Currently buying/selling a house? How is it going? READ MOD NOTE POST #1

Push for a closing date, if they won't budge, then maybe reconsider buying the house if you're in a position to do that.

Our buyers have signed contracts, but have put in a condition that they want us to pay 50% of remedial works for low levels of damp found in the house by some damp surveyor/quotation guy they sent. This would cost us over €2000.

There is no obvious damp in the house (as in visible to the naked eye), although the house is nearly 100 years old so I would be surprised if there was zero damp found.

I assume we go with my instinct here and tell them to take a running jump?

That's my thoughts too.

And they've already delayed us by about a month with other messing around, so my good will towards them is absolutely nil.

We have said no, via our solicitor, so will see what they come back with.

 My view is what they do with the house after they buy it has nothing to do with us. Do work, don't do work, totally up to them but they buy the house as it is for the agreed price.

And it's the manner it was brought up too that has me fuming. They've sat on this damp 'report' (basically a quote done by some trade guy, not an actual building surveyor) for weeks, and now suddenly raise it at contracts stage and 2 weeks before we're due to close.

 I'd honestly rather lose the sale than give in to it.

 We were actually planning on offering them some stuff for free from the house; couch, washing machine and a few other things as they're first time buyers. Now I'd rather burn them.

Buy a 100 year old house, expect a few issues that need to be sorted. Sorry but FTB or not, that should be plain as day to anybody buying property. If you want perfection, buy a new build.

Trying to put us on the hook for helping with their own costs is simply not on imo, especially this late in the day.

Query specific to BOI mortgage - We went sale agreed few weeks ago, today I got an email from BOI mortgage team saying that I have a document to sign/review via DocuSign. It seems to be a Letter of Offer, unfortunately I can't read the document unless I say I will do it digitally. Which I would prefer not to do, without consulting my solicitor.

So is this "Letter of offer" the same as the "the Loan offer", that you are required to sign with your solicitor - which they told me is on the way to them anyway ?

Thanks For your reply. The DocuSign implementation seems very odd as you can’t read the document unless you agreed to do electronically.

Update, they've come back and waived the money they were looking for from us for the damp. 

BUT they now inform us that our estate agent had told them in writing that all white goods were included in the sale (which we hadn't said) so now we have to give them all those 😄

We've agreed just to get the thing over the line.

But will be nailing our estate agent for a reduced sales fee as a result of their c0ck up.

Good god I am never ever doing this again

Well it's official, after 12 long, stressful weeks we finally picked up our keys today. No more chasing, no more calls, no more stress - I hope I never have to go through the process ever again.

Will be sending off the info needed for our loan offer next week! Everything is good except I’ve an unease about it for some reason!! Only thing was we had to borrow €2k to make up the booking deposit for the house as the EA requested €8k we only had €6k. Mother in law has a letter typed to explain and that it’s a gift.

but we will pay her back!

has anyone ever ran into trouble with their loan offer over this?

all they want is one month bank statement that our salaries are paid into. That’s normal enough yeah?

From following this thread, I think you are in a chain. Did your solicitor advise how much of a deposit you will need to pay at contract signing? This is usually 10% of house value less the estate agent booking deposit. It will be needed in cash and is separate from banking rules, some people get confused by this.

It is not unusual for those in a chain and reliant on equity to receive a gift for the booking deposit and contract deposit, and I wouldn't worry. The bank know it will be refunded when the sale closes. This deposit at contract signing is sometimes overlooked.

Selling a second home and everything has gone extremely smoothly so far (don't want to jinx it). Sale agreed after 15 days of it going up for sale on Daft, just shy of 10% over asking price. 5 weeks and 2 days later our solicitors have gotten stuff back from the buyers solicitor with no issues after everything such as surveys completed, so all is looking good. Very happy so far with the whole process.

A pm with a recommendation for survey of apartment in Clane area would be great.

Finally got our keys at 4.30 today after going sale agreed on the house on Easter Sunday. Over the moon to finally be in, feels surreal it's all over! The admin has become like a second job over the past 3 weeks.

To answer the question above, we had a removal company where we had packed and disassembled everything, they arrive to remove and store overnight and delivered today for 1300. Moving from a 3 bed house with 3 beds, table and chairs, units etc. Adding in the company to pack and disassemble would have roughly doubled that amount. Lots of stress with any option but definitely glad we weren't packing up van loads of stuff and doing it ourselves.

****, that’s a serious amount! I counted what furniture we’ll be bringing it’s not a whole pile, we’re leaving the appliances as well. It’ll be interesting to see what he says next Tuesday