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Anyone Own a House in Dublin as a Single Person?

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  • 22-01-2021 2:15am
    #1
    Priestess101
    Registered Users Posts: 373 ✭✭


    Details, facts, experiences. I want to hear it all, good or bad doesn't matter!


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    #2
    handlemaster
    Registered Users Posts: 6,003 ✭✭✭handlemaster


    Thats a lot of information. Are you sharing any yourself ?


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    #3
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Priestess101 wrote: »
    Details, facts, experiences. I want to hear it all, good or bad doesn't matter!

    Good: no-one interfering with your choice of furnishings and decor

    Bad: no-one interfering with your bad choices of furnishings and decor

    (cue new girlfriend on her first visit: “what the f did you do?!”


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    #4
    Squeeonline
    Registered Users Posts: 2,551 ✭✭✭Squeeonline


    You also want my mothers maiden name and the name of my first pet?


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    #5
    Masala
    Registered Users Posts: 3,462 ✭✭✭Masala


    Priestess101 wrote: »
    Details, facts, experiences. I want to hear it all, good or bad doesn't matter!

    You show me yours ..and I'll show you mine!


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    #6
    mariaalice
    Registered Users Posts: 12,365 ✭✭✭✭mariaalice


    House or home?

    I have worked with a few single people who have purchased a home in Dublin more so an apartment but two I know of purchased a house.


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    #7
    Caranica
    Registered Users Posts: 10,007 ✭✭✭✭Caranica


    One of my biggest bugbears is standing charges for gas and electricity. They're the same whether one person is living in a house or ten. Ditto management fees, TV licence.


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    #8
    ahnowbrowncow
    Registered Users Posts: 2,564 ✭✭✭ahnowbrowncow


    Caranica wrote: »
    One of my biggest bugbears is standing charges for gas and electricity. They're the same whether one person is living in a house or ten. Ditto management fees, TV licence.

    Have you considered polygamy? With seven wives, your tv licence would only cost €20 per person. Something to think about.


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    #9
    letithappen
    Registered Users Posts: 3 ✭letithappen


    Details:
    Bought a house in Dublin by myself.
    Facts:
    Saving is hard.
    Experience:
    Stressful, but worth it.


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    #10
    dotsman
    Registered Users Posts: 3,635 ✭✭✭dotsman


    Done it. Love it.

    Internals were fine but a little dated (90's) when I purchased. Was able to redecorate room by room to my liking and standard.

    Don't really see any difference between buying as a single or buying as a couple (other than a couple having 2 salaries to contribute).


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    #11
    knucklehead6
    Registered Users Posts: 6,738 ✭✭✭knucklehead6


    [Deleted User] wrote: »
    Good: no-one interfering with your choice of furnishings and decor

    Bad: no-one interfering with your bad choices of furnishings and decor

    (cue new girlfriend on her first visit: “what the f did you do?!”

    Not Dublin but a very close commuter town and yeah, that was her response!!


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    #12
    lonestargirl
    Registered Users Posts: 1,501 ✭✭✭lonestargirl


    Done it, single parent single income.

    Only possible for me by living with family to save and then putting 20% down. House is fundamentally sound but dated in many ways but those are just going to have to be done incrementally. Was saving €650 a month more than my mortgage is although bills are obviously more now.

    Definitely worth it though


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    #13
    catrionanic
    Registered Users Posts: 2,091 ✭✭✭catrionanic


    lonestargirl wrote: »
    Done it, single parent single income.

    Only possible for me by living with family to save and then putting 20% down. House is fundamentally sound but dated in many ways but those are just going to have to be done incrementally. Was saving €650 a month more than my mortgage is although bills are obviously more now.

    Definitely worth it though

    Well done you, that is a fantastic achievement for anyone but especially with kid(s) too.


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    #14
    Buddy Bubs
    Registered Users Posts: 3,456 ✭✭✭Buddy Bubs


    Yes, bought a 3 bed in Lucan in 2010, aged 28. Had fallen from 360k in 2008 to 220k when I bought it.
    Worth about 320k if I was to sell today.

    Got mortgage with 1 payslip, no p60 from previous year was asked for. Had credit card bill at the time too, was small enough but never had to clear it.

    Easier times I suppose. Banks didn't give a toss, and that was after they got burned in crash and after bailout.

    Girlfriend officially lives here now, but technically lived here on my own for 8 years or so. Paying mortgage, all bills, home decor expenses on my own was a challenge in the early days but I earn a lot more now and it's handy enough.


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    #15
    lonestargirl
    Registered Users Posts: 1,501 ✭✭✭lonestargirl


    catrionanic wrote: »
    Well done you, that is a fantastic achievement for anyone but especially with kid(s) too.

    Only one in fairness and there's no issue with financial support from his Dad for childcare etc. I didn't look for an exemption but I got the full 3.5 times my salary.

    Quite a different story from the above poster though as I bought this year and needed up to date payslips etc. the whole way through the process.


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    #16
    Wesser
    Registered Users Posts: 1,813 ✭✭✭Wesser


    Yes i bought 3 years ago a 3 bed in dublin. Love my house but its very old and needs alot of work so i have to save everymonth for each project. I had been saving for approx 10 years without any purpose . ..just saving ... and then i used that savings as a deposit


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