Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Introduction of fees seemingly imminent

  • 07-07-2009 11:24am
    #1
    Registered Users, Registered Users 2 Posts: 4,944 ✭✭✭


    I read this yesterday in the paper, Batt O' Keefe wants to introduce College fees, but not an upfront method, a student loan system.

    Article from The Irish Times:
    THE PROSPECT of parents and students being asked to pay over €5,000 in “upfront’’ college fees has receded after Minister for Education Batt O’Keeffe yesterday signalled his backing for a new student loan scheme.

    While the return of fees is one of five options in a discussion document – due to be circulated to Cabinet Ministers this evening – Mr O’Keeffe favours student loans and will not push for fees, according to education sources.

    The return of fees, first floated as a possibility by the Minister last year, is strongly opposed by Green Party Ministers. Parents will not be liable for any upfront payment under the Australian–style student loan scheme proposed. Instead, the burden of payment shifts to the students themselves.

    Under the scheme, students take out a loan, repayable once they reach a certain income threshold after graduation.

    At one stage, there was speculation that parents could face fees of more than €5,000 for general arts and business degrees and even more for expensive courses like medicine.

    While parents will welcome the decision to abandon upfront fees, the move will increase pressure on the higher education sector in the Republic, already poorly funded by international standards.

    If the loan scheme proceeds, it will be three to four years at the earliest before a new income stream is available to third-level colleges. The Cabinet will not make a formal decision – based on the O’Keeffe options paper – until later this year.

    If approved by Cabinet, the new student loan scheme is likely to be introduced in September 2010. Students, who are already in higher education, will not be liable for any new charges. But they will continue to pay the student registration charge of about €1,500.

    Sources say Mr O’Keeffe wants his Cabinet colleagues’ observations on the options before he formally presents his own recommendation later this year.

    The much-delayed report – originally due to be circulated before the local and European elections last month – sets out in detail various options ranging from the reintroduction of tuition fees to a student loans facility or a combination of both.

    The student loan model – or a variation of it – is used in Australia, New Zealand and Britain.

    Research conducted three years ago in the Republic indicates that graduates earn on average about 70 per cent more than those who do not proceed to college.

    But graduate unemployment – less than 3 per cent at the time of the survey – has since soared.

    The Union of Students in Ireland claims the average student in Australia finishes university with a $12,000 debt, which takes about a decade to repay. It says almost one third of the multibillion dollar debt owed by university students has been written off by the federal government as a bad or doubtful debt. In the US, the default rate on student loans has increased to about 7 per cent.

    Mr O’Keeffe has said his recommendation will be grounded on the principles of equity, access and affordability and that the free fees initiative had little impact on getting more people from disadvantaged areas into college.

    Later this year, the higher education strategy group, chaired by economist Dr Colin Hunt, will publish its blueprint for the development of the higher education sector over the next two decades.

    This article appears in the print edition of the Irish Times


    Personally I'm in favour of this, the introduction of College fees. Firstly, Colleges are starved of cash and I would like the best education possible next year, though I imagine it will take a few years to kick in. Secondly, people might appreciate their education more than they do now as they'd have to pay for it themselves instead of sponging off the state.

    Also, just like everyone else, I'd be opposed to the other method of paying upfront as it would mean my parents would have to get a loan to pay for that as well as my accommodation.

    So, thoughts of everyone else?


«13

Comments

  • Registered Users, Registered Users 2 Posts: 354 ✭✭snazzy


    Thanks for posting that.
    Makes for an interesting read.
    To be honest, I'm not sure where my own opinions lie.
    While I may not be required to use this student loan scheme, I have three younger siblings who will all be following me into college in the next 5 years. It may be a burden off my parents shoulders but it could be a serious stumbling block for people after college who feel under increased pressure to pay off this student loan and any others that they may be required to take out during their third level education.
    Some people perfer not to owe anything after college and this doesn't give them that option.

    I'll have to read into this more.


  • Registered Users, Registered Users 2 Posts: 174 ✭✭croker1


    have you ever thought of the people who might not be able to afford the fees??? its all well and good you saying your in favour of it when you obviously have the money to pay it.... what about those who dont....


