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Currently buying/selling a house? How is it going? READ MOD NOTE POST #1

24567…228

Comments

  • #52
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    givyjoe wrote: »
    And prey tell.. what are they waiting for...?! The price that their property and isn't worth NOW! NOW being the most pertinent word.

    NOW NOW, might be important to you, that does not mean it is important to the seller.


  • #53
    givyjoe
    Registered Users Posts: 3,287 ✭✭✭givyjoe


    Dav010 wrote: »
    NOW NOW, might be important to you, that does not mean it is important to the seller.

    Jesus Christ.. please for the love of God, can you tell you us in your own words how you determine what the value of a house, or any asset is?


  • #54
    Senature
    Registered Users, Registered Users 2 Posts: 349 ✭✭Senature


    I would really only be familiar with house sales and purchases in the greater Dublin area, so this may not apply in other parts of Ireland. However, houses that have been on the market for an extended period of time are viewed with suspicion by prospective buyers. There is an assumption that there must be something wrong with it if it hasn't sold yet, so buyers avoid bidding on it and look at / bid on other properties instead. Or if they do decide to bid on that house, they probably won't be willing to bid as much. Leaving your house languishing on the market waiting for the "right" offer can be extremely risky imo. It may be a seller's prerogative to do so, but it can really cost them in the long run.


  • #55
    Shefwedfan
    Closed Accounts Posts: 18,958 ✭✭✭✭Shefwedfan


    Senature wrote: »
    I would really only be familiar with house sales and purchases in the greater Dublin area, so this may not apply in other parts of Ireland. However, houses that have been on the market for an extended period of time are viewed with suspicion by prospective buyers. There is an assumption that there must be something wrong with it if it hasn't sold yet, so buyers avoid bidding on it and look at / bid on other properties instead. Or if they do decide to bid on that house, they probably won't be willing to bid as much. Leaving your house languishing on the market waiting for the "right" offer can be extremely risky imo. It may be a seller's prerogative to do so, but it can really cost them in the long run.


    None of this is true.

    You dont need to have you house sold in X months or you are suddenly into the "too long on market bracket". House at a certain clip will sell quicker because First Time buyers etc will snap them up. Higher value houses will stay on market longer because it is a smaller market buying these houses.

    When I bought my most recent house I wasn't looking at how long it was on market to see if I should or shouldn't bid on it.

    Any decent buyer should be getting a survey done etc so I don't see why they would be suspicious.

    P.S I live in Dublin area


  • #56
    Senature
    Registered Users, Registered Users 2 Posts: 349 ✭✭Senature


    Just found this article from a year ago. Confirmation of a lot of what has been discussed in this thread.

    https://www.irishtimes.com/news/ireland/irish-news/excessive-price-expectations-biggest-block-to-house-sales-report-says-1.3775106

    Home-owners’ “excessive and unrealistic expectations” about the price their properties are worth will be the biggest block to closing sales this year, according to a report published this morning.

    Research from the Society of Chartered Surveyors Ireland (SCSI) says that overly-optimistic expectations is the primary reason why properties are now failing to sell.

    Indeed, unrealistic prices are now a bigger problem to closing deals than any difficulties buyers have in obtaining mortgages or sellers have in finding other homes to live in.


  • #57
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    givyjoe wrote: »
    Jesus Christ.. please for the love of God, can you tell you us in your own words how you determine what the value of a house, or any asset is?

    There is no need to get so emotional about this. There is no set value on a property. Different people put different values on different properties. One buyer may be willing to pay more for a property due to needs, location, family etc than another. I might place more value on a house than you might because I want it. It is all down to perspective and timing. You can’t force someone to sell at the price you want them to.

    The value of an asset is the highest price someone is willing to pay, and accepted. Whenever that may be.


  • #58
    [Deleted User]
    Posts: 18,749 ✭✭✭✭ [Deleted User]


    I saw 2 houses, same estate, same agent. Back facing different directions, one house was completely renovated, ready to move in, asking 430k
    The other had slightly bigger kitchen extension, but needed complete renovation, at least 60-80k I would think, asking 435k
    Agent said the vendors want the asking or very close to it, won't drop the price.
    The ready to go house went sale agreed in weeks, the 2nd one is still on, 6 months later.


