AIB agent asking for my credit card number

JohnnyTodd

Just got a call from AIB, doing checkups on my credit cards etc. Thet said they can offer me a better rate of interest etc based on my usage of cards aborad etc.

They wanted a lot of personal details Pin number etc. I wouldn't give this out normally but as they could see all my recent transactions I assumed it was a genuine call. Perhaps I shouldnt have disclosed this.

Anyone else get this call?

Genghiz Cohen

Perhaps.

Snakeblood

JohnnyTodd wrote: »

Just got a call from AIB, doing checkups on my credit cards etc. Thet said they can offer me a better rate of interest etc based on my usage of cards aborad etc.

They wanted a lot of personal details Pin number etc. I wouldn't give this out normally but as they could see all my recent transactions I assumed it was a genuine call. Perhaps I shouldnt have disclosed this.

Anyone else get this call?

I'd ring AIB immediately and tell them about this.

force eleven

Reverse charge call from Lagos?

J K

Oh it's going to be a cold christmas in the todd household.

ringadingding

Oh johnny.
What are we gonna do with you eh ?

bicardi19

JohnnyTodd wrote: »

Just got a call from AIB, doing checkups on my credit cards etc. Thet said they can offer me a better rate of interest etc based on my usage of cards aborad etc.

They wanted a lot of personal details Pin number etc. I wouldn't give this out normally but as they could see all my recent transactions I assumed it was a genuine call. Perhaps I shouldnt have disclosed this.

Anyone else get this call?

There's one born every minute!

exador

J K wrote: »

Oh it's going to be a cold christmas in the todd household.

Migh want to change your name to Sweeney

orchidsrpretty

JohnnyTodd wrote: »

Just got a call from AIB, doing checkups on my credit cards etc. Thet said they can offer me a better rate of interest etc based on my usage of cards aborad etc.

They wanted a lot of personal details Pin number etc. I wouldn't give this out normally but as they could see all my recent transactions I assumed it was a genuine call. Perhaps I shouldnt have disclosed this.

Anyone else get this call?

Ring AIB and cancel your card, as it will be your fault when your card is maxed by a scammer as you handed over your PIN number. Haven't you seen the notices from AIB saying they would never ask for your PIN. They don't hold a record of the number.

Abi

Snakeblood wrote: »

I'd ring AIB immediately and tell them about this.

This ^


And quickly!

o1s1n

JohnnyTodd wrote: »

they could see all my recent transactions

Do you shred your bills or just put them in the bin?

JohnnyTodd

I rang AIB yes. They wanted the persons name but of course I forgot! It was a private number also so i cannot return the call.

Killer Pigeon

As far as I know, banks do not ask for your credit card number over the phone. A lot of banks expressly say that they do not ask for that. I'd say if you did give your credit card number over the phone ring up AIB and tell them you want you credit card number changed before any credit is withdrawn.

RichT

Looks ligit.....

The OP however...........:p

frag420

exador wrote: »

Migh want to change your name to Sweeney

Johny Sweeney??

JohnnyTodd

Killer Pigeon wrote: »

As far as I know, banks do not ask for your credit card number over the phone. A lot of banks expressly say that they do not ask for that. I'd say if you did give your credit card number over the phone ring up AIB and tell them you want you credit card number changed before any credit is withdrawn.

Can this be done over the phone?

Cavehill Red

Congrats, OP.

You've just purchased five grand worth of tractor components.

In the Ukraine.

Abi

JohnnyTodd wrote: »

I rang AIB yes. They wanted the persons name but of course I forgot! It was a private number also so i cannot return the call.

You have got to be taking the piss.. you got a call from a private number and gave out your CC details and pin, purely because they SAID they were from the AIB?

JohnnyTodd

frag420 wrote: »

Johny Sweeney??

No need to take the mickey out of me tough guy.

exador

frag420 wrote: »

Johny Sweeney??

Sweeney Todd...seen as he will be on his own !

dlofnep

And now I know why these scammers make so much money. OP, have a bit of cop on for yourself. No agent will ever ask for your pin.

kfallon

Lamb. Of. Jaysus. :rolleyes:

One born every minute, I do hope you get this sorted asap OP!

i didnt think people actually fell for this

CardBordWindow

Outta curiousity, what is your credit card number and PIN?

Just joking!

chickendinner

I like when they ring you up

Him: Can you confirm who you are by giving me all your details.

Me:Mmm buddy you rang me, can you confirm who you are by confirming
my details

Him: I cannot give you these details.

Me: I dont know who you are, I cannot give you these details.

Him: Company protocol not to give you these details.

Me: Personal protocol not to provide these details to unknown
calls

https://www.youtube.com/watch?v=M5QGkOGZubQ

Abi

JohnnyTodd wrote: »

No need to take the mickey out of me tough guy.

Speaking of mickeys, you're about to get a financial arse-raping. Why are you even still on here, unless of course your OP is a big steaming pile of shyte?


If there's a minuet chance that this isn't a piss-take, cancel your card, immediately.

Doc Ruby

I'd like to know how they got the transaction details. The scam would probably have failed only for that.

JohnnyTodd

dlofnep wrote: »

And now I know why these scammers make so much money. OP, have a bit of cop on for yourself. No agent will ever ask for your pin.

