Liberty insurance

AndyGarcia

I am a 27 y/o male and currently insured with Aviva.

I have a 99 Merc E200 and aviva charge me €480 for me and the missus. my policy is up this month and the renewal came in the door this week for € 440.

Saw the ads for Liberty Insurance "Insurance the way it should be" so i gave them a call.

Few points first.
1. I have a full licence since i was 17.
2. No penalty points.
3. Never had a claim.

Basically never did anything wrong so was hoping for a cheaper quote than Aviva €440 and Axa € 475.

After giving all my details Liberty said for just me it would be €1750 and for me and the missus it would be € 2225 :eek::eek::eek::eek::eek::eek:

I asked why it was so much and they said thats just the way it is.

They are harly going to be in Ireland for long if they are going to charge them prices.

Cowboys

sandin

something wrong there - they must have keyed info in wrongly.

Based on living in kildare, doing 20000km a year in standard job using car for non commercial purposes, value €5,000, petrol model, 5 years no claims, full licence, Liberty's online site gives a quote €687.85

Why did you call them when you can do it all online in less than a minute AND get an extra discount.

The rate is still dearer, but when you become old and increpid like me, the rate falls to €472. Still a bit over the market as I pay less than €400 and drive a car with a value over 40k and have business use added. - Insurance is with Euro insurances (wrightway) via a broker.

marinbike

AndyGarcia wrote: »

I am a 27 y/o male and currently insured with Aviva.

I have a 99 Merc E200 and aviva charge me €480 for me and the missus. my policy is up this month and the renewal came in the door this week for € 440.

Saw the ads for Liberty Insurance "Insurance teh way it should be" so i gave them a call.

Few points first.
1. I have a full licence since i was 17.
2. No penalty points.
3. Never had a claim.

Basically never did anything wrong so was hoping for a cheaper quote than Aviva €440 and Axa € 475.

After giving all my details Liberty said for just me it would be €1750 and for me and the missus it would be € 2225 :eek::eek::eek::eek::eek::eek:

I asked why it was so much and they said thats just the way it is.

They are harly going to be in Ireland for long if they are going to charge them prices.

Cowboys

Liberty Insurance are well-known to be a rip-off in the USA. Just google ''liberty mutual rip off'' and see the numerous complaints on consumer complaints boards.

AndyGarcia

sandin wrote: »

something wrong there - they must have keyed info in wrongly.

Based on living in kildare, doing 20000km a year in standard job using car for non commercial purposes, value €5,000, petrol model, 5 years no claims, full licence, Liberty's online site gives a quote €687.85

Why did you call them when you can do it all online in less than a minute AND get an extra discount.

The rate is still dearer, but when you become old and increpid like me, the rate falls to €472. Still a bit over the market as I pay less than €400 and drive a car with a value over 40k and have business use added. - Insurance is with Euro insurances (wrightway) via a broker.

I rang them because i was on the road last week and wasnt able to go online.

with all other companies it was cheaper to have me and the OH than just me but Liberty it was the opposite.

Its nothing but a rip off

marinbike

I read some interesting customer complaints about Liberty Mutual:

http://liberty-mutual.pissedconsumer.com/our-liberty-mutual-rip-off-20120218298251.html

http://www.ripoffreport.com/insurance-companies/liberty-mutual/liberty-mutual-mary-rose-schnu-17d0e.htm

http://www.complaintsboard.com/complaints/liberty-mutual-c89453.html


http://www.consumeraffairs.com/insurance/liberty.html

sandin

AndyGarcia wrote: »

I rang them because i was on the road last week and wasnt able to go online.

with all other companies it was cheaper to have me and the OH than just me but Liberty it was the opposite.

Its nothing but a rip off

Why can't you accept that an error was probably made. THEIR website shows a quote of circa €700 for what you are saying. the website discount is 5% , so even at a push, the full normal price for your insurance is less than €800.

