Liveline Thread 17/10/2015 to 21/12/2015

Flukey · 20-10-2015 01:26PM

Atlantic Dawn wrote: »

The modern thieves just steal the keys, they don't need any of the skills of the olden days.

Yes, it was easier in the past. No keys or hotwiring needed for one of these:

Rock Lesnar · 20-10-2015 01:26PM

2 boys chatting to each other, presenter has no clue what they are talking about

Roger_007 · 20-10-2015 01:26PM

Suck it up Robert..........you haven't a legal leg to stand on.

PeterTheEighth · 20-10-2015 01:26PM

Are we sure that the criminals didnt chip the engine before they crashed it.

Dan Jaman · 20-10-2015 01:27PM

Mike Guide 69 wrote: »

Well said, any changes to the car need to be notified in advance for policy verification and changes, obviously the insurance went up, since he didnt notify the change made to the car.......

I've found the mods of that type make no real difference to the premium, so long as the insco is told. Of course, bunging on a bigger turbo or a 50% larger engine would make a difference.

my friend · 20-10-2015 01:27PM

Robert, what line of business are you in, curious that you accumulated €32 k for a car and bought another no hassle ! (Given your lack of understanding of basic requirements )

Atlantic Dawn · 20-10-2015 01:28PM

He had his house chipped.

Rock Lesnar · 20-10-2015 01:28PM

These people are great Sleepers

2smiggy · 20-10-2015 01:28PM

Atlantic Dawn wrote: »

Is it a BMW approved part and was it installed by a main dealer?

i don't think main dealers do them, my uncle has a jeep done, and it does increase power. It was a fellow from a main dealer that installed it , but on his own time at the weekend.

I don't believe him when he said he did not know it was installed, as he seems to know a lot about the box.

Atlantic Dawn · 20-10-2015 01:28PM

It must be great working in insurance when you find the small thing to make the claim not pay out, there has to be a bonus involved or some reward.

Mike Guide 69 · 20-10-2015 01:29PM

BINGO!!!, You never declared it.........

my friend · 20-10-2015 01:29PM

You need to be truthful, we are getting lots of white lies here, when you take the policy you must declare points etc, if you don't and there's no claim that'll be fine, but make a claim and facts will be verified

Atlantic Dawn · 20-10-2015 01:29PM

Jeep, not a very reliable brand to be fair.

Roger_007 · 20-10-2015 01:29PM

The law is the law, you idiot.

my friend · 20-10-2015 01:31PM

Where's the caller in the middle from? Syria?

Atlantic Dawn · 20-10-2015 01:31PM

What happens it that initially they will stone wall someone with a little technicality, this will get rid of 2 out of 3 people, those that will go legal they will pay out on.

PeterTheEighth · 20-10-2015 01:31PM

Nadji mess... Is that yer man's name or Joe's description of what happened to yer man with the jeep.

2smiggy · 20-10-2015 01:31PM

did he renew the insurance and not declare the points, or did she get the points on her current insurance ? Do you have to inform the insurance company as soon as you get points on your licence ?

Flukey · 20-10-2015 01:32PM

Rock Lesnar wrote: »

These people are great Sleepers

The thieves were probably very quiet moving around and used sign language to communicate with each other.

ThisRegard · 20-10-2015 01:32PM

Who is that eejit? If you go down the legal route they'll have to pay you something ?!?

And Joe saying he never heard of that ?

FFS, it's one of the main clauses on any policy when taking it out.

Roger_007 · 20-10-2015 01:32PM

Atlantic Dawn wrote: »

What happens it that initially they will stone wall someone with a little technicality, this will get rid of 2 out of 3 people, those that will go legal they will pay out on.

Making a false declaration is not 'a little technicality'. It is a criminal offence!

Atlantic Dawn · 20-10-2015 01:32PM

2smiggy wrote: »

did he renew the insurance and not declare the points, or did she get the points on her current insurance ? Do you have to inform the insurance company as soon as you get points on your licence ?

Some policies have in the terms you must contact them during the term of the policy if you get points. Most just ask you have you any points at renewal time.

my friend · 20-10-2015 01:33PM

Flukey wrote: »

The thieves were probably very quiet moving around and used sign language to communicate with each other.

Was his missus underwear missing too?

ThisRegard · 20-10-2015 01:33PM

Atlantic Dawn wrote: »

It must be great working in insurance when you find the small thing to make the claim not pay out, there has to be a bonus involved or some reward.

You mean an assessor just doing their job ? It's called their salary.

Atlantic Dawn wrote: »

What happens it that initially they will stone wall someone with a little technicality, this will get rid of 2 out of 3 people, those that will go legal they will pay out on.

They won't, you made a false declaration.

Atlantic Dawn · 20-10-2015 01:34PM

Roger_007 wrote: »

Making a false declaration is not 'a little technicality'. It is a criminal offence!

Would depend on if you had the modification done prior to taking out the policy, if you took out the policy and then had the modification done or got points depending on the terms of the policy they normally only seek this information at renewal.

2smiggy · 20-10-2015 01:34PM

Atlantic Dawn wrote: »

Some policies have in the terms you must contact them during the term of the policy if you get points. Most just ask you have you any points at renewal time.

I better have a read of mine, just got 3 points for being on the phone last month, never had any points till then

Dan Jaman · 20-10-2015 01:35PM

Roger_007 wrote: »

Making a false declaration is not 'a little technicality'. It is a criminal offence!

Much as the insurance companies would like to write the laws, they haven't yet been given the powers to do so.

ThisRegard · 20-10-2015 01:35PM

Atlantic Dawn wrote: »

Would depend on if you had the modification done prior to taking out the policy, if you took out the policy and then had the modification done or got points depending on the terms of the policy they normally only seek this information at renewal.

Nope.

SEPT 23 1989 · 20-10-2015 01:36PM

clamp drawer slowly opens

Mike Guide 69 · 20-10-2015 01:37PM

2smiggy wrote: »

I better have a read of mine, just got 3 points for being on the phone last month, never had any points till then

You can ring the insurance company and inform the of the points issue as they can make the changes to the policy particulary at the time of renewal, hence why there always cagey about the "two week cooling off period" for insurance renewals..........

Liveline Thread 17/10/2015 to 21/12/2015

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