  • #59
    Dolbhad
    Registered Users, Registered Users 2 Posts: 782 ✭✭✭Dolbhad


    Looked at a house around June. We liked it but asking was 25k over what’s its worth as there was a dodgy extension that needs to be fixed. We put in the offer of 25k under asking. Was told seller expects more than asking. Is still listed as up for sale still at same price. Still no offers as I’ve checked but seller is willing to wait it out but house is empty and a mortgage on it.

    I’ll admit this year I’ve seen some really cheeky prices ie a three bed semi going for same price as a 4 bed semi in same estate. And whereas 4 bed semi is rightly price and I expect it to go quickly, the 3 bed will be sitting there.


  • #60
    givyjoe
    Registered Users Posts: 3,287 ✭✭✭givyjoe


    Dav010 wrote: »
    There is no need to get so emotional about this. There is no set value on a property. Different people put different values on different properties. One buyer may be willing to pay more for a property due to needs, location, family etc than another. I might place more value on a house than you might because I want it. It is all down to perspective and timing. You can’t force someone to sell at the price you want them to.

    The value of an asset is the highest price someone is willing to pay, and accepted. Whenever that may be.

    And if no one is willing to pay the price the seller wants, what does that tell you? It's fairly simple.


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  • #61
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    givyjoe wrote: »
    And if no one is willing to pay the price the seller wants, what does that tell you? It's fairly simple.

    The seller won’t sell?


  • #62
    Dolbhad
    Registered Users, Registered Users 2 Posts: 782 ✭✭✭Dolbhad


    Dav010 wrote: »
    The seller won’t sell?


    I think that’s it. Some sellers may be happy to wait it out and not much you can to.


  • #63
    beauf
    Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    givyjoe wrote: »
    And if no one is willing to pay the price the seller wants, what does that tell you? It's fairly simple.

    That no one is willing to pay it now. Might be at some other time though.

    Isn't that why people waited till out of negative equity to sell. Even if it took years.

    There was a bungalow near me I was watching for the folks to downsize. But they were looking for a crazy price, on the market for must be 3yrs. Eventually sold though. I wouldn't deal with someone that stubborn personally.

    People will put value on very subtle things when it comes to property.


  • #64
    Spanish Eyes
    Registered Users, Registered Users 2 Posts: 15,996 ✭✭✭✭Spanish Eyes


    A neighbour up the road from me put house up for X. We all snorted. It lingered for five months, and then was reduced by wait for it....45k all noted on the website with the arrow down thinggys.

    Sold within a month. Of course sellers can be precious. But realism bites. Good time to buy IMO. And sellers have to be realistic nowadays too. As do tyre kicking viewers who think they will get the bargain of the century.

    Apart from one off houses, there is usually a ceiling price for an area. I always keep that in mind.


  • #65
    JamesMason
    Registered Users Posts: 152 ✭✭JamesMason


    Spanish Eyes wrote: »
    A neighbour up the road from me put house up for X. We all snorted. It lingered for five months, and then was reduced by wait for it....45k all noted on the website with the arrow down thinggys.

    Sold within a month. Of course sellers can be precious. But realism bites. Good time to buy IMO. And sellers have to be realistic nowadays too. As do tyre kicking viewers who think they will get the bargain of the century.

    Apart from one off houses, there is usually a ceiling price for an area. I always keep that in mind.
    Reality bites indeed.


  • #66
    Shefwedfan
    Closed Accounts Posts: 18,958 ✭✭✭✭Shefwedfan


    beauf wrote: »
    That no one is willing to pay it now. Might be at some other time though.

    Isn't that why people waited till out of negative equity to sell. Even if it took years.

    There was a bungalow near me I was watching for the folks to downsize. But they were looking for a crazy price, on the market for must be 3yrs. Eventually sold though. I wouldn't deal with someone that stubborn personally.

    People will put value on very subtle things when it comes to property.

