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Card was stolen and used buy horse stuff in Maynooth

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  • 10-07-2019 12:32am
    #1
    parc
    Registered Users Posts: 785 ✭✭✭


    Noticed my credit card was missing.

    Checked my banking app on a whim and noticed a load of stuff had been bought at a horse shop in Maynooth - not sure if I'm allowed to say the name here.

    Cancelled my card, and filing a fraud complaint

    Never thought it would happen to me. Anyone else have this recently?

    Is it worth contacting the shop and giving them the date and transaction amounts?


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    #2
    Graham
    Moderators, Society & Culture Moderators Posts: 17,642 Mod ✭✭✭✭Graham


    No harm giving the shop a heads up, they might have CCTV if it was an in store transaction.

    If it wasn't in store, they might be able to stop goods shipping.


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    #3
    DellyBelly
    Registered Users Posts: 2,860 ✭✭✭DellyBelly


    parc wrote: »
    Noticed my credit card was missing.

    Checked my banking app on a whim and noticed a load of stuff had been bought at a horse shop in Maynooth - not sure if I'm allowed to say the name here.

    Cancelled my card, and filing a fraud complaint

    Never thought it would happen to me. Anyone else have this recently?

    Is it worth contacting the shop and giving them the date and transaction amounts?

    That's a bit of a mare...filing a fraud complaint will get you neigh where.


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    #4
    BelovedAunt
    Closed Accounts Posts: 803 ✭✭✭BelovedAunt


    Horse stuff you say...


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    #5
    cobweb
    Registered Users Posts: 335 ✭✭cobweb


    DellyBelly wrote: »
    That's a bit of a mare...filing a fraud complaint will get you neigh where.

    If he contacts shop they might foaled and pony up the cash


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    #6
    Charlie19
    Registered Users Posts: 11,721 ✭✭✭✭Charlie19


    You could always stick something up on a social media site explainging the details of the incident.

    Are you on facebook or Twitter?


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    #7
    ToddyDoody
    Registered Users Posts: 4,421 ✭✭✭ToddyDoody


    parc wrote: »
    Is it worth contacting the shop and giving them the date and transaction amounts?

    I'd say yes. Mine was robbed and used in a centra but who'd remember someone in a busy centra.

    A horse shop is so niche the cashiers likely recall customers.

    Very odd though. How much did they spend? I'd put a saddle at maybe €300 alone.


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    #8
    Duckworth_Luas
    Registered Users Posts: 5,733 ✭✭✭Duckworth_Luas


    How would this horse have been able to key in your PIN?


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    #9
    cobweb
    Registered Users Posts: 335 ✭✭cobweb


    Duckworth_Luas wrote: »
    How would this horse have been able to key in your PIN?

    maybe it was a spur of the moment decision since he was suddenly financially stable


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    #10
    parc
    Registered Users Posts: 785 ✭✭✭parc


    ToddyDoody wrote: »
    I'd say yes. Mine was robbed and used in a centra but who'd remember someone in a busy centra.

    A horse shop is so niche the cashiers likely recall customers.

    Very odd though. How much did they spend? I'd put a saddle at maybe €300 alone.

    Yeah, very weird.

    They took about 180 Euros.

    I think I just caught them in time.

    I'm not sure if it was in-store either. There were some more pending transactions and they were cancelled once I blocked the card.

    It also said a pin wasn't used.


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    #11
    Force Carrier
    Closed Accounts Posts: 594 ✭✭✭Force Carrier


    The banks and credit card companies cover the losses in these cases of unauthorised withdrawels or purchases.
    Not out of goodness but part of their dastardly plan to route all economic activity into their cashless, chargefull, electrnic paradise.
    The exception to this is if he they have real grounds for thinking you were pulling a fast one. In which case they'll investigate. In the normal course of events the bank will cover the fraudulent spending and you will get a new credit card. You won't be saddled with anything g which is the mane thing.


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    #12
    Pissartist
    Banned (with Prison Access) Posts: 473 ✭✭Pissartist


    They took you for a ride


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    #13
    Force Carrier
    Closed Accounts Posts: 594 ✭✭✭Force Carrier


    Pissartist wrote: »
    They took you for a ride

    What's done is done.
    There's no point in closing the stable door after the horse has bolted.


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    #14
    Airyfairy12
    Registered Users Posts: 3,390 ✭✭✭Airyfairy12


    This is why I dislike the new tap system, anyone can use your card.

    My dad used my credit card a few months ago to buy things for his work, he must of used it on a dodgy website because someone in the UK started buying things with my card and spent literally hundreds. I reported it and didnt have to pay, you should be grand.


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    #15
    ILoveYourVibes
    Registered Users Posts: 15,176 ✭✭✭✭ILoveYourVibes


    ToddyDoody wrote: »
    I'd say yes. Mine was robbed and used in a centra but who'd remember someone in a busy centra.

