AIB fees notifications

Elfinknight

Hi all
Just a quick question, and apologies if I have posted in the wrong place.
For the second time in a row, AIB has taken bank fees without notifing me,and as a result I didn't have enough money in my account to meet my phone bill the following day. I could have met it had I known, but anyway, to my question.

Can anybody tell me how much do the bank charges need to be before AIB have to tell you that they are taking them?

I personaly think that they should not touch somebody's account without notifing them, but I have heard that there is a minimum amount involved, before they do.

Nervous Wreck

Somewhere around the €11 mark iirc... I probably don't remember correctly tbh now... How much was it?

Elfinknight

Over 30 euro

Nervous Wreck

That doesn't sound right. Pretty sure my guess of ~€11 was high...

Elfinknight

I know. I don't know how they are allowed away with it.last time i rang them but got no satisfaction from them, and still didn't tepl me the amount they send notifications

Mezcita

"From May 28, AIB will begin charging customers — who do not maintain a minimum of €2,500 in their current accounts — transaction fees and maintenance charges.

The charges include:

* 20c for every debit card transaction;

* 30c for every paper and staff-assisted transaction including cheques, counter withdrawals and lodgements, and staff-assisted transactions at any AIB branch or in the post office;

* 30c for withdrawing cash at the counter;

* 20c for every cash withdrawal from ATM’s with AIB banklink cards and AIB debit cards.

AIB will also be adding a €4.50 per financial quarter, or €18 a year charge on top of transaction fees. "

http://www.irishexaminer.com/ireland/aib-charges-end-era-of-free-banking-187964.html


To answer the OP's original question they don't need to notify you that you are about to be charged fees. If you fail to meet the qualifying criteria (€2500 in your account at all times) the fees become active.

Nervous Wreck

Mezcita wrote: »

"From May 28, AIB will begin charging customers — who do not maintain a minimum of €2,500 in their current accounts — transaction fees and maintenance charges.

The charges include:

* 20c for every debit card transaction;

* 30c for every paper and staff-assisted transaction including cheques, counter withdrawals and lodgements, and staff-assisted transactions at any AIB branch or in the post office;

* 30c for withdrawing cash at the counter;

* 20c for every cash withdrawal from ATM’s with AIB banklink cards and AIB debit cards.

AIB will also be adding a €4.50 per financial quarter, or €18 a year charge on top of transaction fees. "

http://www.irishexaminer.com/ireland/aib-charges-end-era-of-free-banking-187964.html


To answer the OP's original question they don't need to notify you that you are about to be charged fees. If you fail to meet the qualifying criteria (€2500 in your account at all times) the fees become active.

The fuck!?

28064212

It's €10. Source: http://www.aib.ie/personal/current-accounts/Personal-Current-Acc-Fees-Charge, Page 4

JTMan

Elfinknight wrote: »

Hi all
Just a quick question, and apologies if I have posted in the wrong place.
For the second time in a row, AIB has taken bank fees without notifing me,and as a result I didn't have enough money in my account to meet my phone bill the following day. I could have met it had I known, but anyway, to my question.

Can anybody tell me how much do the bank charges need to be before AIB have to tell you that they are taking them?

I personaly think that they should not touch somebody's account without notifing them, but I have heard that there is a minimum amount involved, before they do.

Your fees vary depending on your usage.

Switch to PTSB and avoid fees.

Twiki

Might it have been stamp duty on a credit card or something?