    Moral of story is the seller was right and got the price they wanted


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  • #67
    Umaro
    Registered Users, Registered Users 2 Posts: 1,561 ✭✭✭Umaro


    I'd hate to have wait 3 years to prove I was right.


  • #68
    JamesMason
    Registered Users Posts: 152 ✭✭JamesMason


    Umaro wrote: »
    I'd hate to have wait 3 years to prove I was right.
    Or to wait 3.5 years until you realise that you've missed the boat.


  • #69
    givyjoe
    Registered Users Posts: 3,287 ✭✭✭givyjoe


    Shefwedfan wrote: »
    Moral of story is the seller was right and got the price they wanted

    Ha. Good one. What do you reckon actually happened! Over 3 years the prices rose to finally meet the originally over inflated asking price.


  • #70
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    givyjoe wrote: »
    Ha. Good one. What do you reckon actually happened! Over 3 years the prices rose to finally meet the originally over inflated asking price.

    Welcome to the property market. Prices rise and fall, some buyers are willing to pay more than others if they want a particular property, some people need to sell and will accept the highest offer, others don’t need to sell and have no problem waiting for the price they want. Ce la vie.


  • #71
    givyjoe
    Registered Users Posts: 3,287 ✭✭✭givyjoe


    Dav010 wrote: »
    Welcome to the property market. Prices rise and fall, some buyers are willing to pay more than others if they want a particular property, some people need to sell and will accept the highest offer, others don’t need to sell and have no problem waiting for the price they want. Ce la vie.

    Seriously, are you not reading my posts? Are you determined to go round and round in a fruitless attempt to disprove the blindingly obvious? If NO ONE is willing to pay the asking price, then it isn't worth the asking price.


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  • #72
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    givyjoe wrote: »
    Seriously, are you not reading my posts? Are you determined to go round and round in a fruitless attempt to disprove the blindingly obvious? If NO ONE is willing to pay the asking price, then it isn't worth the asking price.

    I can see you are getting agitated, so I’ll have another go at explaining my point.

    If a house does not sell today, then it is not worth the asking price. But tomorrow a higher bid might come in, so it will be worth more tomorrow than it was today because someone offers more for it. Next month someone might offer 10k more, so the value on the house is 10k higher than it was when the previous bidder bid. Some sellers are happy to wait and see how high the value will rise, or whether it will reach their valuation. So be it, if you can afford to wait, why sell today for less when you might well get more for it in 3 or 6, or even 12 months?


  • #73
    givyjoe
    Registered Users Posts: 3,287 ✭✭✭givyjoe


    Dav010 wrote: »
    I can see you are getting agitated, so I’ll have another go at explaining my point.

    If a house does not sell today, then it is not worth the asking price. But tomorrow a higher bid might come in, so it will be worth more tomorrow than it was today because someone offers more for it. Next month someone might offer 10k more, so the value on the house is 10k higher than it was when the previous bidder bid. Some sellers are happy to wait and see how high the value will rise, or whether it will reach their valuation. So be it, if you can afford to wait, why sell today for less when you might well get more for it in 3 or 6, or even 12 months?
    Honestly, I can only assume you're on the wind up.


  • #74
    Shefwedfan
    Closed Accounts Posts: 18,958 ✭✭✭✭Shefwedfan


    givyjoe wrote: »
    Ha. Good one. What do you reckon actually happened! Over 3 years the prices rose to finally meet the originally over inflated asking price.

    I guess they wanted to sell their house, they sold it...happy days


  • #75
    beauf
    Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    givyjoe wrote: »
    Seriously, are you not reading my posts? Are you determined to go round and round in a fruitless attempt to disprove the blindingly obvious? If NO ONE is willing to pay the asking price, then it isn't worth the asking price.

    Give it 20yrs...


  • #76
    Umaro
    Registered Users, Registered Users 2 Posts: 1,561 ✭✭✭Umaro


    If you put a house up at 300k and receive bids under that amount for 3 YEARS then the initial asking price was off.


    In real terms the vendor lost money for being stubborn. 300k in 2019 has the same spending power that 293k had in 2016:
    The % change in the CPI from Dec 2016 to Dec 2019 is 2.4%.