My guess is someone keyed in something wrong or heard something wrong on the phone. Check it yourself - the system on the website is the same system the call centre uses.


People do make errors - we're human.

AndyGarcia

sandin wrote: »

Why can't you accept that an error was probably made. THEIR website shows a quote of circa €700 for what you are saying. the website discount is 5% , so even at a push, the full normal price for your insurance is less than €800.

My guess is someone keyed in something wrong or heard something wrong on the phone. Check it yourself - the system on the website is the same system the call centre uses.


People do make errors - we're human.

He checked it twice and came up with the same quote. Do you work for Liberty?

Why cant you accept the fact they they are either ripping people off or their staff cant seem to get a quote right.

sambuka41

I was with Quinn for 7 years, my last quote was €450, my renewal from Liberty is €880. Haven't had a chance to ring them yet,but that's ridiculous, it's pretty much double. Last year Quinn tried to hike it up to €600, which I thought was bad, they caved and gave it to me for the price I had the previous year which was the €450, we'll see if Liberty do the same. :mad:

marinbike

AndyGarcia wrote: »

He checked it twice and came up with the same quote. Do you work for Liberty?

Why cant you accept the fact they they are either ripping people off or their staff cant seem to get a quote right.

Looks like he does! His posts resonate the counter-argument against consumers all the time!

AndyGarcia

marinbike wrote: »

Looks like he does! His posts resonate the counter-argument against consumers all the time!

and teh fact he knows what system they use. bad enough been ripped off but then having someone try defend them is ten times worse

sandin

AndyGarcia wrote: »

He checked it twice and came up with the same quote. Do you work for Liberty?

Why cant you accept the fact they they are either ripping people off or their staff cant seem to get a quote right.

marinbike wrote: »

Looks like he does! His posts resonate the counter-argument against consumers all the time!

AndyGarcia wrote: »

and teh fact he knows what system they use. bad enough been ripped off but then having someone try defend them is ten times worse

em - I'm accused of working for DPD in another thread. Damn, i'm good. 2 full time jobs and a business with 32 emloyees..

All insurance companies use the same programming for their online system and their telephone quote systems. Only difference is on the telephone someone enters the info they are given and a mistake can be made.

You can use the website site to and check in full colour the quote for yourself. Don't be taking my word for it. All i said is it looks like an error was amde and by a 30 second webcheck, it confirms that an error was probably made.

I agree, their staff didn't get the quote right. they made a mistake. mistakes happen. That's life! Move on now.

AndyGarcia

sandin wrote: »

em - I'm accused of working for DPD in another thread. Damn, i'm good. 2 full time jobs and a business with 32 emloyees..

All insurance companies use the same programming for their online system and their telephone quote systems. Only difference is on the telephone someone enters the info they are given and a mistake can be made.

You can use the website site to and check in full colour the quote for yourself. Don't be taking my word for it. All i said is it looks like an error was amde and by a 30 second webcheck, it confirms that an error was probably made.

I agree, their staff didn't get the quote right. they made a mistake. mistakes happen. That's life! Move on now.

The whole point of this section of Boards.ie is to let people know of rip offs and Liberty Insurance is a rip off you cant deny that?

What bugs me is their quote saying insurance they way it should be????? its not its insurance at the highest price in Ireland. And to think the cabbage that came up with that quote probably got 100k for it

Transpirant

AndyGarcia wrote: »

The whole point of this section of Boards.ie is to let people know of rip offs and Liberty Insurance is a rip off you cant deny that?

He lives in the world of Take.

It's a much easier and comfortable place than the world of competition.

Perhaps the government could try taxing some more of that wealth? There's still lots of money being made in Ireland.

sandin

sambuka41 wrote: »

I was with Quinn for 7 years, my last quote was €450, my renewal from Liberty is €880. Haven't had a chance to ring them yet,but that's ridiculous, it's pretty much double. Last year Quinn tried to hike it up to €600, which I thought was bad, they caved and gave it to me for the price I had the previous year which was the €450, we'll see if Liberty do the same. :mad:

Shop around every year with a few companies. Or better still try a broker. Different insurance comapines target different markets every year to balance their books. If Liberty / Quinn have too many under 30 drivers on their books, they'll hike the rate in order that some will leave.

