Can you work in England but get paid to your Irish Bank account?

shano724 · 13-10-2014 07:55PM #1

Hi I just moved to England from Ireland. I was wondering if anybody knows is it possible to work in England but still get paid into your Irish bank account?

Help!!!! · 13-10-2014 08:01PM

no don't think you can. employer would have to pay transfer fees. you would get charged for taking money out

shano724 · 13-10-2014 08:10PM

ah that's unfortunate thanks for the reply anyway

Ponster · 13-10-2014 09:52PM

Yes you can but I'd imagine that it would depend on the employer. It's been offered to me in the past and I plan on setting up such a system in 2015.

If you're living in the UK it's less useful though due to the charges as Help pointed out.

shano724 · 13-10-2014 09:56PM

Hmmm okay I think it would be handier for me given I need to transfer money back to the Irish one to pay off a loan but I'll have to see how much the charges are and if the company are willing to do it I guess. Thanks for the response

Ponster · 14-10-2014 08:45AM

Sounds like you're going to lose money somewhere. I'd open an account in the UK and transfer once monthly to Ireland. That way you're less worried about using your debitcard in the UK on a day-to-day basis.

kelledy · 03-11-2014 12:36AM

Link uk and irish bank accounts to PayPal. Pay from uk ac to PayPal then PayPal to irish ac.
No charges 😄

enda1 · 03-11-2014 05:16PM

kelledy wrote: »

Link uk and irish bank accounts to PayPal. Pay from uk ac to PayPal then PayPal to irish ac.
No charges 😄

At a rate of about 3% worse than Transferwise for example.

setanta1984 · 03-11-2014 05:24PM

The Post Office have a free international transfer service, only one I could find. Only catch is amount needs to be a minimum of £250.

http://www.postoffice.co.uk/international-payments?intcampaignid=MnfinanceIntPayments

enda1 · 03-11-2014 05:25PM

setanta1984 wrote: »

The Post Office have a free international transfer service, only one I could find. Only catch is amount needs to be a minimum of £250.

http://www.postoffice.co.uk/international-payments?intcampaignid=MnfinanceIntPayments

Be careful to look at exchange rate as well as fees! Postoffice pray on people not realising the "fee" is built into a dodgy rate...

partyguinness · 08-11-2014 01:12AM

The employer will have money laundering/ID concerns.

Just ask!!

Sheldons Brain · 08-11-2014 01:18AM

partyguinness wrote: »

The employer will have money laundering/ID concerns.

Just ask!!

Why would the employer have money laundering concerns, you are their employee and it is clear where the money came from

If you are spending a a significant amount of the money in England you'd be changing it twice, not very efficient. Better to pay into a Sterling A/c and the transfer back to Ireland that money needed in Euro.

partyguinness · 08-11-2014 01:25AM

Sheldons Brain wrote: »

Why would the employer have money laundering concerns, you are their employee and it is clear where the money came from

If you are spending a a significant amount of the money in England you'd be changing it twice, not very efficient. Better to pay into a Sterling A/c and the transfer back to Ireland that money needed in Euro.

They are very anal about complying with money laundering legislation etc in England. I just know (from my experiences) that it would be frowned upon and that you are up to something.

Plus OP, it doesn't really show massive commitment on your part if you don't open a bank account. An employer will think 'He's not worth employing as he will be gone in a few weeks.' But perhaps it is just a temp job you are doing.

Santa Cruz · 01-01-2015 12:20PM

Just open a UK account and do the monthly transfer yourself on line.

NoCrackHaving · 05-01-2015 02:17PM

Santa Cruz wrote: »

Just open a UK account and do the monthly transfer yourself on line.

Can be very hefty bank charges tacked on to this.

Zippie84 · 07-01-2015 10:05PM

I am from Ireland, live in Uk, transfer money back to Ireland a lot for loans etc.

Over the past few years I've used several methos - post office transfer, paypal, am sure there's been others. But have used transferwise for quite a while now. Really good rates and very quick transfers. Would definitely recommend.

Long Gone · 11-01-2015 02:34PM

enda1 wrote: »

Be careful to look at exchange rate as well as fees! Postoffice pray on people not realising the "fee" is built into a dodgy rate...

Absolutely. I stayed at a small hotel in Paddington once that had a very honest Aussie manager. This American guy wanted to cash a dollar travellers cheque and asked him if the hotel charged any commission. "No", said the manager "We don't charge commission, we just have a really lousy exchange rate".

Can you work in England but get paid to your Irish Bank account?

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