Best Insurance Broker for Performance Cars?

Zascar

I have a 2002 Honda Civic Type R - unfortunately one of the cars the insurance companies love to hate most. When I got it the only insurance company that would touch me was XS Direct. I'm 28, I paid €1,000 in year one and two. However it's up and despite the extra no claims bonus my insurance has gone up over 20% with them. Strange cause a friend is also with them has a Jag, he has had a write off claim, yet his insurance went down by 15% - doesn't make any sense!

Last time I 'shopped around' i called 5 companies and none would even quote me. Does anyone know any brokers that specialise in finding quote for cars like mine?

pablosd

try quoteline.ie, or http://quoteclub.ie/ they mite give a quote, u have to try everywhere...

bazz26

Try St. Paul's Travellers:

http://www.travelers.ie/

Graham_B18C

ARB insurance does high power stuff, if its not an import then First Ireland too

DanGerMus

www.123.ie

Travellers/St.Pauls are there under writers. 950 for a 4.2l Audi S6 27 2 years NCB.

Zascar

Thanks, just tried them - when I put in my car it just says "Sorry we cannot quote you at this time". I can change it to a BMW M3 or Porsche Boxter and I get quotes cheaper than I am paying now

unkel

Zascar wrote: »

I have a 2002 Honda Civic Type R - unfortunately one of the cars the insurance companies love to hate most.

Insurance companies do not hate any particular car. They base their quotes only on hard (actuarial / statistic / insert other fancy term) facts. Fact is that an average Type R driver is a very young boy racer quite likely to cause a massive accident leading to major pay out to victims

Of course the outcome of this (very high insurance cost) is harsh for a very safe driver who owns a car deemed to be high risk....

Zascar

Thing is they are very rare cars in Ireland - its not very often at all that I see one around... It's not like every little nacker in Ireland has one...

L1011

Zascar wrote: »

Thing is they are very rare cars in Ireland - its not very often at all that I see one around... It's not like every little nacker in Ireland has one...

That can work out worse...

Mr.Boots

Insurance companies often undercut eachother for the first year or two but once they have you hooked as such they raise your premium.
This is common practice with some companies.
i found Hibernian good when i had a high performance car a few years ago.
just spen an hour ringing round....its easy enough and youll get great satisfaction.

FearDark

Zascar wrote: »

Thing is they are very rare cars in Ireland - its not very often at all that I see one around... It's not like every little nacker in Ireland has one...

Well, I see what you did there anyway, even if nobody else did!

Henry Ford III

bazz26 wrote: »

Try St. Paul's Travellers:

http://www.travelers.ie/

They don't deal direct with the public. You must use a broker.

Anan1

Zascar wrote: »

Thanks, just tried them - when I put in my car it just says "Sorry we cannot quote you at this time". I can change it to a BMW M3 or Porsche Boxter and I get quotes cheaper than I am paying now

I'd forget about online quotes and ring around - the results tend to be much better.

DaveD

Zascar wrote: »

Thanks, just tried them - when I put in my car it just says "Sorry we cannot quote you at this time". I can change it to a BMW M3 or Porsche Boxter and I get quotes cheaper than I am paying now

Ring 123 and they'll quote you.

Or as mentioned try Travelers insurance (who also underwrite 123), they specialise in high performace cars, you have to go through a broker though.

Zascar

Just tried 123 this morning and they said they cannot quote me.
What brokers are good to go through Travellers etc?

I currently use www.Arachas.ie which used to be Wright Group in Wexford. They said XS Direct was the cheapest...

Barr

I was in the same position a few years back trying to get cover on an FTO. I gave this crowd a call http://www.brittoninsurance.com/ and they gave me a decent quote over the phone .

Zascar

Thanks, just filled in their online form and get this: Same details, same company - XS Direct, same 4k excess, but their Quote is €1,018. €200 cheaper than the quote I got through my broker I've been using for 3 years.

Unortunately I have already gone ahead with the other one - cause my insuranace was up that day and I was not going to drive without it. Is there a cooling off period where I can cancel? If so I can swap over and save myself over €200. Or maybe they will refund me? What do you think?

Barr

I think there a 10 or 14 day cooling off period with most policies where u can get a full refund.

Zascar

Just called XS Direct themselves and they quoted me €933!!!
Dam Arachas ripping me off!!! They are about to get an earfull!!

Barr

Arachas are giving themselves a nice commision , f**king ripoff

Zascar

They claimed ignorance and said that XS Driect themselves raised prices by 10%-15%
I told him I want to cancel and get a refund, he said he'll have to check and call me back.
They better not try to screw me on this...

Barr

How long has it been since you took out the policy ?

Zascar

Only a few days... was some time last week..

Zascar

OK they called me back and they said they would match it - phew.

It pays to shop around people!

Barr

You should be fine - theres a timeframe recommended by the Financial Regulator to Insurance companies they have to adhere to .

Matt Simis

Zascar wrote: »

OK they called me back and they said they would match it - phew.
It pays to shop around people!

Good result.

Barr

Its amazing the variation on pricing by just going through a different channel. It was all xs direct after all. Well done.

Funxy

DaveD wrote: »

Or as mentioned try Travelers insurance (who also underwrite 123), they specialise in high performace cars, you have to go through a broker though.

I would have to add another for travelers insurance. They gave me the best deal by far!

Anan1

I've just called a broker for a quote with Travelers, they'll get back to me tomorrow. I generally find Hibernian cheapest as they give me 30% for my IAM license, but they've gone up by 20% this year. Still the cheapest quote so far though; we'll see what Travelers say.

Ferris

Sorry if i'm repeating myself as I have made this recommendation before but myself and some mates find First Ireland very good for performance cars.

marknoonan1974

pablosd wrote: »

try quoteline.ie, or http://quoteclub.ie/ they mite give a quote, u have to try everywhere...

The car insurance section is not available anymore, does anybody know why? It was a very good service for getting motor quotes, saved a load of time.