Quinn were losing money on insurance becasue they had a flawed model and targeted too many under 30's.

If you're female try its4women.ie
If its commercial try insuremyvan.ie

and with all insurance policies, check the small print. What's the excess, (if you cna take a higher excess, the policy will drop quite a bt) will you get replacement car if yours is off the road, does it include roadside rescue, does it include windscreen replcement, does it include no claims protection.

AndyGarcia

Transpirant wrote: »

He lives in the world of Take.

It's a much easier and comfortable place than the world of competition.

Perhaps the government could try taxing some more of that wealth? There's still lots of money being made in Ireland.

still baffles me how many massively different quotes you can get for the same person.

sandin

AndyGarcia wrote: »

The whole point of this section of Boards.ie is to let people know of rip offs and Liberty Insurance is a rip off you cant deny that?

What bugs me is their quote saying insurance they way it should be????? its not its insurance at the highest price in Ireland. And to think the cabbage that came up with that quote probably got 100k for it

call centre jobs - €9 per hour. Hence why mistakes can be made.

Why can you just not accept that the quote you got was wrong for some reason. Liberty's own website gives a huge difference in the quote (still dearer that the others) Anyone who want to check, can do so.

Surely if soemone points out to you that soemone has mede an error and can prove that to you is the point of boards too? Are you not happy that the rela quote from liberty is about €700 and not 2k+ as you orignally thought.

Maybe you simply are not open to having an error corrected?

AndyGarcia

sandin wrote: »

call centre jobs - €9 per hour. Hence why mistakes can be made.

Why can you just not accept that the quote you got was wrong for some reason. Liberty's own website gives a huge difference in the quote (still dearer that the others) Anyone who want to check, can do so.

Surely if soemone points out to you that soemone has mede an error and can prove that to you is the point of boards too? Are you not happy that the rela quote from liberty is about €700 and not 2k+ as you orignally thought.

Maybe you simply are not open to having an error corrected?

Ok lets say 700 nearly DOUBLE what i am currently paying, This is is a rip off or are you going to argue that you made an inputting error ?

Obviously i am open to having an error corrected and that is why i went through all the details a second time. How could he possibly make teh exact same mistake twice in a row and why should i go through the internet for the third quote.

I rang 5 other companies who all gave me a quote around the 450-500 mark. Are you trying to tell me that all these companies pay more than €9p/h and this is why they get it right first time.

My whole point as i said before if Liberty is a rip off and even if we go by your quote it is nearly 50% more than anyone else yet you still try defend them.

Maybe you arent open to the truth about Liberty.

TheChizler

AndyGarcia wrote: »

Ok lets say 700 nearly DOUBLE what i am currently paying, This is is a rip off or are you going to argue that you made an inputting error ?

Obviously i am open to having an error corrected and that is why i went through all the details a second time. How could he possibly make teh exact same mistake twice in a row and why should i go through the internet for the third quote.

I rang 5 other companies who all gave me a quote around the 450-500 mark. Are you trying to tell me that all these companies pay more than €9p/h and this is why they get it right first time.

My whole point as i said before if Liberty is a rip off and even if we go by your quote it is nearly 50% more than anyone else yet you still try defend them.

Maybe you arent open to the truth about Liberty.

He admits the correct Liberty quote is still more expensive than the others, the clearly incorrect quote (>2k) was the one he had the issue with.

Transpirant

AndyGarcia wrote: »

Ok lets say 700 nearly DOUBLE what i am currently paying, This is is a rip off or are you going to argue that you made an inputting error ?

Obviously i am open to having an error corrected and that is why i went through all the details a second time. How could he possibly make teh exact same mistake twice in a row and why should i go through the internet for the third quote.

