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Where do you have your savings?

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  • 12-06-2015 4:31pm
    #1
    Bubbaclaus
    Registered Users Posts: 4,461 ✭✭✭


    Well folks, to quote Futurama,"a bank is a place where people put money that isn't properly invested"

    Where are your savings? Are you diversified? Have you the right risk balance?

    I normally strive to have about 25% of my saving risk free, 35% low risk, 20% medium risk and 20% high(ish) risk.


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    #2
    Kovu
    Closed Accounts Posts: 14,241 ✭✭✭✭Kovu


    Underpants.


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    #3
    Timberrrrrrrr
    Registered Users Posts: 25,433 ✭✭✭✭Timberrrrrrrr


    Matress


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    #4
    Slideways
    Registered Users Posts: 1,996 ✭✭✭Slideways


    Bubbaclaus wrote: »
    Well folks, to quote Futurama,"a bank is a place where people put money that isn't properly invested"

    Where are your savings? Are you diversified? Have you the right risk balance?

    I normally strive to have about 25% of my saving risk free, 35% low risk, 20% medium risk and 20% high(ish) risk.
    This year, I invested in pumpkins. They've been going up the whole month of October and I got a feeling they're going to peak right around January. Then, bang! That's when I'll cash in.


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    #5
    Mesrine65
    Closed Accounts Posts: 3,969 ✭✭✭Mesrine65


    None of your fookin business OP


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    #6
    RustyNut
    Registered Users Posts: 3,430 ✭✭✭RustyNut


    WTF are savings?
    No recession in your world!


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    #7
    LadyFenghuang
    Closed Accounts Posts: 853 ✭✭✭LadyFenghuang


    In the secret place.


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    #8
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    My savings are in a cash box which is buried under a large oak tree at the north corner of the big field.


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    #9
    Bongalongherb
    Closed Accounts Posts: 3,766 ✭✭✭Bongalongherb


    Panama. Good interest rates as well.


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    #10
    Lisha
    Registered Users Posts: 8,693 ✭✭✭Lisha


    My life savings of circa €200 are currently residing in my wallet. They will be perfectly safe there until tomorrow when I do the weeks shopping for the 4 of us (my family not the band) and put diesel in car for the week.


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    #11
    Chucken
    Registered Users Posts: 9,459 ✭✭✭Chucken


    In Kovus underpants.


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    #12
    LadyFenghuang
    Closed Accounts Posts: 853 ✭✭✭LadyFenghuang


    Julian Mushy Donut wrote: »
    All in deposit or savings accounts.

    Sly 'I have more than one account' post.


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    #13
    LadyFenghuang
    Closed Accounts Posts: 853 ✭✭✭LadyFenghuang


    Chucken wrote: »
    In Kovus underpants.

    Room for one more?


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    #14
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    All in deposit or savings accounts.


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    #15
    traprunner
    Closed Accounts Posts: 1,887 ✭✭✭traprunner


    Under the in-laws mattress just in case you try to murder me for my money. Murder them instead.


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    #16
    Banjo String
    Closed Accounts Posts: 14,380 ✭✭✭✭Banjo String


    In uncle Dinys underpants.


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    #17
    Kovu
    Closed Accounts Posts: 14,241 ✭✭✭✭Kovu


    Chucken wrote: »
    In Kovus underpants.
    LadyFenghuang wrote: »
    Room for one more?

    will ye hang on 'til I fix me knickers!


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    #18
    Riskymove
    Registered Users Posts: 10,885 ✭✭✭✭Riskymove


    Slideways wrote: »
    This year, I invested in pumpkins. They've been going up the whole month of October and I got a feeling they're going to peak right around January. Then, bang! That's when I'll cash in.

    You fool, Turkeys are where it's really at, they have been going up every winter, I can't wait for January!!


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    #19
    Aongus Von Bismarck
    Registered Users Posts: 1,794 ✭✭✭Aongus Von Bismarck


    I've invested the majority of my savings in blue-chip shares. Steady, if modest growth pattern. I've some money wrapped up in a Fidelity Emerging Markets fund that is really doing rather well. I also make some small punts on emerging clean technology companies.


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    #20
    IrishCule
    Registered Users Posts: 137 ✭✭IrishCule


    Nice try Mr. Taxman...


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    #21
    Junkyard Tom
    Registered Users Posts: 10,117 ✭✭✭✭Junkyard Tom


    Tulip futures.


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    #22
    The_Mask
    Registered Users Posts: 340 ✭✭The_Mask


    Bank of Malta


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    #23
    Saipanne
    Closed Accounts Posts: 4,882 ✭✭✭Saipanne


    Aongus Von Bismarck wrote: »
    I've invested the majority of my savings in blue-chip shares. Steady, if modest growth pattern. I've some money wrapped up in a Fidelity Emerging Markets fund that is really doing rather well. I also make some small punts on emerging clean technology companies.

    Do you use a broker or what?


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    #24
    [Deleted User]
    Posts: 13,712 ✭✭✭✭ [Deleted User]


    I aim to spend my monthly salary within the month. Usually come in 10 days ahead of target:cool:

    No savings, wedded to my overdraft, and I borrow for holidays and parties. With such a reckless attitude, it's no wonder I work for a bank. :pac:

    (actually, I think saving a fairly modest salary during your 20s is unwise)


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    #25
    Mesrine65
    Closed Accounts Posts: 3,969 ✭✭✭Mesrine65


    I am a 20% shareholder in a new growth area enterprise on a tax free Iberian island.

    http://cannapharmacia.es/LZN/


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    #26
    Youngblood.III
    Site Banned Posts: 777 ✭✭✭Youngblood.III


    I keep my vast wealth of 2c and 5c in a jar..I'm going to retire when I'm only 104yrs old..lucky me eh?


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    #27
    Aongus Von Bismarck
    Registered Users Posts: 1,794 ✭✭✭Aongus Von Bismarck


    Saipanne wrote: »
    Do you use a broker or what?

    I work in Finance here in Frankfurt. There's 63 floors of brokers, traders, fund managers and investment bankers in the building I work in. And two floors of IT staff in the basement (I kid you not).


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    #28
    Valetta
    Closed Accounts Posts: 2,611 ✭✭✭Valetta


    The_Mask wrote: »
    Bank of Malta

    I'm on to you.


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    #29
    razorblunt
    Registered Users Posts: 17,300 ✭✭✭✭razorblunt


    Aongus Von Bismarck wrote: »
    I've invested the majority of my savings in blue-chip shares. Steady, if modest growth pattern. I've some money wrapped up in a Fidelity Emerging Markets fund that is really doing rather well. I also make some small punts on emerging clean technology companies.

    Depends on when you bought them, bit of blip in H1 this year. But decent enough overall.


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    #30
    Chucken
    Registered Users Posts: 9,459 ✭✭✭Chucken


    Aongus Von Bismarck wrote: »
    I work in Finance here in Frankfurt. There's 63 floors of brokers, traders, fund managers and investment bankers in the building I work in. And two floors of IT staff in the basement (I kid you not).


    Well Holy God :eek:


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    #31
    coffee_cake
    Moderators, Category Moderators, Politics Moderators, Recreation & Hobbies Moderators, Society & Culture Moderators Posts: 81,309 CMod ✭✭✭✭coffee_cake


    Christ, i just bought into a fidelity fund too.
    Maybe I'll be like aongus when i grow up
    Ha ha


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