    A basket of goods and services that cost €293,060 in Dec 2016 would have cost €300,010.04 in Dec 2019.
    - CPI

    Talk about cutting off your nose to spite your face.


  • #77
    ZX7R
    Registered Users Posts: 3,428 ✭✭✭ZX7R


    I think what people are missing one point, about house's not shifting quickly during the second half of last year,there was plenty of uncertainty with Brit exit ect,
    But the main point was a 10% drop in Price's was predicted it didn't happen , I believe buyer's were hoping for this drop and are in the mind set it will still drop,
    A lot of the heavy hitters In the economy market that were predicted that drop are backing away from the perdition most are now saying prices will rise and are currently rising again .
    I believe you will see a lot of second hand house's selling in the next 3 months.


  • #78
    beauf
    Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    I was surprised how quick some have sold.


  • #79
    mickdw
    Registered Users, Registered Users 2 Posts: 23,459 ✭✭✭✭mickdw


    I genuinely think it's nuts that people are seeing good value in average houses needing work at 530k.
    We are at the same point again as the last collapse.


  • #80
    beauf
    Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    Depends on the house and the location.


  • #81
    Nika Bolokov
    Registered Users, Registered Users 2 Posts: 651 ✭✭✭Nika Bolokov


    Bought and sold in the last 12 months.

    Towards the end of the year buyers would by default offer up to 10% below asking even if the asking was reasonable and the house in good condition etc. Would follow up with take it or leave it when the offer was rejected.

    Sellers would hang on and now as reality dawns on buyers that there is very little supply those who hung on for higher prices are being rewarded.

    Sellers with good hpuses seemed to develop the view that prices were soft so didn't put the house on the market hence the amount of crap out there.


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  • #82
    Fafa123
    Registered Users Posts: 5 ✭Fafa123


    Took us 18 months to get a buyer for our house in south dublin, we dropped price dramatically over that time, finally got a buyer and have been 4 months sale agreed, hoping to close in next few weeks, we also went sale agreed to buy another house, found that process alot easier then selling. Never moving again after this lol all in all be a 2 year process when done but we were unlucky


  • #83
    ebayissues
    Registered Users Posts: 448 ✭✭ebayissues


    The amount of crazy bids being offered is astonishing. A house I was looking at in d3, someone offered >340k. Big garden, okay location but still.


  • #84
    fliball123
    Registered Users, Registered Users 2 Posts: 7,506 ✭✭✭fliball123


    A lot of sellers are holding off and are now renting out the property instead of selling with the 100% mortgage interest relief on a rental property you can have someone in there paying your mortgage while you move to a new house. So that is also starving supply. I think prices will stay put for the next year and with certainty on Brexit and once the G.E is done with and the goodies thrown at first time buyers come in then prices will go up. All parties are throwing money at FTBs and this raises prices. That is historically the case.


  • #85
    Sweet.Science
    Registered Users Posts: 2,940 ✭✭✭Sweet.Science


    Hi
    Some advice needed
    Im looking to sell and buy this year
    If i hire and estate agent to sell but it doesnt get the figure i need to buy do i still have to pay the estate agent fee?
    thanks


  • #86
    Thoie
    Registered Users, Registered Users 2 Posts: 6,344 ✭✭✭Thoie


    Sweet.Science wrote: »
    Hi
    Some advice needed
    Im looking to sell and buy this year
    If i hire and estate agent to sell but it doesnt get the figure i need to buy do i still have to pay the estate agent fee?
    thanks

    They usually ask for an amount up front for advertising/administration. They take the rest of their fee (usually a percentage of the sale) when the sale is agreed/goes through. So you'll have to pay the up front fee, but if the house doesn't sell you may not need to pay the percentage fee - check the contract with them before signing.

    I was in a similar situation a few years ago - I could only sell if I got a minimum of €x. I was up front with the estate agent and explained that I wouldn't be moving if I didn't get a minimum amount. They were OK with that, as long as your minimum is realistic. If everything else locally is selling for €100k, and your minimum is €500k they might not want to take it on.