  • Closed Accounts Posts: 4,454 ✭✭✭mink_man


    im against it


  • Registered Users, Registered Users 2 Posts: 17,974 ✭✭✭✭Gavin "shels"


    mink_man wrote: »
    im against it

    Like so, I don't see how it's feasible *see what I did there:D* to be putting these fees onto education, right we already have €1,800 to pay in admin fees which I'm sure deters some people away from 3rd Level Education so introducing more fees will only deter more people.

    We're in a recession, one of the worse ever, so instead of trying to bulid up a highly skilled and educated workforce to appeal to foriegn and native businesses to relocate/move here, we're going to slap yet another fee on 3rd Level Education. To me this seems not very logical, but sure like most other things done by this government it doesn't surprise me, sure add on income levies and then expect people to spend more!?:rolleyes:

    No to anymore fees, we already have €1,800 to pay so stop hitting the future of this country and start hitting the cnuts that caused this mess aka the banks, and most importantly yourselves, our infamous Government.


  • Registered Users, Registered Users 2 Posts: 942 ✭✭✭whadabouchasir


    Like so, I don't see how it's feasible *see what I did there:D*
    You had to draw attention to your unbelieveable wit didn't you?I think that this loan scheme is just another way to gain some extra money rather than improve colleges.I think that the government are just going to use students to pay for college rather than taxes,so the amount of mony going to fund third level won't increase.


  • Advertisement
  • Registered Users, Registered Users 2 Posts: 423 ✭✭MrPirate


    Like so, I don't see how it's feasible *see what I did there:D* to be putting these fees onto education, right we already have €1,800 to pay in admin fees which I'm sure deters some people away from 3rd Level Education so introducing more fees will only deter more people.

    We're in a recession, one of the worse ever, so instead of trying to bulid up a highly skilled and educated workforce to appeal to foriegn and native businesses to relocate/move here, we're going to slap yet another fee on 3rd Level Education. To me this seems not very logical, but sure like most other things done by this government it doesn't surprise me, sure add on income levies and then expect people to spend more!?:rolleyes:

    No to anymore fees, we already have €1,800 to pay so stop hitting the future of this country and start hitting the cnuts that caused this mess aka the banks, and most importantly yourselves, our infamous Government.

    I agree with you 100%. I've been opposed the the idea of re-introducing these fees since day one. Every time I heard something new of an update as far as the fees, I voiced my opinion. I even got into a heated argument in the middle of my economics class with my teacher! (I raged.)

    Sure, some people this won't have any real effect on them, because they're the lucky ones with the disposable income. However, myself, and many many others, can't see any sort of college fees actually possible. I've got 3 younger siblings; 1 is going into 1st year and another into her JC year, it's going to be one hell of an expensive year.

    This government has done NOTHING to help us out. They get us deep into this mess with their lack of any sort of intelligence on economics (Supply-side economics Ftl), and yet, they expect the same kind of economics that got us into this mess to get us out of it? Perfect sense.:rolleyes:
    As you said before, we're in a horrible recession; hell, technically it's a depression. And yet increased taxes and cut-backs on expenditure is going to get us out of this? So by introducing fees into college, they intend to invest into the human capital of Ireland? By creating disincentives for people to continue on with education, it's going to cause more people to go to college? Hell, the registration is a big enough fee as it is! I don't know how the hell we're going to pay for it... The fees are going to take from the human capital that Ireland already has. Plus, with the construction industry going into a titanium wall we now have a vast bulk of people to be retrained for other jobs. Are they expected to pay these fees too if what they wish to do is through college? Ireland will have a depleted educated/skilled workforce, resulting in us being even more screwed than we already are.
    At the present, this country is rather screwed economically and politically. It really says something about a country when the two largest political parties are both conservative parties. As well as the constitution still basically saying that women should be in the kitchen.(http://www.constitution.ie/reports/ConstitutionofIreland.pdf article 41)

    If our beloved education minister is reading this, prepare for war. I know that the students, whether they'll be effected or not, will be ready to oppose your intended fees to the very end. I know I'm not alone.

    Personally,
    Apocalypse_Now_Smell_Like_Victory.jpg?t=1246985892

    Could do us a bit of good...
    *If anyone gets that reference I will love you.:P *


  • Posts: 4,630 ✭✭✭ [Deleted User]


    If an Australian style loan system was introduced I wouldn't be extremely against it.

    I'm happy as long as I don't have to pay upfront (because, quite simply I couldn't afford it) fees. This loan system isn't ideal, but it's better than the alternatives.


