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Signs that you're getting old

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    #302
    PommieBast
    Registered Users Posts: 2,576 ✭✭✭PommieBast


    brisan wrote: »
    Over a 40 year period a well run pension will always show rises well above inflation once it’s properly funded of course
    With government bonds sinking further into negative yield territory the bit about proper funding is the sticking point.


    My most recent scheme gave me two options: Gamble on stocks or lose money. :(


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    #303
    dubstarr
    Registered Users Posts: 13,762 ✭✭✭✭dubstarr


    When you say its a grand day for drying clothes.


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    #304
    khalessi
    Registered Users Posts: 6,215 ✭✭✭khalessi


    When you used to sit around discussing concerts movies and books but now include indepth discussions on pensions with the same people


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    #305
    Gervais08
    Banned (with Prison Access) Posts: 1,612 ✭✭✭Gervais08


    dubstarr wrote: »
    When you say its a grand day for drying clothes.

    Many is the weekend over the summer I’ve woke up and thought, great - I’ll get the sheets on! Nice new linens tonight!!

    I started to miss waking up hungover after Friday night pints - which I didn’t have as “I’m tired after work”.

    God am old!!!


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    #306
    brisan
    Registered Users Posts: 2,242 ✭✭✭brisan


    Gervais08 wrote: »
    Many is the weekend over the summer I’ve woke up and thought, great - I’ll get the sheets on! Nice new linens tonight!!

    I started to miss waking up hungover after Friday night pints - which I didn’t have as “I’m tired after work”.

    God am old!!!

    Two day hangovers
    I used to be able for 9-10 pints on a Friday-Saturday night and back out for a few the following day
    Now its a 2 day hangover so have to limit the intake if I want a few the next day


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    #307
    abitlost
    Registered Users Posts: 14 ✭abitlost


    What's a good age to start wearing a vest? Asking for a friend.


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    #308
    partyguinness
    Registered Users Posts: 8,207 ✭✭✭partyguinness


    brisan wrote: »
    Two day hangovers
    I used to be able for 9-10 pints on a Friday-Saturday night and back out for a few the following day
    Now its a 2 day hangover so have to limit the intake if I want a few the next day


    Long gone are the days I would fall out of nightclub after 9-10 pints/shots and still tog out a few hours later for the local soccer team.

    In fact many the time I went to the match in the same clothes having either fallen asleep at home or just got back in the time....:o

    Now I have a woolly after 2 pints.


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    #309
    Gervais08
    Banned (with Prison Access) Posts: 1,612 ✭✭✭Gervais08


    abitlost wrote: »
    What's a good age to start wearing a vest? Asking for a friend.

    Any age, tell your friend!!!


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    #310
    brisan
    Registered Users Posts: 2,242 ✭✭✭brisan


    abitlost wrote: »
    What's a good age to start wearing a vest? Asking for a friend.

    Wear a full T shirt under an open neck shirt and call it fashion
    That's what I do
    The old style vests are a no no :D
    Crikey I wear boxers and a T shirt in bed now after sleeping in my nude for over 35 years


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    #311
    brisan
    Registered Users Posts: 2,242 ✭✭✭brisan


    partyguinness wrote: »
    Long gone are the days I would fall out of nightclub after 9-10 pints/shots and still tog out a few hours later for the local soccer team.

    In fact many the time I went to the match in the same clothes having either fallen asleep at home or just got back in the time....:o

    Now I have a woolly after 2 pints.

    I can remember as 19-20 yr olds 6 or 7 of us went to saints in Howth
    Home about 4 ,met up at 9am for a match in Ashbourne
    Had to stop the bus a few times for lads to get sick .
    Played the match and won
    Back to the Donaghmede Inn for a few pints after the game
    Good old days


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    #312
    Landyn Shallow Illness
    Posts: 0 ✭✭✭✭ Landyn Shallow Illness


    abitlost wrote: »
    What's a good age to start wearing a vest? Asking for a friend.

    If they don't mind being ridiculed - any age

    If they wish to avoid being ridiculed - over 60


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    #313
    partyguinness
    Registered Users Posts: 8,207 ✭✭✭partyguinness


    brisan wrote: »
    I can remember as 19-20 yr olds 6 or 7 of us went to saints in Howth
    Home about 4 ,met up at 9am for a match in Ashbourne
    Had to stop the bus a few times for lads to get sick .
    Played the match and won
    Back to the Donaghmede Inn for a few pints after the game
    Good old days


    Oh yeah the stink of beer on the pitch. I remember carrying an "injury" on to the pitch one morning. Dirty one night stand and I had carpet burns on both knees after a particularly vigrorous yet attentive love making session. Both knees started to bleed on the pitch.

    I had to come off at half time that day...back pinting within the hour...:D


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    #314
    cj maxx
    Registered Users Posts: 13,357 ✭✭✭✭cj maxx


    When you realise it's better and easier to sit down for a piss. Men that is !


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    #315
    obi604
    Registered Users Posts: 5,469 ✭✭✭obi604


    cj maxx wrote: »
    When you realise it's better and easier to sit down for a piss. Men that is !

