How much money do you have left over at bills are paid

lickalot · 09-07-2020 6:05pm #1

I earn 45K. Mortgage is 540 a month. I drive a 1500 euro car which drives perfect.

I'm single and after my bills are paid i have 2300(Excluding electric, fuel, food) left over to do whatever I please with for the month.

I travel all over the world whenever I can and been to 34 different countries.

I love my life.

Man with broke phone · 09-07-2020 6:10pm

I used to ask myself this question, then I realised that until my BMI was absolutely perfect I couldn't enjoy myself no matter what I had. I lost a pound to get my BMI right in the middle of perfect and life changed for me within hours. It's been a constant hill climb but my hill has no top. I'm earning 4 times what I was earning when I had my epiphany and now dont even count money, I just spend it as I please. Houses paid for. Tenants happy out. I'm home a few weeks and have started getting involved in community work. That's like money for the soul, it's the real payment.

CBear1993 · 09-07-2020 6:12pm

Man with broke phone wrote: »

I used to ask myself this question, then I realised that until my BMI was absolutely perfect I couldn't enjoy myself no matter what I had. I lost a pound to get my BMI right in the middle of perfect and life changed for me within hours. It's been a constant hill climb but my hill has no top. I'm earning 4 times what I was earning when I had my epiphany and now dont even count money, I just spend it as I please. Houses paid for. Tenants happy out. I'm home a few weeks and have started getting involved in community work. That's like money for the soul, it's the real payment.

What??

CBear1993 · 09-07-2020 6:13pm

lickalot wrote: »

I earn 45K. Mortgage is 540 a month. I drive a 1500 euro car which drives perfect.

I'm single and after my bills are paid i have 2300(Excluding electric, fuel, food) left over to do whatever I please with for the month.

I travel all over the world whenever I can and been to 34 different countries.

I love my life.

I take it your job isn’t too stressful or long hours?
Do you have plans to have a partner or children? Will this change if so...

Man with broke phone · 09-07-2020 6:16pm

Berties_Horse wrote: »

Shylock is a comedian after hours.

I havnt met him yet, is he tall?

lickalot · 09-07-2020 6:16pm

CBear1993 wrote: »

I take it your job isn’t too stressful or long hours?
Do you have plans to have a partner or children? Will this change if so...

Nope, zero stress. Start at 9 with a 5 minute drive to work. Finish on the dot at 5 everyday.

wizardman · 09-07-2020 6:17pm

lickalot wrote: »

I earn 45K. Mortgage is 540 a month. I drive a 1500 euro car which drives perfect.

I'm single and after my bills are paid i have 2300(Excluding electric, fuel, food) left over to do whatever I please with for the month.

I travel all over the world whenever I can and been to 34 different countries.

I love my life.

45k is that all? Peasant

antimatterx · 09-07-2020 6:17pm

I live at home, saving for a mortgage. I save about 2K a month.

09-07-2020 6:21pm

I have something left-over every month, but it doesn't matter. I hate the outgoings, they actually bother me. I often wish I wasn't so bothered by expenses, I know that I sound like a miserable bastard, but spending money really bugs me.

nofiller69 · 09-07-2020 6:24pm

i make on average 35k every 2 months. I drive a 50k car and never worry about ****e like grocery and fuel. I did well in university.

rapul · 09-07-2020 6:24pm

Another schlong measuring contest!

OMM 0000 · 09-07-2020 6:25pm

lickalot wrote: »

I earn 45K. Mortgage is 540 a month. I drive a 1500 euro car which drives perfect.

I'm single and after my bills are paid i have 2300(Excluding electric, fuel, food) left over to do whatever I please with for the month.

I travel all over the world whenever I can and been to 34 different countries.

I love my life.

This is quite an unsuccessful attempt at a brag.

Let's get this straight:

You have a fairly low wage.

You live in a cheap house.

You drive a **** car.

You don't have a girlfriend or wife.

You have a little bit of cash left over at the end of the month and you travel a lot.

NSAman · 09-07-2020 6:27pm

rapul wrote: »

Another schlong measuring contest!

And we all know who has the shortest..;)

(runs for the door)

0ph0rce0 · 09-07-2020 6:28pm

Not the ****ing BMI guy again

gifted · 09-07-2020 6:30pm

How much money have I left over after I pay my bills???........ good one....lol lol

I Am Nobody · 09-07-2020 6:36pm

It varies really for me.when someone wants work done of their bike,I initially fork out for the parts/labour.and add it to their bill.If they don't pay for it I hold onto the bike for a length of time.If things aren't resolved I sell it for cost.