  • Posts: 4,630 ✭✭✭ [Deleted User]


    MrPirate wrote: »
    *If anyone gets that reference I will love you.:P *

    You love the smell of napalm in the morning? I can't say I like it that much...


  • Registered Users, Registered Users 2 Posts: 423 ✭✭MrPirate


    You love the smell of napalm in the morning? I can't say I like it that much...

    You get a love cake. love_cake.jpg


  • Registered Users, Registered Users 2 Posts: 4,944 ✭✭✭Jay P


    croker1 wrote: »
    have you ever thought of the people who might not be able to afford the fees??? its all well and good you saying your in favour of it when you obviously have the money to pay it.... what about those who dont....

    Eh....I can't afford the fees, hence me saying I'm glad they're not coming in as an up-front form. While my parents would have paid, they would have been very silly to do so, they really wouldn't have been able to pay for it and have any kind of decent existance, they already have a very large mortgage and I have an older brother already in college and two younger brothers who will eventually go to College. This way provides a method to allow people pay it in a fair way. You go to college, get a job afterwards. When you earn a certain amount, you begin to pay the fees back like a loan. Like the article says, it's already in place in the UK and Australia, so obviously it mus be somewhat effective.


    Like so, I don't see how it's feasible *see what I did there:D* to be putting these fees onto education, right we already have €1,800 to pay in admin fees which I'm sure deters some people away from 3rd Level Education so introducing more fees will only deter more people.

    We're in a recession, one of the worse ever, so instead of trying to bulid up a highly skilled and educated workforce to appeal to foriegn and native businesses to relocate/move here, we're going to slap yet another fee on 3rd Level Education. To me this seems not very logical, but sure like most other things done by this government it doesn't surprise me, sure add on income levies and then expect people to spend more!?:rolleyes:

    No to anymore fees, we already have €1,800 to pay so stop hitting the future of this country and start hitting the cnuts that caused this mess aka the banks, and most importantly yourselves, our infamous Government.

    Well I wouldn't really agree with this, though I do see where you're coming from. We're in a recession, yes. So the government isn't getting enough money and has to cut public spending. One way is to cut thrid level spending. This is a very fair way of cutting spending, I think. Like I already said, you pay the money back after you finish. People seem to think it's their divine right to go to college, yet if this was any other country, you'd be paying. If people want to go to college, they won't let this deter them.


  • Advertisement
  • Registered Users, Registered Users 2 Posts: 423 ✭✭MrPirate


    Jay P wrote: »
    Well I wouldn't really agree with this, though I do see where you're coming from. We're in a recession, yes. So the government isn't getting enough money and has to cut public spending.One way is to cut thrid level spending. This is a very fair way of cutting spending, I think. Like I already said, you pay the money back after you finish. People seem to think it's their divine right to go to college, yet if this was any other country, you'd be paying. If people want to go to college, they won't let this deter them.

    Not giving the banks over €24billion could have helped too.
    Edit: typo


  • Closed Accounts Posts: 126 ✭✭LeotheLion


    what about the people who will have to take out a student loan to get them through the 4 years?so when they qualify they will have to pay back a student loan + the cost of the degree??


  • Registered Users, Registered Users 2 Posts: 4,944 ✭✭✭Jay P


    MrPirate wrote: »
    Not giving the banks over €24billion could have helped too.

    So would you rather them not have given the money to the banks? Bare in mind, had they not given them the money and the banks had gone under, you wouldn't have money along with thousands of other people, and thousands would have lost their jobs.

    But this thread is about the fees, not the banking "thing". Different thread, different day! :)


  • Registered Users, Registered Users 2 Posts: 9,249 ✭✭✭Stev_o


    Honestly i think it's BS. Why do our generation have to suffer as a result of a recession that the government as dealt with shockingly. Were are we supposed to get the money? Mean christ they were suggesting that students be given student loans from the government to pay for the fees so after 3/4 years of college education your already in debt with the task of trying to pay back money while searching for a hard to find jobs.

    Here is a easy one for them, how about the they stop being spineless politicians and put their 6 figure salaries down the national average how many working days do the government even put in? Hardly worth being paid extraordinary sums of money for being useless.


  • Closed Accounts Posts: 267 ✭✭esharknz


    LeotheLion wrote: »
    what about the people who will have to take out a student loan to get them through the 4 years?so when they qualify they will have to pay back a student loan + the cost of the degree??

