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No claims bonus after taking year out.

  • 18-03-2020 12:01am
    #1
    david_kirwan9
    Closed Accounts Posts: 8 ✭


    Just wondering in regards to car insurance, what’s the story if I have built up 2 years no claims in my own name and next year take a year out and only drive as a named driver on someone else’s policy? Will my no claims disappear? Is there a way around this?

    Cheers


Comments

  • #2
    jay1988
    Registered Users Posts: 560 ✭✭✭jay1988


    david_kirwan9 wrote: »
    Just wondering in regards to car insurance, what’s the story if I have built up 2 years no claims in my own name and next year take a year out and only drive as a named driver on someone else’s policy? Will my no claims disappear? Is there a way around this?

    Cheers

    NCB lasts for 2 years from the end of your last policy, some insurers used to do 3 years but not sure if thats still the case.


  • #3
    david_kirwan9
    Closed Accounts Posts: 8 ✭david_kirwan9


    jay1988 wrote: »
    NCB lasts for 2 years from the end of your last policy, some insurers used to do 3 years but not sure if thats still the case.


    Ah right, so I could possibly get 2 years on a named insurance? I’m 20 myself and struggling to get a reasonable quote (if any quote at all) so trying to look at alternatives for a year or 2 and come back when I’m older!


  • #4
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,478 ✭✭✭✭colm_mcm


    Are you trying on other cars than the Golf GTI you mentioned before?


  • #5
    david_kirwan9
    Closed Accounts Posts: 8 ✭david_kirwan9


    colm_mcm wrote: »
    Are you trying on other cars than the Golf GTI you mentioned before?


    Yep trying to look at other options, just testing the waters so far!


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