Squeezed middle

Slanty

Flicking through my payslip of the last month I seen I paid over 1k in tax.

Now I worked a load of over time before you lacerate me on my net earnings but it got me thinking what exactly do I benefit for my contribution?

Road tax for the roads,
Property tax for my house,
I pay for my health insurance,

So I’m left wondering what exactly do I pay 1k tax a week for?

aaakev

A week or a month? I paid over 40k tax last year and get **** all too.... its life

Nijmegen

https://whereyourmoneygoes.gov.ie/en/

There you go...

Slanty

A month. If you paid 40k in tax in a year then I don’t think your part of the squeezed middle 😂

Big Gerry

Slanty wrote: »

Flicking through my payslip of the last month I seen I paid over 1k in tax.

Now I worked a load of over time before you lacerate me on my net earnings but it got me thinking what exactly do I benefit for my contribution?

Road tax for the roads,
Property tax for my house,
I pay for my health insurance,

So I’m left wondering what exactly do I pay 1k tax a week for?

You might be better going on the dole and getting a free house.

ILoveYourVibes

Slanty wrote: »

Flicking through my payslip of the last month I seen I paid over 1k in tax.

Now I worked a load of over time before you lacerate me on my net earnings but it got me thinking what exactly do I benefit for my contribution?

Road tax for the roads,
Property tax for my house,
I pay for my health insurance,

So I’m left wondering what exactly do I pay 1k tax a week for?

Council workers nurses drs teachers politicians etc.

16% of the budget goes on servicing the national debt. YEAH remember the crash ...that thing ..that is more than what is spent on welfare education housing.

Yeah servicing our debt caused by bankers and the property tycoons costs us more than what we spent on housing or welfare.

NOICE.

A worker earning A minimum wage of €18,000 per year

• Someone earning this amount will see €578.80 go in taxes
• Servicing Ireland’s debt will take €75.60 of their taxes
• Education will take €83.20
• The Garda Siochána will take €12.75

Someone earning €36,000 a year

• Someone earning this amount will see €7,850.80 go in taxes
• Servicing Ireland’s debt will take €1,025.47 of their taxes
• Education will take €1,128.47
• The Garda Siochana will take €172.95

Someone earning €55,000 a year

• Someone earning this amount will see €17,730.80 go in taxes
• Servicing Ireland’s debt will take €2,316.00
• Education will take €2,548.63
• The Garda Siochana will take €390.61

How about we stop negotiating with the EU about our debt and just stop paying it leo!

endacl

Slanty wrote: »

Road tax for the roads

If I can offer a measure of consolation, you don’t pay this one. Nobody does.

Slanty

Big Gerry wrote: »

You might be better going on the dole and getting a free house.

No I wouldn’t, Ive my head just above the water but it got me thinking I’m paying more tax than my mortgage + car insurance + house insurance in one month.

I’m just asking what am i paying 1k a month for?

ILoveYourVibes

Nijmegen wrote: »

https://whereyourmoneygoes.gov.ie/en/

There you go...

YEAH LIKE I BELIEVE THEIR FIGURES.

endacl

The right to have a whinge. Same as the rest of us, once you vote.

Dave_The_Sheep

Slanty wrote: »

Flicking through my payslip of the last month I seen I paid over 1k in tax.

...

So I’m left wondering what exactly do I pay 1k tax a week for?

Two things.

1. Is it a week, or a month. Because if you're paying 1k tax a week, you are not part of the 'squeezed middle'.

2. What you pay for, includes but not exclusive to:
- Roads (this includes tourism and sports too) and previously, water taxes.
- The various hospitals and other state funded health institutions you and others visit. Including subsidisation of drugs that you get form the pharmacy.
- Education for your kids, or if you don't have any, other people's kids who will be financing the country when you're drawing the state pension is X years. Universities too.
- National debt.
- Government ****. Local council budgets. The IDA. Social housing. Etc.
- Ireland's farmers, fishermen and otherwise food producing industries.
- The Gardai, the courts and prisons.
- Social protections for everyone, including yourself if you find yourself out of work, and also the elderly. Other than "dole scroungers" this also includes the disabled, child benefit and those otherwise unable to work, etc.

endacl

ILoveYourVibes wrote: »

YEAH LIKE I BELIEVE THEIR FIGURES.

