€25k invested in prize bonds

mad m

10k invested good few years back. Couldn’t tell you last time I got something.

tuisginideach

My zilches are piling up :(:(:(:(

thefasteriwalk

Nothing here either.

PB2018

Wins on 12th June 2020: €0
Last win - 22nd May 2020: €50
Weeks since last win: 3
€134k invested in prize bonds since July 2017
Win ratio: 19 wins in 154 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-Dec): 4 x €50 = €200
2019 (Jan-Dec): 5 x €50 = €250
2020 (Jan-date): 5 x €50 = €250

pbwinner

Winnings on 12th June 2020: €0
Last win 9th April 2020: €50
Total winnings on €25k from Feb 2011 to date: €2950
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €50 x 2 €100
2019: €50 x 6 €300
2020: €50

Mantis Toboggan

Bought my first prize bonds during the week, do I get notified if I win or do i need to manually check it?

Agent Smyth

Surprise, surprise €50 for me today, I'm not even sure how long it's been since my last win, think it was July or August last year

The Gibmiester

€50 for me today. My first ever win on €10k, which I have been saving sporadically for the last two years. Based on previous posts here, I was starting not to expect any return until I had at least double that.

abff

Congratulations!

5 blanks in a row for me on €101,150. Still averaging just under 0.5% p.a. net over the 3 years and 1 month since I purchased the bonds.

Cork Lass

Nothing for us this week

beertons

Mantis Toboggan wrote: »

Bought my first prize bonds during the week, do I get notified if I win or do i need to manually check it?

Register the bonds on the site tracker. They sent my mam out a cheque before Christmas, on bonds she got in the 70's. These days, they transfer the money to your bank account.

Still without a win here. Sticking in 50 a month the past while, on €2800 now.

dxhound2005

beertons wrote: »

Register the bonds on the site tracker. They sent my mam out a cheque before Christmas, on bonds she got in the 70's. These days, they transfer the money to your bank account.

Still without a win here. Sticking in 50 a month the past while, on €2800 now.

You could get lucky and win two prizes in the same draw with less than that, like these people in Kildare today. Since they did away with cheques, the default is to give winners new bonds if their previous payment option was cheque.

Prize Value Winning Prize Bond Location

€50 AOB857022 Kildare
€50 AOB857307 Kildare

€50 AOF042973 Kildare
€50 AOF043356 Kildare

Nothing for me today.

lexuslad

I found prize bonds from 30-40 years ago, can you still cash them in? If so how do I do it?

Hibernicis

lexuslad wrote: »

I found prize bonds from 30-40 years ago, can you still cash them in? If so how do I do it?

No issue encasing them so long as they are in your name. Repayment form is here:
https://www.statesavings.ie/media/pdf/prizebonds_repayment_form


You might also want to check for unclaimed prizes ! Follow the links to check both recent and unclaimed prizes on this page.
https://www.statesavings.ie/prize-bonds

Saudades

Am I right in believing that they have their next biannual €1,000,000 prize draw on June 26th?

I don't have a Prize Bonds account (yet) but I'm tempted to get one setup in time for this draw; have I left it too late for the million draw?

dxhound2005

Saudades wrote: »

Am I right in believing that they have their next biannual €1,000,000 prize draw on June 26th?

I don't have a Prize Bonds account (yet) but I'm tempted to get one setup in time for this draw; have I left it too late for the million draw?

They have been dealing with much more than normal purchase applications over the last few months. Possibly more than normal withdrawals as well.

https://www.statesavings.ie/help-support/help-articles/coronavirus-(covid-19)-message-from-state-savings

They don't offer any set number of days to process applications. I think you are probably too late for the €1 million which will be 26 June.

5. (1) As soon as may be after receipt of the purchase money in respect of bonds, the Operator shall allocate an individual serial number to each bond and a bond certificate showing the relevant serial numbers shall be issued by the Operator to the holder.

tuisginideach

And again:(:(

pbwinner

Hit the magical €3,000 after 9 years! lol

Winnings on 19th June 2020: €50
Last win 9th April 2020: €50
Total winnings on €25k from Feb 2011 to date: €3000
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €50 x 2 €100
2019: €50 x 6 €300
2020: €50 x 2 €100

thefasteriwalk

Nothing here.

