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Flood cover needed for drawdown

  • 08-01-2022 4:29pm
    Registered Users Posts: 2 ravinmissy

    Struggling to find a company that will include flood cover in our house insurance. Worried we might not be able to drawdown without it as our estate is in an area that has a risk of flooding ( although it hasn’t flooded in the past 15years 🙄 but whatever)

    any advice or companies anyone knows of that could help with this issue


  • Registered Users Posts: 88 ✭✭ bigmac3

    Only advice is not to buy it. Your home is not something you want to be gambling with.

  • Registered Users Posts: 3,236 ✭✭✭ brainboru1104

    Flooding is going to become more frequent and severe going forward.

    Do what you will with that information.

  • Registered Users Posts: 25,836 ✭✭✭✭ HeidiHeidi

    Contact brokers, they're most likely to know which companies might provide cover, and have the contacts to work with.

    Having said that 15 years isn't a long time in the greater scheme of things for flooding..... regardless of insurance cover, it must be a horrendous experience, there's no way I'd consider a house that was at serious risk of it.

  • Registered Users Posts: 6,691 ✭✭✭ Lia_lia

    I’d run. In fact I did run when we were in this situations ourselves. 15 years is nothing!

  • Registered Users Posts: 74 ✭✭ pleh

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  • Registered Users Posts: 295 ✭✭ bipedalhumanoid

    The flood insurance situation is getting worse.

    I was looking at insuring a house in Alexandra Walk, Clane. Right on the Liffey. Another resident was able to get insurance as recently as late 2021 through a specialist broker. But as of Feb 2022 that's no longer the case.


    Post edited by bipedalhumanoid on

  • Registered Users Posts: 10 definitedragon

    Dolmen use the UK underwriter Plum for flood insurance in areas other brokers won't touch. But it is about 4 times the price of regular home insurance