Is your caps lock stuck?

ILoveYourVibes

Slanty wrote: »

No I wouldn’t, Ive my head just above the water but it got me thinking I’m paying more tax than my mortgage + car insurance + house insurance in one month.

I’m just asking what am i paying 1k a month for?

In order of the amounts you pay ...i mean the biggest chunk
Social protection.
EU GOVT DEBT. (YEAH ITS THE SECOND BIGGEST CHUNK OF YOUR TAXES THAT GOES TO THAT AFTER WELFARE LEO DOESN'T CHIRP ABOUT THAT WHEN HE GOES ON A DOLE FRAUD RANT DOES HE?)
Education.
Housing.
Guards.

ILoveYourVibes

endacl wrote: »

Is your caps lock stuck?

No.

Idbatterim

Slanty wrote: »

Flicking through my payslip of the last month I seen I paid over 1k in tax.

Now I worked a load of over time before you lacerate me on my net earnings but it got me thinking what exactly do I benefit for my contribution?

Road tax for the roads,
Property tax for my house,
I pay for my health insurance,

So I’m left wondering what exactly do I pay 1k tax a week for?

You get nothing. It’s going to the other half. Those who get welfare every week , free house , free travel , free medical card etc ...

ILoveYourVibes

Our national debt is unbelievably high. Some economists say our DEPT to GDP ration is 106%.

The govt claims its 63% of GDP.

Idbatterim

Big Gerry wrote: »

You might be better going on the dole and getting a free house.

You can arrange this very quickly if you have a vagina and prepared to pop out a kid or two. You’ll have a “4eva” home in no time. As a male ? Lol !

aaakev

Idbatterim wrote: »

You get nothing. It’s going to the other half. Those who get welfare every week , free house , free travel , free medical card etc ...

The bastards

ILoveYourVibes

Idbatterim wrote: »

You get nothing. It’s going to the other half. Those who get welfare every week , free house , free travel , free medical card etc ...

You are so naive.

We spend more on EU dept in our budget than we spend on housing.

Larbre34

Slanty wrote: »

So I’m left wondering what exactly do I pay 1k tax a week for?

Public housing, swimming pools, parks, Luas lines, lampposts, mountain trails, historical monuments, the CAP, schools, universities, buses and trains, clearing of snow, airport runways, the old age pension, the Guards, the Defence Forces, scientific research, the children's allowance, free travel for the OAPs (thanks Charlie), public arts, animal control, revenue and customs, forests, the OPW, the National Museum, sign posts, broadband expansion, air traffic control, small business supports, and the health care of those who can't afford insurance.

Understand what a society is now, or will I get Billy Joel to sing a song about it?

Slanty

Dave_The_Sheep wrote: »

Two things.

1. Is it a week, or a month. Because if you're paying 1k tax a week, you are not part of the 'squeezed middle'.

2. What you pay for, includes but not exclusive to:
- Roads (this includes tourism and sports too) and previously, water taxes.
- The various hospitals and other state funded health institutions you and others visit. Including subsidisation of drugs that you get form the pharmacy.
- Education for your kids, or if you don't have any, other people's kids who will be financing the country when you're drawing the state pension is X years. Universities too.
- National debt.
- Government ****. Local council budgets. The IDA. Social housing. Etc.
- Ireland's farmers, fishermen and otherwise food producing industries.
- The Gardai, the courts and prisons.
- Social protections for everyone, including yourself if you find yourself out of work, and also the elderly. Other than "dole scroungers" this also includes the disabled, child benefit and those otherwise unable to work, etc.

It’s a month Dave sorry.
You said about roads but that’s not part of my tax. I pay separate for that.
You say hospitals?I have health insurance.

Yes education is correct and important and I’m strongly behind the guards but there is no way I should be contributing more to them than my mortgage?

Dave_The_Sheep

Larbre34 wrote: »

Understand what a society is now, or will I get Billy Joel to sing a song about it?

You could, but people would probably complain about freeloading songwriters not working an honest day in their lives. Etc. Etc.