PB2018

Wins on 19th June 2020: €0
Last win - 22nd May 2020: €50
Weeks since last win: 4
€134k invested in prize bonds since July 2017
Win ratio: 19 wins in 155 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-Dec): 4 x €50 = €200
2019 (Jan-Dec): 5 x €50 = €250
2020 (Jan-date): 5 x €50 = €250

Hibernicis

pbwinner wrote: »

Hit the magical €3,000 after 9 years! lol

Congratulations. That’s a return of 12% approx, or 1.25% AER. Not bad. But had you known you would be leaving the money alone for that length of time you could have stuck it in a 10 year National Solidarity Bond issue 1 in 2011. This offered a 50% gross return over 10 years or 4.14% AER. After DIRT this comes to 3.96% AER.

Of course if you win the €1m next week all that changes.....

Rulmeq

Hibernicis wrote: »

Of course if you win the €1m next week all that changes.....

Someone recently said (on the radio I think) that the odds are close to 300million to 1 (it might have been 700, they were comparing it to the odds of winning the euro millions which is 140million to 1) on winning that, and while it seems high, I don't understand, does that mean there's only 300million (or 700) "entries" in the draw, or is that some quirk of statistics that I'm not getting, or was the guy just wrong.

Hibernicis

Rulmeq wrote: »

Someone recently said (on the radio I think) that the odds are close to 300million to 1 (it might have been 700, they were comparing it to the odds of winning the euro millions which is 140million to 1) on winning that, and while it seems high, I don't understand, does that mean there's only 300million (or 700) "entries" in the draw, or is that some quirk of statistics that I'm not getting, or was the guy just wrong.

It depends.....

Currently there are approx 600million prize bond numbers active, so the chances of a specific number winning are 1:600million

The purchase unit is 4 numbers and multiples thereof and has been for a long time, so for the majority of holders the chances of a unit of 4 numbers winning is more relevant and this is 1:150million

Of course, for any prize bond holder the real question is what are the chances of me winning, and that is a factor of the number of bonds held. e.g. the chances of the owner of 800 numbers (€5,000 holding) winning are 1:760,000

In other words, odds so long that they are almost irrelevant.

Bubbaclaus

Hibernicis wrote: »

It depends.....

Currently there are approx 600million prize bond numbers active, so the chances of a specific number winning are 1:600million

The purchase unit is 4 numbers and multiples thereof and has been for a long time, so for the majority of holders the chances of a unit of 4 numbers winning is more relevant and this is 1:150million

Of course, for any prize bond holder the real question is what are the chances of me winning, and that is a factor of the number of bonds held. e.g. the chances of the owner of 800 numbers (€5,000 holding) winning are 1:4.75million.

In other words, odds so long that they are almost irrelevant.

Would being owner of 800 out of the 600 million prize bonds not be a 1/750,000 chance of winning?

roofer1988

Am i doing something wrong, I|ve won about 50 euro in 15 years. How do i find out how many i have

Interslice

roofer1988 wrote: »

Am i doing something wrong, I|ve won about 50 euro in 15 years. How do i find out how many i have

Same here. I got 50 euro back about 2 months ago on a 50 euro investment made 11 years ago!

You have to write to them/fill out a form and request your PB numbers afaik.

Hibernicis

Bubbaclaus wrote: »

Would being owner of 800 out of the 600 million prize bonds not be a 1/750,000 chance of winning?

You are right, thanks. I’ve corrected the original. Shouldn’t be doing statistics early on a Saturday morning.

Cork Lass

Nothing for us this week

Mantis Toboggan

Question:what happens if I was to lose my bond? Can't see anything online to say I've bought so much of prize bonds? Would the money be lost?

Ask because I bought prize bonds almost 3 weeks ago and have not received the bond in the post. My account on state savings does not mention any such purchase?

tuisginideach

Mantis Toboggan wrote: »

Question:what happens if I was to lose my bond? Can't see anything online to say I've bought so much of prize bonds? Would the money be lost?

Ask because I bought prize bonds almost 3 weeks ago and have not received the bond in the post. My account on state savings does not mention any such purchase?

If yu bought them online, you should have an e-mailed receipt with confirmation details.