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Its4women cancelation query

  • 16-02-2015 04:13PM
    #1
    lukesmom
    Registered Users, Registered Users 2 Posts: 4,401 ✭✭✭


    Sorry for long post -I found at renewal te its4women were way cheaper then the rest and ignored my gut instinct which was screaming no. Anyway I paid the deposit over the Internet and they sent me a request for documents. I sent these documents and then they asked for them again??? I rang them and was on hold for 25 minutes so hung up. I then emailed them to say I had sent the documents in to them. They then sent me my insurance cert. I got 3 letters from close premium finance giving the dates the premiums would come out monthly by direct debit and they were different starting dates. I decided to cancel as they seem like a terrible business to deal with and I should have stuck with the AA. Rang its4women and of course I couldn't get through then rang the finance company who told me to call its4women :) so I've sent my cert and a written note explaining I want to cancel insurance with its4women with immediate effect. I since spoke with my brother who thinks I should get some of the deposit back. How likely is this???, I'd ask the insurance company but they are impossible to reach :(


Comments

  • #2
    kay 9
    Registered Users, Registered Users 2 Posts: 2,686 ✭✭✭kay 9


    It's for women are a complete joke. The wife went with them this year and same story, "can't contact them" never again. They ain't worth the little saving.


  • #3
    lukesmom
    Registered Users, Registered Users 2 Posts: 4,401 ✭✭✭lukesmom


    OSI wrote: »
    How long ago was this? You have a 14 day cooling off period to cancel without penalty.

    Ah damn I paid the deposit on 23rd January so I'm past the 14 days. I'll lose €75 deposit. They are a complete joke though.


  • #4
    To Elland Back
    Closed Accounts Posts: 1,923 ✭✭✭To Elland Back


    OSI wrote: »
    How long ago was this? You have a 14 day cooling off period to cancel without penalty.

    You can cancel the insurance alright, but you need to sort out Close Premium Finance too, that is a loan arrangement


  • #5
    lukesmom
    Registered Users, Registered Users 2 Posts: 4,401 ✭✭✭lukesmom


    To Elland Back wrote: »
    You can cancel the insurance alright, but you need to sort out Close Premium Finance too, that is a loan arrangement

    Yes I emailed the finance company and also rang them. They told me they need direction from its4women to cancel it.


  • #6
    To Elland Back
    Closed Accounts Posts: 1,923 ✭✭✭To Elland Back


    lukesmom wrote: »
    Yes I emailed the finance company and also rang them. They told me they need direction from its4women to cancel it.

    Even if your insurers gives the finance company a full refund on the premium, there is the matter of the interest and set up fee. Keep an eye on that


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