Anyone Own a House in Dublin as a Single Person?

Priestess101 · 22-01-2021 02:15AM #1

Details, facts, experiences. I want to hear it all, good or bad doesn't matter!

handlemaster · 22-01-2021 10:05AM

Thats a lot of information. Are you sharing any yourself ?

22-01-2021 10:09AM

Priestess101 wrote: »

Details, facts, experiences. I want to hear it all, good or bad doesn't matter!

Good: no-one interfering with your choice of furnishings and decor

Bad: no-one interfering with your bad choices of furnishings and decor

(cue new girlfriend on her first visit: “what the f did you do?!”

Squeeonline · 22-01-2021 10:36AM

You also want my mothers maiden name and the name of my first pet?

Masala · 22-01-2021 10:41AM

Priestess101 wrote: »

Details, facts, experiences. I want to hear it all, good or bad doesn't matter!

You show me yours ..and I'll show you mine!

22-01-2021 10:54AM

House or home?

I have worked with a few single people who have purchased a home in Dublin more so an apartment but two I know of purchased a house.

Caranica · 22-01-2021 11:38AM

One of my biggest bugbears is standing charges for gas and electricity. They're the same whether one person is living in a house or ten. Ditto management fees, TV licence.

ahnowbrowncow · 22-01-2021 12:42PM

Caranica wrote: »

One of my biggest bugbears is standing charges for gas and electricity. They're the same whether one person is living in a house or ten. Ditto management fees, TV licence.

Have you considered polygamy? With seven wives, your tv licence would only cost €20 per person. Something to think about.

letithappen · 22-01-2021 05:11PM

Details:
Bought a house in Dublin by myself.
Facts:
Saving is hard.
Experience:
Stressful, but worth it.

dotsman · 22-01-2021 08:15PM

Done it. Love it.

Internals were fine but a little dated (90's) when I purchased. Was able to redecorate room by room to my liking and standard.

Don't really see any difference between buying as a single or buying as a couple (other than a couple having 2 salaries to contribute).

knucklehead6 · 22-01-2021 08:16PM

[Deleted User] wrote: »

Good: no-one interfering with your choice of furnishings and decor

Bad: no-one interfering with your bad choices of furnishings and decor

(cue new girlfriend on her first visit: “what the f did you do?!”

Not Dublin but a very close commuter town and yeah, that was her response!!

lonestargirl · 23-01-2021 12:14AM

Done it, single parent single income.

Only possible for me by living with family to save and then putting 20% down. House is fundamentally sound but dated in many ways but those are just going to have to be done incrementally. Was saving €650 a month more than my mortgage is although bills are obviously more now.

Definitely worth it though

catrionanic · 23-01-2021 07:16PM

lonestargirl wrote: »

Done it, single parent single income.

Only possible for me by living with family to save and then putting 20% down. House is fundamentally sound but dated in many ways but those are just going to have to be done incrementally. Was saving €650 a month more than my mortgage is although bills are obviously more now.

Definitely worth it though

Well done you, that is a fantastic achievement for anyone but especially with kid(s) too.

Buddy Bubs · 23-01-2021 07:26PM

Yes, bought a 3 bed in Lucan in 2010, aged 28. Had fallen from 360k in 2008 to 220k when I bought it.
Worth about 320k if I was to sell today.

Got mortgage with 1 payslip, no p60 from previous year was asked for. Had credit card bill at the time too, was small enough but never had to clear it.

Easier times I suppose. Banks didn't give a toss, and that was after they got burned in crash and after bailout.

Girlfriend officially lives here now, but technically lived here on my own for 8 years or so. Paying mortgage, all bills, home decor expenses on my own was a challenge in the early days but I earn a lot more now and it's handy enough.

lonestargirl · 24-01-2021 12:11AM

catrionanic wrote: »

Well done you, that is a fantastic achievement for anyone but especially with kid(s) too.

Only one in fairness and there's no issue with financial support from his Dad for childcare etc. I didn't look for an exemption but I got the full 3.5 times my salary.

Quite a different story from the above poster though as I bought this year and needed up to date payslips etc. the whole way through the process.

Wesser · 24-01-2021 06:29AM

Yes i bought 3 years ago a 3 bed in dublin. Love my house but its very old and needs alot of work so i have to save everymonth for each project. I had been saving for approx 10 years without any purpose . ..just saving ... and then i used that savings as a deposit

Anyone Own a House in Dublin as a Single Person?

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