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How many times can you temporally change car on insurance policy?

  • 06-11-2021 6:39pm
    Registered Users Posts: 1,417 ✭✭✭ Damokc

    As the title. I'm with Aviva. Anyone know? Cheers


  • Registered Users Posts: 73,700 ✭✭✭✭ Atlantic Dawn

    I recall someone before in the Motors forum mentioning something like 6 changes in a year where their insurer then said they would need to take out a trade policy if they wanted to change more than that. I'd check with Aviva, for some insurers they charge €30/40 for changes to are happy to do it as many times are you like.

  • Registered Users Posts: 1,417 ✭✭✭ Damokc

    Thanks, yeah it's free to change it through "myaviva".

  • Registered Users Posts: 2,971 ✭✭✭ User1998

    They will start accusing you of selling cars after changing a few times but if you keep doing the changes online and deny that you are selling cars you should be able to change as many times you like. I used to get into loads of arguments with them before I had my trade policy.

  • Registered Users Posts: 1,417 ✭✭✭ Damokc

    To be honest it would be just between two cars that I own myself.

  • Registered Users Posts: 2,971 ✭✭✭ User1998

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  • Registered Users Posts: 50,118 ✭✭✭✭ bazz26

    You need to tread very carefully there. Some insurance companies may not include another car owned by you under the "temporary" transfer facility. While it might not make a difference when doing it, if you are involved in an accident it may become a problem when that fact comes to light as part of a claim.