I rang 5 other companies who all gave me a quote around the 450-500 mark. Are you trying to tell me that all these companies pay more than €9p/h and this is why they get it right first time.

My whole point as i said before if Liberty is a rip off and even if we go by your quote it is nearly 50% more than anyone else yet you still try defend them.

Maybe you arent open to the truth about Liberty.

Glad to see that business defenders learn nothing. a divorce is imminent. But there is no way Liberty Mutual will survive the competitive Irish Insurance market. Just like Wal-Mart couldn't survive the competitive German market when they were left.

lala88

sandin wrote: »

call centre jobs - €9 per hour. Hence why mistakes can be made.

Why can you just not accept that the quote you got was wrong for some reason. Liberty's own website gives a huge difference in the quote (still dearer that the others) Anyone who want to check, can do so.

Surely if soemone points out to you that soemone has mede an error and can prove that to you is the point of boards too? Are you not happy that the rela quote from liberty is about €700 and not 2k+ as you orignally thought.

Maybe you simply are not open to having an error corrected?

Because the business is always wrong, they never make miistakes there just out to rip off everyone :rolleyes:

AndyGarcia

Imagine i had have accepted the quote, i wonder would they have came back to me and said the quote was wrong?

AndyGarcia

TheChizler wrote: »

He admits the correct Liberty quote is still more expensive than the others, the clearly incorrect quote (>2k) was the one he had the issue with.

still cant understand asking for a quote for myself and going through all the steps and then adding all my GF's details he gets that quote but to go through it all again and come up with the same figure that is essinteally 4 peoples details that he screwed up

keithclancy

700 euros ..

I remember back in the day, rang Hibernian and got a quote of 8500 pounds for TPFT, when with Quinn Direct in the end for 1250 pounds after trying multiple companies.

The next year I went through a broker and Hibernian beat their own price they had quoted me directly

These days at least you have the choice.

sandin

AndyGarcia wrote: »

Imagine i had have accepted the quote, i wonder would they have came back to me and said the quote was wrong?

You would have received the policy document in the post and checked it, found the error and told them.

I'm not defending them - they are way above others in the motor insurance market, but they have taken on a compnay that historically specialised in motor insurance and they prefer to have a better mix. - Hence they increase rates of insurance in areas they want to drop customers - called balancing the books. (all insurance companies deploy the same system)

Try them for a quote for a commercial premises and public liability insurance - they come in way below the others in that area.

AndyGarcia

sandin wrote: »

You would have received the policy document in the post and checked it, found the error and told them.

I'm not defending them - they are way above others in the motor insurance market, but they have taken on a compnay that historically specialised in motor insurance and they prefer to have a better mix. - Hence they increase rates of insurance in areas they want to drop customers - called balancing the books. (all insurance companies deploy the same system)

Try them for a quote for a commercial premises and public liability insurance - they come in way below the others in that area.

So if i reading this write your telling me a company that just started advertising in Ireland over the last few months dont want any of customers so they are pricing themselves out of the market?

surely the likes of aviva,axa ..... might do this but why would Liberty start advertising and then take this approach?

sandin

Liberty are the new owners of Quinn Insurance - same building, same staff. They took on all their customers and policies.

Quinn always went strongly after the motor market. Liberty want a more balanced book. My guess is they will be over priced for under 30's for a couple of years until they shed a good few of them as this was the market Quinn targeted and got a big percentage of.

But don't discount them for other insurance. They are weak in the business sector, so their rates are brilliant, they are also weak in the home insurance sector, so I'd say they could be good there, but Zurich are smashing everyone on the home insurance front with soem ridicuously cheap quotes - I'm under €350 for home insuranc eofr the first time in my life.


BTW - you're lucky you started driving in a relatively cheap time for insurance. My first insurance (1981) on a 1.2l datsun cherry was over £2500 -It was about 20% of my salary at the time! To put it in perspective a 10% deposit on my first home was £3,500 the following year!

galwayjohn89

Really don't think liberty are a rip off at all. For me they are bar far the cheapest.

