Classic insurance - companies & brokers

CoBo55 · 25-04-2020 4:02pm

Agricola wrote: »

Yes, I read on here that some insurers are very specific about only taking cars to shows etc but I confirmed with Campions that this is a social/domestic type policy which means you can use the car whenever you like as long as it's not for commuting/work and you adhere to the mileage limit.

Brilliant thank you.

User1998 · 07-05-2020 11:52am

Could anyone recommend a classic insurance company that might insure a 17 year old Mercedes SLK?

Tzardine · 07-05-2020 11:59am

User1998 wrote: »

Could anyone recommend a classic insurance company that might insure a 17 year old Mercedes SLK?

Not likely I am afraid.

The car is neither classic yet, or rare. You will have to wait until it is 20 years old I imagine.

CodeJACK · 07-05-2020 11:08pm

Alkers wrote: »

Has anyone got an autoline policy while only a named driver on another car?
My daily is a motorcycle so I have a policy on that also.
Do the autoline policies accumulate NCB?

Did you ever find an insurance policy with the motorbike as your primary transport?

Ive not have my classic insured for two years now and will start looking in the morning. Due to the bike being my only other vehicle, I couldnt get insured by anyone in the past but by joining Irish Vintage Society, FBD would insure me for show use.
Is this still my only option?

CodeJACK · 13-05-2020 10:54pm

Seems I might be slightly screwed for insurance. FBD not returning my calls and AutoLine wont insure without a car policy as primary transport.

I'll have to buy and insure some oul ****box for thousands, just so I can get ripped on my classic insurance.

CoBo55 · 14-05-2020 10:33am

CodeJACK wrote: »

Seems I might be slightly screwed for insurance. FBD not returning my calls and AutoLine wont insure without a car policy as primary transport.

I'll have to buy and insure some oul ****box for thousands, just so I can get ripped on my classic insurance.

You always needed a main car with its own policy to get classic insurance.

cplwhisper · 14-05-2020 10:39am

[FBD staff like all insurance staff are were possible worki bc from home , not all of them on phone lines as phone signals are crap in the countryside most of the time before WFH. Classic car team has 12 members so if 6 have phones then callback will be delayed. If you send an email to the nearest branch they can relay email direct to vintage team. ie..fbdcastlebar@fbd.ie ..change Castlebar to town name required.

quote="CodeJACK;113433820"]Seems I might be slightly screwed for insurance. FBD not returning my calls and AutoLine wont insure without a car policy as primary transport.

I'll have to buy and insure some oul ****box for thousands, just so I can get ripped on my classic insurance.[/quote]

CodeJACK · 14-05-2020 10:44am

CoBo55 wrote: »

You always needed a main car with its own policy to get classic insurance.

I didn't in the past with FBD. They accepted I was a named driver on my wife's policy

Marlow · 14-05-2020 5:17pm

Autoline rang me up today, just to renew the 2, I have with them. Price went up by 160 EUR because I now don't have them in a garage, but instead in a closed yard/compound, but they matched last years pricing anyhow.

Now these are both over 30 years old.

So I've got a VW Bus, that's just gone over the 20 years, but they won't insure that because it's a 7-seater. Fair enough, I know, where I can get that insured.

On the question about the M5, which also turned 20 last year and is going back on the road this summer hopefully: no issue whatsoever.

Now, here is the thing: yes, the policy has changed, that you can't get classic insurance with Autoline on anything under 25 years, BUT .. because I have the that are vintage and I'm adding it to that policy, it's no issue.

Literally the best place to get a classic/vintage vehicle insured.

/M

jozi · 14-05-2020 5:35pm

Marlow wrote: »

On the question about the M5, which also turned 20 last year and is going back on the road this summer hopefully: no issue whatsoever.

You still have the M5 :cool:

Marlow · 14-05-2020 5:36pm

jozi wrote: »

You still have the M5 :cool:

And the Fairlady. I don't sell much. And the ones that I do sell, I badly regret.

/M

jozi · 14-05-2020 5:39pm

Marlow wrote: »

And the Fairlady. I don't sell much. And the ones that I do sell, I badly regret.