Oh really now? And how exactly are you supposed to have cop on? How do you tell over the phone if they are genuine or not?

theteal

This is a piss-take, no? Why would someone be foolish enough to do this and then of all places to publish it, After Hours. Are you for serious?

There is a personal banking section for legitimate banking queries.

I'm calling http://3.bp.blogspot.com/-KljuTcXd7NU/TlDsBUkly_I/AAAAAAAAAmA/xJlHiO5iHms/s1600/files_troll_2.jpg

JohnnyTodd

JohnnyTodd wrote: »

Oh really now? And how exactly are you supposed to have cop on? How do you tell over the phone if they are genuine or not?

they DONT ASK YOU FOR YOUR PIN that's how

Cavehill Red

Doc Ruby wrote: »

I'd like to know how they got the transaction details. The scam would probably have failed only for that.

Bin dipping? A statement would give all details bar the requisite PIN.

Abi

JohnnyTodd wrote: »

Oh really now? And how exactly are you supposed to have cop on? How do you tell over the phone if they are genuine or not?

Simple. They don't ask you for your pin number.


Edit: Wolfie got in there before me!

UglyBolloxFace

How did they get your transaction details?

...maybe there's someone in AIB on the inside helping the scammers.

Quick, call the FBI!

Doc Ruby

Cavehill Red wrote: »

Bin dipping? A statement would give all details bar the requisite PIN.

It might, thats worse though because it means the scammers are local and know where the OP lives.

Might upgrade this to a garda call OP.

JohnnyTodd

bluewolf wrote: »

they DONT ASK YOU FOR YOUR PIN that's how

Sure thats exactly my issue. They DID ask me for my pin

XxMCRxBabyxX

JohnnyTodd wrote: »

dlofnep wrote: »

And now I know why these scammers make so much money. OP, have a bit of cop on for yourself. No agent will ever ask for your pin.

Oh really now? And how exactly are you supposed to have cop on? How do you tell over the phone if they are genuine or not?

Private number asking for your card number and pin? That'd be a red flag for me...

later12

I think the real hoax is the OP.

Surely nobody could be that daft as to give out their PIN number.

JohnnyTodd

Got one card cancelled.Private one. Work one not so easy. My boss is in the Phillipines this week.

RichT

bicardi19 wrote: »

There's one born every minute!

kfallon wrote: »

One born every minute

Yep I'm suprised the OP hasn't posted that statement himself yet.

After Hours...... your first point of call for all your security fears!

Abi

JohnnyTodd wrote: »

Sure thats exactly my issue. They DID ask me for my pin

I'm out of this thread in case stupidity is catching.

Laisurg

Yep you've been scammed, the private number should of been a dead giveaway to be honest, they also never ask for your pin.

JohnnyTodd

Laisurg wrote: »

Yep you've been scammed, the private number should of been a dead giveaway to be honest, they also never ask for your pin.

Trust me they did ask for my pin.

Teyla Emmagan

On the plus side OP, you will never be so naive again.

Even the AIB don't know what your PIN is, and they don't want to. It's user set and then encrypted. And from a system point of view, no one needs it to do anything (i.e. check your transactions, see if you're on the best rate). Only someone about to rip you off will want your PIN.

JohnnyTodd

Teyla Emmagan wrote: »

On the plus side OP, you will never be so naive again.

Even the AIB don't know what your PIN is, and they don't want to. It's user set and then encrypted. And from a system point of view, no one needs it to do anything (i.e. check your transactions, see if you're on the best rate). Only someone about to rip you off will want your PIN.

Without my pin how do they access my account to send me my bill etc?

Thoie

JohnnyTodd wrote: »

Got one card cancelled.Private one. Work one not so easy. My boss is in the Phillipines this week.

Your corporate credit card will still have a number on the back of it to call - just call them to cancel and reissue - if they need your boss' approval to reissue you'll just have to wait till he's back. What would be worse, being without your corporate card for a few weeks, or having your boss think you're extremely careless and foolish?

Cavehill Red

JohnnyTodd wrote: »

Got one card cancelled.Private one. Work one not so easy. My boss is in the Phillipines this week.

Congrats to your boss, OP.

He's just purchased five grand worth of tractor components.

In Nigeria.

Perhaps he could pop in and pick them up on his way back from the Philippines?

JohnnyTodd

Its not encrypted anyway. Its the first four numbers of my mobile phone number

Teyla Emmagan

JohnnyTodd wrote: »

Got one card cancelled.Private one. Work one not so easy. My boss is in the Phillipines this week.

Ah come on - you gave them your work card number as well? Sure you wouldn't even be authorised to agree to a rate change even if they could give you one.

You are having us on OP.

Tom

PERSONAL IDentification Number....just saying

JohnnyTodd

Thoie wrote: »

Your corporate credit card will still have a number on the back of it to call - just call them to cancel and reissue - if they need your boss' approval to reissue you'll just have to wait till he's back. What would be worse, being without your corporate card for a few weeks, or having your boss think you're extremely careless and foolish?

True. Plus its most likely insured. If they do use it he can deal with all the hassle

thedoc46

Dear JohnnyTodd,

I work as an agent on behalf of AIB, I am based in the Finglas branch, We are doing random checks on customer details to confirm there details are correct, Can you please disclose to me your full credit card details, also your pin number would be helpful as i would like bleed your account dry of all money, Many Thanks,

Kindest Regards: thedoc46 (AIB Representative) :D:D