Aviva quoted me €8,000 for insurance last year when liberty was charging €1,200.

Every insurance company is a 'rip-off' to some people. Theres competition out there so just vote with you feet instead of moaning.

AndyGarcia

sandin wrote: »

Liberty are the new owners of Quinn Insurance - same building, same staff. They took on all their customers and policies.

Quinn always went strongly after the motor market. Liberty want a more balanced book. My guess is they will be over priced for under 30's for a couple of years until they shed a good few of them as this was the market Quinn targeted and got a big percentage of.

But don't discount them for other insurance. They are weak in the business sector, so their rates are brilliant, they are also weak in the home insurance sector, so I'd say they could be good there, but Zurich are smashing everyone on the home insurance front with soem ridicuously cheap quotes - I'm under €350 for home insuranc eofr the first time in my life.


BTW - you're lucky you started driving in a relatively cheap time for insurance. My first insurance (1981) on a 1.2l datsun cherry was over £2500 -It was about 20% of my salary at the time! To put it in perspective a 10% deposit on my first home was £3,500 the following year!

Lol im driving 10 years, when i was 17 i got a quote on a 1.0litre micra value €100 and the insurance was over 6k, had to go onto the mothers as a named driver

Transpirant

sandin wrote: »

Liberty are the new owners of Quinn Insurance - same building, same staff. They took on all their customers and policies.

Wrong. Liberty are an American Company who bought Quinn Insurance.

sandin wrote: »

Quinn always went strongly after the motor market. Liberty want a more balanced book. My guess is they will be over priced for under 30's for a couple of years until they shed a good few of them as this was the market Quinn targeted and got a big percentage of.

You're an expert on Liberty now? How do you know this, what is their annual turnover for under 30's in other countries? Are you prepared to elaborate?

sandin wrote: »

But don't discount them for other insurance. They are weak in the business sector, so their rates are brilliant, they are also weak in the home insurance sector, so I'd say they could be good there, but Zurich are smashing everyone on the home insurance front with soem ridicuously cheap quotes - I'm under €350 for home insuranc eofr the first time in my life.

It's called competition - something which is lacking in the Insurance market with Liberty Mutual.

sandin wrote: »

BTW - you're lucky you started driving in a relatively cheap time for insurance. My first insurance (1981) on a 1.2l datsun cherry was over £2500 -It was about 20% of my salary at the time! To put it in perspective a 10% deposit on my first home was £3,500 the following year!

No it's not cheap. That was then, this is now.

lala88

Vuzuggu wrote: »

Really don't think liberty are a rip off at all. For me they are bar far the cheapest.

Aviva quoted me €8,000 for insurance last year when liberty was charging €1,200.

Every insurance company is a 'rip-off' to some people. Theres competition out there so just vote with you feet instead of moaning.

Ya but its much easier to moan and say your being ripped off just to try and find a way to get something for less

sandin

Transpirant wrote: »

Wrong. Liberty are an American Company who bought Quinn Insurance.



You're an expert on Liberty now? How do you know this, what is their annual turnover for under 30's in other countries? Are you prepared to elaborate?

Can you explain the difference between "The New Owners of Quinn Insurance" and your statement of "Liberty bought Quinn Insurance"

Surely when you buy something you become the new owner of the item???

From other threads you seem to have quite a lack of understanding, so it is not surprising to me that you donlt understand this quite simplistic comparison of statements.


Also, I'm not an expert on Quinn insurance but like many people in the business world I have followed the news story of the Quinn collaspe due to their gamble on Anglo Irish Bank (and because my business is insured with them) - a lot of the reporting was quite detailed, particlarly about the insurance arm and their heavy bias towards younger motor drivers which was causing the losses.