/M

If you have the space then why not!

I remember it from one of the first Classic weekly meets I went on (must be 2010) up in the mountains years ago

Marlow · 14-05-2020 5:42pm

jozi wrote: »

If you have the space then why not!

I remember it from one of the first Classic weekly meets I went on (must be 2010) up in the mountains years ago

In around that. I have that M5 since 2009, when it was 10 years old.

/M

jozi · 14-05-2020 8:05pm

Doesn't seem like a decade ago!

Anyhow, apologies for derailing the thread :rolleyes:

antietam1 · 15-05-2020 11:26am

Have a month left to renew car insurance and best quotes so far are Allianz also 123, been told to try allianz through Hibernian.
Anyone had any dealings with 123.

noel23 · 18-05-2020 11:29pm

This question has been beat to death but ive read through about 30 pages trying to get some more info on this.... so im 25, i have my own commercial policy on my van but i also have a 95 rx7 (jap import that is box standard which i bought when i was 16 as im a genuine entusiast not a tyre burner) that im looking to insure,

now i know its pretty much out of the question just ringing up insurance companies for a quote but is there any way or 'loophole' for a better word, that could get me insured such as:

1. insuring my father and being a named driver?
2. Having my father insure it on fbd/campion on open drive as i think someone said anyone between 25-70 can drive it then?
3. take out a private policy on my van and use third party extension and have my father insured on the rx7?
4. do the same as the 3rd point but instead of a van i use a car? does 3rd party cover allow driving classic cars?
5. being put on trade insurance (my uncle and cousin both own car sales business' and garages)(last resort)

do any of these work or is my only actual option wait another 5 years?

ANY help is really appreciated
Thanks in advance

CoBo55 · 18-05-2020 11:45pm

noel23 wrote: »

This question has been beat to death but ive read through about 30 pages trying to get some more info on this.... so im 25, i have my own commercial policy on my van but i also have a 95 rx7 (jap import that is box standard which i bought when i was 16 as im a genuine entusiast not a tyre burner) that im looking to insure,

now i know its pretty much out of the question just ringing up insurance companies for a quote but is there any way or 'loophole' for a better word, that could get me insured such as:

1. insuring my father and being a named driver?
2. Having my father insure it on fbd/campion on open drive as i think someone said anyone between 25-70 can drive it then?
3. take out a private policy on my van and use third party extension and have my father insured on the rx7?
4. do the same as the 3rd point but instead of a van i use a car? does 3rd party cover allow driving classic cars?
5. being put on trade insurance (my uncle and cousin both own car sales business' and garages)(last resort)

do any of these work or is my only actual option wait another 5 years?

ANY help is really appreciated
Thanks in advance

2 and 5 would be the options I'd go for in your case I don't think the insurance companies will accept a commercial policy as the main policy.

CodeJACK · 20-05-2020 10:17pm

CoBo55 wrote: »

You always needed a main car with its own policy to get classic insurance.

FBD sent me out a quote today in the post. Same as before so I will renew with them. Policy only states that the car must not be my primary mode of transport, for which it is far from.

Sorted

Redrocket · 26-08-2020 3:18pm

30+ Male, Have an everyday car and policy in my own name.

78 Ford 2.0
86 Ford 2.0, the specs dont seem to really matter to them when the car is over 30 years

Carole Nash through AXA
Fully Comp, 200 excess excess, 5000 Miles, €420 for both (ish, was hurrying to keep up with details)
Fully Comp, 200 excess excess, 5000 Miles, €309 for 1 car only (ish, was hurrying to keep up with details)

The guy on the phone emphasized if I get a cheaper quote, call him back....

FBD
Fully Comp, 5000km (I think), €225 for 1 car without club membership, Wanted copy of everyday policy and my "full no claims bonus" which unfortunately still spans 2 EU countries....
Fully Comp, 5000km, €203 with club membership proof, asking for details of club membership number etc, might be an Irish Vintage Scene/Society type membership needed which would in it'self cost some money.

