Signs that you're getting old

PommieBast · 12-12-2020 8:47pm

brisan wrote: »

Over a 40 year period a well run pension will always show rises well above inflation once it’s properly funded of course

With government bonds sinking further into negative yield territory the bit about proper funding is the sticking point.

My most recent scheme gave me two options: Gamble on stocks or lose money.

dubstarr · 14-12-2020 7:56am

When you say its a grand day for drying clothes.

khalessi · 14-12-2020 8:16am

When you used to sit around discussing concerts movies and books but now include indepth discussions on pensions with the same people

Gervais08 · 14-12-2020 8:35am

dubstarr wrote: »

When you say its a grand day for drying clothes.

Many is the weekend over the summer I’ve woke up and thought, great - I’ll get the sheets on! Nice new linens tonight!!

I started to miss waking up hungover after Friday night pints - which I didn’t have as “I’m tired after work”.

God am old!!!

brisan · 14-12-2020 3:32pm

Gervais08 wrote: »

Many is the weekend over the summer I’ve woke up and thought, great - I’ll get the sheets on! Nice new linens tonight!!

I started to miss waking up hungover after Friday night pints - which I didn’t have as “I’m tired after work”.

God am old!!!

Two day hangovers
I used to be able for 9-10 pints on a Friday-Saturday night and back out for a few the following day
Now its a 2 day hangover so have to limit the intake if I want a few the next day

abitlost · 14-12-2020 3:36pm

What's a good age to start wearing a vest? Asking for a friend.

partyguinness · 14-12-2020 3:42pm

brisan wrote: »

Two day hangovers
I used to be able for 9-10 pints on a Friday-Saturday night and back out for a few the following day
Now its a 2 day hangover so have to limit the intake if I want a few the next day

Long gone are the days I would fall out of nightclub after 9-10 pints/shots and still tog out a few hours later for the local soccer team.

In fact many the time I went to the match in the same clothes having either fallen asleep at home or just got back in the time....:o

Now I have a woolly after 2 pints.

Gervais08 · 14-12-2020 3:44pm

abitlost wrote: »

What's a good age to start wearing a vest? Asking for a friend.

Any age, tell your friend!!!

brisan · 14-12-2020 3:44pm

abitlost wrote: »

What's a good age to start wearing a vest? Asking for a friend.

Wear a full T shirt under an open neck shirt and call it fashion
That's what I do
The old style vests are a no no

Crikey I wear boxers and a T shirt in bed now after sleeping in my nude for over 35 years

brisan · 14-12-2020 3:46pm

partyguinness wrote: »

Long gone are the days I would fall out of nightclub after 9-10 pints/shots and still tog out a few hours later for the local soccer team.

In fact many the time I went to the match in the same clothes having either fallen asleep at home or just got back in the time....:o

Now I have a woolly after 2 pints.

I can remember as 19-20 yr olds 6 or 7 of us went to saints in Howth
Home about 4 ,met up at 9am for a match in Ashbourne
Had to stop the bus a few times for lads to get sick .
Played the match and won
Back to the Donaghmede Inn for a few pints after the game
Good old days

14-12-2020 3:50pm

abitlost wrote: »

What's a good age to start wearing a vest? Asking for a friend.

If they don't mind being ridiculed - any age

If they wish to avoid being ridiculed - over 60

partyguinness · 14-12-2020 3:52pm

brisan wrote: »

I can remember as 19-20 yr olds 6 or 7 of us went to saints in Howth
Home about 4 ,met up at 9am for a match in Ashbourne
Had to stop the bus a few times for lads to get sick .
Played the match and won
Back to the Donaghmede Inn for a few pints after the game
Good old days

Oh yeah the stink of beer on the pitch. I remember carrying an "injury" on to the pitch one morning. Dirty one night stand and I had carpet burns on both knees after a particularly vigrorous yet attentive love making session. Both knees started to bleed on the pitch.

