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€25k invested in prize bonds

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Comments

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    #4832
    WhiteMan32
    Registered Users Posts: 666 ✭✭✭WhiteMan32


    robinwing wrote: »
    is there a maximum figure on the amount you can invest in prize bonds ?

    Yes - see below: -


    https://www.statesavings.ie/help-support/help-articles/is-there-any-limit-on-my-overall-holding-of-prize


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    #4833
    tuisginideach
    Registered Users Posts: 2,053 ✭✭✭tuisginideach


    robinwing wrote: »
    is there a maximum figure on the amount you can invest in prize bonds ?
    Yes - since Nov 2015 you can only add an extra €250000 i.e. if you had €250000 worth of PBs before that, you could hold a max of €500000 worth. If you had none before Nov 2015 you can only have €250000 worth.


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    #4834
    dxhound2005
    Registered Users Posts: 20,670 ✭✭✭✭dxhound2005


    €50 for me today, which makes 3 in the last 4 draws. Before that I went 11 draws with no win.


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    #4835
    PB2018
    Registered Users Posts: 272 ✭✭PB2018


    Winnings on 7th December 2018: €0
    Last win: 19th October 2018: €50
    Weeks since last win: 7
    €134k invested in prize bonds since July 2017
    Win ratio: 9 wins in 75 weeks (12%)
    2017 (Jul-Dec): 5 x €50 = €250
    2018 (Jan-date): 4 x €50 = €200


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    #4836
    Andrew Flexing
    Registered Users Posts: 657 ✭✭✭Andrew Flexing


    e50 x 2 today! :)

    hope there are more winners on here !

    my URBAN EXPLORATION YouTube channel: https://www.facebook.com/ASMRurbanexploration/



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    #4837
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    Good news for me a €50 winner today, Wife will be happy as she might get a visit from Santa this year :D
    Just looking at my winnings sofar this year and I have three batches in and around 55K, all three have nearly won the same amount a six and two fives


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    #4838
    scotchy
    Registered Users Posts: 2,182 ✭✭✭scotchy


    :mad:

    .

    💙 💛 💙 💛 💙 💛



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    #4839
    pbwinner
    Registered Users Posts: 811 ✭✭✭pbwinner


    Winnings on 7th December 2018: €0
    Last win 31st August 2018: €50
    Total winnings on €25k from Feb 2011 to date: €2550
    2011: €75 x 4 €300
    2012: €75 x 6 €450
    2013: €50 x 12 €600
    2014: €50 x 9 €450
    2015: €50 x 5 €250
    2016: €50 x 5 €250
    2017: €50 x 4 €200
    2018: €50


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    #4840
    honeybear
    Registered Users Posts: 5,648 ✭✭✭honeybear


    50 euro today...it's been a long time coming!


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    #4841
    John arse
    Registered Users Posts: 1,732 ✭✭✭John arse


    Agent Smyth wrote: »
    Good news for me a €50 winner today, Wife will be happy as she might get a visit from Santa this year :D
    Just looking at my winnings sofar this year and I have three batches in and around 55K, all three have nearly won the same amount a six and two fives
    A six and two fives? Is that 16 wins this year, seems like a great return?


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    #4842
    tuisginideach
    Registered Users Posts: 2,053 ✭✭✭tuisginideach


    tuisginideach wrote: »
    and another €50 today on the larger batch :)


    and €50 today on the smaller reinvested batch :)


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    #4843
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    John arse wrote: »
    A six and two fives? Is that 16 wins this year, seems like a great return?


    Yes, that's 16 wins for those three batches this year and is in and around the .5% which is not bad but compared to the previous three years its getting worse and will probably be worse in 2019

    2017: 19 wins 11,7 and a 1

    2016: 28 wins 12,10 and 6

    2015: 29 wins 11 and two 9s

    For me personally I'm in the process of reviewing my finance's atm and I don't think Prize bonds will be featuring in my investments portfolio beyond 2019 :(


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    #4844
    John arse
    Registered Users Posts: 1,732 ✭✭✭John arse


    Agent Smyth wrote: »
    Yes, that's 16 wins for those three batches this year and is in and around the .5% which is not bad but compared to the previous three years its getting worse and will probably be worse in 2019

    2017: 19 wins 11,7 and a 1

    2016: 28 wins 12,10 and 6

    2015: 29 wins 11 and two 9s

    For me personally I'm in the process of reviewing my finance's atm and I don't think Prize bonds will be featuring in my investments portfolio beyond 2019 :(
    I have over 130k invested -3 x 50 this year a big difference to you and a total waste of time I'm afraid!


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    #4845
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    John arse wrote: »
    I have over 130k invested -3 x 50 this year a big difference to you and a total waste of time I'm afraid!


    It would seem so, with that amount you should be in and around the .5% mark
    but unfortunately it is a game of chance and sometimes you win but now its more often that you don't.

    When I first invested in PBs back in Feb 13 the prize fund was 2.25% of a nearly 1.7 billion fund which was roughly 271 million bonds chasing 9168 weekly prizes, today there is at least 543 million bonds chasing 4519 weekly prizes.