Rang back Carole Nash telling them of cheaper quotes elsewhere, ended up with Carole Nash with both cars for €280 ish, and that includes a named driver over 25+ with their own clean license/policy, I'm happy with that

Muahahaha · 06-09-2020 3:17pm

CodeJACK wrote: »

Did you ever find an insurance policy with the motorbike as your primary transport?

Ive not have my classic insured for two years now and will start looking in the morning. Due to the bike being my only other vehicle, I couldnt get insured by anyone in the past but by joining Irish Vintage Society, FBD would insure me for show use.
Is this still my only option?

CodeJACK wrote: »

FBD sent me out a quote today in the post. Same as before so I will renew with them. Policy only states that the car must not be my primary mode of transport, for which it is far from.

Sorted

Codejack did FBD accept your motorbike as your daily driver? Im in the same position with a motorbike and a named driver on anothers cars policy but thinking of getting a classic to use the odd time for cold and rainy days over the winter.

DarraghR · 21-10-2020 9:14pm

25 Plus - €398.39 Comprehensive Extra

35 Year Old Male
Dublin Based
8 Years No Claims
Full Licence for 4 Years
Hyundai i30 1.4

This is a good €150 the cheapest I have ever gotten but could I do better

???

Already got quotes from AnPost, Blue Insurance, Chill, Zurich and Campion

CodeJACK · 22-10-2020 6:53pm

Muahahaha wrote: »

Codejack did FBD accept your motorbike as your daily driver? Im in the same position with a motorbike and a named driver on anothers cars policy but thinking of getting a classic to use the odd time for cold and rainy days over the winter.

Sorry for the late reply. Yes, FBD accepted the bike was my primary transport but like you, I also had to be a named driver on my wife's car.
Read the details on the FBD policy clearly, if I read it right, you are legal on the road but covered for very little. My yoke is an American car and I've heard bad experiences from others trying to get FBD to pay for repairs. I dont really care on mine as its not exactly a minter

Titzon Toast · 13-12-2020 9:54pm

Does anyone have any idea what my chances are of getting classic insurance on a mk1 TT?

I have a classic policy on my 97 Prelude with Autoline up the North for the past few years but from what I understand they've gotten very strict on what they consider a classic these days.

I'm looking at an 04 225 but I'm weary about whether or not I'll be able to insure it for reasonable money.

Any help would be much appreciated.

Edit. I've two other policies on the go as well, one commercial, one private.

Tzardine · 13-12-2020 10:39pm

Sorry, can't see it qualifying for a classic policy on any criteria at the moment..

Autoline will probably take it once its reaches 20 years old, but nobody else will touch it. Recently tried to insure a 99 fiesta, no southern insurance company wanted to know, even Carole Nash would not put in on my existing classic policy.

Autoline did cover it though no bother, but they are strict on the 20 year rule.

Titzon Toast · 13-12-2020 10:53pm

Thank you very much for the reply. I thought as much myself tbh. This country is a nightmare for car owners.
Even the crowd up North have have changed their rules recently and won't insure Japanese cars under 25 years old. I was lucky I got in when I did.

Marlow · 13-12-2020 11:01pm

Titzon Toast wrote: »

Even the crowd up North have have changed their rules recently and won't insure Japanese cars under 25 years old. I was lucky I got in when I did.

Erhh .. no ... that for ALL classic cars with (Abbey) Autoline. Not just japanese. It's because they changed underwriter.

I managed to get my BMW M5 in at 20 years at the start of the year and only as part of an existing policy, because I already have a 45, a 35 and a 31 year old car with them. They obviously continue to honour existing active policies.

/M

Titzon Toast · 13-12-2020 11:15pm

I think I'll give them a shout tomorrow and see if I can work something out with them, maybe they'll cut me some slack as an existing customer.

Marlow · 13-12-2020 11:19pm

Titzon Toast wrote: »

I think I'll give them a shout tomorrow and see if I can work something out with them, maybe they'll cut me some slack as an existing customer.

I renewed before the name was changed to AbbeyAutoline. And honestly .. their involvement with Prestige Insurance is really bad news. They are the most useless UK underwriter.

So there's a good chance, they just won't consider anything younger than 25 years old now at all.