  • #87
    ebayissues
    Registered Users Posts: 448 ✭✭ebayissues


    Beginning to see more houses pop up arround D3/D5, some definitely IMO overpriced.


  • #88
    Highcontrast1
    Registered Users Posts: 185 ✭✭Highcontrast1


    Sweet.Science wrote: »
    Hi
    Some advice needed
    Im looking to sell and buy this year
    If i hire and estate agent to sell but it doesnt get the figure i need to buy do i still have to pay the estate agent fee?
    thanks

    <SNIP> have a fixed fee and i think you can set your reserve.


  • #89
    Woshy
    Registered Users, Registered Users 2 Posts: 1,429 ✭✭✭Woshy


    ebayissues wrote: »
    Beginning to see more houses pop up arround D3/D5, some definitely IMO overpriced.

    No houses on the market where we are looking. Deposit sitting in the bank, mortgage approved and no houses to even go view. I'm hoping some will get put up for sale too, even if the asking price seems high!


  • #90
    Sono
    Registered Users, Registered Users 2 Posts: 2,476 ✭✭✭Sono


    Looking to sell and buy this year in D13, had estate agent out last week and was shocked at the value he placed on it, have looked at Raheny as a place to move to but the stock is either in bits or way over priced and require work.


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  • #91
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Sono wrote: »
    Looking to sell and buy this year in D13, had estate agent out last week and was shocked at the value he placed on it, have looked at Raheny as a place to move to but the stock is either in bits or way over priced and require work.

    Shocked in a good or bad way?


  • #92
    Sono
    Registered Users, Registered Users 2 Posts: 2,476 ✭✭✭Sono


    Dav010 wrote: »
    Shocked in a good or bad way?

    In a good way but sure it’s all relative, the new house we buy will be higher also.


  • #93
    Woshy
    Registered Users, Registered Users 2 Posts: 1,429 ✭✭✭Woshy


    Sono wrote: »
    Looking to sell and buy this year in D13, had estate agent out last week and was shocked at the value he placed on it, have looked at Raheny as a place to move to but the stock is either in bits or way over priced and require work.

    We had a similar conversation with our estate agent last year when we sold our house - shocked in a good way at the price. You should take it with a pinch of salt. We sold for 45k under that estimate and there's plenty more with experiences like this in this forum. Lots of EAs are still way overestimating prices


  • #94
    Sono
    Registered Users, Registered Users 2 Posts: 2,476 ✭✭✭Sono


    Woshy wrote: »
    We had a similar conversation with our estate agent last year when we sold our house - shocked in a good way at the price. You should take it with a pinch of salt. We sold for 45k under that estimate and there's plenty more with experiences like this in this forum. Lots of EAs are still way overestimating prices

    That’s fair enough and good advice too, no harm throwing it onto the market and testing the waters, see if there is any interest, under no pressure to sell.


  • #95
    VW 1
    Registered Users Posts: 4,509 ✭✭✭VW 1


    Trying to buy and sell in d 9/11 area. Been looking for a house for over a year, have spent three years gradually renovating and modernising the house we are in after buying an F rated house in an executor sale. Trying to buy something needing minimal work as we need to move in straight from selling our own. Very little stock in that condition coming online and what we have seen is going for 430k plus, which we feel is just too expensive for a 3 bed 90-100sq m house.

    Likely going to withdraw and keep the powder dry and come back to the market in 12-18 months as we are in no real rush to move.


  • #96
    ebayissues
    Registered Users Posts: 448 ✭✭ebayissues


    A house I was looking at in D3 with an asking of 360k/370k has an offfer of 430k or higher at this stage as I pulled out at 375k.



    By my estimate it still needs about 100/120k worth of work.


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  • #97
    Woshy
    Registered Users, Registered Users 2 Posts: 1,429 ✭✭✭Woshy


    I posted earlier in the thread about a house we were looking at with a way too high asking price. We put in an offer 35k under the asking and it was rejected as being too low. The sellers wanted asking price. There were no other bidders so we walked away - we were not bidding against ourselves. That was 5 weeks ago.

