Originally Posted by pwurple
Lordy this country badly needs a financial education program.
That said, any inkling my own kids get will put them leaps and bounds above the rest of the place. Silver lining eh!
I don’t drive two SUVs? Where is that coming from. We have two electrics *running on actual fresh air, charged by a wind turbine*
Yes, good grief, things you don’t NEED, like TVs and zoos are luxury items. By definition. Anything not on the hierarchy of needs, is a luxury. We didn’t have them in the 70’s, when people were able to buy houses on one income. We do have them now, and a boat load of other stuff to boot. they cost us our disposable, second income. So you’ve less left over for housing.
First off, most of this stuff is common sense. Most people know how to save. Its not rocket science. The baseline assumption is that the OP is fritting away his or her money. They posed a perfectly legitimate question that many have asked. Are you seriously suggesting that the OP can buy a Dublin house by cycling to work, heating his Lidl porridge in the microwave, and leaving an ultra-frugal lifestyle. Even if he he saves 50%+ what he earns, it isn't going to make a difference. You clearly don't understand the Dublin property market. it is out of bounds to most people.
Second, you don't have the moral authority to claim what people need and don't need. I'm sure your kids could walk to school, or maybe there is a bus service they could take. Needs are relative not absolute.
Third, it has been suggested that anyone that saves doesn't have a life. Not true. I save, quite a bit actually. But I don't get on the rooftops of this forum and proclaim how great I am, how much I endured, how many volcanoes I climbed. etc etc etc.
Frugal + snobbery = Frugobbery