If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)

Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

ICB Report - Person with same name and DOB

um7y1h83ge06nx · 2015-02-18 18:05:12

Hi, Bit of a mad one here. My other half and I are applying for a mortgage at the moment. Mortgage advisor rang me this evening saying that the underwriters are querying if I have any loans outstanding as there is a Super_Sonic with the same date of birth with personal loans outstanding, but the addresses are different. So…

Options

Comments

Options
#32 16-03-2015 11:24pm
um7y1h83ge06nx

Closed Accounts Posts: 5,029 ✭✭✭

Join Date: September 2005

Posts: 4720

murphaph wrote: »

Yeah, now the pressure is off keep at this and get it resolved so it doesn't bite you again.

Absolutely, even if I ordered an ICB report prior to the application it wouldn't have flagged this as an issue, so definitely don't want to be dealing with this again.

Pity the banks didn't record PPS numbers so they could be used to search the ICB on, would be much better as an identifier.

0