ShatterAlan · 09-07-2020 6:44pm

I earn a lot but I'm pretty bad with money.

Have a weakness for wine, women and song.

chrissb8 · 09-07-2020 7:24pm

OMM 0000 wrote: »

This is quite an unsuccessful attempt at a brag.

Let's get this straight:

You have a fairly low wage.

You live in a cheap house.

You drive a **** car.

You don't have a girlfriend or wife.

You have a little bit of cash left over at the end of the month and you travel a lot.

I mean. When you put it that way.

Where do I sign up?

Rodney Bathgate · 09-07-2020 7:29pm

I like beans on toast.

Sometimes I will sprinkle grated cheese on top.

OMM 0000 · 09-07-2020 7:32pm

chrissb8 wrote: »

I mean. When you put it that way.

Where do I sign up?

http://www.call-centre-jobs-longford.ie

lickalot · 09-07-2020 7:52pm

OMM 0000 wrote: »

This is quite an unsuccessful attempt at a brag.

Let's get this straight:

You have a fairly low wage.

Not really, If i was in Dublin I'd be up around the 80K mark.

You live in a cheap house.

I live in a four bedroom house and done it up to a high spec and a lovely big garden. Its also a 2 story bungalow.

You drive a **** car.

No, Its a perfect car for driving from A to B. Why would you waste money on a depreciating asset?? Just because a car is dearer doesn't make it a better car

You don't have a girlfriend or wife.
And I want to keep it that way

You have a little bit of cash left over at the end of the month and you travel a lot.
I have 2300 quid to do what I please with, I wouldn't call that a little bit of money. Might take a trip to California once the cornavirus settles down or maybe Australia for a month, who knows

.

OMM 0000 · 09-07-2020 7:54pm

lickalot wrote: »

.

You have a low wage, live in a cheap house, have a **** car, and don't have a lot of money.

You're doing "OK" but you shouldn't be trying to brag as you're not doing very well.

lickalot · 09-07-2020 7:57pm

OMM 0000 wrote: »

You have a low wage, live in a cheap house, have a **** car, and don't have a lot of money.

You're doing "OK" but you shouldn't be trying to brag as you're not doing very well.

Not a bad wage outside of Dublin. I should be on 60K soon.

My house is stunning, four bedroom bungalow with huge garden? Wonder how much the same would cost in Dublin? Probably 500K or more I would imagine. So why would you call it a cheap house?

I could get a new car in the morning. Why waste money on something that just gets you from A to B and depreciates in value. The 5 minute drive into work is also brilliant.

OMM 0000 · 09-07-2020 8:06pm

lickalot wrote: »

Not a bad wage outside of Dublin. I should be on 60K soon.

My house is stunning, four bedroom bungalow with huge garden? Wonder how much the same would cost in Dublin? Probably 500K or more I would imagine. So why would you call it a cheap house?

I could get a new car in the morning. Why waste money on something that just gets you from A to B and depreciates in value. The 5 minute drive into work is also brilliant.

You can try to pretend all you want but you've already stated your finances and you're not doing very well.

The issue, I guess, is you've surrounded yourself with people who are doing badly, so by comparison you think you're doing well. But when you compare yourself with the rest of society you're just doing "OK". You are lower middle class.

I'm glad you're happy though.

lickalot · 09-07-2020 8:47pm

OMM 0000 wrote: »

You can try to pretend all you want but you've already stated your finances and you're not doing very well.

The issue, I guess, is you've surrounded yourself with people who are doing badly, so by comparison you think you're doing well. But when you compare yourself with the rest of society you're just doing "OK". You are lower middle class.

I'm glad you're happy though.

If I double my wages and go to Dublin and have a BMW outside with a huge mortgage and have 1K left over a month would that make me higher class?

Leg End Reject · 09-07-2020 8:50pm

lickalot wrote: »

If I double my wages and go to Dublin and have a BMW outside with a huge mortgage and have 1K left over a month would that make me higher class?

No, you can't buy class.

OMM 0000 · 09-07-2020 8:55pm

lickalot wrote: »

If I double my wages and go to Dublin and have a BMW outside with a huge mortgage and have 1K left over a month would that make me higher class?

Well, what's your age and education?

