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How much in debt are you

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  • 30-11-2019 12:05pm
    #1
    joejoggs
    Site Banned Posts: 35 ✭


    How much in debt are you and your current income. Would be interesting to see. Not taking mortgages into account.


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Comments

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    #2
    Omackeral
    Registered Users Posts: 32,956 ✭✭✭✭Omackeral


    2 Euro. It's for the bus bud.


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    #3
    corner of hells
    Registered Users Posts: 8,364 ✭✭✭corner of hells


    Mr.S wrote: »
    2-3k on a credit card every month but that's cleared in full with each bill, apart form that - nada.

    Organised fcuker.


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    #4
    BDI
    Closed Accounts Posts: 2,005 ✭✭✭BDI


    Not one cent. Which is great. Dublin bus owe me 11 euro I’m going to collect when It gets too cold to cycle into work.


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    #5
    McMurphy
    Registered Users Posts: 13,365 ✭✭✭✭McMurphy


    joejoggs wrote: »
    How much in debt are you and your current income. Would be interesting to see. Not taking mortgages into account.

    https://www.youtube.com/watch?v=HBz7G114hME


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    #6
    ytpe2r5bxkn0c1
    Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    No debt whatsoever. Income? €80k+

    What about yourself OP?


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    #7
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    I never willingly enter into debt.


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    #8
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Only cleared and removed my overdraft facility recently.
    No debt now.
    Do own a car on PCP though, and about to draw down a mortgage


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    #9
    ted1
    Registered Users Posts: 23,427 ✭✭✭✭ted1


    Legacy Tasty Spit wrote: »
    No debt whatsoever. Income? €80k+

    What about yourself OP?

    Plenty of people earn more than €80k+ and are in debt...

    Some people live within their means and many don’t.


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    #10
    This is it
    Registered Users Posts: 5,301 ✭✭✭This is it


    Legacy Tasty Spit wrote: »
    No debt whatsoever. Income? €80k+

    What about yourself OP?

    Never miss a chance, do you.


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    #11
    sportsfan90
    Registered Users Posts: 614 ✭✭✭sportsfan90


    Thankfully I've never been in debt or had to take out any loans.

    I worked part-time to pay for college and only ever upgrade my car etc when I have the cash together to buy it upfront.

    I'm 29 with no real responsibilities to anyone except myself so I've never had reason to go into debt. A mortgage in a few years will change all this though.


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    #12
    ted1
    Registered Users Posts: 23,427 ✭✭✭✭ted1


    sportsfan90 wrote: »
    Thankfully I've never been in debt or had to take out any loans.

    I worked part-time to pay for college and only ever upgrade my car etc when I have the cash together to buy it upfront.

    I'm 29 with no real responsibilities to anyone except myself so I've never had reason to go into debt. A mortgage in a few years will change all this though.
    Mortgages are the easy part, a wife and kids are where debt comes from ;)

    I’ve never had ballet lessons but I’ve spent a fortune on them!!! Many other examples.


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    #13
    uptherebels
    Registered Users Posts: 1,587 ✭✭✭uptherebels


    Zero, no loans, never had a credit card. But have no dependents so it's easier to live within my income.


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    #14
    SusanC10
    Registered Users Posts: 2,432 ✭✭✭SusanC10


    Apart from the Mortgage - zero. Both have Credit Cards but cleared every month automatically. Also have overdraft facility on Joint Account for emergencies but rarely used.


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    #15
    Shamboo1801
    Registered Users Posts: 105 ✭✭Shamboo1801


    Apart from mortgage, not a penny debt. Thankfully.


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    #16
    branie2
    Registered Users Posts: 10,299 ✭✭✭✭branie2


    Thanfully I'm not


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    #17
    ytpe2r5bxkn0c1
    Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    This is it wrote: »
    Never miss a chance, do you.

    What's your problem? Question was asked and answered. Simple!


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    #18
    ytpe2r5bxkn0c1
    Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    ted1 wrote: »
    Plenty of people earn more than €80k+ and are in debt...

    Some people live within their means and many don’t.

    Absolutely. Living within your means is the key. Sometimes things conspire against you, however, and debt becomes a necessity. Plenty on low incomes without debt and just as many on higher incomes in debt.


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    #19
    suicide_circus
    Registered Users Posts: 19,802 ✭✭✭✭suicide_circus


    mortgage only


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    #20
    Mint Sauce
    Registered Users Posts: 29,294 ✭✭✭✭Mint Sauce


    This is it wrote: »
    Never miss a chance, do you.

    In fairness, Srameen answered the OPs question. Shame the OP has not contributed further than his/her question with what they owe.

    Me. Other than the mortgage a few bob on the Credit Card.


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    #21
    listermint
    Registered Users Posts: 33,823 ✭✭✭✭listermint


    Mr.S wrote: »
    2-3k on a credit card every month but that's cleared in full with each bill, apart form that - nada.

    Why put 3k on a credit card and then clear it ?

    Intrigued


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    #22
    lassykk
    Registered Users Posts: 3,597 ✭✭✭lassykk


    listermint wrote: »
    Why put 3k on a credit card and then clear it ?

    Intrigued

    Cash back on some credit cards

    KBC offer it on mine... Only pennies most months but could be worth a few quid if spending on it


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    #23
    listermint
    Registered Users Posts: 33,823 ✭✭✭✭listermint


    lassykk wrote: »
    Cash back on some credit cards

    KBC offer it on mine... Only pennies most months but could be worth a few quid if spending on it

    Hmm never considered that.

    Is there any that maximize or would be worth while.


    Have a BOI one but it's empty as usual.


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    #24
    yabadabado
    Registered Users Posts: 16,524 ✭✭✭✭yabadabado


    Mr.S wrote: »
    My credit card makes me (a little bit of) money, that's the only reason for it :D

    How does it make you money ?some sort of cash back offer ?


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    #25
    randomspud
    Closed Accounts Posts: 124 ✭✭randomspud


    Got the mortgage cleared earlier this year and i have literally never borrowed money for anything else in my life.


    Being in debt is a mugs game.


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    #26
    Harry Palmr
    Closed Accounts Posts: 40,061 ✭✭✭✭Harry Palmr


    None fiscally, but plenty in life!


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    #27
    JohnCleary
    Registered Users Posts: 10,208 ✭✭✭✭JohnCleary


    Beviaamo wrote: »
    It's amusing that you can't resist an opportunity to brag about the finances.

    80k is hardly anything to brag about


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    #28
    This is it
    Registered Users Posts: 5,301 ✭✭✭This is it


    The question of debt was asked but once again Srameen managed to wedge his income in there as well. Nothing new :)


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    #29
    D3V!L
    Registered Users Posts: 2,929 ✭✭✭D3V!L


    *checks forum*


    I have millions and millions and millions and millions. :pac:


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    #30
    Sugar Free
    Registered Users Posts: 1,639 ✭✭✭Sugar Free


    This is it wrote: »
    The question of debt was asked but once again Srameen managed to wedge his income in there as well. Nothing new :)

    The OP specifically asked for incomes, what’s the problem?


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    #31
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    120k here, so 80k is pennies.


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