Mugged at ATM - Any way of getting money back?

Jimbo1977

I was mugged a while back at an ATM and the guy ended up getting €300 off me. There was not much I could do really as he had a knife poking into my back so handing over the money seemed better than getting injured or possibly worse.
On a plus point the guy was caught, but my money was gone and he has "no means of paying it back to me".
I was just wondering if there is any way of getting that money refunded to my account from my bank due to fact it was robbed from me, or if anyone else has had a similar experience?
Any comments or help would be appreciated. Thanks.

Diddler1977

There is no chance of you getting your money back from the back. This has nothing to do with the bank.

If your handbag was robbed would you try get a replacement from the shop that you bought it in????

I am sorry that you were robbed but you will just have to suck it up.

CardBordWindow

If you get your car robbed, do you expect a replacement from the dealer?

Cop on!

sensibleken

sorry to hear that OP. Its happened to me a few times but they never got anything.

I don't know any specifics but there is some way for the victims of crime to get conpensation on a conviction. the solicitor or the guard in charge of the case should know more

Penn

No, you won't get the money back from the bank. Try asking the mugger for your money back, I think he's the only one liable in this case

sensibleken

CardBordWindow wrote: »

If you get your car robbed, do you expect a replacement from the dealer?

Cop on!

jesus lighten up. he's just asking a question

Oranage2

Jimbo1977 wrote: »

I was mugged a while back at an ATM and the guy ended up getting €300 off me. There was not much I could do really as he had a knife poking into my back so handing over the money seemed better than getting injured or possibly worse.
On a plus point the guy was caught, but my money was gone and he has "no means of paying it back to me".
I was just wondering if there is any way of getting that money refunded to my account from my bank due to fact it was robbed from me, or if anyone else has had a similar experience?
Any comments or help would be appreciated. Thanks.

Sure it wasnt the ole finger trick?

SEPT 23 1989

Was it the bank manager?

joshrogan

Oranage2 wrote: »

Sure it wasnt the ole finger trick?

I wouldn't chance it, would rather part with 300 euro than be stabbed in the back.

AeoNGriM

Jimbo1977 wrote: »

I was mugged a while back at an ATM and the guy ended up getting €300 off me. There was not much I could do really as he had a knife poking into my back so handing over the money seemed better than getting injured or possibly worse.
On a plus point the guy was caught, but my money was gone and he has "no means of paying it back to me".
I was just wondering if there is any way of getting that money refunded to my account from my bank due to fact it was robbed from me, or if anyone else has had a similar experience?
Any comments or help would be appreciated. Thanks.

His name isn't Bertie Ahern by any chance is it?

hondasam

Jimbo1977 wrote: »

I was mugged a while back at an ATM and the guy ended up getting €300 off me. There was not much I could do really as he had a knife poking into my back so handing over the money seemed better than getting injured or possibly worse.
On a plus point the guy was caught, but my money was gone and he has "no means of paying it back to me".
I was just wondering if there is any way of getting that money refunded to my account from my bank due to fact it was robbed from me, or if anyone else has had a similar experience?
Any comments or help would be appreciated. Thanks.

You could try the small claims court, have you any insurance?

subway

i think the bank should pay you back, its their fault we're in this mess.

Juwwi

What a joke the scumbag says he has no way of paying it back so expects then that he does'nt have to.What about his dole can that not be given to the OP.

I cant see why a judge cant say in cases like this that the scumbag must give back what ever he has robbed or gets an extra so many months in prison.

NothingMan

Jimbo1977 wrote: »

There was not much I could do really as he had a knife poking into my back so handing over the money seemed better than getting injured or possibly worse.

You sure it was a knife? Maybe he just found you really sexy. Maybe now you should be done for soliciting a prostitute. After all, you did hand over 300 euro for someone to poke something in you!

AnonoBoy

Follow the mugger around all the time asking him for spare change.

Give up your job and do this constantly.