    A horse shop is so niche the cashiers likely recall customers.

    Very odd though. How much did they spend? I'd put a saddle at maybe €300 alone.
    Good saddles can cost much more.

    But i wouldn't say it would be tack you have to get it fitted for the horse. Unless they have a horse to be fitted.

    I would say its riding gear for the rider. Which can be expensive too. Boots hat etc. A hat can cost 400 euro .


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    #16
    Pissartist
    Banned (with Prison Access) Posts: 473 ✭✭Pissartist


    Force Carrier wrote: »
    What's done is done.
    There's no point in closing the stable door after the horse has bolted.

    There's no point trotting out the same old poor me stories either, in this case the cart when before the horse.


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    #17
    cobweb
    Registered Users Posts: 335 ✭✭cobweb


    Pissartist wrote: »
    There's no point trotting out the same old poor me stories either, in this case the cart when before the horse.

    Maybe rein it in a bit so we dont stirrup trouble


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    #18
    Force Carrier
    Closed Accounts Posts: 594 ✭✭✭Force Carrier


    Airyfairy12 wrote: »
    This is why I dislike the new tap system, anyone can use your card.

    My dad used my credit card a few months ago to buy things for his work, he must of used it on a dodgy website because someone in the UK started buying things with my card and spent literally hundreds. I reported it and didnt have to pay, you should be grand.

    Should use one of those rfid protector wallets to hold card. And be very restrictive on which sites you do online business.


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    #19
    Canis Lupus
    Registered Users Posts: 9,893 ✭✭✭Canis Lupus


    Force Carrier wrote: »
    Should use one of those rfid protector wallets to hold card.

    Just keep it under your tinfoil hat.


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    #20
    Andrew00
    Registered Users Posts: 2,484 ✭✭✭Andrew00


    Usual crowd I suppose. Our beloved ethic group buying a few horse equipment for the aul ballinasloe fair


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    #21
    Force Carrier
    Closed Accounts Posts: 594 ✭✭✭Force Carrier


    Canis Lupus wrote: »
    Just keep it under your tinfoil hat.


    A hat can cost €400.


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    #22
    ILoveYourVibes
    Registered Users Posts: 15,176 ✭✭✭✭ILoveYourVibes


    Force Carrier wrote: »
    A hat can cost €400.

    Not if made of tinfoil! But i would not ride in it! :P

    Also a hat CAN cost over a grand. It depends on what you do. And how high a risk you have of high impact.


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    #23
    ILoveYourVibes
    Registered Users Posts: 15,176 ✭✭✭✭ILoveYourVibes


    Britches or jodhpers are usually around 100 euro ..boots maybe 150.

    Its the kind of stuff i would never skrimp on because it all has safety features etc

    Upper end helmuts can be 1000 ..but well its to protect your head!

    Maybe some grooming stuff would be cheap..


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    #24
    Duckworth_Luas
    Registered Users Posts: 5,733 ✭✭✭Duckworth_Luas


    ILoveYourVibes wrote: »
    Britches or jodhpers are usually around 100 euro ..boots maybe 150.
    Don't buy your britches in Boots then!


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    #25
    Pissartist
    Banned (with Prison Access) Posts: 473 ✭✭Pissartist


    Andrew00 wrote: »
    Usual crowd I suppose. Our beloved ethic group buying a few horse equipment for the aul ballinasloe fair

    Dam carnies whipping the card off you


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    #26
    Junkyard Tom
    Registered Users Posts: 10,117 ✭✭✭✭Junkyard Tom


    Just a few euros it's hardly a catastrophe


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    #27
    ILoveYourVibes
    Registered Users Posts: 15,176 ✭✭✭✭ILoveYourVibes


    Junkyard Tom wrote: »
    Just a few euros it's hardly a catastrophe
    What has this to do with horses? :P

    Stick with the correct idioms. :P


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    #28
    Duckworth_Luas
    Registered Users Posts: 5,733 ✭✭✭Duckworth_Luas


    ILoveYourVibes wrote: »
    What has this to do with horses?
    Cats are horses that have been sandpapered down to fit in peoples pockets


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    #29
    FFred
    Closed Accounts Posts: 772 ✭✭✭FFred


    Junkyard Tom wrote: »
    Just a few euros it's hardly a catastrophe

    Dafuq


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    #30
    ILoveYourVibes
    Registered Users Posts: 15,176 ✭✭✭✭ILoveYourVibes


    Duckworth_Luas wrote: »
    Cats are horses that have been sandpapered down to fit in peoples pockets
    Hmm That will never do you know.


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    #31
    FFred
    Closed Accounts Posts: 772 ✭✭✭FFred


    Duckworth_Luas wrote: »
    Cats are horses that have been sandpapered down to fit in peoples pockets

    You have ruined everything that this thread stud for. I’m not going to fodder with it anymare.


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