nav[aria-label="Primary Navigation"] { padding: 0; & ul { list-style: none; width: 100%; display: flex; flex-direction: row; justify-content: start; align-items: start; gap: 30px; padding: 0; & li { margin: 0; } & ul li { list-style: none; } } }

Child Item

€25k invested in prize bonds

pbwinner

Hiya,
Thought I'd update this thread on the success (or not) of €25k (yes, €25,000) I invested in PBs since February.

Purpose of this thread is to give some indication of the success rate of PBs for the ordinary punter as I assume €25k is large amount to invest in one go.

Planning to keep it in there for a year or so.

Winnings to date: €25

Find more posts tagged with

prize

bonds

prize bonds

Quick Links

Comments

WhiteMan32

robinwing wrote: »

is there a maximum figure on the amount you can invest in prize bonds ?

Yes - see below: -

https://www.statesavings.ie/help-support/help-articles/is-there-any-limit-on-my-overall-holding-of-prize

tuisginideach

robinwing wrote: »

is there a maximum figure on the amount you can invest in prize bonds ?

Yes - since Nov 2015 you can only add an extra €250000 i.e. if you had €250000 worth of PBs before that, you could hold a max of €500000 worth. If you had none before Nov 2015 you can only have €250000 worth.

dxhound2005

€50 for me today, which makes 3 in the last 4 draws. Before that I went 11 draws with no win.

PB2018

Winnings on 7th December 2018: €0
Last win: 19th October 2018: €50
Weeks since last win: 7
€134k invested in prize bonds since July 2017
Win ratio: 9 wins in 75 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-date): 4 x €50 = €200

Andrew Flexing

e50 x 2 today!

hope there are more winners on here !

Agent Smyth

Good news for me a €50 winner today, Wife will be happy as she might get a visit from Santa this year

Just looking at my winnings sofar this year and I have three batches in and around 55K, all three have nearly won the same amount a six and two fives

scotchy

:mad:

.

pbwinner

Winnings on 7th December 2018: €0
Last win 31st August 2018: €50
Total winnings on €25k from Feb 2011 to date: €2550
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €50

honeybear

50 euro today...it's been a long time coming!

John arse

Agent Smyth wrote: »

Good news for me a €50 winner today, Wife will be happy as she might get a visit from Santa this year
Just looking at my winnings sofar this year and I have three batches in and around 55K, all three have nearly won the same amount a six and two fives

A six and two fives? Is that 16 wins this year, seems like a great return?

tuisginideach

tuisginideach wrote: »

and another €50 today on the larger batch

and €50 today on the smaller reinvested batch

Agent Smyth

John arse wrote: »

A six and two fives? Is that 16 wins this year, seems like a great return?

Yes, that's 16 wins for those three batches this year and is in and around the .5% which is not bad but compared to the previous three years its getting worse and will probably be worse in 2019

2017: 19 wins 11,7 and a 1

2016: 28 wins 12,10 and 6

2015: 29 wins 11 and two 9s

For me personally I'm in the process of reviewing my finance's atm and I don't think Prize bonds will be featuring in my investments portfolio beyond 2019

John arse

Agent Smyth wrote: »

Yes, that's 16 wins for those three batches this year and is in and around the .5% which is not bad but compared to the previous three years its getting worse and will probably be worse in 2019

2017: 19 wins 11,7 and a 1

2016: 28 wins 12,10 and 6

2015: 29 wins 11 and two 9s

For me personally I'm in the process of reviewing my finance's atm and I don't think Prize bonds will be featuring in my investments portfolio beyond 2019

I have over 130k invested -3 x 50 this year a big difference to you and a total waste of time I'm afraid!

Agent Smyth

John arse wrote: »

I have over 130k invested -3 x 50 this year a big difference to you and a total waste of time I'm afraid!

It would seem so, with that amount you should be in and around the .5% mark
but unfortunately it is a game of chance and sometimes you win but now its more often that you don't.

When I first invested in PBs back in Feb 13 the prize fund was 2.25% of a nearly 1.7 billion fund which was roughly 271 million bonds chasing 9168 weekly prizes, today there is at least 543 million bonds chasing 4519 weekly prizes.

Even if the NTMA decided to increase the percentage of the prize fund my guess is they would reinstate the monthly million prizes first which is not going to make a difference to any of us here, unless of course you win the million

Sligo Quay

Agent Smyth wrote: »

It would seem so, with that amount you should be in and around the .5% mark
but unfortunately it is a game of chance and sometimes you win but now its more often that you don't.

When I first invested in PBs back in Feb 13 the prize fund was 2.25% of a nearly 1.7 billion fund which was roughly 271 million bonds chasing 9168 weekly prizes, today there is at least 543 million bonds chasing 4519 weekly prizes.

Even if the NTMA decided to increase the percentage of the prize fund my guess is they would reinstate the monthly million prizes first which is not going to make a difference to any of us here, unless of course you win the million

Yes I agree with everything said above, only interest rates are so bad there's not much point in the money being put somewhere else.

Nothing this week, only 2 wins (2x€50s) in the entire year on €60,000, 30k batch, 20k batch and 10k batch, the 10k batch purchased in 2017 has never won anything.

sheroman01

I've a nice chunk put into this, as savings elsewhere are not amounting to much. Coming up to 1 year and I've got €50 so far.

If I want to put more money into prize bonds, what's the easiest way? Do I have to fill out the application form again and send it in?

Agent Smyth

Wow, another win for me today €50 seem to be ending the year on a high note
Todays win is from a €1500 batch that hasn't had a win in two years
and iirc the win before that was two years before that as well

Andrew Flexing

Agent Smyth wrote: »

Todays win is from a €1500 batch

Nice one!

Andrew Flexing

No Joy.
Weeks since last win: 1

tuisginideach

Back to normal.:(

PB2018

Winnings on 14th December 2018: €0
Last win: 19th October 2018: €50
Weeks since last win: 8
€134k invested in prize bonds since July 2017
Win ratio: 9 wins in 76 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-date): 4 x €50 = €200

pbwinner

Winnings on 14th December 2018: €50
Last win 31st August 2018: €50
Total winnings on €25k from Feb 2011 to date: €2600
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €50 x 2 €100

Agent Smyth

pbwinner wrote: »

Winnings on 14th December 2018: €50

Steak dinner for you tonight, well done

Thargor

I just dont win anymore, I basically stopped winning last time they changed the prizes, think I have €150 altogether this year on a 60k house deposit that I parked in bonds.

Cork Lass

Nothing for us again this week.

John arse

Thargor wrote: »

I just dont win anymore, I basically stopped winning last time they changed the prizes, think I have €150 altogether this year on a 60k house deposit that I parked in bonds.

I couldn't agree more!!!!

LimeFruitGum

Assuming we don’t win anything between now and year-end, our 2018 yield is 2 x €50 wins from an investment pool of €8600.
Meh.

tuisginideach

LimeFruitGum wrote: »

Assuming we don’t win anything between now and year-end, our 2018 yield is 2 x €50 wins from an investment pool of €8600.
Meh.

Not bad at all in view of other posts - 130K = €150, 60K = €150. Be thankful for small mercies!

dxhound2005

€60K is far too small. You would need a few tens of millions to consistently produce the expected return, 0.35%.

€60K should win €210, call that 4 prizes in a year. But it might win 2 or it might win 6.

Agent Smyth

LimeFruitGum wrote: »

Assuming we don’t win anything between now and year-end, our 2018 yield is 2 x €50 wins from an investment pool of €8600.
Meh.

What were you expecting ??