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Car insurance - tell us your quotes/renewals
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My insurance last year with Liberty was €1,000, got my renewal quote this week, €1,800!! No claims or penalty points or changes to my policy. Got a quote with liberty having my car at my home address in a different county to the one I currently live in and the premium was €800.
Absolute madness
I have since gone to a broker and got a quote for €870 with axa, delighted!!0 -
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Tommyboy40 wrote: »To illustrate the insanity of our system, my 23 year old daughter just got a quote.
Brand new full license.
No driving history
Car will be brand new Polo comfort line 60bhp
€1437 Comp with AXA
I was quite €2,700 by Aviva for my car, 2005 Mercedes CL500
I'm 51, driving forever with no points or claims
They seem to be looking after new female drivers again. To add my missus onto my 530d was only €7, but bare in mind she only has her license a year and now only 1 years no claims
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Midnight_EG wrote: »They seem to be looking after new female drivers again. To add my missus onto my 530d was only €7, but bare in mind she only has her license a year and now only 1 years no claims
Maybe they know you won't actually be letting her drive it
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Midnight_EG wrote: »They seem to be looking after new female drivers again. To add my missus onto my 530d was only €7, but bare in mind she only has her license a year and now only 1 years no claims
That's nothing to do with her gender. Pretty much every single insurer has an insured and spouse discount which is outweighing her lack of experience. If she was an experienced driver you would have been getting money back0 -
She took it to work this morning :pac:Maybe they know you won't actually be letting her drive itThat's nothing to do with her gender. Pretty much every single insurer has an insured and spouse discount which is outweighing her lack of experience. If she was an experienced driver you would have been getting money back
I'm 100% certain it is, as I reversed the quote and to add me on was €750 bringing the total quote to twice the price of what I got it for
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Midnight_EG wrote: »
I'm 100% certain it is, as I reversed the quote and to add me on was €750 bringing the total quote to twice the price of what I got it for
It won't have anything to do with it, unless you are both the exact same age, occupation and have the same driving history0 -
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Make sense of this for me!
Details: Male, 37, full licence 10+ years, NCB 10+ years, 0 points
Car: 2004 Mondeo 2.0 TDCi
Got my renewal email from 123 which quoted me €811, fully comp, NCB protection, etc. which is about 30 quid cheaper than last year. I've been with them for many years, always found them to be very competitive with a high level of cover, but always go and do the usual shopping around online for other quotes, just in case. Most places coming in around the same price for similar level of cover, so was leaning towards just renewing again with 123.
Had a look through the renewal policy details and I see the vehicle value set at €5000, which is obviously ridiculously overvalued, so I went back on to 123.ie to get a new quote with the car value at €1000. This gave me a quote of €593. Result!
Then, just for the craic, I decided to get another new quote, but using all the same details as from my renewal quote, ie the car valued at €5000. This gave me a quote of €490! :eek:
So getting a new quote using exact same details, with the exact same company, somehow works out the best part of 50% cheaper compared to renewing my current policy. I'm totally baffled 0 -
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Make sense of this for me!
Details: Male, 37, full licence 10+ years, NCB 10+ years, 0 points
Car: 2004 Mondeo 2.0 TDCi
Got my renewal email from 123 which quoted me €811, fully comp, NCB protection, etc. which is about 30 quid cheaper than last year. I've been with them for many years, always found them to be very competitive with a high level of cover, but always go and do the usual shopping around online for other quotes, just in case. Most places coming in around the same price for similar level of cover, so was leaning towards just renewing again with 123.
Had a look through the renewal policy details and I see the vehicle value set at €5000, which is obviously ridiculously overvalued, so I went back on to 123.ie to get a new quote with the car value at €1000. This gave me a quote of €593. Result!
Then, just for the craic, I decided to get another new quote, but using all the same details as from my renewal quote, ie the car valued at €5000. This gave me a quote of €490! :eek:
So getting a new quote using exact same details, with the exact same company, somehow works out the best part of 50% cheaper compared to renewing my current policy. I'm totally baffled
7000€ seems to be the magic number for me. Car is a 00 318ci. Tried most of the values, 7000 give me the cheapest premium0 -
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