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No claims bonus applies to second car with another company ?

  • 08-06-2015 02:12PM
    #1
    Colash
    Registered Users, Registered Users 2 Posts: 1,377 ✭✭✭


    I'm thinking of insuring a second car with another insurance company . I have a 7 years NCB with the company and I'm wondering if I take out a new policy with a new company on my second car will my 7 years NCB apply??


Comments

  • #2
    L1011
    Registered Users, Registered Users 2 Posts: 75,480 ✭✭✭✭L1011


    Pretty much always no.

    Your insurer may do multicar discounts but under normal circumstances the NCB is for one vehicle only.


  • #3
    Gumbo
    Moderators, Society & Culture Moderators Posts: 42,150 Mod ✭✭✭✭Gumbo


    Colash wrote: »
    I'm thinking of insuring a second car with another insurance company . I have a 7 years NCB with the company and I'm wondering if I take out a new policy with a new company on my second car will my 7 years NCB apply??

    One NCB to One car only.
    Whats the second car/ is it a weekend car or a commercial ?


  • #4
    Tea 1000
    Registered Users, Registered Users 2 Posts: 4,497 ✭✭✭Tea 1000


    Guaranteed though if you crash one car, both NCB's get affected!!


  • #5
    Colash
    Registered Users, Registered Users 2 Posts: 1,377 ✭✭✭Colash


    Seems one or two companies will mirror an NCB


  • #6
    ballooba
    Registered Users, Registered Users 2 Posts: 6,315 ✭✭✭ballooba


    KennCo will mirror. I currently have this in place through Chill.ie


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  • #7
    jinkybhoy
    Registered Users, Registered Users 2 Posts: 695 ✭✭✭jinkybhoy


    Kennco and Patrona main insurers that will do this at the moment.


  • #8
    Colash
    Registered Users, Registered Users 2 Posts: 1,377 ✭✭✭Colash


    I'm with kennco. They confirmed that there when I rang . Thanks for that


  • #9
    jinkybhoy
    Registered Users, Registered Users 2 Posts: 695 ✭✭✭jinkybhoy


    Colash wrote: »
    I'm with kennco. They confirmed that there when I rang . Thanks for that

    But they may not be cheaper than Patrona - call a broker and get them so check for you.


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