    Jaysus. That’s a sign you are ancient ;)


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    #316
    sbsquarepants
    Registered Users Posts: 11,812 ✭✭✭✭sbsquarepants


    abitlost wrote: »
    What's a good age to start wearing a vest? Asking for a friend.


    From birth really - you should cut it out by about 3 years old though:D


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    #317
    dubstarr
    Registered Users Posts: 13,762 ✭✭✭✭dubstarr


    Sleeping "wrong" and your back being in bits all day.
    I keep dropping stuff as well,im in agony.


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    #318
    brisan
    Registered Users Posts: 2,242 ✭✭✭brisan


    dubstarr wrote: »
    Sleeping "wrong" and your back being in bits all day.
    I keep dropping stuff as well,im in agony.

    Spend big on a mattress
    By big I mean a minimum of 2000 euro .if you can afford it of course
    It will be the best investment you ever make for your overall health


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    #319
    Airyfairy12
    Registered Users Posts: 3,390 ✭✭✭Airyfairy12


    I want to receive socks and pajamas for Christmas.
    I bought a steamer and a new vacuum this week and im excited about it.
    Realizing adultier adults are actually younger than me.


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    #320
    Speed_Alive
    Registered Users Posts: 43 ✭Speed_Alive


    Ugh. I'm so jealous. I'd love a new vacuum cleaner!
    Airyfairy12 wrote: »
    I want to receive socks and pajamas for Christmas.
    I bought a steamer and a new vacuum this week and im excited about it.


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    #321
    gormdubhgorm
    Registered Users Posts: 18,220 ✭✭✭✭gormdubhgorm


    When you hear a musician who 'opens up' about retiring from a long and successful career, and you say 'who??' Never heard of her.

    Guff about stuff, and stuff about guff.



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    #322
    Montage of Feck
    Registered Users Posts: 3,491 ✭✭✭Montage of Feck


    PommieBast wrote: »
    Given what has happened to pensions in the last 2-3 decades most 20 year olds would be crazy to sign up to one voluntarily.

    The retirement age will be over seventy by the time I get to retirement. Just inject me and sent my remains to the soylent factory when I'm longer economicaly viable.

    🙈🙉🙊



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    #323
    AndrewJRenko
    Registered Users Posts: 28,377 ✭✭✭✭AndrewJRenko


    PommieBast wrote: »
    Given what has happened to pensions in the last 2-3 decades most 20 year olds would be crazy to sign up to one voluntarily.

    Given the tax relief available on pension contributions, any higher rate taxpayer who has their overall financial situation under control would be crazy to not sign up to one voluntarily.


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    #324
    suicide_circus
    Registered Users Posts: 19,802 ✭✭✭✭suicide_circus


    When you have a "good" knee and a "bad" knee


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    #325
    PommieBast
    Registered Users Posts: 2,576 ✭✭✭PommieBast


    AndrewJRenko wrote: »
    Given the tax relief available on pension contributions, any higher rate taxpayer who has their overall financial situation under control would be crazy to not sign up to one voluntarily.
    For my current pension fund the "low risk" option which is basically gov't bonds had a stated annual yield of -5%. And that was before the Covid-19 government money tree that relies on rock bottom bond interest rates going even lower.


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    #326
    johndaman66
    Registered Users Posts: 4,095 ✭✭✭johndaman66


    Turning the volume right up on the radio when the obituaries come on and if anyone around you is making noise telling them in no uncertain terms to shhhsh. Come to think of it listening to the radio these times is in itself probably a sign that your getting old.


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    #327
    whiskeyman
    Registered Users Posts: 12,564 ✭✭✭✭whiskeyman


    brisan wrote: »
    Spend big on a mattress
    By big I mean a minimum of 2000 euro .if you can afford it of course
    It will be the best investment you ever make for your overall health

    Same on a pillow.
    Obviously not same amount, but get the best quality where possible instead of one for 5 quid in IKEA.


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    #328
    Mister Vain
    Registered Users Posts: 6,040 ✭✭✭Mister Vain


    When 3 drinks on Christmas day leaves you fooked.


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    #329
    ohnonotgmail
    Registered Users Posts: 40,150 ✭✭✭✭ohnonotgmail


    suicide_circus wrote: »
    When you have a "good" knee and a "bad" knee

    be grateful that you still have a good knee.


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    #330
    AndrewJRenko
    Registered Users Posts: 28,377 ✭✭✭✭AndrewJRenko


    PommieBast wrote: »
    For my current pension fund the "low risk" option which is basically gov't bonds had a stated annual yield of -5%. And that was before the Covid-19 government money tree that relies on rock bottom bond interest rates going even lower.

    What fund is this please?


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    #331
    .anon.
    Closed Accounts Posts: 1,094 ✭✭✭.anon.


    johndaman66 wrote: »
    Turning the volume right up on the radio when the obituaries come on and if anyone around you is making noise telling them in no uncertain terms to shhhsh. Come to think of it listening to the radio these times is in itself probably a sign that your getting old.

    On a similar note, if I type the letter 'r' into my browser, the first site that comes up is rip.ie.


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