum wage so really can't fathom it at this point in my life.

100k, nice one!
What size is the house? If ya had the kids sharing a room, parents in another room it's only two adults left sharing a room. Not everyone wants to pay big money to have a large empty space sitting waiting for them in the evening.

CIP4 · 18-07-2017 09:41PM

I could live on minimum wage basically making no changes to my lifestyle at all. Actually assuming it's €330 a week I'd have a small bit of money left over each month. That's including; rent, food, running my car, health insurance. Granted I don't live in Dublin so don't pay massive rent. In reality I earn a lot more than minimum wage but just save a lot of money.

I put it down to still only being a year out of college so maybe I still live elements of student lifestyle but I don't really see the point in increasing my spending just because I can I don't think I deprive myself at all.

Ulysses Gaze · 18-07-2017 09:45PM

Now that I bought a place and my mortgage is just over half of what I was paying in rent, then yes.

It would be tight and little room for any luxuries. But I could manage.

Just.

18-07-2017 10:38PM

Permabear wrote: »

This post had been deleted.

Jesus, but the U.S does tramp poor people into the ground. Imagine taking 15% of such a low income.

And what do they get in return?

Good schools?
Nope, likely if they are in a poor area the schools are sh1te - poorly funded by local property tax (another tax)

Healthcare?
With an Employer paying a low salary, I can't image the healthcare coverage, if any, is worth much.

College?
Nope, their children will need Student Loans to go to a decent College/University.

Public Transport?
In the US, not likely.

Welfare?
Very little apart from Food Stamps, mostly relying on Foodbanks and Church groups.

Armchair Andy · 18-07-2017 10:42PM

Ulysses Gaze wrote:

Now that I bought a place and my mortgage is just over half of what I was paying in rent, then yes.

Congrats. I remember the honeymoon! No seriously congratulations and many long years of health and hapiness.

tomwaterford · 19-07-2017 08:02AM

irishman86 wrote: »

x & o's is quiet a common thing in small towns though. Work three days sign on the rest ends up close to minimum wage

I neàrly forgot them

I remember doing them before and after a few months it became obvious that.the job was winding down/being let go was on the agenda so I used go to office in work stamp em myself and sign for 4 days every week

irishman86 · 19-07-2017 12:58PM

tomwaterford wrote: »

I ney forgot them

I remember doing them before and after a few months it became obvious that.the job was winding down/being let go was on the agenda so I used go to office in work stamp em myself and sign for 4 days every week

I was the same myself, live in a tourist town so summer its like 6 days a week work everywhere, winter comes drop back to 3 days and x&o's for the rest. Ive decided myself to get a degree now though as its a lifestyle for the young

Greentopia · 19-07-2017 01:24PM

imme wrote: »

Could you afford to move to Ireland for a minimum wage job?

There are frequent reports of late about rising property prices, rising rental prices.

Could you afford to move to Ireland and get by just doing a minimum wage job.

It would sure be difficult, I imagine.

Not a job working for someone else, but as I'll be self employed when I go back to Ireland I don't expect to earn much more than minimum wage for a while anyway.
But I'm lucky, I own my own house outright so no mortgage or rent to pay, have no kids to support, and my outgoings are minimal-I make my own clothes, grow my own food, no TV, don't smoke, old mobile, no shoe/handbag addictions, hate shopping etc. so minimum wage is very doable for me.

I was on the dole for about 6 months a while back and was saving about €50/80 a week.

So long as I have enough money for bread, beer, cloth/yarn, and books I'm happy. Oh and the internet for work.

Daliapour · 19-07-2017 01:45PM

Raging_Ninja wrote: »

If you have kids, you're better off on social welfare than working for the minimum wage.

Not true! Maybe in some cases yes but defo not all

Could you afford to move to a Minimum Wage Job in Ireland

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