    Unfortunately I had to take out a student loan in NZ (had fees for years). To begin with I had to pay 8% interest from day one. Thankfully for me, the govt at the time got voted out and it's now interest free for all people studying or working in NZ. I'd mine paid off after 3 and a half years. It does seem extremely daunting to take out a loan for study to begin with, but I've got through it, and there would have been little chance of me getting to university without the loan scheme. Worked as a good motivator for me too as I had so much to lose if I didn't get through. I believe not getting a student loan for a degree course (especially) is uncommon enough these days in NZ (it's interest free!)


  • Closed Accounts Posts: 126 ✭✭LeotheLion


    esharknz wrote: »
    Unfortunately I had to take out a student loan in NZ (had fees for years). To begin with I had to pay 8% interest from day one. Thankfully for me, the govt at the time got voted out and it's now interest free for all people studying or working in NZ. I'd mine paid off after 3 and a half years. It does seem extremely daunting to take out a loan for study to begin with, but I've got through it, and there would have been little chance of me getting to university without the loan scheme. Worked as a good motivator for me too as I had so much to lose if I didn't get through. I believe not getting a student loan for a degree course (especially) is uncommon enough these days in NZ (it's interest free!)

    I think you misunderstood me, I am talking about getting a loan to help a person live during those years,for accomodation, food,car,tax/insurance,clothes etc,I am for people who need to take ut a loan to cover themself hardly need another loan of thousands for the fees hanging over their head also


  • Closed Accounts Posts: 267 ✭✭esharknz


    I had to borrow for both......living costs could be borrowed too as well as student fees. So I had both hanging over my head


  • Closed Accounts Posts: 126 ✭✭LeotheLion


    esharknz wrote: »
    I had to borrow for both......living costs could be borrowed too as well as student fees. So I had both hanging over my head
    well it wouldnt be a nice feeling coming out of a degree with 2 loans to be repaid, as mentioned before it should be means tested,


  • Closed Accounts Posts: 6,362 ✭✭✭K4t


    Like so, I don't see how it's feasible *see what I did there:D* to be putting these fees onto education, right we already have €1,800 to pay in admin fees which I'm sure deters some people away from 3rd Level Education so introducing more fees will only deter more people.

    We're in a recession, one of the worse ever, so instead of trying to bulid up a highly skilled and educated workforce to appeal to foriegn and native businesses to relocate/move here, we're going to slap yet another fee on 3rd Level Education. To me this seems not very logical, but sure like most other things done by this government it doesn't surprise me, sure add on income levies and then expect people to spend more!?:rolleyes:

    No to anymore fees, we already have €1,800 to pay so stop hitting the future of this country and start hitting the cnuts that caused this mess aka the banks, and most importantly yourselves, our infamous Government.
    This.


  • Registered Users, Registered Users 2 Posts: 313 ✭✭HQvhs


    I personally have no problem with fees. Whilst I couldn't pay upfront (and would be absolutely opposed to any attempt to introduce this system), student loans seem to be perfectly reasonable to me. In the end, I'm the one benefiting from my education so why shouldn't I pay back a portion of the cost when I'm able to do so?


  • Advertisement
  • Registered Users, Registered Users 2 Posts: 4,944 ✭✭✭Jay P


    LeotheLion wrote: »
    what about the people who will have to take out a student loan to get them through the 4 years?so when they qualify they will have to pay back a student loan + the cost of the degree??

    Oh...I didn't think of that... In your most recent post you mentiones means testing, which is a good idea, maybe if it worked on a sliding scale or something.... Though I do stand by what I said, if someone wants to go to college, they still can.

    Also, it will take out a lot of those immature idots from the colleges. Colleges will have more money and less students who shouldn't be there.


  • Registered Users, Registered Users 2 Posts: 18,159 ✭✭✭✭phasers


    Sure, give me all the loans you want. Sure you only have to change your address once and they never find you :pac:

    Seriously though, whatever. I'm emigrating. Although I can't exactly see this persuading people to go to college... "Ooh, a 20 grand loan and no guarantee of finding a job? fabulous."
    As long as my parents don't have to pay for me I don't mind, now that would be seriously unfair.

    I would like to know where this leaves grants though, I need to eat next year!


