Near misses - mod warning 22/04 - see OP/post 822

kirving

magicbastarder wrote: »

in the article, it mentions it was due to him being uninsured, which is what i was referring to.

anyway, according to the chap in question, she was obviously injured and began lapsing in and out of consciousness. in a choice between keeping someone warm and dry - as they may have gone into shock - and protecting your car, i think i know what my choice would be.

Ah apologies, I misread the article.

It's nice to be in a position where you can afford to lose your car to help someone out, I'm certainly not.

micar

magicbastarder wrote: »

just out of curiosity, by 'full complaint', you're not actually talking about a claim?
and also, if you're not also a customer of the company, would it not usually be treated as a full complaint?

No....a complaint.

At work we deal with "full" and "one and done" complaints.

magicbastarder

Kevin Irving wrote: »

Ah apologies, I misread the article.

It's nice to be in a position where you can afford to lose your car to help someone out, I'm certainly not.

we're talking about a single instance of this, from within the entire country, an example i cannot remember hearing about before this. it'd be an astonishing pity if people decided not to render the assistance to accident victims they might otherwise have done, as a result of this.

AndrewJRenko

micar wrote: »

I work for a company which has a car insurance arm. Heard this today.

A cyclist took a picture of a motorist on their mobile and then a copy of their insurance disk.

The cyclist contacted the company to log a complaint with a copy of the pictures. The cyclist also mentioned that the tax was out of date.

Unfortunately it was not mentioned if the company contacted the motorist about the use of their mobile.

It was dealt with as a full complaint eventhough the cyclist had no policy with us

Good to know - any idea what the outcome was?

ganmo

AndrewJRenko wrote: »

Good to know - any idea what the outcome was?

What were the possible outcomes?
I presume that withdrawal of cover would be the most extreme of their options.

micar

AndrewJRenko wrote: »

Good to know - any idea what the outcome was?

ganmo wrote: »

What were the possible outcomes?
I presume that withdrawal of cover would be the most extreme of their options.

I'll find out.

Wishbone Ash

Utter Consternation wrote: »

If an uninsured driver struck a cyclist, does the cyclist claim from MIBI?

Chiparus wrote: »

As far as I know, yes.

Just curious but how can it be proven to the MIBI that an uninsured vehicle was involved? What's to stop a cyclist who has crashed 'independently' from claiming a hit and run driver caused it?

(At least in a collision between two motor vehicles, there may be evidence of the other vehicle at the scene).

tnegun

Idot this morning 2 attempts to pass me on solid white lines/bends and has to jam on at the last second when she eventually does get past she does so against a bus with no indicator and seemed much closer to the cyclist in front than it appears on the video!


https://streamable.com/8i2xc
https://streamable.com/2b6d4

Chiparus

Wishbone Ash wrote: »

Just curious but how can it be proven to the MIBI that an uninsured vehicle was involved? What's to stop a cyclist who has crashed 'independently' from claiming a hit and run driver caused it?

(At least in a collision between two motor vehicles, there may be evidence of the other vehicle at the scene).

I have been involved in a case where a vehicle was forced off the road , the other vehicle continued on, so the person sued MIBI even though there was no collision with the other vehicle.

Wishbone Ash

Chiparus wrote: »

... so the person sued MIBI even though there was no collision with the other vehicle.

......and did they win?

Kaisr Sose

micar wrote: »

I work for a company which has a car insurance arm. Heard this today.

A cyclist took a picture of a motorist on their mobile and then a copy of their insurance disk.

......

It was dealt with as a full complaint eventhough the cyclist had no policy with us

Way to go. I wish AGS responded like that. In the main, they are not interested unless it's major crime and they can get their policing work on TV.

axer

Also worth noting the excess for MIBI claims is €500.

Chiparus

Wishbone Ash wrote: »

......and did they win?

I actually dont know , I was providing reports, but there are other cases reported in the media

https://www.irishtimes.com/news/crime-and-law/courts/high-court/man-hit-by-car-which-failed-to-remain-at-scene-settles-case-1.2237809

Utter Consternation

Wishbone Ash wrote: »

Just curious but how can it be proven to the MIBI that an uninsured vehicle was involved? What's to stop a cyclist who has crashed 'independently' from claiming a hit and run driver caused it?

(At least in a collision between two motor vehicles, there may be evidence of the other vehicle at the scene).

Good point. I suppose video evidence (if available) could be used.

cdaly_

magicbastarder wrote: »

i'm surprised that the issue was that the other driver was uninsured; surely the MIBI steps in, in incidents involving uninsured drivers?

MIBI will only cover an otherwise uninsured loss (and even then only if the uninsured vehicle is identified). This means that if you have comprehensive cover, MIBI will tell you to claim from that meaning it ends up being your claim and loss of discounts.

Chiparus

cdaly_ wrote: »

MIBI will only cover an otherwise uninsured loss (and even then only if the uninsured vehicle is identified). This means that if you have comprehensive cover, MIBI will tell you to claim from that meaning it ends up being your claim and loss of discounts.

Thay dont have to be identified.
https://www.mibi.ie/making-a-claim/uninsured-unidentified-vehicles.421.html

Effects

cdaly_ wrote: »

If you have comprehensive cover, MIBI will tell you to claim from that meaning it ends up being your claim and loss of discounts.

Is that right? I know things might have changed, but I was involved in an accident with an uninsured driver in 2003 or thereabouts, and I was able to claim.

