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How long before my credit card balance shows up zero with ICB records

10-08-2015 03:38PM

#1

VitaminB

Registered Users, Registered Users 2 Posts: 8 ✭

Join Date: June 2015

Posts: 4

Hi,

Just paid off my credit card balance in full.

How long before this balance shows up as zero owed/paid in full with the ICB?

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Comments

#2 10-08-2015 05:46PM

Makood

Registered Users, Registered Users 2 Posts: 326 ✭✭

Join Date: October 2012

Posts: 307

Sorry, misread the question. I cannot answer this

0
#3 10-08-2015 05:50PM

PolaroidPizza

Registered Users, Registered Users 2 Posts: 130 ✭✭

Join Date: June 2015

Posts: 127

If its bank of ireland it could be forever. They've a tendancy to stick a sneaky 2 euro charge on it and then never tell you.
Get it in writing the balance is zero when you close the account.

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#4 10-08-2015 06:04PM

Seridisand

Registered Users, Registered Users 2 Posts: 291 ✭✭

Join Date: February 2012

Posts: 272

ICB is a "reported to" organisation, the onus is on your credit organisation to update them and they can basically do this at their discretion.
If you think your credit history is incorrect, you need to contact the reporter(BOI,AIB,....)

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