The rat race ?!

Nomis21 · 28-01-2016 12:48AM

If you are into DIY, for less than the price of a second hand car you could buy a house for €12,000 in Ballina which has a train station with a relaxing 3 .5 hour commute to Dublin. Or you could even afford to do the minimum wage job.

http://www.daft.ie/mayo/houses-for-auction/ballina/15-mount-assumpta-ballina-mayo-1129502/

StupidLikeAFox · 28-01-2016 12:58AM

Pac1Man wrote: »

CTRL+ALT+4 for Euro symbol.

You could also use the angry alt button - Alt Gr + 4

Jesus Wept · 28-01-2016 01:02AM

Nomis21 wrote: »

If you are into DIY, for less than the price of a second hand car you could buy a house for €12,000 in Ballina which has a train station with a relaxing 3 .5 hour commute to Dublin. Or you could even afford to do the minimum wage job.

http://www.daft.ie/mayo/houses-for-auction/ballina/15-mount-assumpta-ballina-mayo-1129502/

Was it ransacked before they took the pics?

Nomis21 · 28-01-2016 01:08AM

Je suis Mario wrote: »

Was it ransacked before they took the pics?

Yes I think it was ransacked but hey...

Looks like the price includes the furniture, which is pretty good nick.

Jesus Wept · 28-01-2016 01:45AM

Nomis21 wrote: »

Yes I think it was ransacked but hey...

Looks like the price includes the furniture, which is pretty good nick.

do you want to go splitsies?

Nomis21 · 28-01-2016 01:56AM

But for commuting this one is better...

http://www.daft.ie/kildare/houses-for-sale/monasterevin/oldgrange-monasterevin-kildare-1160904/

Less than 50 minutes into Heuston station.

Still costs less than a Ford Focus

Whyohwhy? · 28-01-2016 02:05AM

I live in santry (northside dublin) It's a 30 min commute if I get the bus at half 7 to get to o connell St. At best. And it can be a horrible experience maybe 40/50% of the time. (worse if much further than dublin 2,and that's walking from lwr abbey St, most other places and that's another bus/luas) unless you're fairly close to Dublin and happen to be driving a moped/motorcycle, a half hour commute without an early start is nigh on a fantasy.

I get your point, but would question the wisdom of getting education up to degree/masters level and moving down to ballygofcukward just to get "away from the rat race", taking any aul job to keep a roof over the head and waste that education. It only makes sense if you are basically living off grid within commuting distance of decent employment (which you trained for) and are saving money overall.

Otherwise, stay near the employment areas and pay the going rents and save up(ie , be a dry ****e, but to be honest, ballygofcukward on min. Wage would be the same.) catch 22 ****e....

Don't waste that education unless you absolutely have to.

Whyohwhy? · 28-01-2016 02:10AM

I also have to ask, why does it have to be a 4 bed, that and I'd be very surprised if you find a 4 bed within 30 mins/50 mins stress free commute of Dublin for €270k
(i haven't read past the first post I have to add, just jumping in with my 2c...)

Whyohwhy? · 28-01-2016 02:32AM

Nomis21 wrote: »

But for commuting this one is better...

http://www.daft.ie/kildare/houses-for-sale/monasterevin/oldgrange-monasterevin-kildare-1160904/

Less than 50 minutes into Heuston station.

Still costs less than a Ford Focus

Imo , that's not that bad(if ye had cash to buy it outright) were working and we're willing to save like fcuk and tolerate two or three (probably) cold winters and aren't afraid of some diy/are friends with some tradesmen that would be very comfortable for around 55/70k(70k being very comfortable I reckon, including purchase , assuming it's not near a food area, which I suspect it might be)

Jesus Wept · 28-01-2016 02:50AM

it's a shed, you could probably pour 200k and it would still be ****, be better off knocking it.

Whyohwhy? · 28-01-2016 05:35AM

Je suis Mario wrote: »

it's a shed, you could probably pour 200k and it would still be ****, be better off knocking it.

Yeah could I'm sure, but with a bit of thought and graft it could be done for near enough what I said(ye'd be a while at it admittedly but it's far from impossible, better than taking out a 250k mortgage + interest over 25/30 yrs.)

The easy option(turn key, furnish etc) isn't always the cheapest. Though of course it could be a money pit. Due diligence is the key.

_Kaiser_ · 28-01-2016 08:42AM

You do have to wonder why you bother sometimes alright..

I had my annual performance review lately and got a very good score for the last year's work with what should have been a nice bonus as a result.

Payday rolls around today and I've lost 50% of it in tax. And for what? As a single guy working in Dublin (but priced out of it in the last year so now commuting 1000 km a week) I get feck all for those taxes but pay everything individually anyway - health, waste, high rents etc

Permabear · 28-01-2016 11:11AM

This post has been deleted.

c_man · 28-01-2016 11:17AM

_Kaiser_ wrote: »

I had my annual performance review lately and got a very good score for the last year's work with what should have been a nice bonus as a result.

Payday rolls around today and I've lost 50% of it in tax.

Well done on your good review. I posted something similar last year in regards to my own bonus and had the head eaten off me by posters here!

If there's no option for you to take the bonus in shares or whatever, there's not much you can do really other than take it on the chin.

freedominacup · 28-01-2016 11:26AM

JustShon wrote: »

I'd never like to live somewhere where doing the grocery shopping is an expedition.