If you're in your 20s and on 95k you're doing very well financially.

A huge mortgage and BMW doesn't give you class, but as a single guy on a 95k wage you can probably live in a working class neighbourhood or get a small apartment in a middle class neighbourhood.

I sense you're out of touch with how much people earn.

Degag · 09-07-2020 8:57pm

lickalot wrote: »

I earn 45K. Mortgage is 540 a month. I drive a 1500 euro car which drives perfect.

I'm single and after my bills are paid i have 2300(Excluding electric, fuel, food) left over to do whatever I please with for the month.

I travel all over the world whenever I can and been to 34 different countries.

I love my life.

You can't have too many bills if you've got €2300 left after paying them on that wage. Think it works out at about ~€3000 net a month so ~€140 bllls? My maths may not be correct though.

Anyhow fair play, 45k isn't a bad wage at all out in the sticks. Fcuk the begrudgers on 80k up in Dublin in their beemer who are technically way worse off.

Leg End Reject · 09-07-2020 9:13pm

I see lickalot has left the building, no doubt off to spend more money.

Josh. · 09-07-2020 9:14pm

Not a lot

CBear1993 · 09-07-2020 10:52pm

lickalot wrote: »

Not a bad wage outside of Dublin. I should be on 60K soon.

My house is stunning, four bedroom bungalow with huge garden? Wonder how much the same would cost in Dublin? Probably 500K or more I would imagine. So why would you call it a cheap house?

I could get a new car in the morning. Why waste money on something that just gets you from A to B and depreciates in value. The 5 minute drive into work is also brilliant.

Is this Jay from the inbetweeners in disguise? This lad must literally knock one out over himself and his delusional thoughts

CBear1993 · 09-07-2020 11:12pm

OMM 0000 wrote: »

Well, what's your age and education?

If you're in your 20s and on 95k you're doing very well financially.

A huge mortgage and BMW doesn't give you class, but as a single guy on a 95k wage you can probably live in a working class neighbourhood or get a small apartment in a middle class neighbourhood.

I sense you're out of touch with how much people earn.

Who do you know on 95K in their 20s? As someone in that age bracket I know of no one. You’d either want to have a family inherited business that fell into your lap, or seriously advanced / ahead of your time and climbed the ladder fierce quickly?
It’s bound to be a seriously small percentage

Paul_Mc1988 · 09-07-2020 11:18pm

CBear1993 wrote: »

Who do you know on 95K in their 20s? As someone in that age bracket I know of no one. You’d either want to have a family inherited business that fell into your lap, or seriously advanced / ahead of your time and climbed the ladder fierce quickly?
It’s bound to be a seriously small percentage

If your fresh out of college with an engineering degree and take a job with intel as a technician you can earn that after 6 years if your motived. Most techs on 80k + all in out there.

Paul_Mc1988 · 09-07-2020 11:18pm

CBear1993 wrote: »

Who do you know on 95K in their 20s? As someone in that age bracket I know of no one. You’d either want to have a family inherited business that fell into your lap, or seriously advanced / ahead of your time and climbed the ladder fierce quickly?
It’s bound to be a seriously small percentage

If your fresh out of college with an engineering degree and take a job with intel as a technician you can earn that after 6 years if your motived. Most techs on 80k + all in out there.

gogo · 09-07-2020 11:21pm

My father always said.....

Someone who talks about their money, shows you their money, in reality, probably has very little money ...

pgj2015 · 09-07-2020 11:29pm

Leg End Reject wrote: »

I see lickalot has left the building, no doubt off to spend more money.

Probably off to get some heroin.

Top chief · 09-07-2020 11:46pm

lickalot wrote: »

I earn 45K. Mortgage is 540 a month. I drive a 1500 euro car which drives perfect.

I'm single and after my bills are paid i have 2300(Excluding electric, fuel, food) left over to do whatever I please with for the month.

I travel all over the world whenever I can and been to 34 different countries.

I love my life.

As long as you love your life and are happy . travelling is great one of the best things to spend money on . Your mortgage is very cheap fair play . I'm only starting to save for a mortgage now in my late 20s.
no problem having a car worth 1500 once your happy with it , my car is 15k but I did trade my last car in so didnt pay to much towards it .

45k is a decent salary but key point is tax not much after that all well and good saying I make 60k or 90k but what it is after tax is what's important. I make 4,800 a month after tax is gone and I do work hard for it .

