Loan Shark Needed - URGENT Ex gambled all my money

Sammyy24

Hi,

Would anybody know any instant cash loans or loan sharks in Dublin? I have tried provident, umbrella and R&P and all have refused me due to living in an apartment even though it's a ground floor with a front door and on the street.

My emergency is that I moved into this apartment last week and I had €2000 to give the landlord as a deposit, well I went to give it to her and it has gone, my now ex boyfriend gambled it all and has vanished so I am desperate and completely screwed. It was money I got from my dad which is even worse and I can't pay my deposit and she will be evicting me soon.

Please if anyone knows any that would be great! I sold my car and got an advance so I gave her €1000 yesterday, I just need another €1000.

Any help is appreciated!

hawkelady

How are you going to pay for next months rent???

BorneTobyWilde

Should be getting law involved if he stole all that money.

Fr_Dougal

You moved in before you paid a deposit? 🤥

Sammyy24

I reported him to the guards but they said because he had access to my bank card that it's a civil dispute, he withdrew the €2000 must have gambled it all while I was in work and then text me to say sorry, he has a problem and that he is no good for me and then he just vanished.

The full amount was originally €2500, I gave the landlord €500, and was due to give her the rest on the 8th, the day he stole from me. I managed to get a weeks advance on my wages and some money from my ex's mother but still need the rest.

I get paid weekly so my rent won't be due until the 8th of November, so I should be fine then.

I have my car up for sale too, it's only an old golf but hoping it'll sell. In such a bad place right now, any loan shark recommendations would be great

Plopsu

If this is a serious question, hit up every friend you have before even thinking of going to an illegal money lender.

Feisar

They are called sharks for a reason so be careful. Sorry I don't know any.

Lean on yer ex's Mum as hard as you can, after that it's a case of getting your mates to pull you out of a hole.

Only bit of advice I have is that yer not beaten till yer beaten. Chin up and fight on.

Sammyy24

I have contacted everyone I know, even my coworker which was mortifying, not one single person will help.

I have one friend who is quite wealthy which is no excuse I know, I asked for her help and she has basically ghosted me

Boom_Bap

This being AH I'd normally wade in with some sort of joke.



Not this time, don't use a loan shark. You are just digging yourself into a bigger hole.
Call in every favour you can from family and friends.

The Satanist

I'd take my chances skinny dipping with an actual great white shark before I'd darken the doorstep of a loan shark. They are not a solution to your problem!

Sammyy24

Thanks, that means alot. I tried, she won't help any more though. I have contacted his uncle for help, I'm keeping my fingers crossed but I doubt he will.

Not sure what I am going to do, if she evicts me, she will keep the money I already gave her and I'll have to sleep in my car.

minikin

Credit Union?

Sammyy24

Thank you.

I can't ask family as it was my dad and brother who helped me with the loan to begin with, it's their money that has been stolen and they needed it back by November, every friend I have asked has said no

HeidiHeidi

A loan shark will only multiply your problems tenfold (and maybe more).


Try the Vincent de Paul, maybe? I have absolutely no idea if they'd engage with your situation, but worth asking.


Otherwise, appeal to the landlord's better nature, in that it's just the deposit and you'll be able to pay the rent guaranteed (assuming you will actually be able to pay the rent guaranteed).

Sammyy24

I went to them on Friday, they said I had to save with them for 6 weeks before they would entertain an application, I also tried my bank but they have refused me

Sammyy24

I tried St Vincent De Paul, the lady I spoke to was actually awful to me and refused to help. I set up a go fund me but the internet being the internet, all I have gotten is death threats, gotta love facebook

Bigbagofcans

Could you get an advance from work, explain your situation?

taytobreath

U could tell the landlord and maybe u 2 could come to some sort of arrangement. Maybe pay an extra 50 euro a week in rent till the deposit is paid. Surely a landlord would have some sort of empathy towards your plight.

Feisar

Is the landlord an agency or a person?

Possibly attempt imploring to their nice side? Explain the situation and explain how you intend to pay them.

Edit - beaten to it.

Sammyy24

I even tried a women's abuse shelter and they can't help, apparently gambling addiction/financial abuse isn't deemed serious enough.

I'm afraid to tell my landlord in case she evicts me sooner or puts a time limit on it, as we both signed the lease and now he's gone

Plopsu

Sammyy24 wrote: »

Thank you.

I can't ask family as it was my dad and brother who helped me with the loan to begin with, it's their money that has been stolen and they needed it back by November, every friend I have asked has said no

As a dad, you need to talk to your dad. Even if he doesn't have the money, he may have the access to credit that you don't. There's no way he'd rather you going to a loan shark.

Sammyy24

My boss gave me a €500 advance, but he can't give me anymore, I get paid weekly so it was this weeks

taytobreath

You could also try the social welfare.

HeidiHeidi

Sammyy24 wrote: »

I even tried a women's abuse shelter and they can't help, apparently gambling addiction/financial abuse isn't deemed serious enough.

I'm afraid to tell my landlord in case she evicts me sooner or puts a time limit on it, as we both signed the lease and now he's gone

If you could get your current situation sorted somehow, can you actually afford the rent on your own on an ongoing basis?


Was he meant to be contributing to the rent?

Sammyy24

I was told that they wouldn't be able to help me as I am employed, it was a coworker who told me that though.

Do you not need to be signed on to avail of their help?

spaceHopper

Go back to the Guard's it theft pure and simple make a complanint and get a pulse number, go to the social welfare comunity social worker.

minikin

Why did you sign a lease with boyfriend when he didn’t have half the deposit?
Doesn’t add up.

taytobreath

http://m.welfare.ie/en/Pages/Supplementary-Welfare-Allowance.aspx

Sammyy24

Yes, once I get sorted for this, I can afford the rent, it'll be a struggle but I have no choice. He was meant to be paying for half yes

Sammyy24

He had a gambling problem so anytime he got some money, he gambled it away, he did get it under control for a good while though and things were looking up, he started saving for the deposit then the week of he told me he gambled his savings, I was upset but I had the money from my family so thought we would be fine, then he gambled mine

Zamboni

You seem to be desperate and frantic and are destined to make worse decisions in this state.

Ask your dad to move back in with him.
Lose the half deposit paid - take the hit.
Close the account your ex had access to.
Pay your Dad back.
Have a serious word with yourself.