  • Registered Users, Registered Users 2 Posts: 11,440 ✭✭✭✭Piste


    croker1 wrote: »
    have you ever thought of the people who might not be able to afford the fees??? its all well and good you saying your in favour of it when you obviously have the money to pay it.... what about those who dont....

    The point is, everyone will be able to afford the fees, you only start paying the fees once you reach a high enough income level so you wont have to sell the clothes off your back to pay for it. As long as the money does go to the colleges and not just to plug the other holes appearing in our economy I'm in favour of it. I think our Universities will benefit hugely and more money will be put into research which in turn will create jobs. It also means that everyone who gets a degree pays for it (assuming that's true about graduates earning 70% more than non-graduates) so there is no discrimination because of parents' income.


  • Registered Users, Registered Users 2 Posts: 1,909 ✭✭✭Agent J


    This is a bad idea.


    1) Colleges will not get more money

    This is a misunderstanding and possibly naive of people to think this. This is being introduced as a cost saving measure thefore what they want to do is replace the money being paid for by the government with money from the people. At very best case it will be neutral cash flow for the colleges more likely to loose money. Unless they are very stupid and try to increase fees to make up the difference in which case the may loose even more.

    2) People already pay back their educational costs.

    Its called the higher tax bracket. If you go to college you stand more chance of earning a higher income afterwards therefore not only do you pay more income tax, you pay more in consumption taxes (VAT etc) etc. These are paid back over the lifetime of the person. If they bring back fees then they make a short term gain at a long term loss

    3) Smart/ Knoweldge economy
    Very simple. You need an educated workforce to pretend this exists. Placing up barriers to this doesnt help this.

    4) Introduce fees and you will drop the numbers going to college.

    This is the most stupid part of all of this. Right now when people leave school there are no jobs,apprenticeships are hard to come by and forget about FAS. For the past 15 years college was a natural progression but if they bring back in fees you will cut the numbers going immediatley.(Simple economics, start charging and people wont use it).
    Where are these people suppose to go?
    Right now the only choice is the dole .
    Consider that 204 * 52 = 10k a year in dole.
    Even factoring in the cut for under 20s = 5k.

    The money they save on fees will go right back to them in social welfare and they will get no skills/training or education for it.

    Dont you love this government?


  • Registered Users, Registered Users 2 Posts: 1,212 ✭✭✭Delta Kilo


    This Australian system is a farce in every way.

    We are in a recession, the government need money NOW! Why bring this in when they will only get the money in 2013, when it is predicted that we will be out of the recession?? It doesn't make sense.

    Secondly, you will only have to repay the debt when you are earning above a certain income. Bearing in mind that current graduates are joining dole queues, what will this threshold be? (I think accountancy graduates will have a huge advantage on this:pac:)

    So why does this already beleaguered government want to bring more unpopularity on itself when they will only get the money in 4 years subject to the economy being good again and there are adequate positions for the graduates??

    It just doesn't make sense, imho.


  • Closed Accounts Posts: 308 ✭✭nicola09


    Much as I loathe the idea of compromising our "free education", I must admit that I find the student loan idea favourable to upfront college fees. I would rather take responsibility for paying my own fees rather than expect my parents to do it, because I'm the oldest of four and it's unrealistic to expect parents to pay for that amount of people!

    However it's a dreadful pity that the government are unable to see that by introducing fees they are closing the doors of third level education to a large amount of Irish students. They should provide incentives to study and not build barriers. How can they fulfil their goal of building a better Ireland while seriously inhibiting one of the countrys greatest resources; the educated workforce? Sean Lemass would be turning in his grave!


  • Registered Users, Registered Users 2 Posts: 9,249 ✭✭✭Stev_o


    HQvhs wrote: »
    I personally have no problem with fees. Whilst I couldn't pay upfront (and would be absolutely opposed to any attempt to introduce this system), student loans seem to be perfectly reasonable to me. In the end, I'm the one benefiting from my education so why shouldn't I pay back a portion of the cost when I'm able to do so?

    If you want to make charitable donations to whatever university you wish to go to be my guess there's no one stopping you.