Eventually he will snap and murder you OR he'll give you the money back to get you to leave him alone.

ronnie3585

Are you absolutely sure it wasn't a spoon?

CaSCaDe711

sensibleken wrote: »

sorry to hear that OP. Its happened to me a few times but they never got anything.

I don't know any specifics but there is some way for the victims of crime to get conpensation on a conviction. the solicitor or the guard in charge of the case should know more

:eek::eek: Seriously?

ArmaniJeanss

Did the mugging start before you had taken out the €300?
e.g, you at machine, intending to take out €50, knife in back, told to take out more.

If so I'd say you would be entitled to it back.

rubberdiddies

robbie1977 wrote: »

What a joke the scumbag says he has no way of paying it back so expects then that he does'nt have to.What about his dole can that not be given to the OP.

I cant see why a judge cant say in cases like this that the scumbag must give back what ever he has robbed or gets an extra so many months in prison.

Great suggestion about taking it from his dole. That's the way it should work in this country. can't see that ever happening though.

Knife crime should have a minimum 3 year sentence but you can bet he'll be convicted and given a suspended sentence.

Unfortunately OP it's not likely you'll ever see that money again. Though maybe when the court case is over you could hire a couple of *cough**cough* "bailiffs" and get your money back that way

ScouseMouse

ArmaniJeanss wrote: »

Did the mugging start before you had taken out the €300?
e.g, you at machine, intending to take out €50, knife in back, told to take out more.

If so I'd say you would be entitled to it back.

How so?

The OP went to an ATM and asked for 300 euro and got it.

Where is the banks negligence here?

ArmaniJeanss

superscouse wrote: »

How so?

The OP went to an ATM and asked for 300 euro and got it.

Where is the banks negligence here?

No neglience at all, never said that.

I'm fairly sure the bank recommend this action though if you are at an ATM under duress, i.e., take the money, give it to the mugger and they'll reimburse.

Its not completely dissimilar to the tiger kidnappings, no bank employee has had to pay back via their wages the €1M they took out.

Similarly someone breaks into your house and forces you at gun point to do a transfer using your PC and your 24 Hour banking - would you be liable, surely not?

However if the OP took the money and got mugged 3 seconds later its a different story.

Oink

robbie1977 wrote: »

What a joke the scumbag says he has no way of paying it back so expects then that he does'nt have to.What about his dole can that not be given to the OP.

I cant see why a judge cant say in cases like this that the scumbag must give back what ever he has robbed or gets an extra so many months in prison.

I totally agreee. What kind of $%^ answer is that... " Ah sure, he can't afford it, so be a good boy now and move along" ?! Really?! How about "*** off Your Honour?"

upandcumming

Many years ago, my uncle was out for lunch and a scumbag whipped out a knife, and told him to give him whatever money he had. My uncle stupidly told him to fúck off and walked away. Got the shít bet out of him when he got home!

280special

Sorry to hear about yet another robbery and that the perp will not be forced to repay what he stole.

The Bank or ATM service provider are not liable no matter when the robbery took place. If they were they would be liable every time a card was skimed at an atm and the details missued.

Have to agree that the perp should be forced to pay back his/her ill-gotten gains from whatever income they have.....from a headline I saw over the last few days some are in receipt of social welf even while in jail !

Biggins

Jimbo1977 wrote: »

I was mugged a while back at an ATM and the guy ended up getting €300 off me. There was not much I could do really as he had a knife poking into my back so handing over the money seemed better than getting injured or possibly worse.
On a plus point the guy was caught, but my money was gone and he has "no means of paying it back to me".
I was just wondering if there is any way of getting that money refunded to my account from my bank due to fact it was robbed from me, or if anyone else has had a similar experience?
Any comments or help would be appreciated. Thanks.

IF you was REALLY determined, you could always try claiming against him in the small claims court?
For a very small fee for the legal papers, you can try suing him in small claims case and as such his dole/welfare would be docked at source over a period of time.
Its only a remote possibility and chances are if being again being honest, he will probably go out and steal again to make up the money difference in loss.

