Random EV thoughts.....

AndyBoBandy

https://www.boards.ie/discussion/comment/120771954#Comment_120771954

ID.Buzz

ELM327

https://www.boards.ie/discussion/comment/120771954#Comment_120771954

The last van I rented was an auto!

creedp

https://www.boards.ie/discussion/comment/120771905#Comment_120771905

Was thinking of going the same route with my Leaf for my daughter. As a matter of interest how are you intending to insure the Leaf? Take out a 2nd policy in your name with stepson as a named driver? Pretty expensive but I suppose defrayed by the low purchase price of car while also protecting the main car from novice related body damage!

ELM327

https://www.boards.ie/discussion/comment/120773339#Comment_120773339

It will be in his name, both the car and the policy. His mum is still clinging to the "must learn in a manual" idea so if that's the case I'm still happy having the leaf that I can drive on 3rd party extension anyway. No point having named driver policy, I'll let him build up his NCB in his own name, that really helped me when I was younger be able to have insurance on someway nice cars reasonably early.

creedp

https://www.boards.ie/discussion/comment/120773375#Comment_120773375

OK thanks. So take the hit now and reap the rewards later👍

Sorry for pestering you with questions but just wondering how do you tax a car covered under a 3rd party extension? My policy covers me to drive uninsured cars which would allow me to drive a 3rd car in another person name. However I always thought a car had to be covered by an insurance policy before it could be taxed

DaveyDave

https://www.boards.ie/discussion/comment/120773375#Comment_120773375

Probably doesn't make much difference to you but NCB counts as a named driver. My missus was on my policy for 3 years and when she got her own policy as a learner it was €520, something that took me 4 years NCB to get on the same bloody car as a fully licensed driver.

CoBo55

https://www.boards.ie/discussion/comment/120773529#Comment_120773529

If you're taxing online any policy number will do, it doesn't even have to be an actual insurance policy number.

joe1303l

https://www.boards.ie/discussion/comment/120775976#Comment_120775976

I’d be careful with this advice….

the_amazing_raisin

https://www.electrive.com/2023/06/27/volvo-trucks-delivers-74-tonne-electric-truck-in-sweden/

That's certainly a lot of truck, and Gothenburg port have ordered 3 of them

Looks like they're mostly used around the port, but also do a 70km haul to Borås

I presume they're only doing the longer runs with a single trailer, I'm pretty sure two full sized trailers is illegal on the roads

The port are saying they're getting 12 hours of work out of the trucks, including a break for the driver, and it can haul everything the diesel equivalent can

ELM327

https://www.boards.ie/discussion/comment/120773529#Comment_120773529

That's for commercials. For private cars taxing online you don't need insurance. You can select any of the dropdowns. My policy is generally policy 000000002 (A nod to Mr Burns' SSN, damn roosevelt) and a random insurer from the dropdown.

CoBo55

https://www.boards.ie/discussion/comment/120776004#Comment_120776004

Why? I've been doing it for years as I'm too lazy to bother looking for the cert when I'm taxing something.

joe1303l

https://www.boards.ie/discussion/comment/120776261#Comment_120776261

Government database - fraudulent information ?? ANPR compliance at some point….

creedp

https://www.boards.ie/discussion/comment/120775976#Comment_120775976

Christ it's burdensome to be so naive🤣

CoBo55

https://www.boards.ie/discussion/comment/120776524#Comment_120776524

Why aren't you having a go at ELM327? He gave the same advice as me... Government database me hole, anpr doesn't get its data from the car tax information. You sound like one of those phone scammers, if you don't do things properly we'll come and arrest you.

CoBo55

https://www.boards.ie/discussion/comment/120776877#Comment_120776877

It works and has worked for me for the last countless number of years.

creedp

https://www.boards.ie/discussion/comment/120777359#Comment_120777359

Sorry I hope you didn't misinterpret my post. I'm calling myself nieve for believing any auld shite thrown at me. I'll be following that advice in future👍

ethernet

https://www.boards.ie/discussion/comment/120776524#Comment_120776524

Pretty sure someone posted here not that long ago saying they had been stopped by a guard based on the info they put in when taxing the car so someone must be using it.

DaveyDave

I'm guessing ANPR gets tax/insurance/NCT information from the reg plate. Why would it get insurance information from your tax status?

Not that it matters, I believe only part of the road policing unit have ANPR so it's not like the UK where you'll get flagged for driving past a random copper. They're too busy going after someone with a joint anyway.

joe1303l

https://www.boards.ie/discussion/comment/120777355#Comment_120777355

I wouldn’t rate it as advice but for context it’s estimated that 200,000 drivers in Ireland don’t have valid insurance. We are all paying an additional premium on our to cover these freeloaders. Any system that helps to eradicate this should be welcomed not avoided. Required information details should be on the windscreen of your car if you can’t find it.