ILoveYourVibes · 10-07-2020 6:01am

Man with broke phone wrote: »

I used to ask myself this question, then I realised that until my BMI was absolutely perfect I couldn't enjoy myself no matter what I had. I lost a pound to get my BMI right in the middle of perfect and life changed for me within hours. It's been a constant hill climb but my hill has no top. I'm earning 4 times what I was earning when I had my epiphany and now dont even count money, I just spend it as I please. Houses paid for. Tenants happy out. I'm home a few weeks and have started getting involved in community work. That's like money for the soul, it's the real payment.

least you are not fat

OMM 0000 · 10-07-2020 6:45am

CBear1993 wrote: »

Who do you know on 95K in their 20s? As someone in that age bracket I know of no one. You’d either want to have a family inherited business that fell into your lap, or seriously advanced / ahead of your time and climbed the ladder fierce quickly?
It’s bound to be a seriously small percentage

I know a few. Many of my colleagues, a few family members, me.

It's not abnormal.

But my point was if you're going to come to boards with the purpose of bragging about your income, you should have something to brag about rather than being lower middle class.

10-07-2020 7:35am

lickalot wrote: »

I earn 45K. Mortgage is 540 a month. I drive a 1500 euro car which drives perfect.

I'm single and after my bills are paid i have 2300(Excluding electric, fuel, food) left over to do whatever I please with for the month.

I travel all over the world whenever I can and been to 34 different countries.

I love my life.

It would make sense to increase the mortgage repayments.

I have always found that people who try to impress others with their financial status have issues, often money related.

TheMilkyPirate · 10-07-2020 7:37am

OMM 0000 wrote: »

I know a few. Many of my colleagues, a few family members, me.

It's not abnormal.

But my point was if you're going to come to boards with the purpose of bragging about your income, you should have something to brag about rather than being lower middle class.

You sound like a right knob tbf. OP said he was happy and travels a lot, sounds like a great life to me.

CBear1993 · 10-07-2020 7:39am

Paul_Mc1988 wrote: »

If your fresh out of college with an engineering degree and take a job with intel as a technician you can earn that after 6 years if your motived. Most techs on 80k + all in out there.

Engineering - what would their role be, a technician for what? That’s very interesting...

CBear1993 · 10-07-2020 7:39am

OMM 0000 wrote: »

I know a few. Many of my colleagues, a few family members, me.

It's not abnormal.

But my point was if you're going to come to boards with the purpose of bragging about your income, you should have something to brag about rather than being lower middle class.

What do you and they do? Engineers/technicians as well?

10-07-2020 7:51am

OMM 0000 wrote: »

But my point was if you're going to come to boards with the purpose of bragging about your income, you should have something to brag about rather than being lower middle class.

I don't see it as bragging about his income, this type of thread comes up regularly on Boards.

Wanderer78 · 10-07-2020 7:56am

lickalot wrote:

I love my life.

Best of luck with it, enjoy it while you can, life has a strange way of changing, unexpectedly

Tokyo · 10-07-2020 7:57am

I spent a lot of money on booze, birds and fast cars. The rest I just squandered.

McCrack · 10-07-2020 8:09am

mike_ie wrote: »

I spent a lot of money on booze, birds and fast cars. The rest I just squandered.

Original

10-07-2020 8:12am

Paul_Mc1988 wrote: »

If your fresh out of college with an engineering degree and take a job with intel as a technician you can earn that after 6 years if your motived. Most techs on 80k + all in out there.

Not quite, I worked on a project in Intel (but not for Intel) for a period of time and the salaries in the link seem accurate. There are some perks and extra money can be earned by doing overtime, but to say most technicians are on €80k + is highly inaccurate.

Wanderer78 · 10-07-2020 8:13am

2011 wrote:

I worked on a project in Intel (but not for Intel) for a period of time and the salaries in the link seem accurate.

Horrible working environment I'm told, usual American corporation bollocks

CBear1993 · 10-07-2020 8:18am

Yeah most lads I know won’t touch intel with a barge pole on the project works. “State prison/ant farm” are the words regularly thrown around.

Wanderer78 · 10-07-2020 8:20am

CBear1993 wrote:

Yeah most lads I know wonâ€™t touch intel with a barge pole on the project works. â€œState prison/ant farmâ€ are the words regularly thrown around.

Cut throat I'm told, fcuk everyone over, threat everyone like sh!t

How much money do you have left over at bills are paid

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