EDIT: Reading back - I see Hondasam suggested the same thing before me.
Personally, I'm the type of stubborn sod (the wife "Madmammy" will vouch for this) that would try doing the above. I'd be so angry and thick-headed, I'd be fcuked if I'd just let the bollox away with it!

Sorry to hear about your situation.

It serves as a timely warning (Christmas 72 days away and folks will have been saving, taking some more money out now for presents, etc) to the rest of us to watch our backs and surroundings when at these machines. They don't watch just from close up but sometimes from across a road and/or further up or down. They wait till they see what looks like someone taking out an amount that would make their effort worthwhile. Then when you walk away, they follow you till they see a prime opportunity - an alleyway or a deep recessed doorstep to shove you into and mug you.

poisonated

upandcumming wrote: »

Many years ago, my uncle was out for lunch and a scumbag whipped out a knife, and told him to give him whatever money he had. My uncle stupidly told him to fúck off and walked away. Got the shít bet out of him when he got home!

by who?

I would doubt you could get the money back. It's fairly stupid to mug someone at an ATM, sure there is a camera facing right at you!

MagicMarker

ArmaniJeanss wrote: »

I'm fairly sure the bank recommend this action though if you are at an ATM under duress, i.e., take the money, give it to the mugger and they'll reimburse.

Would this work if I went to the ATM and held a knife to my own throat? Would they give me back the money if I mugged myself?

CatFromHue

Jimbo1977 wrote: »

I was mugged a while back at an ATM and the guy ended up getting €300 off me. There was not much I could do really as he had a knife poking into my back so handing over the money seemed better than getting injured or possibly worse.
On a plus point the guy was caught, but my money was gone and he has "no means of paying it back to me".
I was just wondering if there is any way of getting that money refunded to my account from my bank due to fact it was robbed from me, or if anyone else has had a similar experience?
Any comments or help would be appreciated. Thanks.

I don't know about getting your money back but I would contact the bank to tell them what happened.

They might have a camera on the area so this may help in catching the pr*ck.

Also this could be a repeat offended robbing people and so could force the bank into providing more security (even if this is a camera).

Have you gone to the Gardai? You should let them know that you've been robbed. Again if this is a repeat offender they may be able to do something.

Sorry to hear you were robbed. Where did the incident actually happen?

mathie

AnonoBoy wrote: »

Follow the mugger around all the time asking him for spare change.

Give up your job and do this constantly.

Or become a chugger.

Two birds. One stone.

Reamer Fanny

Jimbo1977 wrote: »

I was mugged a while back at an ATM and the guy ended up getting €300 off me. There was not much I could do really as he had a knife poking into my back so handing over the money seemed better than getting injured or possibly worse.
On a plus point the guy was caught, but my money was gone and he has "no means of paying it back to me".
I was just wondering if there is any way of getting that money refunded to my account from my bank due to fact it was robbed from me, or if anyone else has had a similar experience?
Any comments or help would be appreciated. Thanks.

Scum where did this happen?

Rented Mule

I was robbed at gunpoint using a drive-through ATM at a bank in the US. I had an account with this bank at the time, and it was on their property.

I got every cent back from them.

fishy fishy

justryan wrote: »

Scum where did this happen?

poor guy just got mugged - no need for calling him names too.

OwlsZat

CardBordWindow wrote: »

If you get your car robbed, do you expect a replacement from the dealer?

Did you have your money insured? :pac:

OwlsZat

An obiouvsly thats tounge in cheek I have sympathy for what happened.

It's an odd one alright like people fear of online shopping and the potential credit card frauds that can take place. When in fact you are covered for these "robberies" but not for one taking place @ an atm.

ArmaniJeanss

MagicMarker wrote: »

Would this work if I went to the ATM and held a knife to my own throat? Would they give me back the money if I mugged myself?

