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€25k invested in prize bonds

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Comments

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    #6482
    Bubbaclaus
    Registered Users Posts: 4,461 ✭✭✭Bubbaclaus


    LuasSimon wrote: »
    It’s a real first world problem to have worrying where your wealth can earn more .
    A growing amount of people have nothing due to many jobs been minimum wage or close to it . Poor terms and conditions etc but the rich are getting richer . Anyone with over 500K in assets outside of their own house should be paying a wealth tax as these funds will be needed to fund food banks and accommodation for the working poor similar to the UK .

    Just 5% of the working population are on minimum wage and the majority of that 5% are under the age of 24 and likely doing part time work to support their university studies to get a well paid job. So the apparent epidemic you seem to think exists in Ireland isn't backed up by facts.

    Anyone that is in a minimum wage job for a lengthy period of time mistook a starter pack job for a career.


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    #6483
    Hibernicis
    Registered Users Posts: 1,440 ✭✭✭Hibernicis


    LuasSimon wrote: »
    It’s a real first world problem to have worrying where your wealth can earn more .
    A growing amount of people have nothing due to many jobs been minimum wage or close to it . Poor terms and conditions etc but the rich are getting richer . Anyone with over 500K in assets outside of their own house should be paying a wealth tax as these funds will be needed to fund food banks and accommodation for the working poor similar to the UK .

    Wealth tax is off topic for this thread. Suggest you take it elsewhere.


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    #6484
    John arse
    Registered Users Posts: 1,729 ✭✭✭John arse


    LuasSimon wrote: »
    It’s a real first world problem to have worrying where your wealth can earn more .
    A growing amount of people have nothing due to many jobs been minimum wage or close to it . Poor terms and conditions etc but the rich are getting richer . Anyone with over 500K in assets outside of their own house should be paying a wealth tax as these funds will be needed to fund food banks and accommodation for the working poor similar to the UK .
    did you ever hear of working hard?


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    #6485
    Saudades
    Registered Users Posts: 378 ✭✭Saudades


    LuasSimon wrote: »
    It’s a real first world problem to have worrying where your wealth can earn more .
    A growing amount of people have nothing due to many jobs been minimum wage or close to it . Poor terms and conditions etc but the rich are getting richer . Anyone with over 500K in assets outside of their own house should be paying a wealth tax as these funds will be needed to fund food banks and accommodation for the working poor similar to the UK .

    I see your points and kinda agree, but to be fair I don't think Prize Bonds are exactly making the rich get richer. There was someone in the last page delighted that their €50,000 in prize bonds returned €450 since January 2019. Fair play to them for keeping their cash in a safe haven instead of stock market, but that's a return of around 68 cents per day.

    Stock market investment gains are taxed at 33% or 41% depending on the investment vehicle, so that may sort of satisfy your wealth tax.
    Bubbaclaus wrote: »
    Just 5% of the working population are on minimum wage and the majority of that 5% are under the age of 24 and likely doing part time work to support their university studies to get a well paid job.

    To be fair he did specifically say minimum wage or close to it.
    Your statistic may be accurate but if an employee pays 5 cents per hour more than minimum wage, then they don't fall into that 5%.
    Nothing at all to do with Prize Bonds though of course, but there are certainly a lot more than 5% of the working population struggling to make ends meet, not only under 24's.
    John arse wrote: »
    did you ever hear of working hard?

    Kind of an irrelevant point as salary isn't in correlation to hard work. How do you even measure hard work? The person cleaning the office toilets likely works just as hard as the office manager who earlier took a dump in that same toilet.


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    #6486
    Taylor365
    Registered Users Posts: 2,994 ✭✭✭Taylor365


    LuasSimon wrote: »
    Anyone with over 500K in assets outside of their own house should be paying a wealth tax
    :pac::pac::pac:


    Lets make it even harder for anyone but the rich to own property!


    Always waving the pitchforks but never really thinking of how hard it is to conceive policy that balance the unfortunate in life with the privileged.


    There is a reason havens exist.


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    #6487
    agoodpunt
    Registered Users Posts: 544 ✭✭✭agoodpunt


    Taylor365 wrote: »
    :pac::pac::pac:

    There is a reason havens exist.


    might start a tread on havens cv19 has impacted with limited global travel and closed borders.
    Was invested for 1 year PB return was .05% all €50 each time


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    #6488
    Andrew Flexing
    Registered Users Posts: 657 ✭✭✭Andrew Flexing


    50 squid today.
    Two weeks in a row!

    Jan: XXXXX
    Feb: €XXX
    Mar: XXX€
    Apr: €XX€
    May:€€XX
    Jun: XXXX
    Jul: €XXX
    Aug: XXXXX
    Sep: €XXX
    Oct: XXX€€

    my URBAN EXPLORATION YouTube channel: https://www.facebook.com/ASMRurbanexploration/



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    #6489
    adox
    Registered Users Posts: 19,017 ✭✭✭✭adox


    Nothing for me this week.


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    #6490
    Cal04
    Registered Users Posts: 514 ✭✭✭Cal04


    Well done. I'd better go to post office tomorrow and set it up


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    #6491
    tuisginideach
    Registered Users Posts: 2,053 ✭✭✭tuisginideach


    At last they found one of my Bonds again - €50 today.