TheChizler

Just had a great experience with Liberty. My younger brother passed his driving test yesterday and I wanted to update the policy. Clicked the callback button on the website and within 10 seconds was talking to a customer service agent. She congratulated my brother on passing, which was a nice human touch, and offered an immediate discount of €243, with a further discount when it comes to renewal. So it would seem that they're not trying their hardest to reduce their numbers of younger drivers on the books.

Transpirant

They probably read this thread and realized that consumers aren't stupid and DO shop around. I still cannot believe Liberty chose Ireland because the insurance market is now dead over here: record numbers are dumping health insurance, house insurance dramatically scaled back and car insurance just hanging on for it's life. The insurance industry is toast.

mikeym

Transpirant wrote: »

They probably read this thread and realized that consumers aren't stupid and DO shop around. I still cannot believe Liberty chose Ireland because the insurance market is now dead over here: record numbers are dumping health insurance, house insurance dramatically scaled back and car insurance just hanging on for it's life. The insurance industry is toast.

If you drive without car insurance your breaking the law!!!!

Transpirant

mikeym,

People are giving up their cars. Of course some are choosing to drive without insurance (let's not debate the 'law' lecture) but many have sold their cars. The government will increase car tax and also increase insurance tax in the next budget so only the lucky will be able to cough up the money to stay on the road thereafter.

Rover The Moon

sandin wrote: »

But don't discount them for other insurance. They are weak in the business sector, so their rates are brilliant,

Sandin i dont know where you are getting your information from but Liberty are not weak in the business sector in Ireland. Liberty have been trading in Ireland for the past 15 years as a purely commercial insurance business. They are 1 of the top professionial Indemnity policy providers in the country and offer a massive range of business products. Liberty are well known in the broker community and the reason they seem like a new company to the everyday person is because up until now they only dealt with brokers with no public access.

The reason Liberty are competitive in the business sector is because they have been there for so long and have a substantial book of business built up that they can afford to lower prices on certain types of insurance. Another reason is that Liberty use underwriting and human decisions whereas most insurance companies are bound by their rater which is a computer based model.

Tiocfaidh Armani

Try Chill, they have 14 companies and usually always have one of them that will come in cheap.

Praetorian Saighdiuir

Same happened to me in Feb. I did the online quote with Liberty.

99 Audi A6, less than 20,000km pa, driving 12 years with no peno points...


...€1800 Third Party!!!! :eek::eek: €2,600 fully comp!

I got it for €380 on another website.

daenerysstormborn3

Transpirant wrote: »

They probably read this thread and realized that consumers aren't stupid and DO shop around. I still cannot believe Liberty chose Ireland because the insurance market is now dead over here: record numbers are dumping health insurance, house insurance dramatically scaled back and car insurance just hanging on for it's life. The insurance industry is toast.

I'm not surprised, there are only 3 other companies in Ireland that offer motorbike insurance and Quinn/Liberty are quite generous to bikers starting out as two of the other insurance companies won't touch under 25s and the other one won't cover you commuting on a provisional licence :rolleyes: so in fairness Liberty know there will be a market for them here for the foreseeable future, with bikers anyway.

borderlinemeath

I've just renewed two policies with Liberty, motor and house insurance.

In both instances I got renewals in the post but by going online and filling out the data myself I saved on both policies. In the case of motor insurance I actually upped the value of the car, added a named driver and the the quote was €65 cheaper than they quoted me on my renewal. On the home policy I didn't change anything and it was only €14 cheaper.

BUT.. both policies worked out cheaper than anything else around. I had got quotes from chill, 123.ie etc and Liberty could still beat them. In saying that I have never claimed in 12 years of driving or 10 years of household policies so I'm probably a safe enough bet for them.

Praetorian Saighdiuir

I dont understand why there is such a difference between quotes.

For me, Liberty were ridiculously expensive. For some people they were the cheapest.

Im driving over 12 years and have no penalty points and never had any claims. its strange.