    This week I get a phone call from the EA to say that we are still the only bidder and the sellers are now dropping the asking price as they have gone sale agreed on a new property themselves. He was ringing us first as a courtesy before putting the new asking price on the ad. We thought this meant they would be more motivated to sell.

    We offered 5k more than our original offer which is 10k under the new asking price - at this stage we are technically bidding against ourselves. The sellers have rejected that and we were told they are putting the price drop up online and arranging more viewings to "get as much money as possible"

    We then offered the new asking price on the condition that the house is taken off the market straight away and we're sale agreed and we start the process. Estate Agent seems to think this is a good idea but he has to go back to the sellers who she says may want to go back to market. We are currently waiting.

    I know they bought the house for 70k less than what we have offered just 5 years ago. It's on the property price register. It hasn't had that much work done to it. At this point surely it is just pure greed?


  • #98
    spurshero
    Registered Users, Registered Users 2 Posts: 1,796 ✭✭✭spurshero


    Woshy wrote: »
    I posted earlier in the thread about a house we were looking at with a way too high asking price. We put in an offer 35k under the asking and it was rejected as being too low. The sellers wanted asking price. There were no other bidders so we walked away - we were not bidding against ourselves. That was 5 weeks ago.

    This week I get a phone call from the EA to say that we are still the only bidder and the sellers are now dropping the asking price as they have gone sale agreed on a new property themselves. He was ringing us first as a courtesy before putting the new asking price on the ad. We thought this meant they would be more motivated to sell.

    We offered 5k more than our original offer which is 10k under the new asking price - at this stage we are technically bidding against ourselves. The sellers have rejected that and we were told they are putting the price drop up online and arranging more viewings to "get as much money as possible"

    We then offered the new asking price on the condition that the house is taken off the market straight away and we're sale agreed and we start the process. Estate Agent seems to think this is a good idea but he has to go back to the sellers who she says may want to go back to market. We are currently waiting.

    I know they bought the house for 70k less than what we have offered just 5 years ago. It's on the property price register. It hasn't had that much work done to it. At this point surely it is just pure greed?
    I would tell them that’s your final offer and it stands till Friday at 5 or whatever . Put that ball in your court . That’s if your happy to walk away yourself. I live in a nice estate just outside Galway . 12 to 18 months ago if a house went for sale it was gone in the next few weeks . There is 2 houses for sale in it now for the last 5 months give or take . There’s defo some kind of slowdown or uncertainty out there .


  • #99
    Tazium
    Registered Users, Registered Users 2 Posts: 904 ✭✭✭Tazium


    Checked out a house recently at asking price 475k. Wife and I were quite interested in it and felt it deserved the asking price relative to others in the area. It sold for 528K. Which was outside our budget anyway, but that's the market.


  • #100
    Woshy
    Registered Users, Registered Users 2 Posts: 1,429 ✭✭✭Woshy


    spurshero wrote: »
    I would tell them that’s your final offer and it stands till Friday at 5 or whatever . Put that ball in your court . That’s if your happy to walk away yourself. I live in a nice estate just outside Galway . 12 to 18 months ago if a house went for sale it was gone in the next few weeks . There is 2 houses for sale in it now for the last 5 months give or take . There’s defo some kind of slowdown or uncertainty out there .

    We are happy to walk away. We're not in a rush or a situation where we are desperate to buy. Our house is sold and we're living somewhere we can stay indefinitely. We already walked away once and we'll do it again. They're the ones who need to sell. I think we've been generous and we only did that because the house is in excellent condition and needs basically nothing done to it (which I think is why they think they should get loads for it)

    I def think there is a slowdown too.

    We've told the EA the offer we've made at the new asking price is conditional on them going sale agreed, taking the house off the market and not arranging more viewings etc. So if they do go choose to go back to the market to try get more money then that offer is off the table and we're out.

    They'd be mad not to take it and I know the EA agrees but some people can only see euro signs


  • #101
    beauf
    Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    Woshy wrote: »
    I ...At this point surely it is just pure greed?

    Offering less or asking more. Same difference...

    I think you have set a budget and be willing to walk away if someone is being unreasonable.


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