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    #6492
    pbtracker
    Registered Users Posts: 68 ✭✭pbtracker


    Nothing for me again this week :-(

    Winnings on 30th October 2020: €0
    Last win : €50 Aug 28th
    Investment :
    Up to Aug 2020 : €12K
    Aug 2020 : €72K
    Sept 2020 : €77K
    Total winnings to date: €150


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    #6493
    anewme
    Registered Users Posts: 11,869 ✭✭✭✭anewme


    Just spotted this thread again, so decided to log in. €50 today.


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    #6494
    PB2018
    Registered Users Posts: 272 ✭✭PB2018


    Wins on 30th October 2020: €0
    Last win - 25th September 2020: €50
    Weeks since last win: 5
    €134k invested in prize bonds since July 2017
    Win ratio: 21 wins in 174 weeks (12%)
    2017 (Jul-Dec): 5 x €50 = €250
    2018 (Jan-Dec): 4 x €50 = €200
    2019 (Jan-Dec): 5 x €50 = €250
    2020 (Jan-date): 7 x €50 = €350


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    #6495
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    A double win for us today, €50 form an old batch and a €50 from the new big batch. Now if only there was somewhere open to spend it :rolleyes:


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    #6496
    John arse
    Registered Users Posts: 1,729 ✭✭✭John arse


    Agent Smyth wrote: »
    A double win for us today, €50 form an old batch and a €50 from the new big batch. Now if only there was somewhere open to spend it :rolleyes:
    is it essential that you spend it?


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    #6497
    Cork Lass
    Registered Users Posts: 6,814 ✭✭✭Cork Lass


    €50 for us this week - looks like the Boardsies have had a good week :pac:


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    #6498
    Cal04
    Registered Users Posts: 514 ✭✭✭Cal04


    Do you have to log in somewhere to see if you won?
    I want to start saving using pb. Can I literally do this online once I'm set up


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    #6499
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    John arse wrote: »
    is it essential that you spend it?

    Not essential, more of a tongue in cheek comment. But at the same time what's the point in winning or making money if your not going to spend it ;)


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    #6500
    John arse
    Registered Users Posts: 1,729 ✭✭✭John arse


    Agent Smyth wrote: »
    Not essential, more of a tongue in cheek comment. But at the same time what's the point in winning or making money if your not going to spend it ;)
    i knew that,only joking my friend;)


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    #6501
    maebee
    Registered Users Posts: 1,680 ✭✭✭maebee


    Cal04 wrote: »
    Do you have to log in somewhere to see if you won?
    I want to start saving using pb. Can I literally do this online once I'm set up

    Yes you can log in here, once you've bought your prize bonds.

    https://www.statesavings.ie/prize-bonds/tracker/login?returnurl=%2fprize-bonds%2ftracker#findwinners


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    #6502
    Taylor365
    Registered Users Posts: 2,994 ✭✭✭Taylor365


    Agent Smyth wrote: »
    Not essential, more of a tongue in cheek comment. But at the same time what's the point in winning or making money if your not going to spend it ;)
    Spend it on Tesla Puts of course! :pac:


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    #6503
    yabadabado
    Registered Users Posts: 16,523 ✭✭✭✭yabadabado


    Saw this thread on the main page and made me curious about my last win.

    22nd March 2019 ,could do with another €50 soon.


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    #6504
    dxhound2005
    Registered Users Posts: 20,658 ✭✭✭✭dxhound2005


    Nothing for me today. Someone in Meath beat the odds.

    Prize Value Winning Prize Bond Location

    €50 AEQ605118 Meath
    €50 AEQ606128 Meath
    €50 AEQ606936 Meath


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    #6505
    Sultan of Bling
    Registered Users Posts: 1,875 ✭✭✭Sultan of Bling


    yabadabado wrote:
    Saw this thread on the main page and made me curious about my last win.

    yabadabado wrote:
    22nd March 2019 ,could do with another €50 soon.


    How much have you invested?


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    #6506
    yabadabado
    Registered Users Posts: 16,523 ✭✭✭✭yabadabado


    Sultan of Bling wrote: »
    How much have you invested?

    65k


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    #6507
    carrickbawn
    Registered Users Posts: 287 ✭✭carrickbawn


    tuisginideach wrote: »
    At last they found one of my Bonds again - €50 today.

    At last...Hopefully you might get a few more wins before year ends to make up for that long dry spell.
    Nothing for me this week,but not complaining.


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    #6508
    Cal04
    Registered Users Posts: 514 ✭✭✭Cal04


    Sorry for more silly questions. So I got the form from the post office. I already have two pb but I'm not registered for online purchases. So I'll send off the form but how am I to send proof of identity? Will a photocopy of my drivers licence, proof of address and public services card do?


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    #6509
    sportsfan90
    Registered Users Posts: 604 ✭✭✭sportsfan90


    Cal04 wrote: »
    Sorry for more silly questions. So I got the form from the post office. I already have two pb but I'm not registered for online purchases. So I'll send off the form but how am I to send proof of identity? Will a photocopy of my drivers licence, proof of address and public services card do?

    Go into the Post Office with your form filled out, money/cheque ready, bring ID - the post office will do the rest.


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    #6510
    Cal04
    Registered Users Posts: 514 ✭✭✭Cal04


    I don't have the SSCN number though


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    #6511
    tuisginideach
    Registered Users Posts: 2,053 ✭✭✭tuisginideach


    Cal04 wrote: »
    I don't have the SSCN number though

    That's why you have to fill out the form manually.


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