I had to come off at half time that day...back pinting within the hour...:D

cj maxx · 15-12-2020 2:15pm

When you realise it's better and easier to sit down for a piss. Men that is !

obi604 · 15-12-2020 2:51pm

cj maxx wrote: »

When you realise it's better and easier to sit down for a piss. Men that is !

Jaysus. That’s a sign you are ancient

sbsquarepants · 15-12-2020 3:39pm

abitlost wrote: »

What's a good age to start wearing a vest? Asking for a friend.

From birth really - you should cut it out by about 3 years old though:D

dubstarr · 17-12-2020 3:38pm

Sleeping "wrong" and your back being in bits all day.
I keep dropping stuff as well,im in agony.

brisan · 17-12-2020 10:48pm

dubstarr wrote: »

Sleeping "wrong" and your back being in bits all day.
I keep dropping stuff as well,im in agony.

Spend big on a mattress
By big I mean a minimum of 2000 euro .if you can afford it of course
It will be the best investment you ever make for your overall health

Airyfairy12 · 18-12-2020 12:23am

I want to receive socks and pajamas for Christmas.
I bought a steamer and a new vacuum this week and im excited about it.
Realizing adultier adults are actually younger than me.

Speed_Alive · 18-12-2020 12:25am

Ugh. I'm so jealous. I'd love a new vacuum cleaner!

Airyfairy12 wrote: »

I want to receive socks and pajamas for Christmas.
I bought a steamer and a new vacuum this week and im excited about it.

gormdubhgorm · 18-12-2020 12:27am

When you hear a musician who 'opens up' about retiring from a long and successful career, and you say 'who??' Never heard of her.

Montage of Feck · 18-12-2020 12:28am

PommieBast wrote: »

Given what has happened to pensions in the last 2-3 decades most 20 year olds would be crazy to sign up to one voluntarily.

The retirement age will be over seventy by the time I get to retirement. Just inject me and sent my remains to the soylent factory when I'm longer economicaly viable.

AndrewJRenko · 26-12-2020 11:43am

PommieBast wrote: »

Given what has happened to pensions in the last 2-3 decades most 20 year olds would be crazy to sign up to one voluntarily.

Given the tax relief available on pension contributions, any higher rate taxpayer who has their overall financial situation under control would be crazy to not sign up to one voluntarily.

suicide_circus · 26-12-2020 11:58am

When you have a "good" knee and a "bad" knee

PommieBast · 26-12-2020 12:28pm

AndrewJRenko wrote: »

Given the tax relief available on pension contributions, any higher rate taxpayer who has their overall financial situation under control would be crazy to not sign up to one voluntarily.

For my current pension fund the "low risk" option which is basically gov't bonds had a stated annual yield of -5%. And that was before the Covid-19 government money tree that relies on rock bottom bond interest rates going even lower.

johndaman66 · 26-12-2020 12:45pm

Turning the volume right up on the radio when the obituaries come on and if anyone around you is making noise telling them in no uncertain terms to shhhsh. Come to think of it listening to the radio these times is in itself probably a sign that your getting old.

whiskeyman · 26-12-2020 1:55pm

brisan wrote: »

Spend big on a mattress
By big I mean a minimum of 2000 euro .if you can afford it of course
It will be the best investment you ever make for your overall health

Same on a pillow.
Obviously not same amount, but get the best quality where possible instead of one for 5 quid in IKEA.

Mister Vain · 26-12-2020 7:03pm

When 3 drinks on Christmas day leaves you fooked.

ohnonotgmail · 26-12-2020 7:04pm

suicide_circus wrote: »

When you have a "good" knee and a "bad" knee

be grateful that you still have a good knee.

AndrewJRenko · 26-12-2020 8:25pm

PommieBast wrote: »

For my current pension fund the "low risk" option which is basically gov't bonds had a stated annual yield of -5%. And that was before the Covid-19 government money tree that relies on rock bottom bond interest rates going even lower.

What fund is this please?