This reminds me of a comment my cousin made about his Waterford city born and reared father in law. The cousin reckons he gets a nosebleed every time he passes the Holy Cross (for the dubs amongst us think Newlands cross) on his way to visit his daughter in the untamed badlands around 10 miles from the city boundary. Nosebleed caused by stress.

osarusan · 28-01-2016 11:36AM

About 15 years ago, I was working very hard and making good money in Japan - working so much that I didn't have much time at all to spend my money. It was just accumulating, which was nice, but I was an absolute wreck, which wasn't so nice.

I knew the contract was coming to an end and had some fantasies of getting out of the rat race, and did some (brief) research into where was the cheapest English-speaking place in the world - the place where my store of money would last longest, before I had to go back to earning again.

The answer (at that time at least) was Kiribati. I spent a silly amount of my rare free time reading about it. There were times that I was very serious about doing it.

In the end though, I just changed positions.

The fact that Tawara Atoll, rather than being the pristine tropical water it appeared to be, was in fact one of the most polluted places in the world, put a bit of a dampener on it anyway.

osarusan · 28-01-2016 11:36AM

About 15 years ago, I was working very hard and making good money in Japan - working so much that I didn't have much time at all to spend my money. It was just accumulating, which was nice, but I was an absolute wreck, which wasn't so nice.

I knew the contract was coming to an end and had some fantasies of getting out of the rat race, and did some (brief) research into where was the cheapest English-speaking place in the world - the place where my store of money would last longest, before I had to go back to earning again.

The answer (at that time at least) was Kiribati. I spent a silly amount of my rare free time reading about it. There were times that I was very serious about doing it.

In the end though, I just changed positions.

The fact that Tarawa Atoll, rather than being the pristine tropical water it appeared to be, was in fact one of the most polluted places in the world, put a bit of a dampener on it anyway, as did the realisation that it wasn't so much a rustic way of life as real poverty.

Mr_Muffin · 28-01-2016 11:42AM

Why not get an education and get a well paying job outside of Dublin? They do exist and are a lot more plentiful than people think.

There is a big difference between 'living in a little backwards' town and living in a large town/smaller city.

Graces7 · 28-01-2016 11:48AM

The Randy Riverbeast wrote: »

Living in the ass end of nowhere is cheap but you'll need a car to get anything done, then there are no amenities. I would end up being one of those people who think I should have fibre broadband despite being unable to see my nearest neighbour.

I have digiweb broadband and they will provide in all areas... seeking soon a rental even more isolated than this to retire to..do not need any amenities... was looking around Goleen and Mizen last week... some huge houses out there, No neighbours

Eugene Norman · 29-01-2016 12:20AM

Me and the OH are looking to buy in Dublin. Max mortgage = 280. Max price = 350. Exhausting savings.

I can get a moderate 3 bed in coolock for that. Nothing on the traditional middle class areas.

I'd prefer to go cheaper but I want to live close to a village centre (is raheny, clontarf etc) That leaves just appartments.

The centre of small Irish cities has more immediate attractions than much of Dublin. It's a pity Waterford is a jobs black spot because it's got impressive housing stock. And cheap.

http://www.daft.ie/waterford/houses-for-sale/waterford-city/richardsons-folly-waterford-city-waterford-1040258/

ToddyDoody · 29-01-2016 12:28AM

But we don't race rats?

29-01-2016 12:47AM

Eugene Norman wrote: »

Me and the OH are looking to buy in Dublin. Max mortgage = 280. Max price = 350. Exhausting savings.

I can get a moderate 3 bed in coolock for that. Nothing on the traditional middle class areas.

I'd prefer to go cheaper but I want to live close to a village centre (is raheny, clontarf etc) That leaves just appartments.

The centre of small Irish cities has more immediate attractions than much of Dublin. It's a pity Waterford is a jobs black spot because it's got impressive housing stock. And cheap.

http://www.daft.ie/waterford/houses-for-sale/waterford-city/richardsons-folly-waterford-city-waterford-1040258/

What ya reckon you`ll do?

josip · 29-01-2016 10:38AM

Eugene Norman wrote: »

Me and the OH are looking to buy in Dublin. Max mortgage = 280. Max price = 350. Exhausting savings.

I can get a moderate 3 bed in coolock for that. Nothing on the traditional middle class areas.

I'd prefer to go cheaper but I want to live close to a village centre (is raheny, clontarf etc) That leaves just appartments.

The centre of small Irish cities has more immediate attractions than much of Dublin. It's a pity Waterford is a jobs black spot because it's got impressive housing stock. And cheap.

http://www.daft.ie/waterford/houses-for-sale/waterford-city/richardsons-folly-waterford-city-waterford-1040258/

But if it wasn't a jobs blackspot the houses wouldn't be cheap.
In general the cost of housing matches the availability of jobs/services/etc. Places with more options/prospects are naturally more expensive. If somewhere is cheap to buy, there's usually a good reason for it.

Eugene Norman · 29-01-2016 10:42AM

josip wrote: »

But if it wasn't a jobs blackspot the houses wouldn't be cheap.
In general the cost of housing matches the availability of jobs/services/etc. Places with more options/prospects are naturally more expensive. If somewhere is cheap to buy, there's usually a good reason for it.

True but as I said I think I can telecommute and the oh is a nurse. I am a dub so leaving is hard, she's not Irish but is a big city girl. Our inclination is to stay in dub but in terms of leaving the rat race that's an option that isn't going to the boondocks. And Waterford may have no jobs but it's not Detroit. Once you have an income it looks good.

Also it's all motorway, it's east not west. All good.

The rat race ?!

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