Pinch Flat

Crazy close pass by an ass in an Audi this morning just at the forecourts - zipped up the bus lane at crazy speed, skimming every cyclist he passed, then darted across to the central lane, taking the bus lane all the way to O'Connell bridge. It's bizarre that there's no camera in place to catch and fine these arsehools.

average_runner

Pinch Flat wrote: »

Crazy close pass by an ass in an Audi this morning just at the forecourts - zipped up the bus lane at crazy speed, skimming every cyclist he passed, then darted across to the central lane, taking the bus lane all the way to O'Connell bridge. It's bizarre that there's no camera in place to catch and fine these arsehools.

Are you sure it wasn't an unmarked garda car? Still needs to be careful

Pinch Flat

average_runner wrote: »

Are you sure it wasn't an unmarked garda car? Still needs to be careful

I'll have a look back at the rear camera. If it's a Garda car reacting to an incident, a few blue lights might alert people.....

CramCycle

Stopped at zebra crossing with car and a ride on lawnmower. Last pedestrian crossing, lawnmower moves off after they passed, then I did. Car beside me took off before the pedestrian had finished crossing, then had to hit the brakes. Wen round the next corner and a swarm of pedestrians are crossing the carpark. I stop as there are 30, and it is only going to be 5 seconds. Car behind me, decided waiting for such plebs was beyond them and overtook me and drove into the crowd but hit the brakes before injuring anyone. What a muppet. Some cyclist then decided to slow pedal in front of the car out of spite, I felt he was right.

Seth Brundle

average_runner wrote: »

Are you sure it wasn't an unmarked garda car? Still needs to be careful

A garda close pass would be even worse than your standard close pass IMO!

Ray Palmer

I go the same route pretty much every work day. With this you get to see the same people and of course there are always a few who always break rules.
So on my way home I see the same car with the same guys in it. As usual they are speeding up the bus lane. They beep and shot at cyclists regularly and on this occasion I see the driver punishment pass a cyclist for slowing them down.
Due to traffic and the cycle lanes I pass them and they pass me etc.. but they are in the bus lane the whole way.
Then I see the Gardai hiding to catch people in the bus lane. So I watch them to see if they are going to be caught. They spot the Gardai and pull into regular traffic. I cycle up to the the Gardai to make sure they catch them and point them out. He pulls them in and said he saw them anyway. They of course see me and know I made sure they were pulled in.
Forward to this morning I cycle by them as they are in the bus lane again and stuck in traffic. Que lots of abuse about me being a rat. This now appears to be part of my regular cycle where they will probably physically threaten me with the car.

AndrewJRenko

Ray Palmer wrote: »

I
Forward to this morning I cycle by them as they are in the bus lane again and stuck in traffic. Que lots of abuse about me being a rat. This now appears to be part of my regular cycle where they will probably physically threaten me with the car.

Get a helmet camera or similar. Point to it theatrically.

average_runner

AndrewJRenko wrote: »

Get a helmet camera or similar. Point to it theatrically.

Cause that will stop them sure!!


OP these are low life scum, pay no attention to them at all, they will get bored after a few days.

They are looking for a sign they are getting to you, give them no reaction

Alanstrainor

average_runner wrote: »

Cause that will stop them sure!!


OP these are low life scum, pay no attention to them at all, they will get bored after a few days.

They are looking for a sign they are getting to you, give them no reaction

It won't. There's not many things that can stop a determined driver from mowing a cyclist down, but a camera will catch their antics and can result in prosecution and penalty for the driver.

average_runner

Alanstrainor wrote: »

It won't. There's not many things that can stop a determined driver from mowing a cyclist down, but a camera will catch their antics and can result in prosecution and penalty for the driver.

I don't think prosecution worries these guys sadly. Have dealt and grown up with people like this, their attention span is small

Rechuchote

Helmet cam for a few successive cycles; take the film on USB (and a laptop) to the local garda station, ask for the garda who was on traffic duty that day, and show him the film of the same guys doing the same thing every day. Also contact Traffic Watch (094) 904 9400‬, especially if they threaten you.

Pinch Flat

Eventful commute home this evening. So many frustrated and angry motorists out there.

Had a black golf dart in front of me and sped up the bus lane as I exited the Phoenix park - he managed to undertake 4 cars before sitting in the bus lane queueing for the lights, along with a dozen or so other motorists doing the same thing.

Another black golf (couldn’t of been the same car as he would have been stuck way further back) did a crazy close pass when overtaking me further up the road - it’s narrow so I was taking the lane, but that wasn't going to deter mM. Golf. Caused the oncoming car to swerve to avoid him.

For good measure then, I had a neighbour close to my house overtake and left hook me. Okily dokily.

Kaisr Sose

I was knocked off again on Sunday when a car right turned into my path. Driver even beeped me as I was falling and then drove off. Another driver copped what he did and blocked him fleeing.
The driver was told to go back to the scene. He u-turned to return and seeing his way was clear to flee the scene, u-turned again, and drove off.
People were great and helped me off the road. Some cuts and bruises and a dead leg/glute. OK otherwise. A kind lady gave me a lift home. She was horrified that he drove off. Some damage to my bike and shoes.
I got the Reg, make, model as another driver took a photo of the car when it was blocked in. I have rear fly 6 video footage and the driver behind me in the junction as a witness (hopefully, unless AGS scare them off with the OTT formalities of making a statement).
This is the second time this year I have been knocked off on that road and had a driver leave me on the road. Very frustrating. Some total scum with no respect for other road users, particularly vulnerable ones.