.anon. · 26-12-2020 8:29pm

johndaman66 wrote: »

Turning the volume right up on the radio when the obituaries come on and if anyone around you is making noise telling them in no uncertain terms to shhhsh. Come to think of it listening to the radio these times is in itself probably a sign that your getting old.

On a similar note, if I type the letter 'r' into my browser, the first site that comes up is rip.ie.

26-12-2020 8:30pm

The verb “to go” takes on an entirely different meaning.

ie. “my back’s gone again”

suicide_circus · 26-12-2020 8:31pm

ohnonotgmail wrote: »

be grateful that you still have a good knee.

It's not great tbh

Thelonious Monk · 26-12-2020 9:15pm

I think the fact you use boards.ie is a sign you're getting old. All the young 'uns are on Reddit and other things I've never even heard of.

McGinniesta · 26-12-2020 9:22pm

Ronin247 wrote: »

I find my boobs really starting to sag...... it wouldn't be too bad only I am a man.

Titty pics?

PommieBast · 26-12-2020 11:48pm

AndrewJRenko wrote: »

What fund is this please?

Its with Irish Life. Don't remember portfolio name as it was back in 2019 I had to choose one.

Surreptitious · 26-12-2020 11:53pm

When you think you have finished going to the toilet but you have to go back another few times.

AndrewJRenko · 27-12-2020 12:06am

PommieBast wrote: »

Its with Irish Life. Don't remember portfolio name as it was back in 2019 I had to choose one.

MAP2 is their low risk fund. 3 and 5 year returns are positive. It had a bad year in 2018 but didn't get near the -5% figure you quoted.

You'd be crazy not to avail of the tax relief available.

Ubbquittious · 27-12-2020 10:14am

Matching with a stunning looking beour on Tinder or one of those and upon realising she is only 23 deciding I can't be bothered anymore

Jimbob1977 · 27-12-2020 10:24am

When you realise that people who were born in 2002 can now vote and drink.

When everything is too loud and you want to be in bed at 10pm with the electric blanket on. While enjoying a Werthers Original.

RobbingBandit · 27-12-2020 10:32am

Damn kids dont know what old is do ya. I've seen 6 wars and 11 American presidents

Andrea B. · 27-12-2020 10:47am

When you classify rip.ie as social media.

riclad · 27-12-2020 11:09am

You go to more funerals than weddings, most of your friends are married or divorced you can remember Clinton getting elected
Your first phone was a Nokia phone with snake on it
You used to rent VHS videos you have a few old VHS movies
you bought your first console was a nes

the purple tin · 27-12-2020 11:10am

Over a quarter of a century since Friends and The X-Files first graced our screens.
:eek:

antodeco · 27-12-2020 11:12am

When the excitement of a new air fryer or having a clean George foreman is the highlight of your day

Mister Vain · 27-12-2020 11:27am

It's 30 years since The Fresh Prince started.

the purple tin · 27-12-2020 11:44am

Mister Vain wrote: »

It's 30 years since The Fresh Prince started.

Nearly 8 years since Uncle Phil died

They are remaking FPBA too. Who is going to throw Jazz out of the house?

Itssoeasy · 27-12-2020 11:48am

the purple tin wrote: »

Nearly 8 years since Uncle Phil died
They are remaking FPBA too. Who is going to throw Jazz out of the house?

I don’t think they are remaking but that picture is from a reunion from a coupe of weeks ago where they all sat down and talked about the show. The tribute to uncle Phil was superb in fairness.

Ger Roe · 27-12-2020 11:50am

When you type a response in a particularly lively thread on boards, and then you don't actually post it, because you don't have the energy to follow through with the inevitable backlash.

This happens to me all the ti..

RobbingBandit · 27-12-2020 12:24pm

When the internet used to be the mesh net in your swimming trunks

the purple tin · 27-12-2020 12:33pm

You can remember the old modem dial up tone.
You remember having to unplug the phone to go online.

Signs that you're getting old

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