/M

Titzon Toast · 13-12-2020 11:30pm

This is gonna break my pal's heart altogether. I promised I'd sell him the Prelude if I get the TT insured on a classic policy.

Tzardine · 14-12-2020 11:50am

Marlow wrote: »

Erhh .. no ... that for ALL classic cars with (Abbey) Autoline. Not just japanese. It's because they changed underwriter.
/M

Marlow wrote: »

So there's a good chance, they just won't consider anything younger than 25 years old now at all.

/M

As mentioned, I took out a new policy with them just a couple of weeks ago on a 21 year old car. (Not a Jap import). So they are definitely taking on new business with cars less than 25 years old. 20 years old seems to be the youngest they will accept for new business.

They had changed over to AbbeyAutoline when I took out my policy too.

macplaxton · 14-12-2020 7:27pm

20 - 25 years will definitely depend on what it is.

https://www.abbeyautoline.co.uk/car-insurance/classic-vehicle-insurance/

ROI Residents – A vehicle has to be 25+ years old; although consideration will be given on a bespoke basis.

NI Residents – A vehicle has to be 20+ years old; although consideration will be given on a bespoke basis.

Titzon Toast · 17-12-2020 9:26pm

Well, I rang around a heap of insurance companies and drew an absolute blank. No chance of getting a TT on a classic policy until it's at least 20 years old.

Only one company would even quote me on it as a regular car because my NCB was used up on my passenger car and commercial policies.

€1,200 was the quote I was given.

Tzardine · 17-12-2020 9:30pm

1200 is a lot of money, but, its not a bad quote considering the age of the car, its a performance model, and they are putting you down as having zero NCB.

Titzon Toast · 17-12-2020 11:06pm

Tzardine wrote: »

1200 is a lot of money, but, its not a bad quote considering the age of the car, its a performance model, and they are putting you down as having zero NCB.

All true, but it's a thousand Euros more than I'm currently paying to insure my Prelude. Money talks in this case I'm afraid.

zg3409 · 12-01-2021 5:02pm

noel23 wrote: »

This question has been beat to death but ive read through about 30 pages trying to get some more info on this.... so im 25, i have my own commercial policy on my van but i also have a 95 rx7 (jap import that is box standard which i bought when i was 16 as im a genuine entusiast not a tyre burner) that im looking to insure,

now i know its pretty much out of the question just ringing up insurance companies for a quote but is there any way or 'loophole' for a better word, that could get me insured such as:

1. insuring my father and being a named driver?
2. Having my father insure it on fbd/campion on open drive as i think someone said anyone between 25-70 can drive it then?
3. take out a private policy on my van and use third party extension and have my father insured on the rx7?
4. do the same as the 3rd point but instead of a van i use a car? does 3rd party cover allow driving classic cars?
5. being put on trade insurance (my uncle and cousin both own car sales business' and garages)(last resort)

do any of these work or is my only actual option wait another 5 years?

ANY help is really appreciated
Thanks in advance

If car was in say father's name, and father had it as classic policy with you named as additional driver you may be covered.

Another option is if you had a policy that allowed you to drive any other car as long as you don't own it (check details as they can change from year to year) then you might be able to drive if you got say insurance in a yaris, that allowed you to drive other cars. Beware some drive other cars jave catches such as Max 2L engine (rotary is added complication) or can't be owned by other householder.

Either way its not going to be free, and if you are setting up a new policy with no no claims it will be expensive in year one. Some insurers might take commercial cover into consideration.

Gerrymc5 · 16-01-2021 3:59am

Hey guys
I'm looking classic insurance. I have a 1985 ae86 which is is vintage now in the South I am also a member of a vintage car club with membership number. I tried to insure the car today with fbd but they will not accept jap cars. I have a private van policy also I am a named driver on another daily car policy but the companies seem to want me to have a car policy in my name.
I've read some off these threads and seems that autoline is my only option.
Just before I make the call can you guys give me any tips or Guidance as regards
What will they look for?
Do they look for a daily car policy in my name?
What policy is the best to go for with them?
Car is an ae86
1985
Tax and tested in ROI
Also I've a 1993 vauxhall Cavalier turbo can I insure it also
It is NI Reg but can bé clear in the future
I'm not too worried about the cavalier as it will qualify with Fbd in 2 years

MrCostington · 16-01-2021 5:11pm

Gerry - I tried Autoline last Jan for my '83 car and they would not quote. Because, either I did not have a garage/driveway (but do have gated underground, but they weren’t happy with that), and/or because I wanted to be able to drive to work the odd time. I think they would have otherwise. Not sure about the origin of the car as mine is German. FBD were OK on both points but unfortunately this does not help you. Best of luck!

