Insurance Companies will not Insurer Cars over 10 yeas old disgusting behaviour

please helpThank YOU · 13-05-2017 05:10PM #1

Insurance Companies will not insurer cars over 10 years old with a validity nct test this to is Disgusting Behavior from the Insurance Industry of Ireland.:mad:

Kimbot · 13-05-2017 05:11PM

please helpThank YOU wrote: »

Insurance Companies will not insurer cars over 10 years old with a validity nct test this to is Disgusting Behavior from the Insurance Industry of Ireland.:mad:

Never heard of that tbh, any links??

DontThankMe · 13-05-2017 05:12PM

It's a disgrace Joe!

2011abc · 13-05-2017 05:14PM

Blue Insurance were doing 2 year policies on cars under 4 years old .I believe this was/is their ONLY business model at least back then .All this stuff can be put under the new catch all heading of 'The rich get richer and the poor get poorer '

donegaLroad · 13-05-2017 05:14PM

well the fat lady has just sang her last song... time for me to emigrate

2011abc · 13-05-2017 05:15PM

DontThankMe wrote: »

It's a disgrace Joe!

Let me guess you drive a car under ten years old or you just don't believe in ordinary folk complaining ?

Stheno · 13-05-2017 05:17PM

please helpThank YOU wrote: »

Insurance Companies will not insurer cars over 10 years old with a validity nct test this to is Disgusting Behavior from the Insurance Industry of Ireland.:mad:

Really? I've insurance on my 13 year old car as has my OH on his?

brightspark · 13-05-2017 05:18PM

My car is 11, got plenty of quotes in January though I ended up staying with the same insurer.

BetsyEllen · 13-05-2017 05:25PM

My car is 17 years old! And insured

ytpe2r5bxkn0c1 · 13-05-2017 05:27PM

please helpThank YOU wrote: »

Insurance Companies will not insurer cars over 10 years old with a validity nct test this to is Disgusting Behavior from the Insurance Industry of Ireland.:mad:

Some will, others won't, and others sill charge you extra.

Arthur Daley · 13-05-2017 05:28PM

They must offer you insurance if you are an existing customer I believe. But if you are a new customer they load it up. It's the nail in the coffin for a lot of perfectly servicable cars. Well done insurance industry cartel.

bmwguy · 13-05-2017 05:28PM

I have had no problems nor has anyone I know. Move your business.

Harry Palmr · 13-05-2017 05:35PM

15 years is when a few of them get antsy with the poor sods not rich enough for something new.

Noveight · 13-05-2017 05:36PM

My 'Rolla van turned 10 this year, didn't see any change in insurance thankfully.

please helpThank YOU · 13-05-2017 05:47PM

Stheno wrote: »

Really? I've insurance on my 13 year old car as has my OH on his?

I was calling shopping around insurance Companies for my Father his car is 13 years car old like yours and some of them would not quote a car that old Cars over 10 years . plus others Insurance Companies who would quote wanted 300 to 400 euros more over the age of the car this has never happened my Father Before in the last 30 years this is news to me too . disgusting behaviour by insurance companies.

Grudaire · 13-05-2017 06:07PM

Definitely not all insurers are willing to quote, but I would advise checking with liberty, chill and the AA before assuming that nobody will quote (I got quotes off all three a week ago on a 03 car)

Widdershins · 13-05-2017 06:20PM

It's been going this way for a few years. I love driving old cars and I wanted to get away from cars with a lot of electronics and computery bits. I went from a brand new car to a 96 or 97 (am I the only one who doesn't memorise her license plate number?) and my insurance was cheaper on the older car

I do worry that the day will come when they won't insure her. I'm no longer in a position to drive new cars and even cars from 2000-2010 are too new for my liking. If it's NCT'd that should be sufficient proof of roadworthiness.

SeanW · 13-05-2017 10:17PM

please helpThank YOU wrote: »

Insurance Companies will not insurer cars over 10 years old with a validity nct test this to is Disgusting Behavior from the Insurance Industry of Ireland.:mad:

My car is well over 10 years old and though I don't have my pick and choice of insurers, I do have insurance. Even though I have allowed my vehicle age to increase (i.e. by not replacing my wheels) my insurance has only increased by 200% since 2012, well below what a lot of people experienced in the years since then.

It's not just the vehicles age - full vs learner license, length of license held, length of NCB, convictions or lack thereof etc will all have an effect.

I would suggest the OP to go shop around for quotes. All other things being OK you will get one.

boardsuser1 · 13-05-2017 10:22PM

Recently bought a 17 year old motor to use as a spare when my daily driver is in the garage (a regular problem until 2 weeks ago)

Anyhow, i transferred my insurance onto it with no questions whatsoever.

It is nearly a decade older than what i already have,less mileage also plus it just passed the NCT, and they insured it.

Madness Ted, complete madness.

Skuxx · 13-05-2017 10:24PM

SeanW wrote: »

My car is well over 10 years old and though I don't have my pick and choice of insurers, I do have insurance. Even though I have allowed my vehicle age to increase (i.e. by not replacing my wheels) my insurance has only increased by 200% since 2012, well below what a lot of people experienced in the years since then.

It's not just the vehicles age - full vs learner license, length of license held, length of NCB, convictions or lack thereof etc will all have an effect.

I would suggest the OP to go shop around for quotes. All other things being OK you will get one.