ILoveYourVibes

Slanty wrote: »

It’s a month Dave sorry.
You said about roads but that’s not part of my tax. I pay separate for that.
You say hospitals?I have health insurance.

Yes education is correct and important and I’m strongly behind the guards but there is no way I should be contributing more to them than my mortgage?

What about the 16% of your tax that went to bailing out banks? How do you feel about that?

Idbatterim

Larbre34 wrote: »

Public housing, swimming pools, parks, Luas lines, lampposts, mountain trails, historical monuments, the CAP, schools, universities, buses and trains, clearing of snow, airport runways, the old age pension, the Guards, the Defence Forces, scientific research, the children's allowance, free travel for the OAPs (thanks Charlie), public arts, animal control, revenue and customs, forests, the OPW, the National Museum, sign posts, broadband expansion, air traffic control, small business supports, and the health care of those who can't afford insurance.

Understand what a society is now, or will I get Billy Joel to sing a song about it?

Yes. People paying nothing in get this too ! The answer Op is younger nothing others don’t. In fact , you rule yourself out of a host of freebies. Because once you’re a worker in this country , you’re the wolf of Wall Street. Rich enough to have half your income confiscated over 35,000!

aaakev

Slanty wrote: »

It’s a month Dave sorry.
You said about roads but that’s not part of my tax. I pay separate for that.
You say hospitals?I have health insurance.

Yes education is correct and important and I’m strongly behind the guards but there is no way I should be contributing more to them than my mortgage?

It's not just them though, its everything in the country, every public service

ILoveYourVibes

Dave_The_Sheep wrote: »

You could, but people would probably complain about freeloading songwriters not working an honest day in their lives. Etc. Etc.

Yeah they have **** taste in music these days.

Nijmegen

Slanty wrote: »

No I wouldn’t, Ive my head just above the water but it got me thinking I’m paying more tax than my mortgage + car insurance + house insurance in one month.

I’m just asking what am i paying 1k a month for?

€264 on social protection, the largest item of which is the old age pension (€104) and the next largest disability supports (€58).

€227 on health.

€139 on education.

€60 on servicing the national debt, and €43 for membership of the EU - though we get a lot of that back in money they spend here.

€37 on justice.

€33 on transport.

€31 on housing.

€16 on water.

€13 on defence.

I could go on.... but basically you get a society.

Idbatterim

ILoveYourVibes wrote: »

What about the 16% of your tax that went to bailing out banks? How do you feel about that?

Morally I don’t agree with bailout of Anglo etc. what did you propose? Close all the banks ? Tell Merkel and trichet to turn off the gravy train? Don’t ever put ourselves in that position again , that’s the lesson there !

ILoveYourVibes

Nijmegen wrote: »

€264 on social protection, the largest item of which is the old age pension (€104) and the next largest disability supports (€58).

€227 on health.

€139 on education.

€60 on servicing the national debt, and €43 for membership of the EU - though we get a lot of that back in money they spend here.

€37 on justice.

€33 on transport.

€31 on housing.

€16 on water.

€13 on defence.

I could go on.... but basically you get a society.

You are missing a very important fact.

16 % AT LEAST if not more goes on EU banking dept from the bailout. That means bankers are taking your taxes.

Its something the tax payer needs to be made aware of.

Its more than housing its more than education.

Its nothing to do with EU membership. And we get nothing from the fact that our dept is totally out of whack with our GDP.

Dave_The_Sheep

Slanty wrote: »

You said about roads but that’s not part of my tax. I pay separate for that.
You say hospitals?I have health insurance.

Roads: It's part of your tax and motor tax doesn't just include roads. So it's not seperate. That doesn't even take into account that it's not just roads that are covered by it.

Your health insurance doesn't pay for hospitals. It pays some of your coverage when you go into hospital, and that's mostly private hospitals. It doesn't pay even remotely all of:
- the building of them
- the maintenance of them
- their staff payments, not just consultants, etc.
- any drug subsidies (also included in what you pay for taxes for)

And that's me as a complete ignorant. Someone more knowledeagble of the health system could give you a dozen more things your health insurance doesn't pay for. Your health insurance generally speaking pays for one thing: your health insurer.