Gerrymc5 · 16-01-2021 5:59pm

Phoned them 2 day they have to get back to me Monday after consulting management .
But having just a commercial policy seems to be a stumble block they quoted me 500 for a fergie fe35, ae86 and cavalier turbo just insured for stationary fire n theft.
Hopefully good news monday but I'm not hopeful.
Is anyone else insured with them with only a commercial policy

suanhigh · 03-05-2021 10:14am

I have car insurance paid up with first ireland till November. Hoping to upgrade my current car without losing this years NCB and without paying for a second policy. Can you transfer car insurance from one car to another and pay the difference or what is the best option?

cplwhisper · 03-05-2021 11:11am

suanhigh wrote: »

I have car insurance paid up with first ireland till November. Hoping to upgrade my current car without losing this years NCB and without paying for a second policy. Can you transfer car insurance from one car to another and pay the difference or what is the best option?

Is the policy due in November a classic car or daily policy?
Is the new to you car a classic or daily car.?

suanhigh · 04-05-2021 12:13am

cplwhisper wrote: »

Is the policy due in November a classic car or daily policy?
Is the new to you car a classic or daily car.?

Hi, both daily. Im selling my current car and getting a different one

cplwhisper · 04-05-2021 10:59am

suanhigh wrote: »

Hi, both daily. Im selling my current car and getting a different one

Simple phone your insurer in advance so you can drive new car home.
If you are not trading in the 1st car then ask will the insurance give your temporary cover for 1 hour to have both cars driven home. They’ll normally allow same free as good gesture as less chance of you shopping around for cheaper rates of insurance. Enjoy new car

WhatNext? · 12-05-2021 5:22pm

Hey lads

I'm trying to get insured on an 80s Pajero, already have a normal car and policy. Im with First Ireland with my day car, and they wouldn't touch it. They said it wasn't on their list of classic cars. I even enquired about switching my policy to the Pajero from my current car (and selling it) but they flat out refused.

Carole Nash said the same thing, that it's not on their list of classic cars. Where can I go with this? I gave autoline a ring and they're gonna get back to me. Any advise would be appreciated.

Henry Ford III · 03-08-2021 10:26am

I renewed the cover on my MkII Escort RS2000 the other day with First Ireland.

On the face of it €230 for comp. and a high agreed value sounds relatively inexpensive. In reality I only drove the car once in the last 12 months so it's actually hideously expensive on a per mile basis.

kadman · 12-08-2021 8:54pm

Got a quote today from First Ireland for 2 type £ Vw Fastbacks, 272 euro for both. Up a bit from last year.

FACECUTTR · 18-08-2021 9:41am

Called Carole Nash for a quote on a 00 gti golf yesterday and they said they would only cover gti golf's from 97 back. Anybody else have this issue ?

lusciousblue · 30-08-2021 8:32pm

Hi all,

I'm thinking about buying a classic beetle. I rang axa and fbd and they require 5 years NCB, unfortunately I only have 3.

Do you know any insurers that don't require 5 years NCB?

Donie75 · 18-11-2021 11:51am

I’m looking at buying a BMW Z3 around 97-99. Anyone get insurance for something like this? Will it need to be 20 or 25 years old?

noelf · 24-11-2021 1:22pm

robbie_63 · 03-12-2021 12:13pm

Hi All,

I'm looking to get insurance for my dad on a 1986 Mini City he has gotten restored,

He has full licence as he is a truck driver, he is only a named driver on mothers car so doesn't have any no claims years on his own policy.

I've tried a few already online and they won't quote, anyone recommend any companies?

Thanks

Classic insurance - companies & brokers

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