200%!!! I thought I was hard done by when mine levelled out for a few years even though I had more no claims discount!!

maryishere · 13-05-2017 10:26PM

please helpThank YOU wrote: »

Insurance Companies will not insurer cars over 10 years old with a validity nct test this to is Disgusting Behavior from the Insurance Industry of Ireland.:mad:

Insurance is far cheaper in the UK too...sometimes this little babana republic depresses me. The corrupt elite in this country will not have to worry about insuring cars over 10 years old. Never saw them in a car over 10 years old.

Mint Sauce · 13-05-2017 10:36PM

My car is 11 years old and just reinsured it. Okay so it was up 40% on last year, to €690 fully comp. FBD wanted over a €1000 for 3rd party fire and theft, told me won't insure over 12 years old, am guessing that is just to new customers.

More I think about it, more I believe that the show rooms and the insurance companies are in it together to encourage people to buy new cars.

boardsuser1 · 13-05-2017 10:39PM

Mint Sauce wrote: »

My car is 11 years old and just reinsured it. Okay so it was up 40% on last year, to €690 fully comp. FBD wanted over a €1000 for 3rd party fire and theft, told me won't insure over 12 years old, am guessing that is just to new customers.

More I think about it, more I believe that the show rooms and the insurance companies are in it together to encourage people to buy new cars.

PCP finance deals would lead one to believe that is exactly the case.

Allinall · 13-05-2017 10:44PM

please helpThank YOU wrote: »

I was calling shopping around insurance Companies for my Father his car is 13 years car old like yours and some of them would not quote a car that old Cars over 10 years . plus others Insurance Companies who would quote wanted 300 to 400 euros more over the age of the car this has never happened my Father Before in the last 30 years this is news to me too . disgusting behaviour by insurance companies.

That's a long way from your OP.

Make up your mind what you want to rant about.

I've an 11 year old car insured no problem.

Jurgen Klopp · 13-05-2017 10:45PM

There was only 1 or 2 that were coming down to the 10 year rule, it was mostly 15, AXA have a great deal for new customers was offered €630 comprehensive on a 01 however note everyone else was like 1200.

It was 700 third party last year with Liberty and never a point or claim. This car has been with Liberty for 6 years so not a banger just bought that might worry them it's for a staged claim.

The renewal was 2700, yes over 2000 increase AKA we are quoting to cover ourselves but we know you won't take it.

Whatever about 15 year old cars if they all reduce it to 10, it's over.

I've said it before the amount of people driving 10-15 year old cars is large and not just low income. You have a lot of people like accountants who have big mortgages and a few kids to look after

I'm telling you, if it goes to 10 your gonna have the Government scratching their heads wondering why a ton of people will be back on dole cause they can't afford a car to go to work.

Then you'll have the massive explosion in uninsured drivers and you know what, with what's been done I honestly can't blame em if it's a hard pressed family or individual

Agricola · 13-05-2017 10:51PM

"My car is 13 years old with a valid NCT, may I have an insurance policy please?"

- "No, sorry, the NCT is just a snapshot in time of the car's roadworthiness. It's could be falling apart a month later due to it being EXTREMELY OLD AND FIT FOR THE SCRAPPER!.......Ahem. So I'm afraid I can't offer you a quote today.

*******************

"Hello, Im calling about making a claim for some.................."

- "Does the vehicle have a valid NCT certificate?"

"About that, I'm afraid I................."

- "I'm sorry, if the vehicle doesn't have a valid NCT, we cannot honor any of our commitments as the vehicle has not been certified as road worthy, which is absolutely critical to all insurance claims"

ChikiChiki · 13-05-2017 10:55PM

Ireland Inc is all about squeezing the average Joe for every cent the have nowadays. The country is really going down hill fast.

Allinall · 13-05-2017 11:07PM

Agricola wrote: »

"My car is 13 years old with a valid NCT, may I have an insurance policy please?"

- "No, sorry, the NCT is just a snapshot in time of the car's roadworthiness. It's could be falling apart a month later due to it being EXTREMELY OLD AND FIT FOR THE SCRAPPER!.......Ahem. So I'm afraid I can't offer you a quote today.

*******************

"Hello, Im calling about making a claim for some.................."

- "Does the vehicle have a valid NCT certificate?"

"About that, I'm afraid I................."

- "I'm sorry, if the vehicle doesn't have a valid NCT, we cannot honor any of our commitments as the vehicle has not been certified as road worthy, which is absolutely critical to all insurance claims"

That's just a load of made up bull crap.

Beyondgone · 13-05-2017 11:11PM

Allinall wrote: »

That's just a load of made up bull crap.

Doubtful. Sounded spot on to me. Word for word.

Allinall · 13-05-2017 11:15PM

Beyondgone wrote: »

Doubtful. Sounded spot on to me. Word for word.

On what basis?

Liam McPoyle · 13-05-2017 11:20PM

maryishere wrote: »

Insurance is far cheaper in the UK too...sometimes this little babana republic depresses me. The corrupt elite in this country will not have to worry about insuring cars over 10 years old. Never saw them in a car over 10 years old.

No, it isn't, its heavily the opposite.

https://www.confused.com/on-the-road/cost-of-motoring/what-the-price-index-means-for-you

£781 is around €850.

http://www.independent.ie/business/personal-finance/car-insurance-cost-falls-for-first-time-in-years-cso-35703756.html

Average cost as per the CSO is around €500.

But don't let the truth get in the way of a bit of bar stooling.

Insurance Companies will not Insurer Cars over 10 yeas old disgusting behaviour

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