Nope, they wouldn't obviously. Congratulations on possible the worst allegory of all time.

280special wrote: »

The Bank or ATM service provider are not liable no matter when the robbery took place. If they were they would be liable every time a card was skimed at an atm and the details missued.

Your example merely serves to prove that its a grey area, because its well known that depending on the circumstances the banks quite often accept liability for skimming.
It's happened to me personally, card skimmed in an unknown locations, multiple transactions abroad. Bank repaid everything.

So for people to give a blanket 'of course its nothing to do with the bank, dont be stupid' is misleading.

OwlsZat

ArmaniJeanss wrote: »

Nope, they wouldn't obviously. Congratulations on possible the worst allegory of all time.

Your example merely serves to prove that its a grey area, because its well known that depending on the circumstances the banks quite often accept liability for skimming.
It's happened to me personally, card skimmed in an unknown locations, multiple transactions abroad. Bank repaid everything.

So for people to give a blanket 'of course its nothing to do with the bank, dont be stupid' is misleading.

It's not a grey area. The bank accepted liability because you were scammed using their atm. Which they service and maintain. The service they provided was compromised, and as such they compensated you for your loss.

They will not be compensating people for getting robbed by the guy behind them, because the ATM worked as intended.

Brendog

Just blame it on some peurto ricon guy

Hobbes

OwlsZat wrote: »

They will not be compensating people for getting robbed by the guy behind them, because the ATM worked as intended.

If you were robbed while on Banks property it may well be a gray area. I'd say talk to the bank, or a solicitor. At the very least the mugger should not be allowed to walk away scotfree.

paddyandy

Many of those muggers will be lying in their graves long before their time.

PCPhoto

280special wrote: »

Sorry to hear about yet another robbery and that the perp will not be forced to repay what he stole.

The Bank or ATM service provider are not liable no matter when the robbery took place. If they were they would be liable every time a card was skimed at an atm and the details missued.

Have to agree that the perp should be forced to pay back his/her ill-gotten gains from whatever income they have.....from a headline I saw over the last few days some are in receipt of social welf even while in jail !

you could argue they do not provide accurate security measures to reduce the risk of robbery - like having the ATM behind a closed door which will only open by swiping your card (they have this system in some parts of USA)

Mountjoy Mugger

Sniff..

the purple tin

I remember a case in England a few years ago where a burglar who broke into someones house and robbed them told the judge that he didn't have enough money to compensate the victim.
The judge told the victim to go around to the robbers house and take whatever he wanted. So he went round with a van and cleared the scumbag out

charlemont

Only a coward would do what the mugger done.

OwlsZat

Hobbes wrote: »

If you were robbed while on Banks property it may well be a gray area. I'd say talk to the bank, or a solicitor. At the very least the mugger should not be allowed to walk away scotfree.

Its unlikely the person walked into an actual bank to use the ATM. More likely he used one on the side of the street. I imainge most ATMS have a security camera installed. So its possible the robber could be ID'd and prosecuted.

Biggins

OwlsZat wrote: »

...So its possible the robber could be ID'd and prosecuted.

If you read the first post - he was.

OwlsZat

If you read the post I was replying to you might increase your comprehension.

Ste_D

MagicMarker wrote: »

Would this work if I went to the ATM and held a knife to my own throat? Would they give me back the money if I mugged myself?

They wouldnt have to, you'd already have it! Dope

Biggins

OwlsZat wrote: »

If you read the post I was replying to you might increase your comprehension.

True - I deserved that!

Mind you, your grammar could be better too!

Seachmall

OP, if you mug someone for 300 euro and they mug someone for 300 euro and so on and so on your mugger will eventually get mugged for 300 euro.

No one loses out and the world is back in balance.

imme

why did I even bother reading this thread, and why am I even bothering to post something:pac:

Riddle101

Just out of curiosity OP. Where did you get mugged? and what time did it happen?