Ryanair launch Car Insurance?

Dub_Man · 11-02-2008 1:14pm #1

Just saw on breakingnews.ie that Ryanair have partnered with FBD to offer cheaper insurance. Looks like it's the same sort of 'No Frills' approach Ryanair take with the airline, but you can be sure it's going to be cheap!

http://www.breakingnews.ie/business/?jp=mheyidmhqlgb

mike65 · 11-02-2008 1:17pm

Interesting.

Mike.

niceirishfella · 11-02-2008 1:24pm

i tried to get a quote on the site, but it just hung.....

ohhh, well........maybe no frills ain't for me.

http://www.ryanaircarinsurance.com/

Robbo · 11-02-2008 1:30pm

This will only exist to make Quinn look good by comparison.

pete4130 · 11-02-2008 1:34pm

There will probably be a clause that when making a claim there will be an administration fee more than the cost of the claim.....getting money BACK from Ryanair......try it!

milltown · 11-02-2008 1:35pm

Won't give me a full quote online but gave €223 for tpft (35yo on a 2.2l) which sounds alright. Then again, the price of our flights to Stanstead sounded alright too until they decided to cancel them and leave us to find our own hotel and transport at 11 at night.

Could Quinn's soon be the second worst insurance company in the land?

edit: Robbo beat me to it!

SMM · 11-02-2008 1:40pm

Yeah, I tried to get a quote there, just to see a price comparison with what I'm now paying. The part where you enter your occupation is hilarious-I'm an engineer and neither 'engineer' nor 'consultant' were there, but 'travelling roadside shop' was

Eoin · 11-02-2008 1:42pm

Just got quoted about 130 over what I'm currently paying, and my current policy has a lot of the extras. Dealing with Ryanair is bad enough a couple of times a year as it is, they would have to be saving me a huge amount to tempt me.

MarkR · 11-02-2008 1:53pm

SMM wrote: »

Yeah, I tried to get a quote there, just to see a price comparison with what I'm now paying. The part where you enter your occupation is hilarious-I'm an engineer and neither 'engineer' nor 'consultant' were there, but 'travelling roadside shop' was

Wow, just said the same thing here. Nothing to do with computers, but travelling roadside shop is there!

Unable to quote on a Integra Type R, not a bad quote for my Avensis though. Will check them out next renewal time..

Run_to_da_hills · 11-02-2008 1:59pm

I can Imagine Ryanair car insurance, You have to add extra premium for each passenger you have in the car and more for the luggage in the boot.:D

Stephen · 11-02-2008 2:12pm

Ha, they're quoting me over €100 more than I currently pay to Hibernian with loads of extras.

Run_to_da_hills · 11-02-2008 2:35pm

Stephen wrote: »

Ha, they're quoting me over €100 more than I currently pay to Hibernian with loads of extras.

What if you decide to change cars? I was hit with a heavy surcharge from my last company because I needed a swap for a week.

rebel.ranter · 11-02-2008 2:40pm

Do they charge extra if you are carrying baggage in the boot!

(Run to da hills beat me to it!)

bazz26 · 11-02-2008 2:42pm

LOL, their basic cover was cheaper than what I am paying at the moment but then tick all the boxes for the additional cover I have on my policy and it works out at over €230 more than I am paying now. And I'm with FBD.

niceirishfella · 11-02-2008 3:10pm

Look, regardless of Ryanars no frills policy and their approach to all of their business's -

Its good to see another provider in the market. Competition is no bad thing.

drdre · 11-02-2008 3:16pm

Just got a quote 966 wheras im paying 1100 with hibernian but seriously i wouldnt go near ryanair for insurance as you would never get a payout.

Cheeky Fellow · 11-02-2008 3:17pm

Hey...this has to be a good thing. Anything that might mean a better rate - even if it is O'Learys lot.

Will def be checking it out

ShaneU · 11-02-2008 3:18pm

Won't quote me for some reason.

Elessar · 11-02-2008 3:23pm

Interesting, initial quote was for 600 less than im paying atm for comprehensive with Quinn...

But then it wouldn't quote me fully?

quarryman · 11-02-2008 3:26pm

me neither.

LarWright · 11-02-2008 4:57pm

Just got a "No Nonsence" quote of €758 Fully Comp on My (still waiting for) New Opel Astra OPC valued at €38000, 26 year old Male living in Meath... They called me to say they couldn't cover the car due to the "performance spec" of it!

ballooba · 11-02-2008 5:02pm

bazz26 wrote: »

LOL, their basic cover was cheaper than what I am paying at the moment but then tick all the boxes for the additional cover I have on my policy and it works out at over €230 more than I am paying now. And I'm with FBD.

This is actually just FBD badged as Ryanair.

afatbollix · 11-02-2008 5:31pm

quoted me €2000 more than i am right now with quinn thats fire and theft on a Citroen xara

unkel · 11-02-2008 6:26pm

It's not quoting me because I selected the 2.6l+ option :rolleyes:

However cover on an €8k car with a 2.5l engine is €220 3rd party and €380 comprehensive which seems pretty competitive...

Standard Toaster · 11-02-2008 6:40pm

€738.11....200 odd quid less then what I'm paying now. (Quinn, Fully comp)

And I just renewed last month :rolleyes:

miceal · 11-02-2008 6:42pm

haha

They are working with FBD on this one so why are the Ryanair branch undercutting FBD by €200 from quotes on the different sites and what i am currently paying also

Damn FBD over charging me!!! :mad:

TwoShedsJackson · 11-02-2008 6:52pm

Imagine the hilarity trying to get them to pay out on a claim. Maybe if I was 17 and desperate, but isn't that what Quinn are for...?