Nijmegen

On the national debt, the net cost of the bank bailouts when we sell down our positions, make a profit on NAMA etc, is gonna be about €30bn we poured in. For context, one year during the recession we ran a €26bn deficit paying for day to day services. Our debt of €201bn is mostly money we spent because we didn’t cut government spending enough to balance the books.

And as for the money we lay out to the EU, (a) I think it’s value for money, (b) particularly when you consider we get a ton of it back.

https://www.irishtimes.com/business/economy/ireland-s-205bn-debt-so-just-who-is-to-blame-1.3947828

Slanty

Nijmegen wrote: »

€264 on social protection, the largest item of which is the old age pension (€104) and the next largest disability supports (€58).

€227 on health.

€139 on education.

€60 on servicing the national debt, and €43 for membership of the EU - though we get a lot of that back in money they spend here.

€37 on justice.

€33 on transport.

€31 on housing.

€16 on water.

€13 on defence.

I could go on.... but basically you get a society.

That’s all well and good. It doesn’t add up to my 1000 tax.

tobsey

If you saw this on your payslip then you’re and employee and in reality your employer paid this tax and not you. They pay you a gross salary such that your net salary gives you a relative take home pay compared to others who provide more and less value to their employers. You’re gross was roughly 4K for that month I guess. Just above the average full time wage. If you’d earned 3k gross you’d have only paid €500 in tax, therefore you’re subsidising people earning less. Similarly if you earned 5k you’d have paid €1500 in tax and people at that level are subsidising you. They earned 25% more in gross but only took home 18% more. If higher incomes were taxed less and lower incomes were taxed more then gross salaries would simply adjust to keep the balance.

That’s also one of the reasons why our corporation tax is low. The large companies earning large profits are also the ones with highly paid employees and therefore we get more in income tax from them instead. If you want to pay less income tax move to the US and then see how little public services you’ll benefit from.

ILoveYourVibes

Nijmegen wrote: »

On the national debt, the net cost of the bank bailouts when we sell down our positions, make a profit on NAMA etc, is gonna be about €30bn we poured in.

Nowhere near 30 bn. It will make a lifetime profit of 4 bn. That's not going to eat into our debt.

https://www.irishtimes.com/business/financial-services/nama-expects-to-hand-over-its-4bn-lifetime-surplus-to-the-state-by-2021-1.3909348?mode=sample&auth-failed=1&pw-origin=https%3A%2F%2Fwww.irishtimes.com%2Fbusiness%2Ffinancial-services%2Fnama-expects-to-hand-over-its-4bn-lifetime-surplus-to-the-state-by-2021-1.3909348

ILoveYourVibes

Slanty wrote: »

That’s all well and good. It it doesn’t add up to my 1000 tax.

Id rather see all them expenses reversed

Here is a list of countries to consider living in.

• United Arab Emirates.
• Oman.
• Bahrain.
• Qatar.
• Saudi Arabia.
• Kuwait.
• Bermuda.
• Cayman Islands

Dave_The_Sheep

Slanty wrote: »

That’s all well and good. It it doesn’t add up to my 1000 tax.

Id rather see all them expenses reversed

Of course you would.

You really don't seem to be asking this question in good faith or with any intention of having your mind changed - I am *shocked* to discover this.

Nice edit though.

Nijmegen

Slanty wrote: »

That’s all well and good. It it doesn’t add up to my 1000 tax.

Id rather see all them expenses reversed

As I pointed out you can see the whole lot here broken down, I just wanted to highlight some of them: https://whereyourmoneygoes.gov.ie/en/

If you’d like to pay lower taxes might I suggest you move somewhere else. Good luck, mind you, with all the ancillary costs you’ll take on. For example health insurance in Ireland is a fraction what it costs in America, primarily because most of the treatment you’ll get here is subsidised by your taxes. And if ever you fall on hard times, those services are still largely gonna be there for you. Going bankrupt in Ireland to pay for healthcare is rather unusual. Leading cause of bankruptcy in the US. But hey, you could live in a state with half or less our taxes.

What else would you like to go without? Pensions are the biggest thing you pay for. Shall we send granny to the workhouse?

tobsey

ILoveYourVibes wrote: »

You are missing a very important fact.

