Buying ex Wife's Car

glynandpam · 29-10-2014 03:03PM #1

I am looking at buying my ex wife's car. It has been off the road for nearly 5 months and I am on her insurance. Now when I buy her car am I going to have to pay the last 5 months of tax that is owed. or do I just pay from the time I buy the car. Also I am on her insurance so would I need to get my own insurance or stay on her's we are still friends and she could use the car when she is well enough to use it?

glynandpam · 29-10-2014 03:22PM

would I need to have my own insurance as I pay that anyway and I am a named driver on it

Alanstrainor · 29-10-2014 03:52PM

glynandpam wrote: »

would I need to have my own insurance as I pay that anyway and I am a named driver on it

If you're a named driver then you are covered. But I would wager your insurance would cover you also...best make sure by calling both companies if you're not certain however.

coylemj · 29-10-2014 05:08PM

Alanstrainor wrote: »

If you're a named driver then you are covered. But I would wager your insurance would cover you also...best make sure by calling both companies if you're not certain however.

Not when he becomes the owner. The policy in her name will lapse because she no longer owns the car and any policy in his name will not cover him under 'driving other cars' because that clause explicitly excludes cars that you own or have hired.

He needs to take out a policy in his own name. You cannot have a situation where a car is owned and driven by A but on a policy in the name of B, regardless of who is or is not a named driver.

bazz26 · 29-10-2014 05:41PM

Your insurance company will insist on the registered owner being the policy holder. So if you transfer ownership over to yourself you will need to take out an insurance policy on it in your name. However you can still add your ex-wife as a named driver on that policy if she wants to drive it now and then.

YouTookMyName · 29-10-2014 05:41PM

buying ex wifes car??

check the brakes. :eek:

MuppetCheck · 29-10-2014 05:58PM

YouTookMyName wrote: »

buying ex wifes car??

check the brakes. :eek:

Name change too!

Buying ex Wife's Car

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