    Even if the NTMA decided to increase the percentage of the prize fund my guess is they would reinstate the monthly million prizes first which is not going to make a difference to any of us here, unless of course you win the million


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    #4846
    Sligo Quay
    Registered Users Posts: 729 ✭✭✭Sligo Quay


    Agent Smyth wrote: »
    It would seem so, with that amount you should be in and around the .5% mark
    but unfortunately it is a game of chance and sometimes you win but now its more often that you don't.

    When I first invested in PBs back in Feb 13 the prize fund was 2.25% of a nearly 1.7 billion fund which was roughly 271 million bonds chasing 9168 weekly prizes, today there is at least 543 million bonds chasing 4519 weekly prizes.

    Even if the NTMA decided to increase the percentage of the prize fund my guess is they would reinstate the monthly million prizes first which is not going to make a difference to any of us here, unless of course you win the million

    Yes I agree with everything said above, only interest rates are so bad there's not much point in the money being put somewhere else.

    Nothing this week, only 2 wins (2x€50s) in the entire year on €60,000, 30k batch, 20k batch and 10k batch, the 10k batch purchased in 2017 has never won anything.


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    #4847
    sheroman01
    Registered Users Posts: 4,654 ✭✭✭sheroman01


    I've a nice chunk put into this, as savings elsewhere are not amounting to much. Coming up to 1 year and I've got €50 so far.

    If I want to put more money into prize bonds, what's the easiest way? Do I have to fill out the application form again and send it in?


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    #4848
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    Wow, another win for me today €50 seem to be ending the year on a high note
    Todays win is from a €1500 batch that hasn't had a win in two years
    and iirc the win before that was two years before that as well


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    #4849
    Andrew Flexing
    Registered Users Posts: 657 ✭✭✭Andrew Flexing


    Agent Smyth wrote: »
    Todays win is from a €1500 batch

    Nice one!

    my URBAN EXPLORATION YouTube channel: https://www.facebook.com/ASMRurbanexploration/



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    #4850
    Andrew Flexing
    Registered Users Posts: 657 ✭✭✭Andrew Flexing


    No Joy.
    Weeks since last win: 1

    my URBAN EXPLORATION YouTube channel: https://www.facebook.com/ASMRurbanexploration/



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    #4851
    tuisginideach
    Registered Users Posts: 2,053 ✭✭✭tuisginideach


    Back to normal.:(


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    #4852
    PB2018
    Registered Users Posts: 272 ✭✭PB2018


    Winnings on 14th December 2018: €0
    Last win: 19th October 2018: €50
    Weeks since last win: 8
    €134k invested in prize bonds since July 2017
    Win ratio: 9 wins in 76 weeks (12%)
    2017 (Jul-Dec): 5 x €50 = €250
    2018 (Jan-date): 4 x €50 = €200


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    #4853
    pbwinner
    Registered Users Posts: 811 ✭✭✭pbwinner


    Winnings on 14th December 2018: €50
    Last win 31st August 2018: €50
    Total winnings on €25k from Feb 2011 to date: €2600
    2011: €75 x 4 €300
    2012: €75 x 6 €450
    2013: €50 x 12 €600
    2014: €50 x 9 €450
    2015: €50 x 5 €250
    2016: €50 x 5 €250
    2017: €50 x 4 €200
    2018: €50 x 2 €100


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    #4854
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    pbwinner wrote: »
    Winnings on 14th December 2018: €50

    Steak dinner for you tonight, well done ;)


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    #4855
    Thargor
    Registered Users Posts: 17,881 ✭✭✭✭Thargor


    I just dont win anymore, I basically stopped winning last time they changed the prizes, think I have €150 altogether this year on a 60k house deposit that I parked in bonds.


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    #4856
    Cork Lass
    Registered Users Posts: 6,818 ✭✭✭Cork Lass


    Nothing for us again this week.


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    #4857
    John arse
    Registered Users Posts: 1,732 ✭✭✭John arse


    Thargor wrote: »
    I just dont win anymore, I basically stopped winning last time they changed the prizes, think I have €150 altogether this year on a 60k house deposit that I parked in bonds.
    I couldn't agree more!!!!


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    #4858
    LimeFruitGum
    Registered Users Posts: 1,001 ✭✭✭LimeFruitGum


    Assuming we don’t win anything between now and year-end, our 2018 yield is 2 x €50 wins from an investment pool of €8600.
    Meh.


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    #4859
    tuisginideach
    Registered Users Posts: 2,053 ✭✭✭tuisginideach


    LimeFruitGum wrote: »
    Assuming we don’t win anything between now and year-end, our 2018 yield is 2 x €50 wins from an investment pool of €8600.
    Meh.




    Not bad at all in view of other posts - 130K = €150, 60K = €150. Be thankful for small mercies!


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    #4860
    dxhound2005
    Registered Users Posts: 20,670 ✭✭✭✭dxhound2005


    €60K is far too small. You would need a few tens of millions to consistently produce the expected return, 0.35%.

    €60K should win €210, call that 4 prizes in a year. But it might win 2 or it might win 6.


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    #4861
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    LimeFruitGum wrote: »
    Assuming we don’t win anything between now and year-end, our 2018 yield is 2 x €50 wins from an investment pool of €8600.
    Meh.


    What were you expecting ??


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