  • Closed Accounts Posts: 1,295 ✭✭✭Acid_Violet


    We're in a recession, one of the worse ever, so instead of trying to bulid up a highly skilled and educated workforce to appeal to foriegn and native businesses to relocate/move here, we're going to slap yet another fee on 3rd Level Education. To me this seems not very logical, but sure like most other things done by this government it doesn't surprise me, sure add on income levies and then expect people to spend more!?:rolleyes:

    It's worth considering that we already have a highly skilled and educated workforce. Unfortunately that doesn't solve the problem of unemployment as there are tonnes of highly trained people who've worked their asses off in college who can't get jobs anymore cos there aren't any for them.

    Foreign and native investors want cheap labour more than they want educated workers. That's why they're moving their factories to India and China, where people will work for less, where they know that they're infinitely more competitive and will work longer hours and a lot harder. If anything, we're too educated.


  • Registered Users, Registered Users 2 Posts: 7,231 ✭✭✭Fad


    *groan* this again.........

    Basically if a decent loan system is introduced, it'll be grand.

    I think it's an awful idea, and it will not cause the universities to improve, and any funding that was being provided by the government will now be provided by the student meaning they dont get anything extra.

    I dont really see any positive other than cutting public spending.

    I dont think I'll get into my opinion on means testing.......


  • Advertisement
  • Closed Accounts Posts: 1,295 ✭✭✭Acid_Violet


    Also, colleges need to reconsider how they spend their money. Like the health service, the big mistakes are made because the money isn't being spent wisely, not because there's a lack of money. I've heard of societies absolutely wasting hundreds that's being handed out to them by the college on the most trivial of all things, things which aren't needed at all and which don't add to anyone's experience of the college life or education.


  • Closed Accounts Posts: 1,295 ✭✭✭Acid_Violet


    MrPirate wrote: »
    As well as the constitution still basically saying that women should be in the kitchen.(http://www.constitution.ie/reports/ConstitutionofIreland.pdf article 41)

    Do you honestly think that a prehistoric line in the Constitution (as written by Dev) is still in the Constitution because the politicians and people believe in it? Or maybe because it's such an absurd and irrelevant article that it's easier to just ignore it because it no longer has effectively any impact on Irish life and organising a referendum to scrap it would be too much effort and simply not worth the while?


  • Registered Users, Registered Users 2 Posts: 1,909 ✭✭✭Agent J


    Fad wrote: »
    *groan* this again.........

    Basically if a decent loan system is introduced, it'll be grand.

    Look at the current grant system and tell me how much faith you have....


  • Registered Users, Registered Users 2 Posts: 3,779 ✭✭✭A Neurotic


    First the HPAT, and now this...

    If Australia jumped off a bridge...?


  • Closed Accounts Posts: 91 ✭✭Napoli


    Agent J wrote: »
    1) Colleges will not get more money

    This is a misunderstanding and possibly naive of people to think this. This is being introduced as a cost saving measure thefore what they want to do is replace the money being paid for by the government with money from the people. At very best case it will be neutral cash flow for the colleges more likely to loose money. Unless they are very stupid and try to increase fees to make up the difference in which case the may loose even more.

    This makes all the pro-fees arguments in this thread invalid, so please stop saying colleges will be getting more funding meaning extra money for research leading to more jobs blah blah blah.


  • Registered Users, Registered Users 2 Posts: 7,231 ✭✭✭Fad


    Agent J wrote: »
    Look at the current grant system and tell me how much faith you have....

    Sorta why I mentioned decent.

    I have a parent unemployed (For a good while at this stage) and I'm pretty sure I dont qualify for a grant, I'm going to make sure, but it's pretty insane tbh.


  • Advertisement
  • Registered Users, Registered Users 2 Posts: 313 ✭✭HQvhs


    Stev_o wrote: »
    If you want to make charitable donations to whatever university you wish to go to be my guess there's no one stopping you.

    Well, okay then. So far no one has come up with an argument against this particular plan. I am against upfront fees. But a student loan paid back when a certain income has been reached is quite reasonable.
    It doesn't stop people going to university, and if they remove the initial €1800 payment and make it part of the loan it may improve participation. (Although fat chance).

    Secondly, there's no proof that the introduction of free third level specifically in 1994 has increased the numbers of lower-income children, the schemes target, going to universities. Rather it has led to a boom in middle class children going to universities.

    Almost all other countries don't have free third level, and see where they are compared to us with "educated work forces". It's quality as well as quantity. Unfortunately while we may have a lot of medicine, arts, law & commerce graduates we still lack science graduates or an entrepreneurial culture. This is what is needed to advance our economy.

