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ICB Report. Credit card present on report for 10 years.

  • 01-03-2016 09:41AM
    #1
    sadie1502
    Registered Users, Registered Users 2 Posts: 666 ✭✭✭


    Hi all as the title says there is a credit card on my report for the past 10 years scheduled to be removed in 2017. I am currently paying this off have a small balance. Does anyone know why this would still be on my report I thought after 5 years it had to be removed ? Can I ask for this to be removed? Does anyone have an idea ? Thank you.


Comments

  • #2
    Atlantic Dawn
    Registered Users, Registered Users 2 Posts: 86,596 ✭✭✭✭Atlantic Dawn
    GDY151


    Nearly a year until 2017?


  • #3
    sadie1502
    Registered Users, Registered Users 2 Posts: 666 ✭✭✭sadie1502


    Atlantic Dawn wrote: »
    Nearly a year until 2017?

    Yes a year and a half left it states 2017. But that means it's on my report for 10 years in total.


  • #4
    Nody
    Moderators, Category Moderators, Arts Moderators, Business & Finance Moderators, Entertainment Moderators, Society & Culture Moderators Posts: 18,647 CMod ✭✭✭✭Nody


    I'd guess because you have not actually settled it yet and hence it's an outstanding item and as per their webpage:
    The ICB holds information about borrowers and their loans for 5 years after the loan is closed


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