16 % AT LEAST if not more goes on EU banking dept from the bailout. That means bankers are taking your taxes.

Its something the tax payer needs to be made aware of.

Its more than housing its more than education.

Its nothing to do with EU membership. And we get nothing from the fact that our dept is totally out of whack with our GDP.

It’s debt, not dept. You’ve said it four times so it wasn’t a typo. The bank bailout cost 64bn but we should get 30-40bn of that back. So only 10% of our debt is related to the banks. The rest is because of the complete collapse of tax from over €50bn to €30bn due to the policies of FF during the boom. They relied too much on the construction sector, built way too many houses and crashed the market far worse than anywhere else in the world. They have the same stupid ideas in their current manifesto where they want to build 40k homes per year. They claim they’ll double the output from the construction sector while also reducing the cost of building. When every tradesperson in the country has twice as much work, they’ll work the same hours as today but charge twice the price. It’s an absolute fallacy what they are saying.

ILoveYourVibes

Dave_The_Sheep wrote: »

Of course you would.

You really don't seem to be asking this question in good faith or with any intention of having your mind changed - I am *shocked* to discover this.

I dont blame people for thinking we are over taxed. WE ARE OVER TAXED.

I do blame them for not inquiring TRULY why we are over taxed.

Nijmegen

ILoveYourVibes wrote: »

Nowhere near 30 bn. It will make a lifetime profit of 4 bn. That's not going to eat into our debt.

https://www.irishtimes.com/business/financial-services/nama-expects-to-hand-over-its-4bn-lifetime-surplus-to-the-state-by-2021-1.3909348?mode=sample&auth-failed=1&pw-origin=https%3A%2F%2Fwww.irishtimes.com%2Fbusiness%2Ffinancial-services%2Fnama-expects-to-hand-over-its-4bn-lifetime-surplus-to-the-state-by-2021-1.3909348

Quoting the article there, the net cost when we unwind our position in the various banks etc will be €30bn. Even at the €60bn gross figure, it’s 29.85% of our national debt. The rest is money we borrowed to spend on ourselves via deficits. Given that the Irish state has €201bn of debt it is actively refinancing every year, and may run deficits again in future, I suspect that repudiating this particular €30-60bn would not be a sensible move when it comes time to go ask the same people to please pay for our nurses and pensioners in a recession if the Irish state runs into deficit again.

ILoveYourVibes

tobsey wrote: »

It’s debt, not dept. You’ve said it four times so it wasn’t a typo. The bank bailout cost 64bn but we should get 30-40bn of that back. So only 10% of our debt is related to the banks. The rest is because of the complete collapse of tax from over €50bn to €30bn due to the policies of FF during the boom. They relied too much on the construction sector, built way too many houses and crashed the market far worse than anywhere else in the world. They have the same stupid ideas in their current manifesto where they want to build 40k homes per year. They claim they’ll double the output from the construction sector while also reducing the cost of building. When every tradesperson in the country has twice as much work, they’ll work the same hours as today but charge twice the price. It’s an absolute fallacy what they are saying.

I have dyslexia. No need to be a dick about it.

Of course dyslexic people are stupid. I probably wasted all of your precious tax with special classes trying to get me through school to get a degree and still spell badly. So sorry. You are obviously a highly evolved worthwhile individual.

You won't get any of it back. Name is going to make a life time profit of 4 bn. That's it. If that.

We had no collapse of tax.

I have heard this theory before only 3 % of our DEBT is bank debt.

Well that is a strange one ..BECAUSE OUR NATIONAL DEBT IN 2006 WAS ONLY 23% of GDP! And now its 63%

Yeah right. It just flew magically up from 23% to 63% in 2009 not to do with the banking crisis at all. HA!

Please stop lying badly. I mean you know you are lying badly when a dummy like me with dyslexia can see through you.

Unfortunately we can't publicly flog bankers ...its time to curse them however.

Slanty

ILoveYourVibes wrote: »

Here is a list of countries to consider living in.

Er no.

All I’m asking is what my 1k is doing for me? I pay my tax so I should see a benefit in my life.

ILoveYourVibes

Slanty wrote: »

Er no.

All I’m asking is what my 1k is doing for me? I pay my tax so I should see a benefit in my life.