    And this isn't just a short sighted plan to deal with the recession. This recession will be long gone in 15 years time when the effects of this will begin to be truly seen in the country. It's better to get it right rather than attempt a botched short term job to fill the state coffers.

    I really haven't seen a convincing argument for why adults (not parents) should not pay for a bit of their own education when they can afford it, especially if it has given them a bigger income.


  • Registered Users, Registered Users 2 Posts: 313 ✭✭HQvhs


    Napoli wrote: »
    This makes all the pro-fees arguments in this thread invalid, so please stop saying colleges will be getting more funding meaning extra money for research leading to more jobs blah blah blah.
    I haven't said anything like that. It's not related t jobs at all. If you recieve a service that benefits you, giving you a larger income, you should pay for it if you can. A fairly standard labour-esque idea really.


  • Registered Users, Registered Users 2 Posts: 7,231 ✭✭✭Fad


    HQvhs wrote: »
    I haven't said anything like that. It's not related t jobs at all. If you recieve a service that benefits you, giving you a larger income, you should pay for it if you can. A fairly standard labour-esque idea really.


    You'd be paying more in taxes anyway. Dont really see the point in making them pay MORE tax.

    Emigration for the fúcking win


  • Registered Users, Registered Users 2 Posts: 313 ✭✭HQvhs


    But so are people on high incomes who didn't go to university. This isn't a tax to the govt. It goes to the universities and third level institutes.


  • Registered Users, Registered Users 2 Posts: 9,249 ✭✭✭Stev_o


    HQvhs wrote: »
    Well, okay then. So far no one has come up with an argument against this particular plan. I am against upfront fees. But a student loan paid back when a certain income has been reached is quite reasonable.
    It doesn't stop people going to university, and if they remove the initial €1800 payment and make it part of the loan it may improve participation. (Although fat chance).

    Secondly, there's no proof that the introduction of free third level specifically in 1994 has increased the numbers of lower-income children, the schemes target, going to universities. Rather it has led to a boom in middle class children going to universities.

    Almost all other countries don't have free third level, and see where they are compared to us with "educated work forces". It's quality as well as quantity. Unfortunately while we may have a lot of medicine, arts, law & commerce graduates we still lack science graduates or an entrepreneurial culture. This is what is needed to advance our economy.

    And this isn't just a short sighted plan to deal with the recession. This recession will be long gone in 15 years time when the effects of this will begin to be truly seen in the country. It's better to get it right rather than attempt a botched short term job to fill the state coffers.

    I really haven't seen a convincing argument for why adults (not parents) should not pay for a bit of their own education when they can afford it, especially if it has given them a bigger income.
    The Union of Students in Ireland claims the average student in Australia finishes university with a $12,000 debt, which takes about a decade to repay. It says almost one third of the multibillion dollar debt owed by university students has been written off by the federal government as a bad or doubtful debt. In the US, the default rate on student loans has increased to about 7 per cent.

    Your forgetting that most people coming out of college will be prioritising getting a house/flat and possibly a car. That's two further loans that can add to the burden of already having to pay back a student loan. No one and i mean no wants to come out of college with not a cent to their name already having a debt in the thousands especially during a recession.


  • Advertisement
  • Registered Users, Registered Users 2 Posts: 7,231 ✭✭✭Fad


    HQvhs wrote: »
    But so are people on high incomes who didn't go to university. This isn't a tax to the govt. It goes to the universities and third level institutes.

    I would love to assert that, and that's not just me being a smartarse, I just cannot see it being that simple.

    If fees were reintroduced but government funding wasnt cut too drastically (Again provided that seemingly impossible decent loan system is introduced) I would be alot happier with this whole situation, as it means that the universities might actually benefit from this in the long term. That more than likely wont happen though.


  • Registered Users, Registered Users 2 Posts: 9,249 ✭✭✭Stev_o


    To put this into perspective, imagine if college fees had already been in place and you were one of these lot.

    http://careeradvice.loadzajobs.ie/graduates/graduate-jobs-up-to-70000-graduates-on-dole-by-end-of-year-2009-3736


  • Closed Accounts Posts: 64 ✭✭irish_ninja


    If all fees were postponed until after college it would only make me want to go even more as I would have more money in college.No problem after college as I would have to have a wage to be eligible to pay the loans back.No morgage,no other loans.Basically if there were no fees at all during college i think that there would be more going into college.therefore better educated workforce.I f there are no jobs then at least these people would be educated and they might make jobs or attract them


  • Registered Users, Registered Users 2 Posts: 1,212 ✭✭✭Delta Kilo


    HQvhs wrote: »
    But so are people on high incomes who didn't go to university. This isn't a tax to the govt. It goes to the universities and third level institutes.