Alanstrainor · 11-02-2008 7:03pm

I just put in my details, which was 19 year old male with 1 year no claims and got a quote of 2300!, i put that age up to 20 and it dropped to 750! that was on a 1.4 litre worth 3000. Madness, i wouldn't use them

Max_Damage · 11-02-2008 7:11pm

They won't give quotes for vehicles older than 1995. No good for me then.

Breezer · 11-02-2008 7:11pm

Ryanair won't quote me. I invented a no claims bonus and came out with a quote €120 over what FBD are currently charging me on their own for fully comprehensive. No thanks.

mik_da_man · 11-02-2008 7:29pm

I got a quote of €678 for my Focus ST but they could not process the quote.
FBD will insure me on it but for around €1700.

I'll prob be like LarWright above and not get it due to being a "performance" Spec

groupb · 11-02-2008 7:59pm

Can you imagine settling a claim.
Mr /mrs Ryan air "but your car was at an address 150kms from where you said it was kept"
Claim'nt "But I thought YOU would understand"

Cheeky Fellow · 11-02-2008 8:03pm

Like I said earlier...just tried it...1.9 Vectra 200 squids cheaper for fully comp compared with quinn...just for the craic I typed in different places round the country same details.....big difference...in price...cities seem cheaper then the country???

JohnCleary · 11-02-2008 8:29pm

Quoting me 1300 fully comp on a BMW 320d, full license, 3 years no claims

Currently paying 1250 for same with Quinn, except they only have me down as having 2 years NCB... not really anything to get excited over tbh

Robbo · 11-02-2008 8:36pm

Meh, coming in at about 100 quid above what I'm currently paying to Hibernian for fully comp on my current car. Of course they won't quote me on my new baby due to the 2.6 litre limit...

mik_da_man · 11-02-2008 8:47pm

I checked the location thing and it's €100 cheaper to insure it in Cork City (where I currently live) as opposed to Home - Meath.

Are Meath drivers that bit more risky??... :eek:

Mik

parsi · 11-02-2008 10:02pm

Did a quote as Mrs. Parsi - came in at 440 - nearly 50% more than her current renewal quote.

horgan_p · 11-02-2008 11:12pm

got quoted 1100 third party from monsieur O'Leary

currently paying 39x (cant exactly remember) with my current guys fully comp.

on a 10 yr old megane, what a joke

i'm 31 , full licence BTW

deRanged · 11-02-2008 11:12pm

I got a quote of 350 - 250 less than my renewal quote with Axa. now what to do ...

12-02-2008 12:20am

doesnt seem to like jap imports bearing any vtec or type r badges i cant get a quote from it

LarWright · 12-02-2008 12:54am

mik_da_man wrote: »

I checked the location thing and it's €100 cheaper to insure it in Cork City (where I currently live) as opposed to Home - Meath.

Are Meath drivers that bit more risky??... :eek:

Mik

Nope, probably not, but we are nearer to Dublin (so called high risk of theft) and right beside Louth, (where they're the highest risk of crashing!)

I reckon that's it... It's racist if ya ask me! lol

mick.fr · 12-02-2008 1:15am

Initially quoted me at 500 quids for my 2.5 bimmer, then full quote, they can't quote me for my 2004 325i. Ridiculous.
The mesage is just "we can't quote you".
Read : GFY lol

Not even a "Sorry we can't because blabla, but as an alternative we could suggest....

Crap customer service I have to say.

ShaneU · 12-02-2008 3:56am

They're not quoting anyone on provisionals.

dsane1 · 12-02-2008 4:09am

deRanged wrote: »

I got a quote of 350 - 250 less than my renewal quote with Axa. now what to do ...

ring axa they ll match it (did for me )

Seth Brundle · 12-02-2008 8:44am

I am currently paying about €600. Mick O'Leary wants €383.81 (fully comp).
I'd still be wary and would like to examine all T&Cs before signing my life away.

take_yer_points · 12-02-2008 10:18am

It looks like this won't be Ryanair paying out on any claims. In the article linked to this page it says the policy is underwritten by FBD - so they are the ones who would pay out on the claim. Ryanair is just a partner in this.

They're obviously going for the younger drivers and won't quote any cars that could be "high risk" or could result in a big claim. Looks like a competitive alternative to Quinn for me and that can't be a bad thing!!

mvpr · 12-02-2008 10:38am

They wouldnt quote me - 24, full licence, 0 points, 1.6 Focus.

A waste of one minute of my life going to their website. Wont be happening again...

Mitch Connor · 12-02-2008 10:39am

mvpr wrote: »

They wouldnt quote me - 24, full licence, 0 points, 1.6 Focus.

A waste of one minute of my life going to their website. Wont be happening again...

same as myself, but on a 1.5litre Mazda.

take_yer_points · 12-02-2008 10:43am

I got quoted anything from €290 for third party only with €2000 access on a 1.6 Focus - 27 years old with no points.

For fully comp with some of the extras and €1000 access it comes in at €469. I'm impressed with that! Will be thinking about it come renewal time

itarumaa · 12-02-2008 11:26am

Well, I just got quote,

€273.82 !

Comprehensive,
no car hire & breakdown but everything else,

I pay at the moment to Axa 1190e so Ryanair is 916 euros / year cheaper !

deRanged · 12-02-2008 11:27am

Thanks Mr. O'Leary - you just got me a nice bonus on my renewal. Axa rang me this morning to check that I was ok with my renewal - I mentioned that I was checking out other companies such as Ryanair and they offered me free breakdown cover (fifty euro worth). I hadn't even said what Ryanair had quoted me!

Actually, they were making a major point on the cover provided - to read the policy very carefully and check that the level of cover is the same.

Ryanair launch Car Insurance?

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