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Shooting Forum - Firearms licencing information


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Buying a shotgun and hire purchase

  • 28-08-2018 6:54pm
    #1
    mark42
    Registered Users, Registered Users 2 Posts: 40 ✭


    What's anyone's thoughts on this and has anyone done it .
    Its fairly new to Ireland Is it


Comments

  • #2
    aaakev
    Registered Users, Registered Users 2 Posts: 3,088 ✭✭✭aaakev


    Where ya seeing it?


  • #3
    Cass
    Moderators, Sports Moderators Posts: 28,696 Mod ✭✭✭✭Cass


    https://www.irishshootingsports.ie/

    One of a number of people/shops now offering it.
    Forum Charter - Useful Information - Photo thread: Hardware - Ranges by County - Hunting Laws/Important threads - Upcoming Events - RFDs by County

    If you see a problem post use the report post function. Click on the three dots on the post, select "FLAG" & let a Moderator deal with it.

    Moderators - Cass otmmyboy2 , CatMod - Shamboc , Admins - Beasty , mickeroo



  • #4
    mark42
    Registered Users, Registered Users 2 Posts: 40 ✭mark42


    aaakev wrote: »
    Where ya seeing it?

    Here's a screenshot


  • #5
    philmire
    Registered Users, Registered Users 2 Posts: 171 ✭✭philmire


    What's the intrest rate for this


  • #6
    SeaFields
    Registered Users, Registered Users 2 Posts: 6,551 ✭✭✭SeaFields


    philmire wrote: »
    What's the intrest rate for this

    I am open to correction but I think there is a legal obligation to outline the terms of credit on such an advert?


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  • #7
    ganmo
    Registered Users, Registered Users 2 Posts: 7,748 ✭✭✭ganmo


    Would repossession would be a legal minefield? Having to have the repo agents licensed on the gun prior to collection?


  • #8
    slavetothegrind
    Registered Users, Registered Users 2 Posts: 2,789 ✭✭✭slavetothegrind


    yeah in such cases of financing doesn't the title remain with the financier until the goods are paid for in full?

    If you licensed it you would be declaring yourself the owner, which you are not by contract. Only bad things will come of this....


  • #9
    slavetothegrind
    Registered Users, Registered Users 2 Posts: 2,789 ✭✭✭slavetothegrind


    unless i am totally wrong i hasten to add....


  • #10
    Cass
    Moderators, Sports Moderators Posts: 28,696 Mod ✭✭✭✭Cass


    SeaFields wrote: »
    I am open to correction but I think there is a legal obligation to outline the terms of credit on such an advert?
    Does that not only apply to credit institutions regulated by the Financial regulator/Central Bank?

    If the credit is simply the price of the item spread over a period of time does it require such regulation?

    Also there are always two prices to a firearm as we all know. Cash price and trade price. If the RFD applies trade price to all credit sales (IOW he makes a few extra quid offering terms) then is it really credit?
    ganmo wrote: »
    Would repossession would be a legal minefield? Having to have the repo agents licensed on the gun prior to collection?
    Yes, it's why pawn shops are barred (afaik) from taking firearms. Its a legal minefield as you said. As for repossession well there is nothing stopping the RFD from coming out him/herself.

    I've seen others offering this service, but they don't hand out the goods until they are paid for. Seems a safer option for the RFD.
    slavetothegrind wrote: »
    yeah in such cases of financing doesn't the title remain with the financier until the goods are paid for in full?
    Usually but again is this an actual credit line? IOW the RFD is not loaning you the money to pay for goods simply offering the option to takes installments. Not much of a difference, but a subtle one. Iit's like a car dealership giving you the car and taking the money for it in installments without the need for a bank or other finance group.
    If you licensed it you would be declaring yourself the owner, which you are not by contract. Only bad things will come of this....
    No.


    Licensing a firearm does not imply ownership. It's why when the Minster said a few years back she could ban a certain type of gun without the need for a compensation scheme she did not realise she was wrong and that ownership is different to possession.

    You can have a firearm licensed but not be the owner, it's how the training licenses and joint licenses work. Also AGS/DoJ don't care who owns/paid for the firearm only that it is legal and licensed.
    Forum Charter - Useful Information - Photo thread: Hardware - Ranges by County - Hunting Laws/Important threads - Upcoming Events - RFDs by County

    If you see a problem post use the report post function. Click on the three dots on the post, select "FLAG" & let a Moderator deal with it.

    Moderators - Cass otmmyboy2 , CatMod - Shamboc , Admins - Beasty , mickeroo



  • #11
    Gorgeousgeorge
    Registered Users, Registered Users 2 Posts: 1,049 ✭✭✭Gorgeousgeorge


    Patrick carley does this. Its a great idea i think for people who want a high end clay gun perazzi blaser etc and cant throw 3k + straight away.


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  • #12
    slavetothegrind
    Registered Users, Registered Users 2 Posts: 2,789 ✭✭✭slavetothegrind


    So you get the gun upfront? (licensed of course) and pay it off over time?


  • #13
    Gorgeousgeorge
    Registered Users, Registered Users 2 Posts: 1,049 ✭✭✭Gorgeousgeorge


    slavetothegrind wrote: »
    So you get the gun upfront? (licensed of course) and pay it off over time?

    No personal experience with it but i believe that is the case yes. Anyway its noting to do with the dealer its a finance company like close brothers you would be repaying. Rfd is happy out as he is already paid


  • #14
    Heavy handed
    Registered Users, Registered Users 2 Posts: 205 ✭✭Heavy handed


    With the above plan you can finance the full price of the item or pay a deposit and pay the balance through finance. Once finance is approved the RFD gets paid he’s balance or in full for the item and is released to the person that financed it. It is now out of the RFDs hand and soley in the hands of the finance company. Up to the finance company to collect the money owed and not the RFD on behave of the finance company.


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