    Prove it. I'd say the universities will be lucky if they see half of it to be honest. It will still be done through the government, we wont be paying the college directly, I can guarantee you that.

    To reiterate Fad, emigration for the fúcking win.

    Seriously, if I have a loan breathing down my neck after uni, it is seriously going to scupper my ten-year-plan. (Yes, I have a ten year plan, how sad I know)

    Our best hope is that they will dither on it and it won't affect us, just the years after us!


  • Registered Users, Registered Users 2 Posts: 1,910 ✭✭✭OneArt


    A Neurotic wrote: »
    If Australia jumped off a bridge...?

    This world would be a better place. It's a horrible country with a racist government. I don't see it's appeal at all (don't tell me sun Spain has that too!).

    I don't mind the idea of a student loan system. I'd be happy to pay it back just as long as I'm able to work abroad after college. I will shoot myself in the head if I have to live another ten years in this country with a f*cktarded government.

    Buddha I'm in an angry mood tonight.


  • Registered Users, Registered Users 2 Posts: 9,249 ✭✭✭Stev_o


    Delta Kilo wrote: »
    Prove it. I'd say the universities will be lucky if they see half of it to be honest. It will still be done through the government, we wont be paying the college directly, I can guarantee you that.

    To reiterate Fad, emigration for the fúcking win.

    Seriously, if I have a loan breathing down my neck after uni, it is seriously going to scupper my ten-year-plan. (Yes, I have a ten year plan, how sad I know)

    Our best hope is that they will dither on it and it won't affect us, just the years after us!

    It's a yearly fee so we may get one year off buy pay for the other 3.


  • Closed Accounts Posts: 91 ✭✭Napoli


    HQvhs wrote: »
    But so are people on high incomes who didn't go to university. This isn't a tax to the govt. It goes to the universities and third level institutes.

    So instead of me paying tax to the govt who then pay it on to the universities, I'm paying "tax" (fees) to the university directly as well as paying tax to the govt.

    Lovely.


  • Registered Users, Registered Users 2 Posts: 272 ✭✭cul-2008


    Motion - Yay or Nay?

    Nay for me, don't personally like the idea of an incompetent minister for education putting a lead weight around my kneck in 4 years time as part of a new form of income which will end up costing millions to initiate, and will eventually join the list of other corrupt programmes this government has established.

    For those who are all for it, some have missed a vital point - the money to support this loan system is going to come from where?

    The government will have to put out a nice sum of money before they begin to get a cent back in 4 years time - resorting to the re-introduction of fee's is not going to provide an immediate source of income, an opinion I personally gather that the government is under.

    Just another day on the Island of Ireland...


  • Registered Users, Registered Users 2 Posts: 1,909 ✭✭✭Agent J


    HQvhs wrote: »
    I haven't said anything like that. It's not related t jobs at all. If you recieve a service that benefits you, giving you a larger income, you should pay for it if you can. A fairly standard labour-esque idea really.

    I've answered this already.

    Higher rate PAYE, PRSI, Consumption taxes....

    If you earn more, you will pay more.


  • Registered Users, Registered Users 2 Posts: 423 ✭✭MrPirate


    Do you honestly think that a prehistoric line in the Constitution (as written by Dev) is still in the Constitution because the politicians and people believe in it? Or maybe because it's such an absurd and irrelevant article that it's easier to just ignore it because it no longer has effectively any impact on Irish life and organising a referendum to scrap it would be too much effort and simply not worth the while?

    Well it's most likely the latter but the fact that it's still in Irish law (Technically,although it may be ignored) which goes to show you how our beloved government like to run things: outdated and uselessly.

    Also, I've noticed people saying about emigration; I considered that too on first hearing about the loans. But has no one thought of the possibility that they(govt) might make the loans in a way that if you bail out, your parents will have to pay them?
    My solution to that is have your whole family move! :D
    So many nicer countries than this...


  • Advertisement
Advertisement