Tea 1000

They were by far the cheapest for me at my renewal 4 weeks ago. I have been with PMPA, then AXA years ago, FBD, insure.ie, and most recently 123.ie. Their renewal came to €585, shopped around, got quotes of around €500, one quote of €460, then Liberty quoted me €414 on-line, rang them up and got a further 5% discount for phoning and renewed for €391.
I'm surprised at some of the quotes on here, but like everything shop around, insurance companies are all rip-off merchants. Back in 2001 my insurance went up by about £500 because of the twin towers incident. I tried to convince them that I wasn't planning on driving my car into any skyscraper in New York...

Min77

I agree... I had been a Quinn customer for 5 years and continued on with liberty, recently I moved to Northern Ireland and got a new car!

Out of loyalty I rang liberty to get a quote for my new car ( year old) I've no points or claims and am 35 years old and female! The quoted me a whooping £1300 and this is without a no claims bonus protection!

For the same car with all the same details I was quoted £387 including the no claims bonus protection from another insurance company!

That's 1/3 of the price quoted by liberty!!!!!!!

Henry Ford III

Just because they aren't competitive in some market areas doesn't make an insurer a "rip off".

That is unless somebody actually bought overpriced cover.

mikeym

Im a motor insurance customer with Liberty Insurance and recently I rang then up looking for home insurance.

I rang Allianz and they gave me a cheaper quote (€250 cheaper than rip off liberty even though I was offered a 10% discount).

So when my car insurance is up for renewal il definately be shopping around.


I know theres people out there who genuinely cant afford to pay for the running of their cars but in the end if they crash into me they dont pay a penny I do.

Ive seen people drive cars that are in no fit condition to be on the road, most of these people are probably on the breadline but they are putting their lives and their childrens lives in danger if they do not maintain their cars properly e.g. bald tyres.

wingnut

Was happy with Quinn about 7 years, when Liberty took over my renewal was crazy so am now a happy AXA customer.

Kevint30

have been with Quinn for about 10 years. Full license about 8 years. Corolla. Last years quote 400. This year quoted 620. This was 3rd Party fire & Theft. They can take a run & Jump. They must be trying to get out of Ireland in my opinion. Now I am after geeting a quote from over25.ie fully comp excess 125 windscreen and no claims protection for 370 Euro.

galwayjohn89

Just got renewal at €540 then down to €410 with a bit of negotiation. Not bad for a 27 yo male with a learning driver as a named driver and then 2 young inexperienced drivers. The cheapest other quote I got was over a grand.

robclay26

Have a 1.3, corsa, diesel. Me and wife, 11 years full licences, no claims ever, no points accidents ever. 100% clean.
Comp insurance with open driving and no claims protection
FBD €405
Liberty €1,350
I asked liberty if that quote for 3 years of insurance, because the my are a F'in bunch of robbing bastards.

Avoid them! Maybe reality will kick in some day and will discover they are a rip off

Sam Kade

I was with Quinn around 10 years €275 I got the same quote off Liberty.

Philip42

robclay26 wrote: »

Have a 1.3, corsa, diesel. Me and wife, 11 years full licences, no claims ever, no points accidents ever. 100% clean.
Comp insurance with open driving and no claims protection
FBD €405
Liberty €1,350
I asked liberty if that quote for 3 years of insurance, because the my are a F'in bunch of robbing bastards.

Avoid them! Maybe reality will kick in some day and will discover they are a rip off

That's funny - I have the exact same car (1.3 cdti Corsa)..my wife has the same car as well. Full bonus, she has one claim from just over 3 years ago - fully settled for small amount. For comprehensive with bonus protection/breakdown/homestart/one year newer car in the event of write-off (as that bloke is always saying on the advert!), it's €283 euro!! I'm going to take their hand off. Much cheaper than Chill/Nononsense (not a bad quote from these) /One direct/Tesco (their worst "Value" policy with no windscreen, massive excess and no bonus protection was over 300 quid - stunned).

Liberty all the way for me now, and will be going to them in May for the missus too.