ELM327

https://www.boards.ie/discussion/comment/120777954#Comment_120777954

I'd be happier if we moved to a system where tax was required to get insurance or vice versa, and remove all paper discs like they have in the uk. But thats not here

CoBo55

https://www.boards.ie/discussion/comment/120777405#Comment_120777405

Yep it works perfectly, saves you getting off the sofa and looking for the cert or walking out to the car in the rain to look at the disc😉 I do like ELM's Mr Burns number. I always pick the most obscure insurer in the drop down menu ☺️

joe1303l

https://www.boards.ie/discussion/comment/120778071#Comment_120778071

Agreed, a joined up system would be better. It’s a bit ridiculous to have 3 paper discs here when they can manage with 1 in the UK.

CoBo55

https://www.boards.ie/discussion/comment/120777954#Comment_120777954

It doesn't help eradicate uninsured driver detection, quite the opposite in fact. By it's very nature of being such a stupid unconnected to anything system it's allowing uninsured cars get a tax disc.

https://www.boards.ie/discussion/comment/120778071#Comment_120778071

The paper plastered on the screen proves that you had insurance the day the insurance company sent the letter. The data might be already out of date between then and when the disc is displayed. The certificate of insurance is the same i.e. not worth the paper is printed on. "Show the bigger piece of the same printed page at the local station, yo". It should be just an automatic charge and eventually a fine if your car is either not taxed or declared off road. No ifs and buts. The system would then also flag if a car is taxed but not insured.

Above can be updated practically in real time whenever a transaction happens and the cops mobile app would then be used to query the DB. Just use those Irish data centres since we have plethora of them here.

zg3409

https://www.boards.ie/discussion/comment/120773375#Comment_120773375

Beware most 3rd party driving policies don't cover you if you own the car, or your wife or partner own the car and sometimes if someone at the same household owns the car. The wording can be vague and some policies state it's for emergency use if your vehicle is broken.

It's also a separate offence to not display an insurance disc in the window so if the car or your son does not have a policy then there may be no paper in the window.

I would phone insurer before driving as a third party and confirm on the phone or ideally in writing that you are indeed insured.

If parked in public parking wardens can also issue fines for no insurance disc displayed and your 3rd party insurance may not cover you when parked if there is no separate policy to cover the car. I had a Garda at a checkpoint stop me for no insurance disc displayed but I talked myself out of it. Even if insured it's a separate offence.

I have heard of some dodgy people registering a car in a friend's name then driving under 3rd party every day but insurers keep tightening the 3rd party rules to prevent you driving a sporty car so often catches like max 2L engine, also typically commercial vans or car vans or commercial jeeps are not included.

In terms of tax, yes you can put in any random insurance policy number but I assume gardai can pull that info including contact number, address, email etc and may try use that info. Of you have a policy best to put in correct info if you can.

Insurance in Ireland us a minefield and every policy is different and the costs tend to be crazy high.

ELM327

https://www.boards.ie/discussion/comment/120778265#Comment_120778265

They have no discs in the UK

https://www.boards.ie/discussion/comment/120778417#Comment_120778417

Not "most", only a few. I actively make sure I have insurance cover for all cars, regardless of insurance, tax, or NCT status of the other car. I use my third party extension for a couple of reasons, and most times the cars wouldnt have active insurance policies. Spouse is the only one that is not covered for me. It all depends on your policy document.

Confirmations on the phone are worth the paper they are written on, in times of an accident or checkpoint you're covered as per your policy documentation not a random phonecall. I've been covered in an at fault accident under third party extension. The car didnt have an insurance disc in the window and I was not even asked about it once I provided my cert showing I was insured to drive the car. You are however correct, non display of insurance disc is a traffic infraction punishable by 80 euro fine and no points. I've never been done for it, despite being through multiple checkpoints on third party cars (including one that didnt even have a disc holder, let alone a disc, in the window). You are always - although it is not mandatory - given 10 days to produce. I generally have my policy on my phone to show them at the checkpoint though so maybe that's why?

I agree with you about the severity of driving uninsured and I have never and would never drive uninsured. I used to drive untaxed cars, run cars on agri or kero etc but I always always had insurance.

the_amazing_raisin

https://www.boards.ie/discussion/comment/120778250#Comment_120778250

I'd like to point out most of the insurers will have emailed you the insurance documents and the search function in Gmail is pretty good now

It's really not much effort to get the correct details 😉

CoBo55

https://www.boards.ie/discussion/comment/120779013#Comment_120779013

Nah, couldn't be bothered.

MojoMaker

Then an ID4 is definitely not for you @CoBo55

liamog

The recently signed Road Traffic and Roads Bill puts the MIBI maintained Irish Motor Insurance Database on a statutory basis, data from it is shared with the Garda to be used in their ANPR systems and the lookup system that's available to them. The Garda aren't using the policy number that was entered at the time motor tax was renewed to link a vehicle reg to a policy.

The IMID also contains the National Fleet Database which will be used to link vehicles, drivers, and policy for group policies such as those used in the motor trade.

I can imagine individual policies with a driving other car extension have been a missed as a use case so may end up being flagged as uninsured vehicles on the system unless the vehicle has it's own policy.