It's keeping the street lighting on.

Dave_The_Sheep

Slanty wrote: »

Er no.

All I’m asking is what my 1k is doing for me? I pay my tax so I should see a benefit in my life.

You've been told, by several people, but you're refusing to see it.





[edit] to add the inner part of the sentence.

Nijmegen

Slanty wrote: »

Er no.

All I’m asking is what my 1k is doing for me? I pay my tax so I should see a benefit in my life.

Did you have any occasion in the past month to flush a toilet? There’s a small win for your money that you’d notice going without.

If you’re smart enough to read your payslip you’re smart enough to read the little website breaking down government spending and have a little think about your typical day and where this stuff might directly positively benefit you. For anything that doesn’t directly benefit you but might benefit society, like carers and disability spending, thank you for your contribution to civilisation.

ILoveYourVibes

Dave_The_Sheep wrote: »

You've been told, by several people, but you're refusing to see it.

[edit] to add the inner part of the sentence.

People aren't blind. He sees.

misterme123

Nijmegen wrote: »

https://whereyourmoneygoes.gov.ie/en/

There you go...

11.2 billion on education and there are still people who don't understand what income tax is for.

tobsey

ILoveYourVibes wrote: »

I have dyslexia. No need to be a dick about it.

Of course dyslexic people are stupid. I probably wasted all of your precious tax with special classes trying to get me through school to get a degree and still spell badly. So sorry. You are obviously a highly evolved worthwhile individual.

You won't get any of it back. Name is going to make a life time profit of 4 bn. That's it. If that.

We had no collapse of tax.

I have heard this theory before only 3 % of our DEBT is bank debt.

Well that is a strange one ..BECAUSE OUR NATIONAL DEBT IN 2006 WAS ONLY 23% of GDP! And now its 63%

Yeah right. It just flew magically up from 23% to 63% in 2009 not to do with the banking crisis at all. HA!

Please stop lying badly. I mean you know you are lying badly when a dummy like me with dyslexia can see through you.

Unfortunately we can't publicly flog bankers ...its time to curse them however.

It was only 23% in 2006 because we had a complete false economy. Our government had such little debt because we had huge personal and business debts, which were generating profits and paying tax to the government. 2006 was fairytale land and shouldn’t be used as a reference point for anything.

I don’t think you’re stupid because you misspelled a word. I think most of the nonsense you’re posting is stupid.

Slanty

Nijmegen wrote: »

Did you have any occasion in the past month to flush a toilet? There’s a small win for your money that you’d notice going without.

If you’re smart enough to read your payslip you’re smart enough to read the little website breaking down government spending and have a little think about your typical day and where this stuff might directly positively benefit you. For anything that doesn’t directly benefit you but might benefit society, like carers and disability spending, thank you for your contribution to civilisation.

1k to flush a toilet.

Hope your not a plumber.

All I’m asking is what exactly do people get for there 1k a months tax?

Not what there taxes are doing for everybody else but rather what do they get for there contributions?

Fccwontletmebe

Yea the middle class are milked dry, especially single people.

But the amount of tax Top earners pay is astronomical, you’ll be happy you were only taxed a grand.

If you don’t like it OP you can leave the country. No other choice really.

ILoveYourVibes

Nijmegen wrote: »

Quoting the article there, the net cost when we unwind our position in the various banks etc will be €30bn. Even at the €60bn gross figure, it’s 29.85% of our national debt. The rest is money we borrowed to spend on ourselves via deficits. Given that the Irish state has €201bn of debt it is actively refinancing every year, and may run deficits again in future, I suspect that repudiating this particular €30-60bn would not be a sensible move when it comes time to go ask the same people to please pay for our nurses and pensioners in a recession if the Irish state runs into deficit again.

We borrowed it for economic liquidity and to bailout banks. Not to spend on ourselves.

We had to reduce our deficit for the IMF bailout conditions. Not because it caused our national dept. So be sensible.
We had no huge national debt until 2008 /2009. What you suggest is a hilarious illogical spin.

The bill for bailing the banks continues to rise to the tune of about 3 million in interest every week.

I dunno what you agenda is in trying to spin it out as a positive thing but its hilarious and no one believes you.